Volvo V50 Insurance Rates

Do you need help finding cheap Volvo V50 insurance rates? The average cost of Volvo V50 insurance is $1,230 a year, or $102 a month. Learn more about Volvo V50 frequently asked coverage questions.

Want Volvo V50 price assurance that you have the cheapest rates? Enter your ZIP code in our free tool above to find the cheapest rates for a Volvo V50.

Average insurance rates for a Volvo V50 are $1,492 a year for full coverage insurance. Comprehensive insurance costs approximately $336 a year, collision insurance costs $626, and liability coverage costs around $372. Liability-only coverage costs as low as $438 a year, and high-risk coverage costs $3,228 or more. 16-year-old drivers receive the highest rates at up to $5,458 a year.

Average premium for full coverage: $1,492

Rate estimates by individual coverage type:

Includes $500 comprehensive and collision deductibles, bodily injury liability limits of 30/60, and includes medical/PIP and uninsured motorist coverage. Rates are averaged for all 50 states and V50 trim levels.

Price Range by Coverage and Risk

Price Range by Location

Where you live has a large influence on the price of auto insurance. Rural locations tend to have lower incidents of physical damage claims than congested cities. The diagram below illustrates how rural and urban location affects auto insurance prices.

These examples illustrate why it is important to compare prices using their specific location, rather than using rate averages.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below illustrates average Volvo V50 insurance rates for additional coverage and risk scenarios.

• The best full coverage rate is $850
• Using higher $1,000 deductibles will save $1,272 each year
• The estimated price for a 40-year-old driver who chooses $500 deductibles is $1,492
• Buying low $100 deductibles for physical damage coverage will cost an additional $424 each year
• Higher-risk drivers with multiple tickets or accidents could pay around $3,228
• The cost that insures a teenage driver can cost $5,458 or more

View Chart as Image

Car insurance rates for a Volvo V50 can also vary considerably based on the trim level of your V50, your age and driving record, and physical damage deductibles and liability limits.

If you like to drive fast or you caused an accident, you are probably paying anywhere from $1,800 to $2,400 extra per year, depending on your age. A high-risk auto insurance policy can be around 44% to 135% more than the average rate. View High Risk Driver Rates

Older drivers with no driving violations and higher comprehensive and collision deductibles may only pay around $1,400 a year for full coverage. Rates are highest for teen drivers, since even teens with perfect driving records will be charged in the ballpark of $5,400 a year. View Rates by Age

Where you live has a huge impact on Volvo V50 insurance rates. A driver around age 40 might see rates as low as $980 a year in states like North Carolina, Wisconsin, and Vermont, or at least $2,010 on average in Florida, New York, and Michigan.

View Chart as Image

Opting for high physical damage deductibles could cut rates by as much as $650 a year, while buying higher liability limits will push rates upward. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $335 extra every 12 months. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2026 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Cheapest Volvo V50 Insurance

Saving money on auto insurance requires avoiding accidents and violations, having a positive credit history, avoid buying unnecessary coverage, and attention to physical damage deductibles. Comparison shop every other policy renewal by requesting quotes from direct insurance companies like Progressive, GEICO, and Esurance, and also from your local car insurance providers.

The list below is a recap of the ideas that were raised in the charts and tables above.

• Teenagers pay the highest auto insurance rates, costing up to $455 per month if full coverage is purchased
• Drivers that have major violations or accidents could be charged and average of $1,740 more per year for car insurance
• Increasing deductibles can save approximately $650 each year
• It is possible to save around $180 per year just by quoting early and online

Who really has the lowest car insurance rates for a Volvo V50? The only way to find this out and save on average insurance costs is to shop around. To find cheap and affordable car insurance, enter your ZIP code in our free tool below.

What are the safety ratings of the Volvo V50?

Is the Volvo V50 a good car? This is what insurers will ask themselves when they look at Volvo V50 safety ratings and features. Some of the Volvo V50’s safety features include traction control, whiplash protection seating, anti-submarine seats, and anti-lock braking system.

However, the Insurance Institute for Highway Safety (IIHS) has not crash-tested the Volvo V50, so there is no information on the safety ratings. This means that insurers will base rates on safety ratings of vehicles in the Volvo V50’s class.

Volvo V50 Compared Against Other Vehicles in the Same Class

What insurance group is a Volvo V50? The Volvo V50 is a luxury car, which means that its insurance group will be higher (more expensive). To see how other luxury cars’ rates compare to the Volvo V50’s insurance rates, view the list below.

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The best way to save on Volvos, from a Volvo S40 to a Volvo V50, is to shop for multiple quotes. Enter your ZIP code in our free tool to start comparing rates.