Audi A7 Insurance Rates
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Michelle Robbins
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Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
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UPDATED: Jun 8, 2024
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Average insurance rates for an Audi A7 are $1,386 a year with full coverage. Comprehensive insurance costs approximately $280, collision costs $474, and liability insurance costs $474. A policy with just liability insurance costs as little as $522 a year, with coverage for high-risk drivers costing $3,000 or more. Teenage drivers receive the highest rates at $5,262 a year or more.
Average premium for full coverage: $1,386
Rate estimates by individual coverage type:
Rates are based on $500 comprehensive and collision deductibles, 30/60 split liability limits, and includes medical and uninsured motorist coverage. Rates are averaged for all U.S. states and for different A7 trim levels.
Price Range by Coverage and Risk
For the average driver, prices range go from the low end price of $522 for just liability coverage to a much higher rate of $3,000 for a high-risk insurance policy.
Price Range by Location
Your location has a significant impact on the price of insurance. Rural locations tend to have lower incidents of collision claims than densely populated cities.
The price range example below illustrates how location impacts auto insurance prices.
These examples demonstrate why anyone shopping for car insurance should compare rates using their specific location, rather than relying on average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Detailed Rate Analysis
The chart below details estimated Audi A7 insurance rates for additional coverage and risk scenarios.
- The best discount rate is $802
- Drivers who choose higher $1,000 deductibles will pay $172 annually
- The estimated price for a 40-year-old driver who chooses $500 deductibles is $1,386
- Using more expensive low deductibles for comprehensive and collision insurance will cost an additional $330 a year
- High risk drivers who are prone to accidents and violations could pay around $3,000 or more
- The cost that insures a teen driver with full coverage can cost $5,262 a year
Insurance rates for an Audi A7 can also vary considerably based on the model year and trim level, your age and driving habits, and physical damage deductibles and liability limits.
If you like to drive fast or you caused an accident, you may be forking out anywhere from $1,600 to $2,300 additional per year, depending on your age. High-risk driver insurance can cost anywhere from 44% to 129% more than a normal policy. View High Risk Driver Rates
An older driver with no violations or accidents and higher comprehensive and collision deductibles could pay as little as $1,300 per year on average for full coverage. Rates are much higher for teen drivers, since even teens with perfect driving records should be prepared to pay in the ballpark of $5,200 a year. View Rates by Age
Where you live makes a big difference in Audi A7 insurance rates. A 40-year-old driver could pay as low as $1,000 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $1,870 on average in New York, Michigan, and Florida.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,252 | -$134 | -9.7% |
| Alaska | $1,062 | -$324 | -23.4% |
| Arizona | $1,150 | -$236 | -17.0% |
| Arkansas | $1,386 | -$0 | 0.0% |
| California | $1,578 | $192 | 13.9% |
| Colorado | $1,324 | -$62 | -4.5% |
| Connecticut | $1,424 | $38 | 2.7% |
| Delaware | $1,568 | $182 | 13.1% |
| Florida | $1,734 | $348 | 25.1% |
| Georgia | $1,278 | -$108 | -7.8% |
| Hawaii | $994 | -$392 | -28.3% |
| Idaho | $938 | -$448 | -32.3% |
| Illinois | $1,032 | -$354 | -25.5% |
| Indiana | $1,042 | -$344 | -24.8% |
| Iowa | $934 | -$452 | -32.6% |
| Kansas | $1,318 | -$68 | -4.9% |
| Kentucky | $1,892 | $506 | 36.5% |
| Louisiana | $2,050 | $664 | 47.9% |
| Maine | $854 | -$532 | -38.4% |
| Maryland | $1,142 | -$244 | -17.6% |
| Massachusetts | $1,110 | -$276 | -19.9% |
| Michigan | $2,408 | $1,022 | 73.7% |
| Minnesota | $1,160 | -$226 | -16.3% |
| Mississippi | $1,658 | $272 | 19.6% |
| Missouri | $1,230 | -$156 | -11.3% |
| Montana | $1,488 | $102 | 7.4% |
| Nebraska | $1,092 | -$294 | -21.2% |
| Nevada | $1,660 | $274 | 19.8% |
| New Hampshire | $998 | -$388 | -28.0% |
| New Jersey | $1,548 | $162 | 11.7% |
| New Mexico | $1,228 | -$158 | -11.4% |
| New York | $1,460 | $74 | 5.3% |
| North Carolina | $798 | -$588 | -42.4% |
| North Dakota | $1,134 | -$252 | -18.2% |
| Ohio | $956 | -$430 | -31.0% |
| Oklahoma | $1,422 | $36 | 2.6% |
| Oregon | $1,268 | -$118 | -8.5% |
| Pennsylvania | $1,322 | -$64 | -4.6% |
| Rhode Island | $1,846 | $460 | 33.2% |
| South Carolina | $1,254 | -$132 | -9.5% |
| South Dakota | $1,170 | -$216 | -15.6% |
| Tennessee | $1,214 | -$172 | -12.4% |
| Texas | $1,670 | $284 | 20.5% |
| Utah | $1,026 | -$360 | -26.0% |
| Vermont | $948 | -$438 | -31.6% |
| Virginia | $830 | -$556 | -40.1% |
| Washington | $1,072 | -$314 | -22.7% |
| West Virginia | $1,270 | -$116 | -8.4% |
| Wisconsin | $960 | -$426 | -30.7% |
| Wyoming | $1,234 | -$152 | -11.0% |
Using high physical damage deductibles could save up to $510 each year, while increasing your policy's liability limits will push rates upward. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $426 more each year. View Rates by Deductible or Liability Limit
With so much variability in rates, the best way to find out who has the cheapest auto insurance rates is to compare rates from as many companies as possible. Every company uses a different method to calculate rates, and rates can be significantly different.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Audi A7 | $406 | $834 | $398 | $1,796 |
| 2023 Audi A7 | $394 | $814 | $416 | $1,782 |
| 2022 Audi A7 | $380 | $780 | $430 | $1,748 |
| 2021 Audi A7 | $358 | $752 | $442 | $1,710 |
| 2020 Audi A7 | $344 | $698 | $452 | $1,652 |
| 2019 Audi A7 | $332 | $658 | $456 | $1,604 |
| 2018 Audi A7 | $318 | $590 | $460 | $1,526 |
| 2017 Audi A7 | $296 | $542 | $460 | $1,456 |
| 2016 Audi A7 | $286 | $508 | $464 | $1,416 |
| 2015 Audi A7 | $280 | $474 | $474 | $1,386 |
| 2014 Audi A7 | $258 | $440 | $474 | $1,330 |
| 2013 Audi A7 | $252 | $400 | $478 | $1,288 |
| 2012 Audi A7 | $234 | $366 | $474 | $1,232 |
Rates are averaged for all Audi A7 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find the Best Cheap Audi A7 Insurance
Saving money on Audi A7 insurance not only requires having a decent driving record, but also having a good credit score, eliminating unnecessary coverage, and qualifying for all possible discounts. Compare prices at least every other year by requesting quotes from direct companies like Progressive, GEICO, and Esurance, and also from local insurance agencies.
The following items are a quick review of the car insurance concepts touched on above.
- High-risk drivers with a DUI or reckless driving violation may have to pay on average $1,610 more per year than a driver with a clean driving record
- You may be able to save around $170 per year simply by shopping early and online
- Increasing deductibles can save approximately $500 each year
- Drivers who purchase additional liability coverage will pay an extra $520 every year to go from a minimum limit to the 250/500 level
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,262 |
| 20 | $3,188 |
| 30 | $1,436 |
| 40 | $1,386 |
| 50 | $1,266 |
| 60 | $1,242 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,716 |
| $250 | $1,564 |
| $500 | $1,386 |
| $1,000 | $1,214 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,386 |
| 50/100 | $1,481 |
| 100/300 | $1,599 |
| 250/500 | $1,907 |
| 100 CSL | $1,528 |
| 300 CSL | $1,789 |
| 500 CSL | $1,979 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $7,494 |
| 20 | $5,086 |
| 30 | $3,056 |
| 40 | $3,000 |
| 50 | $2,866 |
| 60 | $2,840 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $74 |
| Multi-vehicle | $74 |
| Homeowner | $22 |
| 5-yr Accident Free | $98 |
| 5-yr Claim Free | $90 |
| Paid in Full/EFT | $61 |
| Advance Quote | $67 |
| Online Quote | $98 |
| Total Discounts | $584 |
Discounts are estimated and may not be available from every company or in every state.
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