Acura TLX Insurance Rates
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UPDATED: Jun 6, 2023
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U.S. average insurance prices for an Acura TLX are $1,466 every 12 months with full coverage. Comprehensive costs an estimated $282, collision insurance costs $574, and liability costs around $452. Liability-only coverage costs as low as $504 a year, and high-risk coverage costs around $3,196. Teenage drivers pay the highest rates at up to $5,548 a year.
Average premium for full coverage: $1,466
Price estimates broken down by individual coverage:
Rate estimates include $500 deductible amounts, 30/60 liability coverage, and includes additional medical/uninsured motorist coverage. Estimates are averaged for all U.S. states and for different TLX trim levels.
Price Range from Low to High
Using a 40-year-old driver as an example, Acura TLX insurance prices range from the cheapest price of $504 for just the minimum liability insurance to a much higher rate of $3,196 for a policy for a high-risk driver.
Geographic Price Range
Where you live can make a big difference on car insurance rates. More rural locations have more infrequent collision claims than densely populated cities. The price range example below illustrates how rural and urban location affects insurance prices.
The ranges above demonstrate why anyone shopping for car insurance should compare prices for a targeted area and their own driving history, instead of making a decision based on average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Analysis
The chart below details average Acura TLX insurance rates for other coverage scenarios.
- The best discount rate is $834
- Using higher $1,000 deductibles will save approximately $194 annually
- The average price for the average middle-age driver who has $500 deductibles is $1,466
- Using more expensive low deductibles for physical damage coverage increases the price to $1,846
- High-risk insureds who are prone to accidents and violations could pay up to $3,196
- The price to insure a 16-year-old driver with full coverage can cost as much as $5,548 or more
Auto insurance prices for an Acura TLX are also quite variable based on deductibles and policy limits, your driving record, and the model year and trim level.
Using high physical damage deductibles could cut prices by as much as $580 annually, while increasing your policy's liability limits will increase premiums. Moving from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $407 extra every year. View Rates by Deductible or Liability Limit
An older driver with a good driving record and higher deductibles may pay as low as $1,400 a year for full coverage. Prices are much higher for teenage drivers, since even excellent drivers will have to pay at least $5,500 a year. View Rates by Age
If you have some driving violations or you were responsible for an accident, you may be forking out $1,800 to $2,400 in extra premium each year, depending on your age. High-risk driver insurance can be from 43% to 137% more than a normal policy. View High Risk Driver Rates
The state you live in has a huge impact on Acura TLX insurance prices. A driver around age 40 might see prices as low as $1,060 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $1,980 on average in New York, Michigan, and Florida.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,324 | -$142 | -9.7% |
| Alaska | $1,124 | -$342 | -23.3% |
| Arizona | $1,216 | -$250 | -17.1% |
| Arkansas | $1,466 | -$0 | 0.0% |
| California | $1,668 | $202 | 13.8% |
| Colorado | $1,398 | -$68 | -4.6% |
| Connecticut | $1,506 | $40 | 2.7% |
| Delaware | $1,658 | $192 | 13.1% |
| Florida | $1,834 | $368 | 25.1% |
| Georgia | $1,352 | -$114 | -7.8% |
| Hawaii | $1,052 | -$414 | -28.2% |
| Idaho | $990 | -$476 | -32.5% |
| Illinois | $1,092 | -$374 | -25.5% |
| Indiana | $1,102 | -$364 | -24.8% |
| Iowa | $988 | -$478 | -32.6% |
| Kansas | $1,390 | -$76 | -5.2% |
| Kentucky | $1,998 | $532 | 36.3% |
| Louisiana | $2,168 | $702 | 47.9% |
| Maine | $904 | -$562 | -38.3% |
| Maryland | $1,208 | -$258 | -17.6% |
| Massachusetts | $1,170 | -$296 | -20.2% |
| Michigan | $2,544 | $1,078 | 73.5% |
| Minnesota | $1,226 | -$240 | -16.4% |
| Mississippi | $1,754 | $288 | 19.6% |
| Missouri | $1,300 | -$166 | -11.3% |
| Montana | $1,572 | $106 | 7.2% |
| Nebraska | $1,156 | -$310 | -21.1% |
| Nevada | $1,758 | $292 | 19.9% |
| New Hampshire | $1,056 | -$410 | -28.0% |
| New Jersey | $1,638 | $172 | 11.7% |
| New Mexico | $1,298 | -$168 | -11.5% |
| New York | $1,542 | $76 | 5.2% |
| North Carolina | $844 | -$622 | -42.4% |
| North Dakota | $1,200 | -$266 | -18.1% |
| Ohio | $1,012 | -$454 | -31.0% |
| Oklahoma | $1,502 | $36 | 2.5% |
| Oregon | $1,342 | -$124 | -8.5% |
| Pennsylvania | $1,398 | -$68 | -4.6% |
| Rhode Island | $1,954 | $488 | 33.3% |
| South Carolina | $1,326 | -$140 | -9.5% |
| South Dakota | $1,236 | -$230 | -15.7% |
| Tennessee | $1,282 | -$184 | -12.6% |
| Texas | $1,766 | $300 | 20.5% |
| Utah | $1,084 | -$382 | -26.1% |
| Vermont | $1,002 | -$464 | -31.7% |
| Virginia | $876 | -$590 | -40.2% |
| Washington | $1,132 | -$334 | -22.8% |
| West Virginia | $1,342 | -$124 | -8.5% |
| Wisconsin | $1,014 | -$452 | -30.8% |
| Wyoming | $1,304 | -$162 | -11.1% |
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2018 Acura TLX | $282 | $574 | $452 | $1,466 |
| 2015 Acura TLX | $242 | $446 | $460 | $1,306 |
Rates are averaged for all Acura TLX models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for the Best Acura TLX Insurance
Getting lower rates on insurance for an Acura TLX requires having a good driving record, having a good credit score, avoid buying unnecessary coverage, and consideration of higher deductibles. Set aside time to shop around every year by requesting quotes from direct companies like Progressive, GEICO, and Esurance, and also from your local independent and exclusive agents.
The next list is a brief recap of the coverage data raised in the charts and tables above.
- You may be able to save approximately $180 per year just by shopping early and online
- Increasing physical damage deductibles could save as much as $575 each year
- Drivers age 20 and younger are the costliest to insure, costing up to $462 a month if comprehensive and collision insurance is included
- Drivers considered higher risk who tend to receive serious violations may pay on average $1,730 more annually to buy Acura TLX insurance
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,548 |
| 20 | $3,416 |
| 30 | $1,524 |
| 40 | $1,466 |
| 50 | $1,338 |
| 60 | $1,314 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,846 |
| $250 | $1,668 |
| $500 | $1,466 |
| $1,000 | $1,272 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,466 |
| 50/100 | $1,556 |
| 100/300 | $1,669 |
| 250/500 | $1,963 |
| 100 CSL | $1,602 |
| 300 CSL | $1,850 |
| 500 CSL | $2,031 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $7,926 |
| 20 | $5,446 |
| 30 | $3,262 |
| 40 | $3,196 |
| 50 | $3,054 |
| 60 | $3,028 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $78 |
| Multi-vehicle | $79 |
| Homeowner | $22 |
| 5-yr Accident Free | $110 |
| 5-yr Claim Free | $96 |
| Paid in Full/EFT | $68 |
| Advance Quote | $74 |
| Online Quote | $105 |
| Total Discounts | $632 |
Discounts are estimated and may not be available from every company or in every state.
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