Acura Integra Insurance Rates
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Michelle Robbins
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UPDATED: Mar 28, 2024
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Known as the Honda Integra outside of the United State, Honda stopped producing the Acura Integra in 2001, replacing it with the Acura RSX up until 2006. Fortunately, your Acura Integra insurance rates are based on your demographics as a driver, which means you can still find affordable car insurance rates for your Integra even though the vehicle is no longer being manufactured.
Insurance on an Integra will vary depending on your age, where you live, and your driving record. We’ll also discuss how much liability insurance you should take out for your classic coupe, as well as what does liability insurance cover. Read through our comprehensive guide to learn all about the Acura Integra insurance costs.
How much is insurance for an Acura Integra going to cost you? Find out by entering your five-digit ZIP code into our FREE quote comparison tool.
Acura Integra Car Insurance Rate Summary
When it comes to the Acura Integra car insurance rates, your premiums depend on your unique demographics as the driver.
Average insurance rates for an Acura Integra are $1,462 a year for full coverage. Comprehensive insurance costs approximately $332 each year, collision costs $640, and liability insurance is estimated at $354. A liability-only policy costs approximately $406 a year, with high-risk insurance costing $3,174 or more. 16-year-old drivers receive the highest rates at $5,308 a year or more.
Average premium for full coverage: $1,462
Rate estimates by individual coverage type:
Includes $500 physical damage deductibles, 30/60 liability coverage, and includes medical/PIP and uninsured motorist coverage. Rates are averaged for all states and Integra models.
Price Range by Coverage and Risk
Using a middle-aged driver as an example, prices range go from the low end price of $406 for liability-only coverage to a high rate of $3,174 for a policy for a high-risk driver.
Price Range by Location
Living in a larger city has a significant impact on car insurance rates. Rural locations tend to have lower incidents of accident claims than congested cities.
The graphic below illustrates how where you live affects auto insurance prices.
These examples show why all drivers should get quotes using their specific location, rather than relying on rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Charts and Tables
The chart below shows estimated Acura Integra insurance rates for additional coverage and risk scenarios.
- The best full coverage rate is $822
- Choosing higher $1,000 deductibles can save $222 a year
- The estimated price for a 40-year-old driver who chooses $500 deductibles is $1,462
- Buying low deductibles for comp and collision coverage will cost an additional $430 a year
- High-risk insureds with multiple tickets or accidents could pay around $3,174 or more
- The cost that insures a teen driver can cost $5,308 each year
Insurance rates for an Acura Integra can also vary considerably based on the trim level and model year, how you drive, and physical damage deductibles and liability limits.
If you like to drive fast or you caused an accident, you could be paying anywhere from $1,700 to $2,400 extra per year, depending on your age. Insurance for high-risk drivers ranges anywhere from 45% to 130% more than the average rate. View High Risk Driver Rates
More mature drivers with a clean driving record and higher comprehensive and collision deductibles could pay as little as $1,400 annually on average for full coverage. Rates are highest for teen drivers, since even teens with perfect driving records can expect to pay in the ballpark of $5,300 a year. View Rates by Age
Where you live plays a big part in determining prices for Acura Integra insurance rates. A good driver about age 40 could pay as low as $960 a year in states like Iowa, Maine, and Idaho, or at least $2,080 on average in New York, Louisiana, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,320 | -$142 | -9.7% |
| Alaska | $1,120 | -$342 | -23.4% |
| Arizona | $1,212 | -$250 | -17.1% |
| Arkansas | $1,462 | -$0 | 0.0% |
| California | $1,666 | $204 | 14.0% |
| Colorado | $1,394 | -$68 | -4.7% |
| Connecticut | $1,502 | $40 | 2.7% |
| Delaware | $1,652 | $190 | 13.0% |
| Florida | $1,826 | $364 | 24.9% |
| Georgia | $1,350 | -$112 | -7.7% |
| Hawaii | $1,050 | -$412 | -28.2% |
| Idaho | $992 | -$470 | -32.1% |
| Illinois | $1,088 | -$374 | -25.6% |
| Indiana | $1,100 | -$362 | -24.8% |
| Iowa | $984 | -$478 | -32.7% |
| Kansas | $1,388 | -$74 | -5.1% |
| Kentucky | $1,992 | $530 | 36.3% |
| Louisiana | $2,162 | $700 | 47.9% |
| Maine | $902 | -$560 | -38.3% |
| Maryland | $1,206 | -$256 | -17.5% |
| Massachusetts | $1,166 | -$296 | -20.2% |
| Michigan | $2,536 | $1,074 | 73.5% |
| Minnesota | $1,224 | -$238 | -16.3% |
| Mississippi | $1,750 | $288 | 19.7% |
| Missouri | $1,298 | -$164 | -11.2% |
| Montana | $1,570 | $108 | 7.4% |
| Nebraska | $1,150 | -$312 | -21.3% |
| Nevada | $1,750 | $288 | 19.7% |
| New Hampshire | $1,052 | -$410 | -28.0% |
| New Jersey | $1,634 | $172 | 11.8% |
| New Mexico | $1,292 | -$170 | -11.6% |
| New York | $1,538 | $76 | 5.2% |
| North Carolina | $842 | -$620 | -42.4% |
| North Dakota | $1,198 | -$264 | -18.1% |
| Ohio | $1,008 | -$454 | -31.1% |
| Oklahoma | $1,498 | $36 | 2.5% |
| Oregon | $1,338 | -$124 | -8.5% |
| Pennsylvania | $1,394 | -$68 | -4.7% |
| Rhode Island | $1,948 | $486 | 33.2% |
| South Carolina | $1,326 | -$136 | -9.3% |
| South Dakota | $1,232 | -$230 | -15.7% |
| Tennessee | $1,280 | -$182 | -12.4% |
| Texas | $1,760 | $298 | 20.4% |
| Utah | $1,082 | -$380 | -26.0% |
| Vermont | $1,000 | -$462 | -31.6% |
| Virginia | $876 | -$586 | -40.1% |
| Washington | $1,128 | -$334 | -22.8% |
| West Virginia | $1,338 | -$124 | -8.5% |
| Wisconsin | $1,008 | -$454 | -31.1% |
| Wyoming | $1,300 | -$162 | -11.1% |
Opting for high physical damage deductibles can save as much as $660 each year, whereas increasing liability limits will push rates upward. Going from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $318 more per year. View Rates by Deductible or Liability Limit
With so much variability in rates, the only way to know who has the cheapest car insurance rates is to do a rate comparison from as many companies as possible. Each auto insurer utilizes a different rate formula, so the rates can be significantly different.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Acura Integra | $344 | $656 | $338 | $1,474 |
| 2023 Acura Integra | $332 | $640 | $354 | $1,462 |
Rates are averaged for all Acura Integra models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find the Cheapest Acura Integra Insurance
Saving money on Acura Integra insurance takes being a safe and courteous driver, having above-average credit, eliminating unneeded coverage, and maximizing policy discounts. Comparison shop every year by getting quotes from direct carriers like Progressive, GEICO, and Esurance, and also from insurance agencies where you live.
Below is a recap of the coverage data touched on in the above illustrations.
- Drivers can save around $180 per year simply by quoting online in advance
- Increasing deductibles can save approximately $650 each year
- Teenage drivers are expensive to insure, costing as high as $442 per month if full coverage is included
- High-risk drivers that have major violations or accidents could be forced to pay on average $1,710 more per year for auto insurance
From the information above, you now know that Acura is expensive to insure only if you’re a higher-risk driver. Compare Integra car insurance rates right now by entering your ZIP code into our FREE quote tool below.
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What are the safety ratings for the Acura Integra?
Looking at the Acura Integra safety ratings can help you determine if your vehicle is helping you save money, or raising your insurance rates.
Check out the safety ratings below.
- Moderate overlap front: Acceptable
- Head restraints and seats: Poor
A rating of ‘Good’ is the highest possible score given by the Insurance Institute for Highway Safety. Unfortunately, the Integra did not score well, which will lead to higher insurance premiums.
Despite the imperfect safety ratings, the Integra is a beloved classic coupe. But why did Acura stop making the Integra if it was so popular? In truth, coupes were actually becoming less and less popular, especially as safer vehicles were entering the market.
Some people may wonder is Acura making a new Integra? At the moment, there are no plans to bring back this luxury sedan. For now, you’ll have to put all of your time and effort into restoring an older model.
Acura Integra Compared Against other Vehicles in the Same Class
Comparing the Acura Integra to similar vehicles can help you save money, especially if the Acura Integra has a better loss ratio than other vehicles in its class.
Officially, the Insurance Institute for Highway Safety classifies it as a large luxury sedan.
Check out other comparable large luxury sedans below.
The Acura Integra has substantially better than average injury loss ratios at 66 percent. However, the sedan only has average injury loss ratios at 90 percent, and worse than average theft ratios at 142 percent. Vehicles with a higher than average chance of getting stolen often have higher than average insurance rates.
You’re now an expert on securing cheap Integra auto insurance. How much is insurance for an Acura Integra? Compare Integra insurance companies right now by entering your five-digit ZIP code into our FREE quote tool.
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,308 |
| 20 | $3,382 |
| 30 | $1,538 |
| 40 | $1,462 |
| 50 | $1,334 |
| 60 | $1,308 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,892 |
| $250 | $1,694 |
| $500 | $1,462 |
| $1,000 | $1,240 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,462 |
| 50/100 | $1,533 |
| 100/300 | $1,621 |
| 250/500 | $1,851 |
| 100 CSL | $1,568 |
| 300 CSL | $1,763 |
| 500 CSL | $1,905 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $7,620 |
| 20 | $5,384 |
| 30 | $3,258 |
| 40 | $3,174 |
| 50 | $3,024 |
| 60 | $2,998 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $80 |
| Multi-vehicle | $76 |
| Homeowner | $20 |
| 5-yr Accident Free | $114 |
| 5-yr Claim Free | $96 |
| Paid in Full/EFT | $72 |
| Advance Quote | $76 |
| Online Quote | $106 |
| Total Discounts | $640 |
Discounts are estimated and may not be available from every company or in every state.
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