Audi A7 Insurance Rates

The average insurance prices for an Audi A7 are $1,386 every 12 months with full coverage. Comprehensive costs approximately $280 a year, collision insurance costs $474, and liability is $474. Buying just liability costs around $522 a year, and insurance for high-risk drivers costs around $3,000. 16-year-old drivers cost the most to insure at up to $5,262 a year.

Average premium for full coverage: $1,386

Policy rates by type of insurance:

Price estimates include $500 physical damage deductibles, 30/60 liability coverage, and includes uninsured motorist and medical coverage. Prices are averaged for all U.S. states and A7 trim levels.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city can make a big difference on the price of insurance. Rural locations are shown to have more infrequent collision claims than congested cities. The diagram below illustrates the difference between rural and urban areas on auto insurance prices.

The examples above demonstrate why it is important to compare rates quotes using their specific location and their own driving history, instead of making a decision based on rate averages.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below details average Audi A7 insurance rates for additional coverage and risk scenarios.

• The best full coverage rate is $802
• Raising to $1,000 deductibles will save $1,214 annually
• The average price for a good driver age 40 who chooses $500 deductibles is $1,386
• Buying low $100 deductibles increases the price to $1,716
• Drivers with multiple tickets or accidents could pay around $3,000
• Policy cost to insure a 16-year-old driver can cost $5,262

View Chart as Image

Insurance rates for an Audi A7 also range considerably based on liability limits and deductibles, your driving record, and the model of your A7.

Opting for high physical damage deductibles can reduce rates by up to $510 annually, while buying higher liability limits will push rates upward. Moving from a 50/100 liability limit to a 250/500 limit will raise rates by up to $426 more per year. View Rates by Deductible or Liability Limit

Older drivers with a clean driving record and higher deductibles may pay as low as $1,300 every 12 months on average, or $108 per month, for full coverage. Rates are highest for teenagers, since even excellent drivers can expect to pay in the ballpark of $5,200 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you may be forking out anywhere from $1,600 to $2,300 extra every year, depending on your age. A high-risk auto insurance policy is expensive and can cost from 44% to 129% more than the average rate. View High Risk Driver Rates

Your home state also has a big influence on Audi A7 insurance prices. A middle-age driver might find rates as low as $1,000 a year in states like Utah, Ohio, and New Hampshire, or at least $1,870 on average in New York, Michigan, and Florida.

View Chart as Image

How to Shop for Cheaper Audi A7 Insurance

Finding cheaper rates on insurance for an Audi A7 consists of being a safe and courteous driver, having good credit, not filing small claims, and possibly raising deductibles. Set aside time to compare rates every year by requesting rates from direct companies, and also from insurance agencies where you live.

Below is a condensed summary of the coverage data covered above.

• You may be able to save around $170 per year just by quoting early and online
• Increasing comprehensive and collision deductibles could save as much as $500 each year
• Teenage drivers are expensive to insure, as much as $439 each month if they have full coverage
• Drivers considered higher risk with multiple at-fault accidents could be forced to pay on average $1,610 more per year for auto insurance