Acura Integra Insurance Rates

Known as the Honda Integra outside of the United State, Honda stopped producing the Acura Integra in 2001, replacing it with the Acura RSX up until 2006. Fortunately, your Acura Integra insurance rates are based on your demographics as a driver, which means you can still find affordable car insurance rates for your Integra even though the vehicle is no longer being manufactured. 

Insurance on an Integra will vary depending on your age, where you live, and your driving record. We’ll also discuss how much liability insurance you should take out for your classic coupe, as well as what does liability insurance cover. Read through our comprehensive guide to learn all about the Acura Integra insurance costs. 

How much is insurance for an Acura Integra going to cost you? Find out by entering your five-digit ZIP code into our FREE quote comparison tool.

Acura Integra Car Insurance Rate Summary

When it comes to the Acura Integra car insurance rates, your premiums depend on your unique demographics as the driver.

Average insurance rates for an Acura Integra are $1,462 a year with full coverage. Comprehensive costs on average $332, collision insurance costs $640, and liability insurance is estimated at $354. A policy with just liability insurance costs approximately $406 a year, and coverage for high-risk drivers costs around $3,174. 16-year-old drivers receive the highest rates at up to $5,308 a year.

Average premium for full coverage: $1,462

Rate estimates by individual coverage type:

Rate estimates include $500 policy deductibles, minimum liability limits, and includes medical and UM/UIM coverage. Rates are averaged for all U.S. states and for all Integra models.

Price Range by Coverage and Risk

Price Range by Location

Living in a larger city has a significant impact on auto insurance rates. Rural areas tend to have lower incidents of collision claims than congested cities. The example below illustrates how your location can change car insurance rates.

These examples demonstrate why everyone should get quotes based on a specific location, rather than relying on rate averages.

Use the form below to get customized rates for your location.

More Rate Details

The chart below details average Acura Integra insurance rates for different risk profiles and scenarios.

• The best full coverage rate is $822
• Choosing higher $1,000 deductibles can save around $222 annually
• The estimated price for a 40-year-old driver with $500 deductibles is $1,462
• Buying pricier low deductibles for comp and collision coverage bumps up the cost to $1,892
• High-risk insureds with multiple tickets or accidents could pay upwards of $3,174
• The cost that insures a teen driver for full coverage may cost $5,308 each year

View Chart as Image

Insurance rates for an Acura Integra can also vary considerably based on the model of your Integra, your age and driving habits, and policy deductibles and limits.

If you like to drive fast or you caused an accident, you may be forking out at a minimum $1,700 to $2,400 additional per year, depending on your age. Acura Integra insurance for high-risk drivers ranges anywhere from 45% to 130% more than the average rate. View High Risk Driver Rates

A more mature driver with no violations or accidents and higher comprehensive and collision deductibles could pay as little as $1,400 annually on average for full coverage. Rates are highest for teen drivers, since even teens with perfect driving records should be prepared to pay upwards of $5,300 a year. View Rates by Age

Where you live plays a big part in determining prices for Acura Integra insurance rates. A good driver about age 40 could pay as low as $1,050 a year in states like New Hampshire, Ohio, and Utah, or at least $1,970 on average in Florida, Michigan, and New York.

View Chart as Image

Opting for high physical damage deductibles can save as much as $660 each year, whereas buying more liability protection will cost you more. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $318 more each year. View Rates by Deductible or Liability Limit

How to Find the Best Acura Integra Insurance

Saving money on Acura Integra insurance takes avoiding accidents and claims, having a good credit score, eliminating unnecessary coverage, and dropping full coverage on older vehicles. Comparison shop every couple of years by getting quotes from direct companies like Progressive, GEICO, and Esurance, and also from several local insurance agents.

The points below are a brief recap of the material that was illustrated above.

• Drivers who require increased liability limits will pay around $390 every year to raise limits from a minimum limit to the 250/500 level
• Drivers under the age of 20 pay higher rates, with premiums as much as $442 per month if comprehensive and collision insurance is included
• High-risk drivers who tend to receive serious violations pay on average $1,710 more each year to insure an Acura Integra
• Increasing deductibles can save approximately $650 each year

From the information above, you now know that Acura is expensive to insure only if you’re a higher-risk driver. Compare Integra car insurance rates right now by entering your ZIP code into our FREE quote tool below.  

What are the safety ratings for the Acura Integra?

Looking at the Acura Integra safety ratings can help you determine if your vehicle is helping you save money, or raising your insurance rates. 

Check out the safety ratings below. 

• Moderate overlap front: Acceptable
• Head restraints and seats: Poor

A rating of ‘Good’ is the highest possible score given by the Insurance Institute for Highway Safety. Unfortunately, the Integra did not score well, which will lead to higher insurance premiums.

Despite the imperfect safety ratings, the Integra is a beloved classic coupe. But why did Acura stop making the Integra if it was so popular? In truth, coupes were actually becoming less and less popular, especially as safer vehicles were entering the market. 

Some people may wonder is Acura making a new Integra? At the moment, there are no plans to bring back this luxury sedan. For now, you’ll have to put all of your time and effort into restoring an older model. 

Acura Integra Compared Against other Vehicles in the Same Class

Comparing the Acura Integra to similar vehicles can help you save money, especially if the Acura Integra has a better loss ratio than other vehicles in its class. 

Officially, the Insurance Institute for Highway Safety classifies it as a large luxury sedan.

Check out other comparable large luxury sedans below.

• Buick Park Avenue insurance rates
• Jaguar S-Type insurance rates
• Mercedes-Benz E300 insurance rates

The Acura Integra has substantially better than average injury loss ratios at 66 percent. However, the sedan only has average injury loss ratios at 90 percent, and worse than average theft ratios at 142 percent. Vehicles with a higher than average chance of getting stolen often have higher than average insurance rates.

You’re now an expert on securing cheap Integra auto insurance. How much is insurance for an Acura Integra? Compare Integra insurance companies right now by entering your five-digit ZIP code into our FREE quote tool.