Audi A7 Insurance Rates

U.S. average insurance rates for an Audi A7 are $1,386 a year for full coverage insurance. Comprehensive insurance costs an estimated $280 a year, collision insurance costs $474, and liability coverage is $474. Liability-only insurance costs around $522 a year, and high-risk driver insurance costs $3,000 or more. Teens pay the highest rates at up to $5,262 a year.

Average premium for full coverage: $1,386

Price estimates broken down by individual coverage:

Prices are based on $500 physical damage deductibles, bodily injury liability limits of 30/60, and includes UM/UIM and medical coverage. Estimates are averaged for all 50 states and A7 trim levels.

Price Range from Low to High

Geographic Price Range

Choosing to live in a large city has a large influence on the price of insurance. More rural locations have lower incidents of physical damage claims than cities with more traffic congestion. The diagram below illustrates the difference location can make on insurance prices.

The ranges above illustrate why it is important to compare rates quotes for a targeted area, rather than using averaged prices.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below illustrates average Audi A7 insurance rates for other coverage scenarios.

• The cheapest rate after discounts is $802
• Raising to $1,000 deductibles will save approximately $1,214 each year
• The estimated price for the average middle-age driver who has $500 deductibles is $1,386
• Selecting low $100 deductibles will cost an additional $330 each year
• Unlucky drivers with serious driving violations could pay up to $3,000
• The price that insures a teenage driver can cost as much as $5,262

View Chart as Image

Car insurance prices for an Audi A7 are also quite variable based on the trim level of your A7, your age and driving record, and liability limits and deductibles.

If you have some driving violations or you caused an accident, you are probably paying $1,600 to $2,300 extra each year, depending on your age. A high-risk auto insurance policy is expensive and can cost around 44% to 129% more than the average policy. View High Risk Driver Rates

Older drivers with no driving violations and higher comprehensive and collision deductibles may only pay around $1,300 every 12 months on average for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records will be charged at least $5,200 a year. View Rates by Age

The state you live in also has a big influence on Audi A7 insurance rates. A middle-age driver might find prices as low as $910 a year in states like North Carolina, Wisconsin, and Vermont, or have to pay at least $1,870 on average in Florida, New York, and Michigan.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles can reduce prices by up to $510 a year, while buying higher liability limits will increase premiums. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $426 extra every 12 months. View Rates by Deductible or Liability Limit

How to Find Affordable Audi A7 Insurance

Getting lower rates on auto insurance consists of being a safe and courteous driver, having a positive credit history, not filing small claims, and possibly higher deductibles. Compare rates every other policy renewal by obtaining price quotes from direct insurance companies, and also from local insurance agencies.

Below is a brief review of the ideas that were touched on in this article.

• Teenage drivers have the highest car insurance prices, as much as $439 a month if full coverage is purchased
• Drivers with DUI or reckless driving convictions may have to pay on average $1,610 more annually for auto insurance
• Increasing physical damage deductibles can save approximately $500 each year
• It is possible to save approximately $170 per year just by quoting early and online