Audi A7 Insurance Rates

The average insurance rates for an Audi A7 are $1,386 a year with full coverage. Comprehensive insurance costs approximately $280 a year, collision costs $474, and liability costs around $474. Buying just liability costs as low as $522 a year, with insurance for high-risk drivers costing $3,000 or more. 16-year-old drivers cost the most to insure at $5,262 a year or more.

Average premium for full coverage: $1,386

Policy rates by type of insurance:

Rates are based on $500 comprehensive and collision deductibles, liability coverage up to 30/60, and includes medical/PIP and uninsured motorist coverage. Prices are averaged for all U.S. states and A7 trim levels.

Price Range Variability

Urban vs. Rural Price Range

Where you live can have significant affects on the price of insurance. Rural locations are shown to have lower incidents of collision claims than congested cities.

The diagram below illustrates how where you live affects auto insurance prices.

The examples above demonstrate why it is important to compare prices using their specific location, instead of using rate averages.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below details estimated Audi A7 insurance rates for additional coverage and risk scenarios.

• The best full coverage rate is $802
• Using higher $1,000 deductibles will save $1,214 annually
• The estimated price for a good driver age 40 who chooses $500 deductibles is $1,386
• Buying low $100 deductibles for physical damage coverage will cost an additional $330 every year
• Drivers with multiple tickets or accidents could pay around $3,000 or more
• Policy cost that insures a teen driver can cost $5,262 or more

View Chart as Image

Insurance rates for an Audi A7 also range considerably based on the trim level of your A7, your age and driving habits, and physical damage deductibles and liability limits.

If you have a few points on your driving record or you caused an accident, you may be forking out anywhere from $1,600 to $2,300 extra every year, depending on your age. A high-risk auto insurance policy can be as much as 44% to 129% more than the average rate. View High Risk Driver Rates

Older drivers with a clean driving record and higher comprehensive and collision deductibles may pay as little as $1,300 a year, or $108 per month, for full coverage. Rates are highest for teenagers, since even teens with perfect driving records can expect to pay in the ballpark of $5,200 a year. View Rates by Age

Your home state has a huge impact on Audi A7 insurance prices. A driver around age 40 might see rates as low as $1,000 a year in states like Utah, Ohio, and New Hampshire, or at least $1,870 on average in New York, Michigan, and Florida.

View Chart as Image

Opting for high physical damage deductibles could cut rates by as much as $510 every year, while buying higher liability limits will push rates upward. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $426 more per year. View Rates by Deductible or Liability Limit

Because rates have so much variability, the best way to find out who has the cheapest auto insurance rates is to get quotes and see which company has the best rate. Each insurance company utilizes a different rate formula, so the rates will be varied.

How to Find the Best Cheap Audi A7 Insurance

Finding cheaper rates on car insurance requires avoiding accidents and violations, having above-average credit, not filing small claims, and maximizing policy discounts. Comparison shop every time your policy renews by requesting rates from direct companies, and also from local insurance agencies.

The list below is a quick review of the information touched on in the above illustrations.

• You may be able to save around $170 per year simply by quoting early and online
• Teenagers are expensive to insure, as much as $439 each month if full coverage is included
• Increasing comprehensive and collision deductibles can save approximately $500 each year
• Higher risk drivers with a DUI or reckless driving violation may have to pay on average $1,610 more per year for car insurance
• Policyholders who purchase higher liability limits will pay around $520 every year to increase from a 30/60 limit to the 250/500 level