Volvo V60 Insurance Rates

The average insurance rates for a Volvo V60 are $1,248 a year with full coverage. Comprehensive costs an estimated $258 a year, collision insurance costs $464, and liability insurance is $390. A liability-only policy costs around $438 a year, and high-risk insurance costs around $2,706. Teens cost the most to insure at up to $4,688 a year.

Average premium for full coverage: $1,248

Policy rates broken down by type of insurance:

Estimates include $500 policy deductibles, split liability limits of 30/60, and includes additional medical/uninsured motorist coverage. Prices are averaged for all U.S. states and V60 trim levels.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city has a significant impact on car insurance rates. More rural locations are shown to have lower incidents of collision claims than cities with more traffic congestion. The diagram below illustrates how geographic area affects insurance prices.

The examples above demonstrate why it is important to compare rates quotes for a targeted area, rather than relying on averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below details average Volvo V60 insurance rates for other coverage scenarios.

• The cheapest rate after discounts is $716
• Raising to $1,000 deductibles will save approximately $1,084 annually
• The estimated price for a good driver age 40 who has $500 deductibles is $1,248
• Selecting low $100 deductibles bumps up the cost to $1,566
• Higher-risk drivers with serious driving violations could pay up to $2,706
• Policy cost that insures a teen driver can cost as much as $4,688

View Chart as Image

Car insurance rates for a Volvo V60 also range considerably based on the trim level of your V60, your age and driving habits, and liability limits and deductibles.

If you have a few points on your driving record or you caused an accident, you may be forking out $1,500 to $2,100 extra every year, depending on your age. A high-risk auto insurance policy is expensive and can cost anywhere from 45% to 134% more than the average policy. View High Risk Driver Rates

Older drivers with no driving violations and higher comprehensive and collision deductibles could pay as little as $1,200 every 12 months on average, or $100 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records will be charged at least $4,600 a year. View Rates by Age

Your home state also has a big influence on Volvo V60 insurance rates. A middle-age driver might find rates as low as $900 a year in states like Utah, Ohio, and New Hampshire, or have to pay at least $1,690 on average in New York, Michigan, and Florida.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles can reduce rates by up to $490 each year, while buying higher liability limits will increase premiums. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $351 extra every 12 months. View Rates by Deductible or Liability Limit

How to Find Low Cost Volvo V60 Insurance

Finding cheaper rates on Volvo V60 insurance consists of being safe and accident-free, having a positive credit history, not filing small claims, and possibly higher deductibles. Compare rates at least once a year by obtaining price quotes from direct companies, and also from insurance agencies where you live.

Below you'll find a review of the primary concepts that were presented in the illustrations above.

• You may be able to save approximately $150 per year just by quoting early and online
• High-risk drivers who have several accidents or serious violations could be forced to pay on average $1,460 more annually than a low-risk driver
• Increasing comprehensive and collision deductibles can save approximately $475 each year
• Youthful drivers have the highest car insurance rates, as much as $391 each month if full coverage is purchased