Acura Integra Insurance Rates

Known as the Honda Integra outside of the United State, Honda stopped producing the Acura Integra in 2001, replacing it with the Acura RSX up until 2006. Fortunately, your Acura Integra insurance rates are based on your demographics as a driver, which means you can still find affordable car insurance rates for your Integra even though the vehicle is no longer being manufactured. 

Insurance on an Integra will vary depending on your age, where you live, and your driving record. We’ll also discuss how much liability insurance you should take out for your classic coupe, as well as what does liability insurance cover. Read through our comprehensive guide to learn all about the Acura Integra insurance costs. 

How much is insurance for an Acura Integra going to cost you? Find out by entering your five-digit ZIP code into our FREE quote comparison tool.

Acura Integra Car Insurance Rate Summary

When it comes to the Acura Integra car insurance rates, your premiums depend on your unique demographics as the driver.

Average insurance prices for an Acura Integra are $1,462 every 12 months including full coverage. Comprehensive costs an estimated $332 each year, collision insurance costs $640, and liability coverage costs $354. Liability-only coverage costs as little as $406 a year, and high-risk coverage costs around $3,174. 16-year-old drivers receive the highest rates at up to $5,308 a year.

Average premium for full coverage: $1,462

Rate estimates broken down by individual coverage type:

Rate estimates include $500 deductible amounts, 30/60 liability coverage, and includes medical and uninsured motorist coverage. Rates are averaged for all 50 U.S. states and Integra models.

Price Range by Coverage and Risk

Price Range by Location

Your location has a large influence on the price of auto insurance. More rural locations tend to have more infrequent comprehensive and collision claims than congested cities. The graphic below illustrates how rural and urban location affects insurance prices.

These examples highlight why all drivers should compare rates for a targeted area and their own driving history, rather than using rate averages.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below breaks down average Acura Integra insurance rates for other coverage scenarios.

• The best full coverage rate is $822
• Drivers who choose higher $1,000 deductibles will pay approximately $222 every year
• The average price for a 40-year-old driver who has $500 deductibles is $1,462
• Buying low deductibles for comprehensive and collision insurance increases the price to $1,892
• High-risk insureds with multiple tickets or accidents could pay up to $3,174
• The cost to insure a teenage driver can cost as much as $5,308 a year

View Chart as Image

Car insurance rates for an Acura Integra can also vary considerably based on policy deductibles and limits, your driving characteristics, and the model year and trim level.

Opting for high physical damage deductibles could save up to $660 a year, whereas increasing liability limits will increase premiums. Changing from a 50/100 liability limit to a 250/500 limit will cost as much as $318 extra every 12 months. View Rates by Deductible or Liability Limit

More mature drivers with no driving violations and higher deductibles may only pay around $1,400 per year on average for full coverage. Rates are highest for teen drivers, since even excellent drivers will be charged at least $5,300 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you are likely paying $1,700 to $2,400 extra per year, depending on your age. Insurance for high-risk drivers can cost around 45% to 130% more than the average rate. View High Risk Driver Rates

Where you live makes a big difference in Acura Integra insurance rates. A 40-year-old driver could pay as low as $1,120 a year in states like Vermont, New Hampshire, and Missouri, or at least $2,080 on average in Louisiana, New York, and Michigan.

View Chart as Image

How to Shop for the Best Acura Integra Insurance

Saving money on auto insurance not only requires having a good driving record, but also maintaining a good credit score, not filing small claims, and possibly higher deductibles. Set aside time to shop around every year by requesting quotes from direct car insurance companies like GEICO, Progressive, and Esurance, and also from local insurance agencies.

The next list is a brief recap of the coverage data raised in the charts and tables above.

• You may be able to save approximately $180 per year just by quoting online in advance
• Increasing deductibles could save as much as $650 each year
• Drivers age 20 and younger have the highest car insurance rates, as much as $442 per month if the policy includes full coverage
• Drivers who tend to receive serious violations may have to pay on average $1,710 more annually to buy Acura Integra insurance

From the information above, you now know that Acura is expensive to insure only if you’re a higher-risk driver. Compare Integra car insurance rates right now by entering your ZIP code into our FREE quote tool below.  

What are the safety ratings for the Acura Integra?

Looking at the Acura Integra safety ratings can help you determine if your vehicle is helping you save money, or raising your insurance rates. 

Check out the safety ratings below. 

• Moderate overlap front: Acceptable
• Head restraints and seats: Poor

A rating of ‘Good’ is the highest possible score given by the Insurance Institute for Highway Safety. Unfortunately, the Integra did not score well, which will lead to higher insurance premiums.

Despite the imperfect safety ratings, the Integra is a beloved classic coupe. But why did Acura stop making the Integra if it was so popular? In truth, coupes were actually becoming less and less popular, especially as safer vehicles were entering the market. 

Some people may wonder is Acura making a new Integra? At the moment, there are no plans to bring back this luxury sedan. For now, you’ll have to put all of your time and effort into restoring an older model. 

Acura Integra Compared Against other Vehicles in the Same Class

Comparing the Acura Integra to similar vehicles can help you save money, especially if the Acura Integra has a better loss ratio than other vehicles in its class. 

Officially, the Insurance Institute for Highway Safety classifies it as a large luxury sedan.

Check out other comparable large luxury sedans below.

• Buick Park Avenue insurance rates
• Jaguar S-Type insurance rates
• Mercedes-Benz E300 insurance rates

The Acura Integra has substantially better than average injury loss ratios at 66 percent. However, the sedan only has average injury loss ratios at 90 percent, and worse than average theft ratios at 142 percent. Vehicles with a higher than average chance of getting stolen often have higher than average insurance rates.

You’re now an expert on securing cheap Integra auto insurance. How much is insurance for an Acura Integra? Compare Integra insurance companies right now by entering your five-digit ZIP code into our FREE quote tool.