Acura Integra Insurance Rates

Known as the Honda Integra outside of the United State, Honda stopped producing the Acura Integra in 2001, replacing it with the Acura RSX up until 2006. Fortunately, your Acura Integra insurance rates are based on your demographics as a driver, which means you can still find affordable car insurance rates for your Integra even though the vehicle is no longer being manufactured. 

Insurance on an Integra will vary depending on your age, where you live, and your driving record. We’ll also discuss how much liability insurance you should take out for your classic coupe, as well as what does liability insurance cover. Read through our comprehensive guide to learn all about the Acura Integra insurance costs. 

How much is insurance for an Acura Integra going to cost you? Find out by entering your five-digit ZIP code into our FREE quote comparison tool.

Acura Integra Car Insurance Rate Summary

When it comes to the Acura Integra car insurance rates, your premiums depend on your unique demographics as the driver.

Average insurance rates for an Acura Integra are $1,462 a year for full coverage insurance. Comprehensive costs an estimated $332, collision costs $640, and liability coverage costs around $354. A liability-only policy costs as low as $406 a year, with high-risk insurance costing around $3,174. Teens receive the highest rates at $5,308 a year or more.

Average premium for full coverage: $1,462

Rate estimates broken down by individual coverage type:

Prices include $500 physical damage insurance deductibles, liability limits of 30/60, and includes both medical and UM/UIM coverage. Rates are averaged for all 50 states and for all Integra models.

Price Range by Coverage and Risk

Price Range by Location

Where you live has a large influence on the price of insurance. More rural locations tend to have a lower frequency of physical damage claims than cities with more traffic congestion.

The example below illustrates how rural and urban location affects insurance prices.

These examples illustrate why everyone should compare prices for a targeted area and risk profile, rather than using averaged prices.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below illustrates estimated Acura Integra insurance rates for other coverage scenarios.

• The cheapest rate after discounts is $822
• Using higher $1,000 deductibles will save approximately $222 each year
• The average rate for a 40-year-old driver who has $500 deductibles is $1,462
• Selecting pricier low deductibles for physical damage coverage will increase the cost to $1,892
• Higher-risk drivers with serious driving violations could pay up to $3,174 or more
• The cost for full coverage for a teenage driver for full coverage can cost as much as $5,308 or more

View Chart as Image

Insurance rates for an Acura Integra can also vary considerably based on your driver profile, the model year and trim level, and liability limits and deductibles.

A more mature driver with a clean driving record and high deductibles may only pay around $1,400 a year for full coverage. Rates are much higher for teen drivers, where even good drivers can expect to pay at least $5,300 a year. View Rates by Age

Where you live has a huge impact on Acura Integra insurance rates. A driver around age 40 might see rates as low as $950 a year in states like North Carolina, Wisconsin, and Vermont, or have to pay at least $1,970 on average in Florida, New York, and Michigan.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles could cut rates by as much as $660 a year, whereas buying more liability protection will increase premiums. Switching from a 50/100 limit to a 250/500 limit will cost as much as $318 more per year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you are probably paying $1,700 to $2,400 extra per year, depending on your age. Acura Integra insurance for high-risk drivers can be around 45% to 130% more than the average policy. View High Risk Driver Rates

With so much variability in rates, the only way to figure out which company is cheapest is to regularly compare rates and see how they stack up. Each insurance company calculates rates differently, so the rates can be significantly different from one company to the next.

How to Find the Right Acura Integra Insurance

Saving money on auto insurance requires being a low-risk driver, maintaining good credit, avoid buying unnecessary coverage, and taking advantage of discounts. Set aside time to shop around once a year by obtaining price quotes from direct insurance companies like GEICO and Progressive, and also from several local insurance agents.

The items below are a quick rundown of the data that was raised in the charts and tables above.

• It is possible to save approximately $180 per year simply by quoting online well ahead of the renewal date
• Consumers who want more liability coverage will pay approximately $390 annually to increase from a minimum limit to 250/500 limits
• Teen drivers are charged the highest rates, costing up to $442 per month for full coverage
• Drivers with reckless driving or DUI convictions pay on average $1,710 more annually to insure their Integra

From the information above, you now know that Acura is expensive to insure only if you’re a higher-risk driver. Compare Integra car insurance rates right now by entering your ZIP code into our FREE quote tool below.  

What are the safety ratings for the Acura Integra?

Looking at the Acura Integra safety ratings can help you determine if your vehicle is helping you save money, or raising your insurance rates. 

Check out the safety ratings below. 

• Moderate overlap front: Acceptable
• Head restraints and seats: Poor

A rating of ‘Good’ is the highest possible score given by the Insurance Institute for Highway Safety. Unfortunately, the Integra did not score well, which will lead to higher insurance premiums.

Despite the imperfect safety ratings, the Integra is a beloved classic coupe. But why did Acura stop making the Integra if it was so popular? In truth, coupes were actually becoming less and less popular, especially as safer vehicles were entering the market. 

Some people may wonder is Acura making a new Integra? At the moment, there are no plans to bring back this luxury sedan. For now, you’ll have to put all of your time and effort into restoring an older model. 

Acura Integra Compared Against other Vehicles in the Same Class

Comparing the Acura Integra to similar vehicles can help you save money, especially if the Acura Integra has a better loss ratio than other vehicles in its class. 

Officially, the Insurance Institute for Highway Safety classifies it as a large luxury sedan.

Check out other comparable large luxury sedans below.

• Buick Park Avenue insurance rates
• Jaguar S-Type insurance rates
• Mercedes-Benz E300 insurance rates

The Acura Integra has substantially better than average injury loss ratios at 66 percent. However, the sedan only has average injury loss ratios at 90 percent, and worse than average theft ratios at 142 percent. Vehicles with a higher than average chance of getting stolen often have higher than average insurance rates.

You’re now an expert on securing cheap Integra auto insurance. How much is insurance for an Acura Integra? Compare Integra insurance companies right now by entering your five-digit ZIP code into our FREE quote tool.