Acura Integra Insurance Rates

Known as the Honda Integra outside of the United State, Honda stopped producing the Acura Integra in 2001, replacing it with the Acura RSX up until 2006. Fortunately, your Acura Integra insurance rates are based on your demographics as a driver, which means you can still find affordable car insurance rates for your Integra even though the vehicle is no longer being manufactured. 

Insurance on an Integra will vary depending on your age, where you live, and your driving record. We’ll also discuss how much liability insurance you should take out for your classic coupe, as well as what does liability insurance cover. Read through our comprehensive guide to learn all about the Acura Integra insurance costs. 

How much is insurance for an Acura Integra going to cost you? Find out by entering your five-digit ZIP code into our FREE quote comparison tool.

Acura Integra Car Insurance Rate Summary

When it comes to the Acura Integra car insurance rates, your premiums depend on your unique demographics as the driver.

The average insurance rates for an Acura Integra are $1,462 a year for full coverage. Comprehensive costs an estimated $332 a year, collision insurance costs $640, and liability is estimated at $354. A liability-only policy costs approximately $406 a year, and high-risk insurance costs around $3,174. Teenage drivers cost the most to insure at up to $5,308 a year.

Average premium for full coverage: $1,462

Policy rates broken down by type of insurance:

Rate estimates include $500 policy deductibles, liability limits of 30/60, and includes additional medical/uninsured motorist coverage. Prices are averaged for all states and Integra trim levels.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city can make a big difference on insurance rates. More rural locations are shown to have a lower frequency of accident claims than densely populated cities. The diagram below illustrates how location helps determine insurance prices.

The examples above show why it is important to get quotes for a targeted area and risk profile, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below shows average Acura Integra insurance rates for other coverage scenarios.

• The best discount rate is $822
• Choosing higher $1,000 deductibles can save approximately $1,240 a year
• The average rate for a good driver age 40 who has $500 deductibles is $1,462
• Using low $100 deductibles for comp and collision coverage will increase the cost to $1,892
• Higher-risk drivers who are prone to accidents and violations could pay up to $3,174
• Policy cost for full coverage for a 16-year-old driver can cost as much as $5,308 each year

View Chart as Image

Car insurance rates for an Acura Integra also range considerably based on your risk profile, the trim level of your Integra, and liability limits and deductibles.

Older drivers with no driving violations and high deductibles may pay as low as $1,400 annually on average, or $117 per month, for full coverage. Rates are much higher for teenagers, where even good drivers will be charged at least $5,300 a year. View Rates by Age

Your home state plays a big part in determining prices for Acura Integra insurance prices. A good driver about age 40 could pay as low as $960 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $2,080 on average in New York, Louisiana, and Michigan.

View Chart as Image

Using high physical damage deductibles can save as much as $660 annually, while buying higher liability limits will increase premiums. Going from a 50/100 limit to a 250/500 limit will raise rates by up to $318 extra every 12 months. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you could be paying $1,700 to $2,400 extra every year, depending on your age. A high-risk auto insurance policy ranges from 45% to 130% more than a normal policy. View High Risk Driver Rates

How to Find the Best Acura Integra Insurance

Finding cheaper rates on insurance for an Acura Integra takes avoiding accidents and claims, having above-average credit, avoid buying unnecessary coverage, and possibly higher deductibles. Invest time comparing rates once a year by obtaining price quotes from direct carriers like GEICO, Progressive, and Esurance, and also from local independent and exclusive agents.

The points below are a brief recap of the data that was covered in the charts and tables above.

• Drivers can save approximately $180 per year just by quoting early and online
• Insureds who want increased liability limits will pay an extra $390 each year to raise limits from a 30/60 limit to 250/500 limits
• Drivers under the age of 20 have the highest car insurance rates, costing up to $442 each month if full coverage is included
• Drivers considered higher risk who tend to receive serious violations pay an average of $1,710 more annually to insure an Acura Integra

From the information above, you now know that Acura is expensive to insure only if you’re a higher-risk driver. Compare Integra car insurance rates right now by entering your ZIP code into our FREE quote tool below.  

What are the safety ratings for the Acura Integra?

Looking at the Acura Integra safety ratings can help you determine if your vehicle is helping you save money, or raising your insurance rates. 

Check out the safety ratings below. 

• Moderate overlap front: Acceptable
• Head restraints and seats: Poor

A rating of ‘Good’ is the highest possible score given by the Insurance Institute for Highway Safety. Unfortunately, the Integra did not score well, which will lead to higher insurance premiums.

Despite the imperfect safety ratings, the Integra is a beloved classic coupe. But why did Acura stop making the Integra if it was so popular? In truth, coupes were actually becoming less and less popular, especially as safer vehicles were entering the market. 

Some people may wonder is Acura making a new Integra? At the moment, there are no plans to bring back this luxury sedan. For now, you’ll have to put all of your time and effort into restoring an older model. 

Acura Integra Compared Against other Vehicles in the Same Class

Comparing the Acura Integra to similar vehicles can help you save money, especially if the Acura Integra has a better loss ratio than other vehicles in its class. 

Officially, the Insurance Institute for Highway Safety classifies it as a large luxury sedan.

Check out other comparable large luxury sedans below.

• Buick Park Avenue insurance rates
• Jaguar S-Type insurance rates
• Mercedes-Benz E300 insurance rates

The Acura Integra has substantially better than average injury loss ratios at 66 percent. However, the sedan only has average injury loss ratios at 90 percent, and worse than average theft ratios at 142 percent. Vehicles with a higher than average chance of getting stolen often have higher than average insurance rates.

You’re now an expert on securing cheap Integra auto insurance. How much is insurance for an Acura Integra? Compare Integra insurance companies right now by entering your five-digit ZIP code into our FREE quote tool.