Acura Integra Insurance Rates

Known as the Honda Integra outside of the United State, Honda stopped producing the Acura Integra in 2001, replacing it with the Acura RSX up until 2006. Fortunately, your Acura Integra insurance rates are based on your demographics as a driver, which means you can still find affordable car insurance rates for your Integra even though the vehicle is no longer being manufactured. 

Insurance on an Integra will vary depending on your age, where you live, and your driving record. We’ll also discuss how much liability insurance you should take out for your classic coupe, as well as what does liability insurance cover. Read through our comprehensive guide to learn all about the Acura Integra insurance costs. 

How much is insurance for an Acura Integra going to cost you? Find out by entering your five-digit ZIP code into our FREE quote comparison tool.

Acura Integra Car Insurance Rate Summary

When it comes to the Acura Integra car insurance rates, your premiums depend on your unique demographics as the driver.

The average insurance rates for an Acura Integra are $1,462 a year including full coverage. Comprehensive insurance costs on average $332, collision insurance costs $640, and liability costs around $354. Liability-only coverage costs as low as $406 a year, and high-risk coverage costs $3,174 or more. Teen drivers cost the most to insure at up to $5,308 a year.

Average premium for full coverage: $1,462

Policy rates by type of insurance:

Rate estimates include $500 comprehensive and collision deductibles, liability coverage up to 30/60, and includes both medical and uninsured motorist insurance. Prices are averaged for all 50 U.S. states and for all Integra models.

Price Range Variability

Urban vs. Rural Price Range

Where you live can have significant affects on car insurance rates. Rural areas are shown to have lower incidents of comprehensive and collision claims than larger metro areas. The example below illustrates how location helps determine car insurance rates.

The examples above highlight why everyone should compare prices based on a specific location, instead of using price averages.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below breaks down average Acura Integra insurance rates for different risk profiles and scenarios.

• The lowest rate with discounts is $822
• Using higher $1,000 deductibles will save around $222 every year
• The estimated price for a good driver age 40 with $500 deductibles is $1,462
• Choosing pricier low deductibles for physical damage coverage will cost an additional $430 every year
• Drivers with multiple violations and an at-fault accident could pay upwards of $3,174
• Policy cost that insures a teen driver for full coverage may cost $5,308 or more

View Chart as Image

Insurance rates for an Acura Integra also range considerably based on the model of your Integra, your driving record and age, and policy deductibles and limits.

If you have a few points on your driving record or you caused an accident, you are likely paying at a minimum $1,700 to $2,400 additional every year, depending on your age. Acura Integra insurance for high-risk drivers can be as much as 45% to 130% more than average. View High Risk Driver Rates

A more mature driver with no violations or accidents and higher comprehensive and collision deductibles may pay as little as $1,400 a year, or $117 per month, for full coverage. Rates are highest for teenagers, since even teens with perfect driving records should be prepared to pay upwards of $5,300 a year. View Rates by Age

Your home state has a huge impact on Acura Integra insurance prices. A driver around age 40 might see rates as low as $1,120 a year in states like Missouri, New Hampshire, and Vermont, or as much as $2,080 on average in Michigan, New York, and Louisiana.

View Chart as Image

Choosing high deductibles could cut rates by as much as $660 every year, whereas buying more liability protection will cost you more. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $318 more each year. View Rates by Deductible or Liability Limit

How to Find the Best Acura Integra Insurance

Finding cheaper rates on car insurance requires having a decent driving record, having a good credit score, paying for small claims out-of-pocket, and dropping full coverage on older vehicles. Shop around every time your policy renews by getting quotes from direct car insurance companies, and also from insurance agencies where you live.

The following items are a brief recap of the information covered in the charts and tables above.

• You may be able to save as much as $180 per year just by quoting online well ahead of the renewal date
• 16 to 18-year-old drivers pay higher rates, with premiums being up to $442 each month if comprehensive and collision insurance is included
• Increasing comprehensive and collision deductibles can save approximately $650 each year
• Higher risk drivers who tend to receive serious violations could be forced to pay on average $1,710 more each year than a driver with a clean driving record
• Policyholders who require additional liability coverage will pay about $390 per year to increase from a 30/60 limit to the 250/500 level

From the information above, you now know that Acura is expensive to insure only if you’re a higher-risk driver. Compare Integra car insurance rates right now by entering your ZIP code into our FREE quote tool below.  

What are the safety ratings for the Acura Integra?

Looking at the Acura Integra safety ratings can help you determine if your vehicle is helping you save money, or raising your insurance rates. 

Check out the safety ratings below. 

• Moderate overlap front: Acceptable
• Head restraints and seats: Poor

A rating of ‘Good’ is the highest possible score given by the Insurance Institute for Highway Safety. Unfortunately, the Integra did not score well, which will lead to higher insurance premiums.

Despite the imperfect safety ratings, the Integra is a beloved classic coupe. But why did Acura stop making the Integra if it was so popular? In truth, coupes were actually becoming less and less popular, especially as safer vehicles were entering the market. 

Some people may wonder is Acura making a new Integra? At the moment, there are no plans to bring back this luxury sedan. For now, you’ll have to put all of your time and effort into restoring an older model. 

Acura Integra Compared Against other Vehicles in the Same Class

Comparing the Acura Integra to similar vehicles can help you save money, especially if the Acura Integra has a better loss ratio than other vehicles in its class. 

Officially, the Insurance Institute for Highway Safety classifies it as a large luxury sedan.

Check out other comparable large luxury sedans below.

• Buick Park Avenue insurance rates
• Jaguar S-Type insurance rates
• Mercedes-Benz E300 insurance rates

The Acura Integra has substantially better than average injury loss ratios at 66 percent. However, the sedan only has average injury loss ratios at 90 percent, and worse than average theft ratios at 142 percent. Vehicles with a higher than average chance of getting stolen often have higher than average insurance rates.

You’re now an expert on securing cheap Integra auto insurance. How much is insurance for an Acura Integra? Compare Integra insurance companies right now by entering your five-digit ZIP code into our FREE quote tool.