Audi A7 Insurance Rates

The average insurance prices for an Audi A7 are $1,386 every 12 months for full coverage. Comprehensive insurance costs around $280 each year, collision insurance costs $474, and liability is estimated at $474. A liability-only policy costs approximately $522 a year, and high-risk insurance costs $3,000 or more. Teens cost the most to insure at up to $5,262 a year.

Average premium for full coverage: $1,386

Policy rates for type of insurance:

Prices are based on $500 deductibles, bodily injury liability limits of 30/60, and includes medical and uninsured motorist coverage. Prices are averaged for all states and A7 models.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city can have significant affects on auto insurance rates. Areas with sparse population are shown to have more infrequent accident claims than cities with more traffic congestion. The graphic below illustrates the effect of geographic area on auto insurance rates.

The examples above show why all drivers should get quotes for a specific zip code and their own driving history, instead of using averaged prices.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below shows average Audi A7 insurance rates for additional coverage choices and driver risks.

• The cheapest rate after discounts is $802
• Choosing higher $1,000 deductibles can save about $172 a year
• The average price for a good driver age 40 using $500 deductibles is $1,386
• Selecting low deductibles for comp and collision coverage costs an extra $330 every year
• Unlucky drivers with serious driving violations could pay at least $3,000
• Policy cost to insure a teen driver can be $5,262 each year

View Chart as Image

Car insurance rates for an Audi A7 also range considerably based on liability limits and deductibles, your driver profile, and the trim level and model year.

Choosing higher comprehensive and collision insurance deductibles can save as much as $510 every year, whereas increasing liability limits will increase rates. Going from a 50/100 liability limit to a 250/500 limit will raise rates by up to $426 extra every 12 months. View Rates by Deductible or Liability Limit

More mature drivers with no driving violations and higher deductibles may pay as little as $1,300 annually on average, or $108 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers will be charged as much as $5,200 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you could be paying at least $1,600 to $2,300 extra every year, depending on your age. Insurance for high-risk drivers ranges as much as 44% to 129% more than the average policy. View High Risk Driver Rates

Your home state plays a big part in determining prices for Audi A7 insurance prices. A good driver about age 40 could pay as low as $910 a year in states like Idaho, Maine, and Iowa, or have to pay at least $1,980 on average in Michigan, Louisiana, and New York.

View Chart as Image

How to Shop for Affordable Audi A7 Insurance

Finding cheaper rates on car insurance takes not taking risks behind the wheel, maintaining a good credit score, avoid buying unnecessary coverage, and consideration of higher deductibles. Take the time to compare rates every other policy renewal by obtaining price quotes from direct carriers, and also from local exclusive and independent agents.

The following is a brief review of the ideas that were covered in the above illustrations.

• Teens are the costliest to insure, costing up to $439 each month if the policy includes full coverage
• Higher risk drivers with DUI or reckless driving convictions may pay on average $1,610 more every year for A7 insurance
• Increasing comprehensive and collision deductibles could save as much as $500 each year
• Drivers can save up to $170 per year just by quoting online in advance