Volvo V50 Insurance Rates

Do you need help finding cheap Volvo V50 insurance rates? The average cost of Volvo V50 insurance is $1,230 a year, or $102 a month. Learn more about Volvo V50 frequently asked coverage questions.

Want Volvo V50 price assurance that you have the cheapest rates? Enter your ZIP code in our free tool above to find the cheapest rates for a Volvo V50.

Average insurance rates for a Volvo V50 are $1,492 a year for full coverage insurance. Comprehensive costs approximately $336, collision insurance costs $626, and liability is $372. Liability-only coverage costs around $438 a year, and high-risk coverage costs around $3,228. Teenage drivers receive the highest rates at up to $5,458 a year.

Average premium for full coverage: $1,492

Rate estimates by individual coverage type:

Prices are based on $500 policy deductibles, liability limits of 30/60, and includes both medical and UM/UIM coverage. Rates are averaged for all 50 states and for all V50 models.

Price Range by Coverage and Risk

Price Range by Location

Choosing to live in a large city can have significant affects on the price of auto insurance. Rural locations tend to have lower incidents of physical damage claims than densely populated cities. The example below illustrates how where you live affects auto insurance prices.

These examples illustrate why everyone should compare rates quotes using their specific location, instead of using average rates.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below illustrates average Volvo V50 insurance rates for additional coverage and risk scenarios.

• The best discount rate is $850
• Raising to $1,000 deductibles will save $220 each year
• The estimated price for a 40-year-old driver who chooses $500 deductibles is $1,492
• Using pricier low deductibles bumps up the cost to $1,916
• At-risk drivers who are prone to accidents and violations could pay around $3,228
• The cost that insures a teen driver for full coverage can cost $5,458

View Chart as Image

Car insurance rates for a Volvo V50 can also vary considerably based on the model of your V50, your age and driving record, and physical damage deductibles and liability limits.

If you like to drive fast or you caused an accident, you are probably paying anywhere from $1,800 to $2,400 extra per year, depending on your age. Volvo V50 insurance for high-risk drivers is expensive and can cost as much as 44% to 135% more than a normal policy. View High Risk Driver Rates

A more mature driver with no driving violations and higher comprehensive and collision deductibles may pay as little as $1,400 every 12 months on average for full coverage. Rates are much higher for teen drivers, since even teens with perfect driving records will be charged in the ballpark of $5,400 a year. View Rates by Age

Where you live also has a big influence on Volvo V50 insurance prices. A middle-age driver might find rates as low as $980 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $2,010 on average in Florida, New York, and Michigan.

View Chart as Image

Using high physical damage deductibles can reduce rates by up to $650 every year, whereas buying more liability protection will push rates upward. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $335 extra every 12 months. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2026 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Affordable Volvo V50 Insurance

Saving money on car insurance consists of being a good driver, having a positive credit history, avoid buying unnecessary coverage, and attention to physical damage deductibles. Compare prices once a year by getting rate quotes from direct insurance companies like Progressive, GEICO, and Esurance, and also from your local car insurance providers.

The following list is a brief review of the data that was touched on in the above illustrations.

• It is possible to save around $180 per year just by quoting online well ahead of the renewal date
• Policyholders who purchase an increased level of liability coverage will pay an extra $410 annually to raise from a minimum limit to the 250/500 level
• Drivers age 16 to 20 pay the highest auto insurance rates, costing up to $455 per month if full coverage is purchased
• Higher risk drivers with DUI or reckless driving convictions could be charged and average of $1,740 more per year than a safer driver

Who really has the lowest car insurance rates for a Volvo V50? The only way to find this out and save on average insurance costs is to shop around. To find cheap and affordable car insurance, enter your ZIP code in our free tool below.

What are the safety ratings of the Volvo V50?

Is the Volvo V50 a good car? This is what insurers will ask themselves when they look at Volvo V50 safety ratings and features. Some of the Volvo V50’s safety features include traction control, whiplash protection seating, anti-submarine seats, and anti-lock braking system.

However, the Insurance Institute for Highway Safety (IIHS) has not crash-tested the Volvo V50, so there is no information on the safety ratings. This means that insurers will base rates on safety ratings of vehicles in the Volvo V50’s class.

Volvo V50 Compared Against Other Vehicles in the Same Class

What insurance group is a Volvo V50? The Volvo V50 is a luxury car, which means that its insurance group will be higher (more expensive). To see how other luxury cars’ rates compare to the Volvo V50’s insurance rates, view the list below.

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The best way to save on Volvos, from a Volvo S40 to a Volvo V50, is to shop for multiple quotes. Enter your ZIP code in our free tool to start comparing rates.