Acura Integra Insurance Rates

Known as the Honda Integra outside of the United State, Honda stopped producing the Acura Integra in 2001, replacing it with the Acura RSX up until 2006. Fortunately, your Acura Integra insurance rates are based on your demographics as a driver, which means you can still find affordable car insurance rates for your Integra even though the vehicle is no longer being manufactured. 

Insurance on an Integra will vary depending on your age, where you live, and your driving record. We’ll also discuss how much liability insurance you should take out for your classic coupe, as well as what does liability insurance cover. Read through our comprehensive guide to learn all about the Acura Integra insurance costs. 

How much is insurance for an Acura Integra going to cost you? Find out by entering your five-digit ZIP code into our FREE quote comparison tool.

Acura Integra Car Insurance Rate Summary

When it comes to the Acura Integra car insurance rates, your premiums depend on your unique demographics as the driver.

Average insurance rates for an Acura Integra are $1,462 a year for full coverage insurance. Comprehensive costs an estimated $332 a year, collision costs $640, and liability insurance costs around $354. Buying just liability costs as low as $406 a year, with insurance for high-risk drivers costing around $3,174. Teens receive the highest rates at $5,308 a year or more.

Average premium for full coverage: $1,462

Rate estimates broken down by individual coverage type:

Prices are based on $500 comprehensive and collision deductibles, liability coverage up to 30/60, and includes medical and UM/UIM coverage. Rates are averaged for all 50 states and Integra trim levels.

Price Range by Coverage and Risk

Price Range by Location

Where you live has a significant impact on the price of insurance. More rural locations tend to have lower incidents of physical damage claims than cities with more traffic congestion.

The diagram below illustrates how where you live affects insurance prices.

These examples illustrate why it is important to compare prices for a targeted area, rather than relying on averaged prices.

Use the form below to get customized rates for your location.

More Rate Details

The chart below illustrates estimated Acura Integra insurance rates for other coverage scenarios.

• The cheapest rate after discounts is $822
• Using higher $1,000 deductibles will save approximately $1,240 each year
• The estimated price for a 40-year-old driver who has $500 deductibles is $1,462
• Selecting low $100 deductibles for physical damage coverage bumps up the cost to $1,892
• Drivers with serious driving violations could pay up to $3,174 or more
• The cost that insures a teen driver can cost as much as $5,308 or more

View Chart as Image

Auto insurance rates for an Acura Integra can also vary considerably based on the trim level of your Integra, your age and driving record, and liability limits and deductibles.

If you like to drive fast or you caused an accident, you are probably paying $1,700 to $2,400 in extra premium per year, depending on your age. A high-risk auto insurance policy can be anywhere from 45% to 130% more than the average policy. View High Risk Driver Rates

Older drivers with a good driving record and higher comprehensive and collision deductibles could pay as little as $1,400 a year for full coverage. Rates are much higher for teen drivers, since even teens with perfect driving records will have to pay at least $5,300 a year. View Rates by Age

Where you live has a huge impact on Acura Integra insurance rates. A driver around age 40 might see rates as low as $950 a year in states like North Carolina, Wisconsin, and Vermont, or have to pay at least $1,970 on average in Florida, New York, and Michigan.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles could cut rates by as much as $660 each year, while buying higher liability limits will increase premiums. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $318 extra every year. View Rates by Deductible or Liability Limit

With so much variability in rates, the only way to figure out which company is cheapest is to get quotes from as many companies as possible. Each insurance company calculates rates differently, and quoted rates can be significantly different.

How to Find Affordable Acura Integra Insurance

Saving money on Acura Integra insurance requires having a decent driving record, maintaining a good credit score, avoid buying unnecessary coverage, and qualifying for all possible discounts. Compare rates every time your policy renews by getting quotes from direct insurance companies like Progressive, GEICO, and Esurance, and also from local insurance agencies.

The following items are a brief review of the information touched on in the above illustrations.

• It is possible to save approximately $180 per year simply by quoting early and online
• 16 to 18-year-old drivers are the costliest to insure, costing up to $442 per month if the policy includes full coverage
• Increasing deductibles can save approximately $650 each year
• High-risk drivers with DUI or reckless driving convictions may have to pay on average $1,710 more annually than a driver with a clean driving record
• Drivers who want additional liability coverage will pay approximately $390 annually to increase from a minimum limit to the 250/500 level

From the information above, you now know that Acura is expensive to insure only if you’re a higher-risk driver. Compare Integra car insurance rates right now by entering your ZIP code into our FREE quote tool below.  

What are the safety ratings for the Acura Integra?

Looking at the Acura Integra safety ratings can help you determine if your vehicle is helping you save money, or raising your insurance rates. 

Check out the safety ratings below. 

• Moderate overlap front: Acceptable
• Head restraints and seats: Poor

A rating of ‘Good’ is the highest possible score given by the Insurance Institute for Highway Safety. Unfortunately, the Integra did not score well, which will lead to higher insurance premiums.

Despite the imperfect safety ratings, the Integra is a beloved classic coupe. But why did Acura stop making the Integra if it was so popular? In truth, coupes were actually becoming less and less popular, especially as safer vehicles were entering the market. 

Some people may wonder is Acura making a new Integra? At the moment, there are no plans to bring back this luxury sedan. For now, you’ll have to put all of your time and effort into restoring an older model. 

Acura Integra Compared Against other Vehicles in the Same Class

Comparing the Acura Integra to similar vehicles can help you save money, especially if the Acura Integra has a better loss ratio than other vehicles in its class. 

Officially, the Insurance Institute for Highway Safety classifies it as a large luxury sedan.

Check out other comparable large luxury sedans below.

• Buick Park Avenue insurance rates
• Jaguar S-Type insurance rates
• Mercedes-Benz E300 insurance rates

The Acura Integra has substantially better than average injury loss ratios at 66 percent. However, the sedan only has average injury loss ratios at 90 percent, and worse than average theft ratios at 142 percent. Vehicles with a higher than average chance of getting stolen often have higher than average insurance rates.

You’re now an expert on securing cheap Integra auto insurance. How much is insurance for an Acura Integra? Compare Integra insurance companies right now by entering your five-digit ZIP code into our FREE quote tool.