Audi A7 Insurance Rates

The average insurance prices for an Audi A7 are $1,386 every 12 months with full coverage. Comprehensive insurance costs around $280, collision insurance costs $474, and liability coverage costs $474. A liability-only policy costs as little as $522 a year, and high-risk insurance costs $3,000 or more. 16-year-old drivers cost the most to insure at up to $5,262 a year.

Average premium for full coverage: $1,386

Policy rates for type of insurance:

Prices are based on $500 policy deductibles, minimum liability limits, and includes both medical and uninsured motorist insurance. Prices are averaged for all U.S. states and for different A7 trim levels.

Price Range Variability

Urban vs. Rural Price Range

Your location has a large influence on insurance rates. Areas with sparse population are shown to have more infrequent collision claims than congested cities. The price range example below illustrates how location helps determine auto insurance rates.

The examples above demonstrate why anyone shopping for car insurance should compare rates for a specific zip code and their own driving history, rather than using rate averages.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below details average Audi A7 insurance rates for additional coverage choices and driver risks.

• The best full coverage rate is $802
• Drivers who choose higher $1,000 deductibles will pay about $172 annually
• The average price for a good driver age 40 using $500 deductibles is $1,386
• Buying more expensive low deductibles for comprehensive and collision insurance costs an extra $330 each year
• High-risk insureds with multiple tickets or accidents could pay at least $3,000
• Policy cost to insure a teenage driver with full coverage can be $5,262 a year

View Chart as Image

Car insurance rates for an Audi A7 also range considerably based on liability limits and deductibles, your driving record, and the trim level and model year.

Opting for high physical damage deductibles could save up to $510 a year, while increasing your policy's liability limits will increase rates. Moving from a 50/100 liability limit to a 250/500 limit will raise rates by up to $426 extra every 12 months. View Rates by Deductible or Liability Limit

An older driver with no driving violations and higher deductibles may only pay around $1,300 per year on average, or $108 per month, for full coverage. Rates are highest for teenagers, since even excellent drivers will be charged as much as $5,200 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you may be forking out at least $1,600 to $2,300 extra every year, depending on your age. High-risk driver insurance can cost around 44% to 129% more than the average rate. View High Risk Driver Rates

Your home state makes a big difference in Audi A7 insurance rates. A 40-year-old driver could pay as low as $1,000 a year in states like New Hampshire, Ohio, and Utah, or at least $1,870 on average in Florida, Michigan, and New York.

View Chart as Image

How to Shop for Affordable Audi A7 Insurance

Finding cheaper rates on auto insurance not only requires being a good driver, but also maintaining a good credit score, not filing small claims, and consideration of higher deductibles. Invest time comparing rates every couple of years by requesting quotes from direct companies, and also from several local insurance agents.

The following list is a brief review of the material that was covered in the charts and tables above.

• Consumers who may need an increased level of liability coverage will pay around $520 every year to go from a 30/60 limit to a 250/500 level
• Drivers age 16 to 20 are the costliest to insure, as much as $439 each month if the policy includes full coverage
• Drivers with DUI or reckless driving convictions pay on average $1,610 more every year than a safer driver
• Increasing comprehensive and collision deductibles could save as much as $500 each year