Audi A7 Insurance Rates

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UPDATED: Jun 8, 2024

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U.S. average insurance prices for an Audi A7 are $1,386 every 12 months for full coverage. Comprehensive costs approximately $280 a year, collision insurance costs $474, and liability insurance costs $474. Liability-only coverage costs as little as $522 a year, and high-risk coverage costs around $3,000. Teens pay the highest rates at up to $5,262 a year.

Average premium for full coverage: $1,386

Price estimates by individual coverage:

Comprehensive $280
Collision $474
Liability $474

These estimates include $500 comprehensive and collision deductibles, 30/60 liability limits, and includes both medical and UM/UIM coverage. Estimates are averaged for all states and A7 trim levels.

Price Range from Low to High

For the average 40-year-old driver, Audi A7 insurance prices range from the cheapest price of $522 for basic liability insurance to a high of $3,000 for a driver required to buy high-risk insurance.

Liability Only $522
Full Coverage $1,386
High Risk $3,000

Geographic Price Range

Your location has a significant impact on car insurance rates. Rural locations have more infrequent accident claims than cities with more traffic congestion. The diagram below illustrates the difference location can make on auto insurance prices.

Rural Areas $1,040
Small Cities $1,455
Large Cities $1,871

The ranges above show why it is important to compare rates using their specific location and their own driving history, rather than relying on averaged prices.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Rate Comparisons

The chart below shows average Audi A7 insurance rates for additional coverage and risk scenarios.

  • The cheapest rate after discounts is $802
  • Drivers who choose higher $1,000 deductibles will pay $1,214 a year
  • The average price for the average middle-age driver who chooses $500 deductibles is $1,386
  • Selecting low $100 deductibles for comprehensive and collision insurance increases the price to $1,716
  • High risk drivers with serious driving violations could pay around $3,000
  • The price to insure a teen driver can cost $5,262 a year

View Chart as Image

Audi A7 insurance cost comparison chart
Column chart showing Audi A7 insurance rates range from $802 to $5,262 for full coverage

Auto insurance prices for an Audi A7 are also quite variable based on deductibles and policy limits, your driver profile, and the model of your A7.

Choosing higher comprehensive and collision insurance deductibles could save up to $510 each year, while buying higher liability limits will push prices upward. Going from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $426 extra every year. View Rates by Deductible or Liability Limit

Older drivers with a good driving record and higher deductibles could pay as little as $1,300 per year on average for full coverage. Prices are much higher for teenage drivers, since even excellent drivers will have to pay in the ballpark of $5,200 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you could be paying anywhere from $1,600 to $2,300 in extra premium each year, depending on your age. A high-risk auto insurance policy can cost anywhere from 44% to 129% more than the average policy. View High Risk Driver Rates

The state you live in makes a big difference in Audi A7 insurance rates. A 40-year-old driver could pay as low as $910 a year in states like Iowa, Maine, and Idaho, or have to pay at least $1,980 on average in New York, Louisiana, and Michigan.

Audi A7 Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,252 -$134 -9.7%
Alaska $1,062 -$324 -23.4%
Arizona $1,150 -$236 -17.0%
Arkansas $1,386 -$0 0.0%
California $1,578 $192 13.9%
Colorado $1,324 -$62 -4.5%
Connecticut $1,424 $38 2.7%
Delaware $1,568 $182 13.1%
Florida $1,734 $348 25.1%
Georgia $1,278 -$108 -7.8%
Hawaii $994 -$392 -28.3%
Idaho $938 -$448 -32.3%
Illinois $1,032 -$354 -25.5%
Indiana $1,042 -$344 -24.8%
Iowa $934 -$452 -32.6%
Kansas $1,318 -$68 -4.9%
Kentucky $1,892 $506 36.5%
Louisiana $2,050 $664 47.9%
Maine $854 -$532 -38.4%
Maryland $1,142 -$244 -17.6%
Massachusetts $1,110 -$276 -19.9%
Michigan $2,408 $1,022 73.7%
Minnesota $1,160 -$226 -16.3%
Mississippi $1,658 $272 19.6%
Missouri $1,230 -$156 -11.3%
Montana $1,488 $102 7.4%
Nebraska $1,092 -$294 -21.2%
Nevada $1,660 $274 19.8%
New Hampshire $998 -$388 -28.0%
New Jersey $1,548 $162 11.7%
New Mexico $1,228 -$158 -11.4%
New York $1,460 $74 5.3%
North Carolina $798 -$588 -42.4%
North Dakota $1,134 -$252 -18.2%
Ohio $956 -$430 -31.0%
Oklahoma $1,422 $36 2.6%
Oregon $1,268 -$118 -8.5%
Pennsylvania $1,322 -$64 -4.6%
Rhode Island $1,846 $460 33.2%
South Carolina $1,254 -$132 -9.5%
South Dakota $1,170 -$216 -15.6%
Tennessee $1,214 -$172 -12.4%
Texas $1,670 $284 20.5%
Utah $1,026 -$360 -26.0%
Vermont $948 -$438 -31.6%
Virginia $830 -$556 -40.1%
Washington $1,072 -$314 -22.7%
West Virginia $1,270 -$116 -8.4%
Wisconsin $960 -$426 -30.7%
Wyoming $1,234 -$152 -11.0%

View Chart as Image

Audi A7 insurance rates by U.S. city
Audi A7 Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Audi A7 $406 $834 $398 $1,796
2023 Audi A7 $394 $814 $416 $1,782
2022 Audi A7 $380 $780 $430 $1,748
2021 Audi A7 $358 $752 $442 $1,710
2020 Audi A7 $344 $698 $452 $1,652
2019 Audi A7 $332 $658 $456 $1,604
2018 Audi A7 $318 $590 $460 $1,526
2017 Audi A7 $296 $542 $460 $1,456
2016 Audi A7 $286 $508 $464 $1,416
2015 Audi A7 $280 $474 $474 $1,386
2014 Audi A7 $258 $440 $474 $1,330
2013 Audi A7 $252 $400 $478 $1,288
2012 Audi A7 $234 $366 $474 $1,232

Rates are averaged for all Audi A7 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Shop for Cheap Audi A7 Insurance

Getting lower rates on Audi A7 insurance not only requires avoiding accidents and violations, but also having a good credit score, eliminating unnecessary coverage, and possibly higher deductibles. Make time to compare rates at every policy renewal by obtaining price quotes from direct carriers like Progressive, GEICO, and Esurance, and also from your local independent and exclusive agents.

The list below is a brief summary of the data touched on in this article.

  • Drivers who purchase higher liability limits will pay approximately $520 each year to go from a low limit to a 250/500 level
  • Drivers can save around $170 per year just by quoting early and online
  • Increasing physical damage deductibles could save as much as $500 each year
  • Teenagers have the highest car insurance prices, with premiums as much as $439 a month if comprehensive and collision insurance is included

Rates by Driver Age

Audi A7 Insurance Rates by Driver Age
Driver Age Premium
16 $5,262
20 $3,188
30 $1,436
40 $1,386
50 $1,266
60 $1,242

Full coverage, $500 deductibles

Rates by Deductible

Audi A7 Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,716
$250 $1,564
$500 $1,386
$1,000 $1,214

Full coverage, driver age 40

Rates by Liability Limit

Audi A7 Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,386
50/100 $1,481
100/300 $1,599
250/500 $1,907
100 CSL $1,528
300 CSL $1,789
500 CSL $1,979

Full coverage, driver age 40

Rates for High Risk Drivers

Audi A7 Insurance Rates for High Risk Drivers
Age Premium
16 $7,494
20 $5,086
30 $3,056
40 $3,000
50 $2,866
60 $2,840

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $193

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $74
Multi-vehicle $74
Homeowner $22
5-yr Accident Free $98
5-yr Claim Free $90
Paid in Full/EFT $61
Advance Quote $67
Online Quote $98
Total Discounts $584
Rate after discounts $802

Discounts are estimated and may not be available from every company or in every state.

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