Acura Integra Insurance Rates

Known as the Honda Integra outside of the United State, Honda stopped producing the Acura Integra in 2001, replacing it with the Acura RSX up until 2006. Fortunately, your Acura Integra insurance rates are based on your demographics as a driver, which means you can still find affordable car insurance rates for your Integra even though the vehicle is no longer being manufactured. 

Insurance on an Integra will vary depending on your age, where you live, and your driving record. We’ll also discuss how much liability insurance you should take out for your classic coupe, as well as what does liability insurance cover. Read through our comprehensive guide to learn all about the Acura Integra insurance costs. 

How much is insurance for an Acura Integra going to cost you? Find out by entering your five-digit ZIP code into our FREE quote comparison tool.

Acura Integra Car Insurance Rate Summary

When it comes to the Acura Integra car insurance rates, your premiums depend on your unique demographics as the driver.

The average insurance rates for an Acura Integra are $1,462 a year with full coverage. Comprehensive insurance costs on average $332, collision insurance costs $640, and liability coverage costs $354. Liability-only coverage costs as little as $406 a year, and high-risk coverage costs $3,174 or more. Teens cost the most to insure at up to $5,308 a year.

Average premium for full coverage: $1,462

Policy rates by type of insurance:

Rates are based on $500 policy deductibles, 30/60 liability coverage, and includes uninsured/under-insured motorist coverage. Prices are averaged for all U.S. states and for different Integra trim levels.

Price Range Variability

Urban vs. Rural Price Range

Your location has a large influence on auto insurance rates. Rural areas are shown to have lower incidents of collision claims than cities with more traffic congestion. The price range example below illustrates how geographic area affects car insurance rates.

The examples above demonstrate why anyone shopping for car insurance should compare rates based on a specific location, rather than using averaged prices.

Use the form below to get customized rates for your location.

More Rate Information

The chart below details average Acura Integra insurance rates for different risk profiles and scenarios.

• The cheapest rate after discounts is $822
• Drivers who choose higher $1,000 deductibles will pay around $222 annually
• The estimated price for a good driver age 40 with $500 deductibles is $1,462
• Selecting more expensive low deductibles for comprehensive and collision insurance will cost an additional $430 each year
• High-risk insureds with serious driving violations could pay upwards of $3,174
• Policy cost that insures a teenage driver with full coverage may cost $5,308 a year

View Chart as Image

Insurance rates for an Acura Integra also range considerably based on the model year and trim level, your age and driving habits, and policy deductibles and limits.

If you have a few points on your driving record or you caused an accident, you may be forking out at a minimum $1,700 to $2,400 additional every year, depending on your age. High-risk driver insurance can cost around 45% to 130% more than the average policy. View High Risk Driver Rates

An older driver with no violations or accidents and higher comprehensive and collision deductibles may only pay around $1,400 per year on average, or $117 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records should be prepared to pay upwards of $5,300 a year. View Rates by Age

Your home state makes a big difference in Acura Integra insurance rates. A 40-year-old driver could pay as low as $1,050 a year in states like New Hampshire, Ohio, and Utah, or have to pay at least $1,970 on average in Florida, Michigan, and New York.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles could save up to $660 a year, while increasing your policy's liability limits will cost you more. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $318 more each year. View Rates by Deductible or Liability Limit

How to Find the Best Cheap Acura Integra Insurance

Finding cheaper rates on auto insurance not only requires being a good driver, but also having a good credit score, not filing small claims, and dropping full coverage on older vehicles. Compare rates every year by requesting rates from direct companies, and also from several local insurance agents.

The following list is a quick review of the coverage data presented in the illustrations above.

• You may be able to save as much as $180 per year just by shopping early and online
• Increasing comprehensive and collision deductibles can save approximately $650 each year
• Drivers age 16 to 20 pay higher rates, as much as $442 each month if comprehensive and collision insurance is included
• Drivers with a DUI or reckless driving violation pay on average $1,710 more each year than a safer driver

From the information above, you now know that Acura is expensive to insure only if you’re a higher-risk driver. Compare Integra car insurance rates right now by entering your ZIP code into our FREE quote tool below.  

What are the safety ratings for the Acura Integra?

Looking at the Acura Integra safety ratings can help you determine if your vehicle is helping you save money, or raising your insurance rates. 

Check out the safety ratings below. 

• Moderate overlap front: Acceptable
• Head restraints and seats: Poor

A rating of ‘Good’ is the highest possible score given by the Insurance Institute for Highway Safety. Unfortunately, the Integra did not score well, which will lead to higher insurance premiums.

Despite the imperfect safety ratings, the Integra is a beloved classic coupe. But why did Acura stop making the Integra if it was so popular? In truth, coupes were actually becoming less and less popular, especially as safer vehicles were entering the market. 

Some people may wonder is Acura making a new Integra? At the moment, there are no plans to bring back this luxury sedan. For now, you’ll have to put all of your time and effort into restoring an older model. 

Acura Integra Compared Against other Vehicles in the Same Class

Comparing the Acura Integra to similar vehicles can help you save money, especially if the Acura Integra has a better loss ratio than other vehicles in its class. 

Officially, the Insurance Institute for Highway Safety classifies it as a large luxury sedan.

Check out other comparable large luxury sedans below.

• Buick Park Avenue insurance rates
• Jaguar S-Type insurance rates
• Mercedes-Benz E300 insurance rates

The Acura Integra has substantially better than average injury loss ratios at 66 percent. However, the sedan only has average injury loss ratios at 90 percent, and worse than average theft ratios at 142 percent. Vehicles with a higher than average chance of getting stolen often have higher than average insurance rates.

You’re now an expert on securing cheap Integra auto insurance. How much is insurance for an Acura Integra? Compare Integra insurance companies right now by entering your five-digit ZIP code into our FREE quote tool.