Audi A7 Insurance Rates

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UPDATED: Jun 8, 2024

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Estimated insurance rates for an Audi A7 are $1,386 a year for full coverage. Comprehensive insurance costs on average $280, collision insurance costs $474, and liability coverage costs $474. A policy with only liability insurance costs as little as $522 a year, and a high-risk policy costs $3,000 or more. Teenage drivers pay the most at up to $5,262 a year.

Average premium for full coverage: $1,386

Premium estimates by type of coverage:

Comprehensive $280
Collision $474
Liability $474

Price estimates include $500 comprehensive and collision deductibles, 30/60 liability limits, and includes medical and UM/UIM coverage. Rates include averaging for all states and for different A7 trim levels.

Insurance Price Range by Risk and Coverage

Using a middle-aged driver as an example, insurance rates for an Audi A7 range from as low as $522 for just liability insurance to a much higher rate of $3,000 for a driver required to buy high-risk insurance.

Liability Only $522
Full Coverage $1,386
High Risk $3,000

Insurance Price Range by Location

Your location has a large influence on car insurance rates. Rural areas are statistically proven to have a lower frequency of accident claims than densely populated cities. The price range example below illustrates how where you live affects car insurance rates.

Rural Areas $1,040
Small Cities $1,455
Large Cities $1,871

These rate differences show why anyone shopping for car insurance should compare rates based on a specific location and risk profile, rather than using average rates.

Use the form below to get customized rates for your location.

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More Rate Details

The chart below shows average Audi A7 insurance rates for different risk profiles and scenarios.

  • The best discount rate is $802
  • Drivers who choose higher $1,000 deductibles will pay around $172 a year
  • The average rate for a 40-year-old good driver with $500 deductibles is $1,386
  • Using more expensive low deductibles for comprehensive and collision insurance will cost an extra $330 each year
  • High-risk insureds who are prone to accidents and violations could pay upwards of $3,000
  • An auto insurance policy for full coverage for a teenage driver with full coverage may cost $5,262 a year

View Chart as Image

Audi A7 insurance cost comparison chart
Column chart showing Audi A7 insurance prices range from $802 to $5,262 for full coverage

Car insurance prices for an Audi A7 also have a wide range based on your driving characteristics, the trim level of your A7, and policy deductibles and limits.

An older driver with no driving violations and high deductibles may only pay around $1,300 per year on average, or $108 per month, for full coverage. Prices are much higher for drivers in their teens, where even good drivers will be charged upwards of $5,200 a year. View Rates by Age

Where you choose to live makes a big difference in Audi A7 insurance rates. A 40-year-old driver could pay as low as $910 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $1,980 on average in Michigan, Louisiana, and New York.

Audi A7 Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,252 -$134 -9.7%
Alaska $1,062 -$324 -23.4%
Arizona $1,150 -$236 -17.0%
Arkansas $1,386 -$0 0.0%
California $1,578 $192 13.9%
Colorado $1,324 -$62 -4.5%
Connecticut $1,424 $38 2.7%
Delaware $1,568 $182 13.1%
Florida $1,734 $348 25.1%
Georgia $1,278 -$108 -7.8%
Hawaii $994 -$392 -28.3%
Idaho $938 -$448 -32.3%
Illinois $1,032 -$354 -25.5%
Indiana $1,042 -$344 -24.8%
Iowa $934 -$452 -32.6%
Kansas $1,318 -$68 -4.9%
Kentucky $1,892 $506 36.5%
Louisiana $2,050 $664 47.9%
Maine $854 -$532 -38.4%
Maryland $1,142 -$244 -17.6%
Massachusetts $1,110 -$276 -19.9%
Michigan $2,408 $1,022 73.7%
Minnesota $1,160 -$226 -16.3%
Mississippi $1,658 $272 19.6%
Missouri $1,230 -$156 -11.3%
Montana $1,488 $102 7.4%
Nebraska $1,092 -$294 -21.2%
Nevada $1,660 $274 19.8%
New Hampshire $998 -$388 -28.0%
New Jersey $1,548 $162 11.7%
New Mexico $1,228 -$158 -11.4%
New York $1,460 $74 5.3%
North Carolina $798 -$588 -42.4%
North Dakota $1,134 -$252 -18.2%
Ohio $956 -$430 -31.0%
Oklahoma $1,422 $36 2.6%
Oregon $1,268 -$118 -8.5%
Pennsylvania $1,322 -$64 -4.6%
Rhode Island $1,846 $460 33.2%
South Carolina $1,254 -$132 -9.5%
South Dakota $1,170 -$216 -15.6%
Tennessee $1,214 -$172 -12.4%
Texas $1,670 $284 20.5%
Utah $1,026 -$360 -26.0%
Vermont $948 -$438 -31.6%
Virginia $830 -$556 -40.1%
Washington $1,072 -$314 -22.7%
West Virginia $1,270 -$116 -8.4%
Wisconsin $960 -$426 -30.7%
Wyoming $1,234 -$152 -11.0%

View Chart as Image

Audi A7 insurance rates by U.S. city

Using high physical damage deductibles could save up to $510 a year, while increasing your policy's liability limits will cost you more. Going from a 50/100 limit to a 250/500 limit will cost up to $426 extra every 12 months. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you could be paying at a minimum $1,600 to $2,300 extra annually, depending on your age. High-risk driver insurance can cost around 44% to 129% more than a normal policy. View High Risk Driver Rates

Audi A7 Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Audi A7 $406 $834 $398 $1,796
2023 Audi A7 $394 $814 $416 $1,782
2022 Audi A7 $380 $780 $430 $1,748
2021 Audi A7 $358 $752 $442 $1,710
2020 Audi A7 $344 $698 $452 $1,652
2019 Audi A7 $332 $658 $456 $1,604
2018 Audi A7 $318 $590 $460 $1,526
2017 Audi A7 $296 $542 $460 $1,456
2016 Audi A7 $286 $508 $464 $1,416
2015 Audi A7 $280 $474 $474 $1,386
2014 Audi A7 $258 $440 $474 $1,330
2013 Audi A7 $252 $400 $478 $1,288
2012 Audi A7 $234 $366 $474 $1,232

Rates are averaged for all Audi A7 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find Cheaper Audi A7 Insurance

Finding better rates on auto insurance not only requires having a decent driving record, but also having above-average credit, not filing small claims, and possibly raising deductibles. Take the time to comparison shop at every policy renewal by obtaining price quotes from direct carriers like Progressive, GEICO, and Esurance, and also from your local insurance agents.

The following items are a condensed summary of the data touched on in the above illustrations.

  • Consumers who require additional liability coverage will pay an extra $520 each year to go from 30/60 bodily injury limits to 250/500 limits
  • Drivers can save as much as $170 per year just by shopping early and online
  • Increasing policy deductibles can save around $500 each year
  • 16 to 18-year-old drivers are expensive to insure, as much as $439 per month if full coverage is included

Rates by Driver Age

Audi A7 Insurance Rates by Driver Age
Driver Age Premium
16 $5,262
20 $3,188
30 $1,436
40 $1,386
50 $1,266
60 $1,242

Full coverage, $500 deductibles

Rates by Deductible

Audi A7 Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,716
$250 $1,564
$500 $1,386
$1,000 $1,214

Full coverage, driver age 40

Rates by Liability Limit

Audi A7 Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,386
50/100 $1,481
100/300 $1,599
250/500 $1,907
100 CSL $1,528
300 CSL $1,789
500 CSL $1,979

Full coverage, driver age 40

Rates for High Risk Drivers

Audi A7 Insurance Rates for High Risk Drivers
Age Premium
16 $7,494
20 $5,086
30 $3,056
40 $3,000
50 $2,866
60 $2,840

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $193

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $74
Multi-vehicle $74
Homeowner $22
5-yr Accident Free $98
5-yr Claim Free $90
Paid in Full/EFT $61
Advance Quote $67
Online Quote $98
Total Discounts $584
Rate after discounts $802

Discounts are estimated and may not be available from every company or in every state.

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