Acura Integra Insurance Rates

Known as the Honda Integra outside of the United State, Honda stopped producing the Acura Integra in 2001, replacing it with the Acura RSX up until 2006. Fortunately, your Acura Integra insurance rates are based on your demographics as a driver, which means you can still find affordable car insurance rates for your Integra even though the vehicle is no longer being manufactured. 

Insurance on an Integra will vary depending on your age, where you live, and your driving record. We’ll also discuss how much liability insurance you should take out for your classic coupe, as well as what does liability insurance cover. Read through our comprehensive guide to learn all about the Acura Integra insurance costs. 

How much is insurance for an Acura Integra going to cost you? Find out by entering your five-digit ZIP code into our FREE quote comparison tool.

Acura Integra Car Insurance Rate Summary

When it comes to the Acura Integra car insurance rates, your premiums depend on your unique demographics as the driver.

The average insurance prices for an Acura Integra are $1,462 every 12 months including full coverage. Comprehensive costs approximately $332 each year, collision costs $640, and liability costs $354. Buying just liability costs as little as $406 a year, with insurance for high-risk drivers costing around $3,174. Teenage drivers cost the most to insure at $5,308 a year or more.

Average premium for full coverage: $1,462

Policy rates by type of insurance:

Full coverage includes $500 deductibles, 30/60 split liability limits, and includes both medical and uninsured motorist insurance. Prices are averaged for all 50 U.S. states and Integra models.

Price Range Variability

Urban vs. Rural Price Range

Your location can make a big difference on car insurance prices. Rural locations are shown to have more infrequent comprehensive and collision claims than densely populated cities.

The graphic below illustrates how location impacts auto insurance prices.

The examples above highlight why all drivers should compare rates using their specific location and their own driving history, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below breaks down estimated Acura Integra insurance rates for additional coverage and risk scenarios.

• The best discount rate is $822
• Drivers who choose higher $1,000 deductibles will pay $222 every year
• The average price for a good driver age 40 who chooses $500 deductibles is $1,462
• Using low deductibles for comprehensive and collision insurance increases the price to $1,892
• Drivers who are prone to accidents and violations could pay around $3,174 or more
• Policy cost to insure a 16-year-old driver can cost $5,308 a year

View Chart as Image

Insurance rates for an Acura Integra also range considerably based on liability limits and deductibles, your driving characteristics, and the model of your Integra.

Using high physical damage deductibles could save up to $660 annually, whereas increasing liability limits will push rates upward. Changing from a 50/100 liability limit to a 250/500 limit will raise rates by up to $318 more per year. View Rates by Deductible or Liability Limit

More mature drivers with a clean driving record and higher deductibles may pay as low as $1,400 per year on average, or $117 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers can expect to pay in the ballpark of $5,300 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you are likely paying anywhere from $1,700 to $2,400 extra every year, depending on your age. Insurance for high-risk drivers can cost from 45% to 130% more than a normal policy. View High Risk Driver Rates

Your home state makes a big difference in Acura Integra insurance prices. A 40-year-old driver could pay as low as $1,120 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $2,080 on average in Louisiana, New York, and Michigan.

View Chart as Image

Because rates have so much variability, the best way to figure out who has the best auto insurance rates is to do a rate comparison from multiple companies. Every company uses a different method to calculate rates, so the rates will be varied.

How to Shop for More Affordable Acura Integra Insurance

Finding cheaper rates on insurance for an Acura Integra not only requires not taking risks behind the wheel, but also having good credit, paying for small claims out-of-pocket, and maximizing policy discounts. Spend time shopping around at least every other year by getting quotes from direct car insurance companies, and also from your local car insurance providers.

The following is a summary of the car insurance concepts touched on above.

• Drivers considered higher risk who have multiple accidents or major violations could be charged and average of $1,710 more per year for Integra insurance
• You may be able to save around $180 per year simply by quoting online in advance
• Increasing comprehensive and collision deductibles could save as much as $650 each year
• Insureds who purchase higher liability limits will pay an extra $390 per year to go from a 30/60 limit to a 250/500 level

From the information above, you now know that Acura is expensive to insure only if you’re a higher-risk driver. Compare Integra car insurance rates right now by entering your ZIP code into our FREE quote tool below.  

What are the safety ratings for the Acura Integra?

Looking at the Acura Integra safety ratings can help you determine if your vehicle is helping you save money, or raising your insurance rates. 

Check out the safety ratings below. 

• Moderate overlap front: Acceptable
• Head restraints and seats: Poor

A rating of ‘Good’ is the highest possible score given by the Insurance Institute for Highway Safety. Unfortunately, the Integra did not score well, which will lead to higher insurance premiums.

Despite the imperfect safety ratings, the Integra is a beloved classic coupe. But why did Acura stop making the Integra if it was so popular? In truth, coupes were actually becoming less and less popular, especially as safer vehicles were entering the market. 

Some people may wonder is Acura making a new Integra? At the moment, there are no plans to bring back this luxury sedan. For now, you’ll have to put all of your time and effort into restoring an older model. 

Acura Integra Compared Against other Vehicles in the Same Class

Comparing the Acura Integra to similar vehicles can help you save money, especially if the Acura Integra has a better loss ratio than other vehicles in its class. 

Officially, the Insurance Institute for Highway Safety classifies it as a large luxury sedan.

Check out other comparable large luxury sedans below.

• Buick Park Avenue insurance rates
• Jaguar S-Type insurance rates
• Mercedes-Benz E300 insurance rates

The Acura Integra has substantially better than average injury loss ratios at 66 percent. However, the sedan only has average injury loss ratios at 90 percent, and worse than average theft ratios at 142 percent. Vehicles with a higher than average chance of getting stolen often have higher than average insurance rates.

You’re now an expert on securing cheap Integra auto insurance. How much is insurance for an Acura Integra? Compare Integra insurance companies right now by entering your five-digit ZIP code into our FREE quote tool.