Acura Integra Insurance Rates

Known as the Honda Integra outside of the United State, Honda stopped producing the Acura Integra in 2001, replacing it with the Acura RSX up until 2006. Fortunately, your Acura Integra insurance rates are based on your demographics as a driver, which means you can still find affordable car insurance rates for your Integra even though the vehicle is no longer being manufactured. 

Insurance on an Integra will vary depending on your age, where you live, and your driving record. We’ll also discuss how much liability insurance you should take out for your classic coupe, as well as what does liability insurance cover. Read through our comprehensive guide to learn all about the Acura Integra insurance costs. 

How much is insurance for an Acura Integra going to cost you? Find out by entering your five-digit ZIP code into our FREE quote comparison tool.

Acura Integra Car Insurance Rate Summary

When it comes to the Acura Integra car insurance rates, your premiums depend on your unique demographics as the driver.

The average insurance prices for an Acura Integra are $1,462 every 12 months including full coverage. Comprehensive costs approximately $332 each year, collision insurance costs $640, and liability is estimated at $354. Liability-only coverage costs approximately $406 a year, and high-risk coverage costs around $3,174. 16-year-old drivers cost the most to insure at up to $5,308 a year.

Average premium for full coverage: $1,462

Policy rates by type of insurance:

Estimates include $500 policy deductibles, liability limits of 30/60, and includes medical/PIP and uninsured motorist coverage. Prices are averaged for all 50 U.S. states and Integra models.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city can have significant affects on car insurance prices. Rural locations are shown to have more infrequent comprehensive and collision claims than congested cities. The graphic below illustrates how location helps determine auto insurance prices.

The examples above highlight why all drivers should get quotes using their specific location and their own driving history, instead of using rate averages.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below breaks down average Acura Integra insurance rates for additional coverage and risk scenarios.

• The best full coverage rate is $822
• Choosing higher $1,000 deductibles can save $222 every year
• The average price for a good driver age 40 who chooses $500 deductibles is $1,462
• Buying low deductibles for comp and collision coverage increases the price to $1,892
• Unlucky drivers with multiple tickets or accidents could pay around $3,174
• Policy cost to insure a teen driver can cost $5,308 each year

View Chart as Image

Insurance rates for an Acura Integra also range considerably based on liability limits and deductibles, your driving characteristics, and the model of your Integra.

Opting for high physical damage deductibles can save as much as $660 every year, whereas increasing liability limits will push rates upward. Changing from a 50/100 liability limit to a 250/500 limit will raise rates by up to $318 more each year. View Rates by Deductible or Liability Limit

More mature drivers with no violations or accidents and higher deductibles may pay as little as $1,400 annually on average, or $117 per month, for full coverage. Rates are highest for teenagers, since even excellent drivers should be prepared to pay in the ballpark of $5,300 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you are likely paying anywhere from $1,700 to $2,400 additional every year, depending on your age. Insurance for high-risk drivers ranges as much as 45% to 130% more than the average rate. View High Risk Driver Rates

Your home state plays a big part in determining prices for Acura Integra insurance prices. A good driver about age 40 could pay as low as $1,120 a year in states like Vermont, New Hampshire, and Missouri, or at least $2,080 on average in Louisiana, New York, and Michigan.

View Chart as Image

How to Shop for Low Cost Acura Integra Insurance

Finding cheaper rates on car insurance takes avoiding accidents and claims, having above-average credit, paying for small claims out-of-pocket, and consideration of higher deductibles. Invest time comparing rates once a year by obtaining price quotes from direct car insurance companies, and also from your local car insurance providers.

The points below are a review of the data that was covered in the charts and tables above.

• You may be able to save around $180 per year just by quoting online in advance
• Policyholders who purchase increased liability limits will pay around $390 per year to raise limits from a 30/60 limit to a 250/500 level
• Drivers under the age of 20 are the costliest to insure, with premiums being up to $442 each month if full coverage is included
• Higher risk drivers who have several accidents or serious violations could be charged and average of $1,710 more per year to insure an Acura Integra

From the information above, you now know that Acura is expensive to insure only if you’re a higher-risk driver. Compare Integra car insurance rates right now by entering your ZIP code into our FREE quote tool below.  

What are the safety ratings for the Acura Integra?

Looking at the Acura Integra safety ratings can help you determine if your vehicle is helping you save money, or raising your insurance rates. 

Check out the safety ratings below. 

• Moderate overlap front: Acceptable
• Head restraints and seats: Poor

A rating of ‘Good’ is the highest possible score given by the Insurance Institute for Highway Safety. Unfortunately, the Integra did not score well, which will lead to higher insurance premiums.

Despite the imperfect safety ratings, the Integra is a beloved classic coupe. But why did Acura stop making the Integra if it was so popular? In truth, coupes were actually becoming less and less popular, especially as safer vehicles were entering the market. 

Some people may wonder is Acura making a new Integra? At the moment, there are no plans to bring back this luxury sedan. For now, you’ll have to put all of your time and effort into restoring an older model. 

Acura Integra Compared Against other Vehicles in the Same Class

Comparing the Acura Integra to similar vehicles can help you save money, especially if the Acura Integra has a better loss ratio than other vehicles in its class. 

Officially, the Insurance Institute for Highway Safety classifies it as a large luxury sedan.

Check out other comparable large luxury sedans below.

• Buick Park Avenue insurance rates
• Jaguar S-Type insurance rates
• Mercedes-Benz E300 insurance rates

The Acura Integra has substantially better than average injury loss ratios at 66 percent. However, the sedan only has average injury loss ratios at 90 percent, and worse than average theft ratios at 142 percent. Vehicles with a higher than average chance of getting stolen often have higher than average insurance rates.

You’re now an expert on securing cheap Integra auto insurance. How much is insurance for an Acura Integra? Compare Integra insurance companies right now by entering your five-digit ZIP code into our FREE quote tool.