Volvo V60 Insurance Rates

Enter your zip code below to view companies that have cheap auto insurance rates.

Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

Michelle Robbins

Licensed Insurance Agent

Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...

Licensed Insurance Agent

UPDATED: Apr 23, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

U.S. average auto insurance rates for a Volvo V60 are $1,248 annually for full coverage. Comprehensive costs on average $258 a year, collision costs $464, and liability coverage is estimated at $390. Liability-only coverage costs approximately $438 a year, with high-risk coverage costing around $2,706. 16-year-old drivers pay the highest rates at $4,688 a year or more.

Average premium for full coverage: $1,248

Price estimates by individual coverage:

Comprehensive $258
Collision $464
Liability $390

Estimates include $500 comprehensive and collision deductibles, bodily injury liability limits of 30/60, and includes additional medical/uninsured motorist coverage. Estimates are averaged for all states and V60 trim levels.

Price Range from Low to High

For a driver around age 40, Volvo V60 insurance prices go from as cheap as $438 for just the minimum liability insurance to a high of $2,706 for a driver who has had serious violations or accidents.

Liability Only $438
Full Coverage $1,248
High Risk $2,706

Geographic Price Range

Living in a larger city has a large influence on car insurance rates. Rural areas have fewer accident claims than congested cities.

The diagram below illustrates the difference between rural and urban areas on car insurance rates.

Rural Areas $936
Small Cities $1,310
Large Cities $1,685

The ranges above show why it is important to get quotes based on a specific location and their own personal driving habits, rather than using rate averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Analysis

The chart below shows estimated Volvo V60 insurance rates for different risk profiles and scenarios.

  • The best full coverage rate is $716
  • Choosing higher $1,000 deductibles can save around $1,084 a year
  • The estimated rate for the average middle-age driver with $500 deductibles is $1,248
  • Buying low $100 deductibles for comp and collision coverage will cost $1,566
  • Drivers with multiple tickets or accidents could pay upwards of $2,706 or more
  • The price with full coverage for a teenage driver may cost $4,688 each year

View Chart as Image

Volvo V60 insurance cost comparison chart
Column chart showing full coverage Volvo V60 insurance rates range from $716 to $4,688

Auto insurance prices for a Volvo V60 are also quite variable based on the trim level and model year, your driver profile, and policy deductibles and limits.

Older drivers with a good driving record and high physical damage deductibles may only pay around $1,200 annually on average for full coverage. Prices are highest for teenage drivers, where even without any violations or accidents they will have to pay upwards of $4,600 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you could be paying at a minimum $1,500 to $2,100 in extra premium each year, depending on your age. A high-risk auto insurance policy ranges around 45% to 134% more than the average rate. View High Risk Driver Rates

Opting for high physical damage deductibles can save as much as $490 a year, while buying higher liability limits will cost you more. Going from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $351 extra every year. View Rates by Deductible or Liability Limit

The state you live in plays a big part in determining prices for Volvo V60 insurance rates. A good driver about age 40 could pay as low as $820 a year in states like Idaho, Maine, and Iowa, or at least $1,780 on average in Michigan, Louisiana, and New York.

Volvo V60 Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,128 -$120 -9.6%
Alaska $958 -$290 -23.2%
Arizona $1,034 -$214 -17.1%
Arkansas $1,248 -$0 0.0%
California $1,422 $174 13.9%
Colorado $1,190 -$58 -4.6%
Connecticut $1,282 $34 2.7%
Delaware $1,410 $162 13.0%
Florida $1,560 $312 25.0%
Georgia $1,154 -$94 -7.5%
Hawaii $896 -$352 -28.2%
Idaho $846 -$402 -32.2%
Illinois $930 -$318 -25.5%
Indiana $942 -$306 -24.5%
Iowa $842 -$406 -32.5%
Kansas $1,186 -$62 -5.0%
Kentucky $1,702 $454 36.4%
Louisiana $1,846 $598 47.9%
Maine $772 -$476 -38.1%
Maryland $1,030 -$218 -17.5%
Massachusetts $994 -$254 -20.4%
Michigan $2,168 $920 73.7%
Minnesota $1,046 -$202 -16.2%
Mississippi $1,496 $248 19.9%
Missouri $1,110 -$138 -11.1%
Montana $1,340 $92 7.4%
Nebraska $984 -$264 -21.2%
Nevada $1,496 $248 19.9%
New Hampshire $900 -$348 -27.9%
New Jersey $1,394 $146 11.7%
New Mexico $1,104 -$144 -11.5%
New York $1,314 $66 5.3%
North Carolina $718 -$530 -42.5%
North Dakota $1,024 -$224 -17.9%
Ohio $860 -$388 -31.1%
Oklahoma $1,282 $34 2.7%
Oregon $1,142 -$106 -8.5%
Pennsylvania $1,188 -$60 -4.8%
Rhode Island $1,664 $416 33.3%
South Carolina $1,132 -$116 -9.3%
South Dakota $1,054 -$194 -15.5%
Tennessee $1,092 -$156 -12.5%
Texas $1,504 $256 20.5%
Utah $926 -$322 -25.8%
Vermont $852 -$396 -31.7%
Virginia $748 -$500 -40.1%
Washington $964 -$284 -22.8%
West Virginia $1,146 -$102 -8.2%
Wisconsin $860 -$388 -31.1%
Wyoming $1,110 -$138 -11.1%

View Chart as Image

Volvo V60 insurance rates by U.S. city

Since prices can be so different, the only way to know exactly what you will pay is to get quotes and see how they stack up. Each auto insurer utilizes a different rate formula, and quoted prices may be quite different between companies.

Volvo V60 Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Volvo V60 $346 $660 $332 $1,474
2023 Volvo V60 $332 $656 $338 $1,462
2022 Volvo V60 $320 $640 $354 $1,450
2021 Volvo V60 $310 $612 $364 $1,422
2020 Volvo V60 $292 $592 $376 $1,396
2019 Volvo V60 $282 $548 $384 $1,350
2018 Volvo V60 $270 $516 $388 $1,310
2017 Volvo V60 $258 $464 $390 $1,248
2016 Volvo V60 $242 $426 $390 $1,194

Rates are averaged for all Volvo V60 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Buy Low Cost Volvo V60 Insurance

Getting lower rates on auto insurance takes having a decent driving record, having above-average credit, eliminating unnecessary coverage, and taking advantage of discounts. Set aside time to compare rates every other policy renewal by quoting rates from direct carriers like GEICO, Progressive, and Esurance, and also from local insurance agents.

The following items are a review of the ideas that were covered above.

  • 16 to 18-year-old drivers are charged the highest prices, with premiums as much as $391 a month if full coverage is included
  • Drivers who have several accidents or serious violations may be required to pay an average of $1,460 more each year than a driver with a clean driving record
  • Increasing physical damage deductibles could save up to $475 each year
  • Drivers can save as much as $150 per year simply by quoting early and online

Rates by Driver Age

Volvo V60 Insurance Rates by Driver Age
Driver Age Premium
16 $4,688
20 $2,882
30 $1,300
40 $1,248
50 $1,142
60 $1,120

Full coverage, $500 deductibles

Rates by Deductible

Volvo V60 Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,566
$250 $1,418
$500 $1,248
$1,000 $1,084

Full coverage, driver age 40

Rates by Liability Limit

Volvo V60 Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,248
50/100 $1,326
100/300 $1,424
250/500 $1,677
100 CSL $1,365
300 CSL $1,580
500 CSL $1,736

Full coverage, driver age 40

Rates for High Risk Drivers

Volvo V60 Insurance Rates for High Risk Drivers
Age Premium
16 $6,690
20 $4,590
30 $2,764
40 $2,706
50 $2,584
60 $2,560

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $175

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $67
Multi-vehicle $66
Homeowner $19
5-yr Accident Free $91
5-yr Claim Free $81
Paid in Full/EFT $57
Advance Quote $62
Online Quote $89
Total Discounts $532
Rate after discounts $716

Discounts are estimated and may not be available from every company or in every state.

Compare Rates and Save

Find companies with the cheapest rates in your area

Free Auto Insurance Comparison

Enter your zip code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

You May Also Enjoy These Articles