Volvo V60 Insurance Rates

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UPDATED: Apr 23, 2024

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Estimated auto insurance rates for a Volvo V60 are $1,248 annually with full coverage. Comprehensive insurance costs approximately $258 each year, collision costs $464, and liability costs $390. Liability-only coverage costs as little as $438 a year, with high-risk coverage costing $2,706 or more. Teenage drivers pay the most at $4,688 a year or more.

Average premium for full coverage: $1,248

Premium estimates by type of coverage:

Comprehensive $258
Collision $464
Liability $390

Prices are based on $500 policy deductibles, liability coverage up to 30/60, and includes uninsured/under-insured motorist coverage. Rates include averaging for all U.S. states and V60 models.

Insurance Price Range by Risk and Coverage

For a 40-year-old driver, insurance rates for a Volvo V60 go from as cheap as $438 for your basic liability-only policy to a high rate of $2,706 for a high-risk driver policy.

Liability Only $438
Full Coverage $1,248
High Risk $2,706

Insurance Price Range by Location

Your location can make a big difference on the price of insurance. Rural locations are statistically proven to have fewer collision claims than densely populated cities.

The graphic below illustrates how your location can change auto insurance prices.

Rural Areas $936
Small Cities $1,310
Large Cities $1,685

These rate differences demonstrate why all drivers should compare rates using their specific location and their own personal driving habits, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

More Rate Information

The chart below details estimated Volvo V60 insurance rates for additional coverage and risk scenarios.

  • The best discount rate is $716
  • Drivers who choose higher $1,000 deductibles will pay $164 annually
  • The estimated rate for a 40-year-old good driver who chooses $500 deductibles is $1,248
  • Using low deductibles for comprehensive and collision insurance costs an additional $318 annually
  • Drivers who are prone to accidents and violations could pay around $2,706 or more
  • An auto insurance policy with full coverage for a 16-year-old driver can cost $4,688 a year

View Chart as Image

Volvo V60 insurance cost comparison chart
Column chart showing full coverage Volvo V60 insurance prices range from $716 to $4,688

Insurance prices for a Volvo V60 also have a wide range based on the model of your V60, your driving record, and physical damage deductibles and liability limits.

More mature drivers with a clean driving record and high physical damage deductibles may pay as low as $1,200 per year on average, or $100 per month, for full coverage. Prices are much higher for drivers in their teens, where even without any violations or accidents they can expect to pay in the ballpark of $4,600 a year. View Rates by Age

If you have a few violations or you caused a few accidents, you may be forking out anywhere from $1,500 to $2,100 extra annually, depending on your age. Insurance for high-risk drivers can cost from 45% to 134% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could save up to $490 annually, whereas increasing liability limits will push prices upward. Moving from a 50/100 bodily injury limit to a 250/500 limit will cost up to $351 more per year. View Rates by Deductible or Liability Limit

Where you choose to live makes a big difference in Volvo V60 insurance prices. A 40-year-old driver could pay as low as $900 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $1,690 on average in New York, Michigan, and Florida.

Volvo V60 Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,128 -$120 -9.6%
Alaska $958 -$290 -23.2%
Arizona $1,034 -$214 -17.1%
Arkansas $1,248 -$0 0.0%
California $1,422 $174 13.9%
Colorado $1,190 -$58 -4.6%
Connecticut $1,282 $34 2.7%
Delaware $1,410 $162 13.0%
Florida $1,560 $312 25.0%
Georgia $1,154 -$94 -7.5%
Hawaii $896 -$352 -28.2%
Idaho $846 -$402 -32.2%
Illinois $930 -$318 -25.5%
Indiana $942 -$306 -24.5%
Iowa $842 -$406 -32.5%
Kansas $1,186 -$62 -5.0%
Kentucky $1,702 $454 36.4%
Louisiana $1,846 $598 47.9%
Maine $772 -$476 -38.1%
Maryland $1,030 -$218 -17.5%
Massachusetts $994 -$254 -20.4%
Michigan $2,168 $920 73.7%
Minnesota $1,046 -$202 -16.2%
Mississippi $1,496 $248 19.9%
Missouri $1,110 -$138 -11.1%
Montana $1,340 $92 7.4%
Nebraska $984 -$264 -21.2%
Nevada $1,496 $248 19.9%
New Hampshire $900 -$348 -27.9%
New Jersey $1,394 $146 11.7%
New Mexico $1,104 -$144 -11.5%
New York $1,314 $66 5.3%
North Carolina $718 -$530 -42.5%
North Dakota $1,024 -$224 -17.9%
Ohio $860 -$388 -31.1%
Oklahoma $1,282 $34 2.7%
Oregon $1,142 -$106 -8.5%
Pennsylvania $1,188 -$60 -4.8%
Rhode Island $1,664 $416 33.3%
South Carolina $1,132 -$116 -9.3%
South Dakota $1,054 -$194 -15.5%
Tennessee $1,092 -$156 -12.5%
Texas $1,504 $256 20.5%
Utah $926 -$322 -25.8%
Vermont $852 -$396 -31.7%
Virginia $748 -$500 -40.1%
Washington $964 -$284 -22.8%
West Virginia $1,146 -$102 -8.2%
Wisconsin $860 -$388 -31.1%
Wyoming $1,110 -$138 -11.1%

View Chart as Image

Volvo V60 insurance rates by U.S. city

With such a large range in prices, the best way to find out who has the cheapest auto insurance prices is to do a rate comparison from multiple companies. Every company uses a different method to calculate prices, so the prices will be substantially different between companies.

Volvo V60 Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Volvo V60 $346 $660 $332 $1,474
2023 Volvo V60 $332 $656 $338 $1,462
2022 Volvo V60 $320 $640 $354 $1,450
2021 Volvo V60 $310 $612 $364 $1,422
2020 Volvo V60 $292 $592 $376 $1,396
2019 Volvo V60 $282 $548 $384 $1,350
2018 Volvo V60 $270 $516 $388 $1,310
2017 Volvo V60 $258 $464 $390 $1,248
2016 Volvo V60 $242 $426 $390 $1,194

Rates are averaged for all Volvo V60 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Buy Affordable Volvo V60 Insurance

Finding better rates on insurance for a Volvo V60 not only requires avoiding accidents and claims, but also having a good credit history, being claim-free, and maximizing policy discounts. Invest the time to shop around every time your policy renews by getting quotes from direct companies, and also from your local independent and exclusive agents.

The points below are a brief review of the information illustrated above.

  • You may be able to save around $150 per year simply by quoting online in advance
  • Drivers under the age of 20 are expensive to insure, possibly costing $391 per month including comprehensive and collision insurance
  • Increasing policy deductibles could save up to $475 each year
  • Drivers considered higher risk with DUI or reckless driving convictions may pay on average $1,460 more per year to insure a Volvo V60
  • Insureds who purchase increased liability limits will pay an extra $430 every year to go from 30/60 bodily injury limits to higher 250/500 limits

Rates by Driver Age

Volvo V60 Insurance Rates by Driver Age
Driver Age Premium
16 $4,688
20 $2,882
30 $1,300
40 $1,248
50 $1,142
60 $1,120

Full coverage, $500 deductibles

Rates by Deductible

Volvo V60 Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,566
$250 $1,418
$500 $1,248
$1,000 $1,084

Full coverage, driver age 40

Rates by Liability Limit

Volvo V60 Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,248
50/100 $1,326
100/300 $1,424
250/500 $1,677
100 CSL $1,365
300 CSL $1,580
500 CSL $1,736

Full coverage, driver age 40

Rates for High Risk Drivers

Volvo V60 Insurance Rates for High Risk Drivers
Age Premium
16 $6,690
20 $4,590
30 $2,764
40 $2,706
50 $2,584
60 $2,560

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $175

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $67
Multi-vehicle $66
Homeowner $19
5-yr Accident Free $91
5-yr Claim Free $81
Paid in Full/EFT $57
Advance Quote $62
Online Quote $89
Total Discounts $532
Rate after discounts $716

Discounts are estimated and may not be available from every company or in every state.

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