Acura Integra Insurance Rates

Known as the Honda Integra outside of the United State, Honda stopped producing the Acura Integra in 2001, replacing it with the Acura RSX up until 2006. Fortunately, your Acura Integra insurance rates are based on your demographics as a driver, which means you can still find affordable car insurance rates for your Integra even though the vehicle is no longer being manufactured. 

Insurance on an Integra will vary depending on your age, where you live, and your driving record. We’ll also discuss how much liability insurance you should take out for your classic coupe, as well as what does liability insurance cover. Read through our comprehensive guide to learn all about the Acura Integra insurance costs. 

How much is insurance for an Acura Integra going to cost you? Find out by entering your five-digit ZIP code into our FREE quote comparison tool.

Acura Integra Car Insurance Rate Summary

When it comes to the Acura Integra car insurance rates, your premiums depend on your unique demographics as the driver.

U.S. average insurance rates for an Acura Integra are $1,462 a year including full coverage. Comprehensive insurance costs around $332, collision costs $640, and liability is estimated at $354. Buying just liability costs approximately $406 a year, with insurance for high-risk drivers costing $3,174 or more. 16-year-old drivers pay the highest rates at $5,308 a year or more.

Average premium for full coverage: $1,462

Price estimates for individual coverage:

Full coverage includes $500 comprehensive and collision deductibles, minimum liability limits, and includes additional medical/uninsured motorist coverage. Estimates are averaged for all 50 U.S. states and for all Integra models.

Price Range from Low to High

Geographic Price Range

Living in a larger city can have significant affects on the price of insurance. Areas with sparse population have a lower frequency of comprehensive and collision claims than congested cities.

The example below illustrates the difference between rural and urban areas on auto insurance rates.

The ranges above highlight why everyone should get quotes for a specific zip code and risk profile, instead of using rate averages.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below breaks down estimated Acura Integra insurance rates for additional coverage choices and driver risks.

• The best full coverage rate is $822
• Choosing higher $1,000 deductibles can save about $222 every year
• The average rate for the average middle-age driver using $500 deductibles is $1,462
• Buying pricier low deductibles for comp and collision coverage will cost an extra $430 every year
• Unlucky drivers with multiple tickets or accidents could pay at least $3,174 or more
• The price for full coverage for a teen driver for full coverage can be $5,308 each year

View Chart as Image

Insurance prices for an Acura Integra are also quite variable based on your driving record, the model of your Integra, and deductibles and policy limits.

A more mature driver with no violations or accidents and high deductibles may pay as little as $1,400 annually on average for full coverage. Prices are highest for teenage drivers, where even good drivers should be prepared to pay as much as $5,300 a year. View Rates by Age

The state you live in plays a big part in determining prices for Acura Integra insurance prices. A good driver about age 40 could pay as low as $1,120 a year in states like Missouri, New Hampshire, and Vermont, or at least $2,080 on average in Michigan, New York, and Louisiana.

View Chart as Image

Opting for high physical damage deductibles can save as much as $660 every year, whereas buying more liability protection will increase prices. Changing from a 50/100 limit to a 250/500 limit will increase prices by as much as $318 more each year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you are likely paying at least $1,700 to $2,400 additional each year, depending on your age. Acura Integra insurance for high-risk drivers ranges as much as 45% to 130% more than the average rate. View High Risk Driver Rates

Since prices can be so different, the best way to figure out your exact price is to regularly compare prices and see which company has the best price. Each auto insurer utilizes a different rate formula, and prices may be quite different from one company to the next.

How to Find More Affordable Acura Integra Insurance

Getting lower rates on car insurance takes avoiding accidents and violations, having a good credit history, being claim-free, and taking advantage of discounts. Set aside time to compare rates every couple of years by obtaining price quotes from direct car insurance companies like Progressive and GEICO, and also from several local insurance agents.

The list below is a summary of the material that was covered above.

• Policyholders who may need higher liability limits will pay around $390 per year to raise limits from a low limit to 250/500 limits
• Teenagers are charged the highest prices, possibly costing $442 a month including comprehensive and collision insurance
• Higher risk drivers who have multiple accidents or major violations pay on average $1,710 more every year for car insurance
• Increasing physical damage deductibles can save around $650 each year

From the information above, you now know that Acura is expensive to insure only if you’re a higher-risk driver. Compare Integra car insurance rates right now by entering your ZIP code into our FREE quote tool below.  

What are the safety ratings for the Acura Integra?

Looking at the Acura Integra safety ratings can help you determine if your vehicle is helping you save money, or raising your insurance rates. 

Check out the safety ratings below. 

• Moderate overlap front: Acceptable
• Head restraints and seats: Poor

A rating of ‘Good’ is the highest possible score given by the Insurance Institute for Highway Safety. Unfortunately, the Integra did not score well, which will lead to higher insurance premiums.

Despite the imperfect safety ratings, the Integra is a beloved classic coupe. But why did Acura stop making the Integra if it was so popular? In truth, coupes were actually becoming less and less popular, especially as safer vehicles were entering the market. 

Some people may wonder is Acura making a new Integra? At the moment, there are no plans to bring back this luxury sedan. For now, you’ll have to put all of your time and effort into restoring an older model. 

Acura Integra Compared Against other Vehicles in the Same Class

Comparing the Acura Integra to similar vehicles can help you save money, especially if the Acura Integra has a better loss ratio than other vehicles in its class. 

Officially, the Insurance Institute for Highway Safety classifies it as a large luxury sedan.

Check out other comparable large luxury sedans below.

• Buick Park Avenue insurance rates
• Jaguar S-Type insurance rates
• Mercedes-Benz E300 insurance rates

The Acura Integra has substantially better than average injury loss ratios at 66 percent. However, the sedan only has average injury loss ratios at 90 percent, and worse than average theft ratios at 142 percent. Vehicles with a higher than average chance of getting stolen often have higher than average insurance rates.

You’re now an expert on securing cheap Integra auto insurance. How much is insurance for an Acura Integra? Compare Integra insurance companies right now by entering your five-digit ZIP code into our FREE quote tool.