Acura TLX Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: Jun 6, 2023

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The average insurance rates for an Acura TLX are $1,466 a year including full coverage. Comprehensive insurance costs approximately $282 a year, collision costs $574, and liability costs $452. Liability-only insurance costs as little as $504 a year, with high-risk driver insurance costing $3,196 or more. 16-year-old drivers cost the most to insure at $5,548 a year or more.

Average premium for full coverage: $1,466

Policy rates by type of insurance:

Comprehensive $282
Collision $574
Liability $452

Includes $500 comprehensive and collision deductibles, 30/60 liability limits, and includes medical/PIP and uninsured motorist coverage. Prices are averaged for all 50 U.S. states and TLX trim levels.

Price Range Variability

For a driver around age 40, Acura TLX insurance rates go from the low end price of $504 for liability-only coverage to a high of $3,196 for a driver required to buy high-risk insurance.

Liability Only $504
Full Coverage $1,466
High Risk $3,196

Urban vs. Rural Price Range

Your location can have significant affects on car insurance prices. Rural locations are shown to have lower incidents of comprehensive and collision claims than congested cities.

The diagram below illustrates the difference between rural and urban areas on auto insurance prices.

Rural Areas $1,100
Small Cities $1,539
Large Cities $1,979

The examples above highlight why it is important to compare rates using their specific location, instead of using rate averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Charts and Tables

The chart below breaks down estimated Acura TLX insurance rates for additional coverage and risk scenarios.

  • The best full coverage rate is $834
  • Drivers who choose higher $1,000 deductibles will pay $1,272 every year
  • The estimated price for a good driver age 40 who chooses $500 deductibles is $1,466
  • Buying low $100 deductibles for comprehensive and collision insurance will cost an additional $380 every year
  • Higher-risk drivers with multiple tickets or accidents could pay around $3,196 or more
  • Policy cost that insures a teen driver can cost $5,548 a year

View Chart as Image

Acura TLX insurance cost comparison chart
Column chart showing full coverage Acura TLX insurance prices range from $834 to $5,548

Auto insurance rates for an Acura TLX also range considerably based on the trim level of your TLX, your driving record and age, and physical damage deductibles and liability limits.

If you have a few points on your driving record or you caused an accident, you are likely paying anywhere from $1,800 to $2,400 in extra premium every year, depending on your age. A high-risk auto insurance policy can cost as much as 43% to 137% more than the average rate. View High Risk Driver Rates

Older drivers with a good driving record and higher comprehensive and collision deductibles may pay as little as $1,400 per year on average, or $117 per month, for full coverage. Rates are highest for teenagers, since even teens with perfect driving records will have to pay in the ballpark of $5,500 a year. View Rates by Age

Your home state makes a big difference in Acura TLX insurance prices. A 40-year-old driver could pay as low as $1,120 a year in states like Vermont, New Hampshire, and Missouri, or at least $2,090 on average in Louisiana, New York, and Michigan.

Acura TLX Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,324 -$142 -9.7%
Alaska $1,124 -$342 -23.3%
Arizona $1,216 -$250 -17.1%
Arkansas $1,466 -$0 0.0%
California $1,668 $202 13.8%
Colorado $1,398 -$68 -4.6%
Connecticut $1,506 $40 2.7%
Delaware $1,658 $192 13.1%
Florida $1,834 $368 25.1%
Georgia $1,352 -$114 -7.8%
Hawaii $1,052 -$414 -28.2%
Idaho $990 -$476 -32.5%
Illinois $1,092 -$374 -25.5%
Indiana $1,102 -$364 -24.8%
Iowa $988 -$478 -32.6%
Kansas $1,390 -$76 -5.2%
Kentucky $1,998 $532 36.3%
Louisiana $2,168 $702 47.9%
Maine $904 -$562 -38.3%
Maryland $1,208 -$258 -17.6%
Massachusetts $1,170 -$296 -20.2%
Michigan $2,544 $1,078 73.5%
Minnesota $1,226 -$240 -16.4%
Mississippi $1,754 $288 19.6%
Missouri $1,300 -$166 -11.3%
Montana $1,572 $106 7.2%
Nebraska $1,156 -$310 -21.1%
Nevada $1,758 $292 19.9%
New Hampshire $1,056 -$410 -28.0%
New Jersey $1,638 $172 11.7%
New Mexico $1,298 -$168 -11.5%
New York $1,542 $76 5.2%
North Carolina $844 -$622 -42.4%
North Dakota $1,200 -$266 -18.1%
Ohio $1,012 -$454 -31.0%
Oklahoma $1,502 $36 2.5%
Oregon $1,342 -$124 -8.5%
Pennsylvania $1,398 -$68 -4.6%
Rhode Island $1,954 $488 33.3%
South Carolina $1,326 -$140 -9.5%
South Dakota $1,236 -$230 -15.7%
Tennessee $1,282 -$184 -12.6%
Texas $1,766 $300 20.5%
Utah $1,084 -$382 -26.1%
Vermont $1,002 -$464 -31.7%
Virginia $876 -$590 -40.2%
Washington $1,132 -$334 -22.8%
West Virginia $1,342 -$124 -8.5%
Wisconsin $1,014 -$452 -30.8%
Wyoming $1,304 -$162 -11.1%

View Chart as Image

Acura TLX insurance rates by U.S. city

Opting for high physical damage deductibles could save up to $580 every year, while buying higher liability limits will push rates upward. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $407 extra every year. View Rates by Deductible or Liability Limit

Because rates have so much variability, the best way to figure out who has the best auto insurance rates is to get quotes and see which company has the best rate. Every company utilizes a different rate formula, and quoted rates will be varied.

Acura TLX Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2018 Acura TLX $282 $574 $452 $1,466
2015 Acura TLX $242 $446 $460 $1,306

Rates are averaged for all Acura TLX models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find the Cheapest Acura TLX Insurance

Finding cheaper rates on car insurance not only requires having a decent driving record, but also maintaining a good credit score, paying for small claims out-of-pocket, and not having any coverage lapses. Comparison shop at every policy renewal by obtaining price quotes from direct car insurance companies, and also from local auto insurance providers.

The following items are a recap of the data covered above.

  • Policyholders who purchase additional liability coverage will pay around $500 per year to go from a 30/60 limit to the 250/500 level
  • You may be able to save around $180 per year simply by quoting early and online
  • Increasing comprehensive and collision deductibles can save approximately $575 each year
  • 16 to 18-year-old drivers have the highest car insurance rates, with premiums being up to $462 each month if the policy includes full coverage

Rates by Driver Age

Acura TLX Insurance Rates by Driver Age
Driver Age Premium
16 $5,548
20 $3,416
30 $1,524
40 $1,466
50 $1,338
60 $1,314

Full coverage, $500 deductibles

Rates by Deductible

Acura TLX Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,846
$250 $1,668
$500 $1,466
$1,000 $1,272

Full coverage, driver age 40

Rates by Liability Limit

Acura TLX Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,466
50/100 $1,556
100/300 $1,669
250/500 $1,963
100 CSL $1,602
300 CSL $1,850
500 CSL $2,031

Full coverage, driver age 40

Rates for High Risk Drivers

Acura TLX Insurance Rates for High Risk Drivers
Age Premium
16 $7,926
20 $5,446
30 $3,262
40 $3,196
50 $3,054
60 $3,028

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $210

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $78
Multi-vehicle $79
Homeowner $22
5-yr Accident Free $110
5-yr Claim Free $96
Paid in Full/EFT $68
Advance Quote $74
Online Quote $105
Total Discounts $632
Rate after discounts $834

Discounts are estimated and may not be available from every company or in every state.

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