Acura Integra Insurance Rates

Known as the Honda Integra outside of the United State, Honda stopped producing the Acura Integra in 2001, replacing it with the Acura RSX up until 2006. Fortunately, your Acura Integra insurance rates are based on your demographics as a driver, which means you can still find affordable car insurance rates for your Integra even though the vehicle is no longer being manufactured. 

Insurance on an Integra will vary depending on your age, where you live, and your driving record. We’ll also discuss how much liability insurance you should take out for your classic coupe, as well as what does liability insurance cover. Read through our comprehensive guide to learn all about the Acura Integra insurance costs. 

How much is insurance for an Acura Integra going to cost you? Find out by entering your five-digit ZIP code into our FREE quote comparison tool.

Acura Integra Car Insurance Rate Summary

When it comes to the Acura Integra car insurance rates, your premiums depend on your unique demographics as the driver.

Estimated insurance prices for an Acura Integra are $1,474 every 12 months including full coverage. Comprehensive costs on average $344 a year, collision insurance costs $656, and liability insurance costs $338. Liability-only insurance costs as little as $394 a year, and high-risk driver insurance costs around $3,196. 16-year-old drivers pay the most at up to $5,320 a year.

Average premium for full coverage: $1,474

Premium estimates by type of coverage:

Price estimates include $500 physical damage deductibles, minimum liability limits, and includes medical/PIP and uninsured motorist coverage. Rates include averaging for all 50 U.S. states and Integra trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Your location has a significant impact on car insurance rates. Rural areas are statistically proven to have more infrequent comprehensive and collision claims than congested cities. The diagram below illustrates how your location can change car insurance rates.

These rate differences highlight why it is important to compare rates based on a specific location and their own driving history, rather than relying on rate averages.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below breaks down average Acura Integra insurance rates for different risk profiles and scenarios.

• The best full coverage rate is $829
• Drivers who choose higher $1,000 deductibles will pay around $1,248 every year
• The average price for a 40-year-old good driver with $500 deductibles is $1,474
• Buying low $100 deductibles for comprehensive and collision insurance increases the price to $1,916
• High risk drivers with multiple tickets or accidents could pay upwards of $3,196
• An auto insurance policy to insure a teen driver may cost $5,320 a year

View Chart as Image

Insurance prices for an Acura Integra also have a wide range based on physical damage deductibles and liability limits, your driving characteristics, and the trim level of your Integra.

Opting for high physical damage deductibles could save up to $670 each year, while buying higher liability limits will cost you more. Changing from a 50/100 liability limit to a 250/500 limit will cost up to $304 more each year. View Rates by Deductible or Liability Limit

Older drivers with no violations or accidents and higher deductibles could pay as little as $1,400 per year on average, or $117 per month, for full coverage. Prices are highest for drivers in their teens, since even excellent drivers should be prepared to pay upwards of $5,300 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you are likely paying at a minimum $1,700 to $2,400 additional annually, depending on your age. A high-risk auto insurance policy can cost anywhere from 45% to 129% more than the average rate. View High Risk Driver Rates

Where you choose to live makes a big difference in Acura Integra insurance rates. A 40-year-old driver could pay as low as $1,130 a year in states like Missouri, New Hampshire, and Vermont, or at least $2,100 on average in Michigan, New York, and Louisiana.

View Chart as Image

How to Shop for Cheaper Acura Integra Insurance

Finding better rates on Acura Integra insurance not only requires being a safe and courteous driver, but also having above-average credit, refrain from filing small claims, and dropping full coverage on older vehicles. Invest the time to shop around every couple of years by getting rate quotes from direct car insurance companies, and also from your local independent and exclusive agents.

Below is a condensed summary of the material that was illustrated above.

• Drivers who require higher levels of liability will pay around $370 per year to go from 30/60 bodily injury limits to a 250/500 level
• Teenage drivers pay higher prices, with the cost nearing $443 per month if full coverage is included
• High-risk drivers with multiple at-fault accidents may pay on average $1,720 more each year for auto insurance
• Increasing policy deductibles could save as much as $675 each year

From the information above, you now know that Acura is expensive to insure only if you’re a higher-risk driver. Compare Integra car insurance rates right now by entering your ZIP code into our FREE quote tool below.  

What are the safety ratings for the Acura Integra?

Looking at the Acura Integra safety ratings can help you determine if your vehicle is helping you save money, or raising your insurance rates. 

Check out the safety ratings below. 

• Moderate overlap front: Acceptable
• Head restraints and seats: Poor

A rating of ‘Good’ is the highest possible score given by the Insurance Institute for Highway Safety. Unfortunately, the Integra did not score well, which will lead to higher insurance premiums.

Despite the imperfect safety ratings, the Integra is a beloved classic coupe. But why did Acura stop making the Integra if it was so popular? In truth, coupes were actually becoming less and less popular, especially as safer vehicles were entering the market. 

Some people may wonder is Acura making a new Integra? At the moment, there are no plans to bring back this luxury sedan. For now, you’ll have to put all of your time and effort into restoring an older model. 

Acura Integra Compared Against other Vehicles in the Same Class

Comparing the Acura Integra to similar vehicles can help you save money, especially if the Acura Integra has a better loss ratio than other vehicles in its class. 

Officially, the Insurance Institute for Highway Safety classifies it as a large luxury sedan.

Check out other comparable large luxury sedans below.

• Buick Park Avenue insurance rates
• Jaguar S-Type insurance rates
• Mercedes-Benz E300 insurance rates

The Acura Integra has substantially better than average injury loss ratios at 66 percent. However, the sedan only has average injury loss ratios at 90 percent, and worse than average theft ratios at 142 percent. Vehicles with a higher than average chance of getting stolen often have higher than average insurance rates.

You’re now an expert on securing cheap Integra auto insurance. How much is insurance for an Acura Integra? Compare Integra insurance companies right now by entering your five-digit ZIP code into our FREE quote tool.