Audi A7 Insurance Rates

The average insurance prices for an Audi A7 are $1,386 every 12 months including full coverage. Comprehensive insurance costs on average $280 each year, collision insurance costs $474, and liability coverage is $474. Liability-only coverage costs around $522 a year, and high-risk coverage costs $3,000 or more. Teenage drivers cost the most to insure at up to $5,262 a year.

Average premium for full coverage: $1,386

Policy rates by type of insurance:

Estimates include $500 policy deductibles, split liability limits of 30/60, and includes medical/PIP and uninsured motorist coverage. Prices are averaged for all 50 U.S. states and A7 models.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city has a large influence on car insurance rates. Rural areas are shown to have more infrequent comprehensive and collision claims than densely populated cities. The graphic below illustrates how location impacts car insurance rates.

The examples above highlight why all drivers should compare rates quotes based on a specific location and their own driving history, rather than using average rates.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below breaks down average Audi A7 insurance rates for different risk profiles and scenarios.

• The best discount rate is $802
• Raising to $1,000 deductibles will save around $172 every year
• The average price for a good driver age 40 with $500 deductibles is $1,386
• Using low deductibles costs an extra $330 each year
• Unlucky drivers who are prone to accidents and violations could pay upwards of $3,000
• Policy cost to insure a teenage driver may cost $5,262

View Chart as Image

Insurance rates for an Audi A7 also range considerably based on liability limits and deductibles, your driving characteristics, and the trim level of your A7.

Using high physical damage deductibles can reduce rates by up to $510 a year, whereas increasing liability limits will cost you more. Changing from a 50/100 liability limit to a 250/500 limit will raise rates by up to $426 more each year. View Rates by Deductible or Liability Limit

More mature drivers with no violations or accidents and higher deductibles may only pay around $1,300 every 12 months on average, or $108 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers should be prepared to pay upwards of $5,200 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you are likely paying at a minimum $1,600 to $2,300 additional every year, depending on your age. Insurance for high-risk drivers is expensive and can cost around 44% to 129% more than a normal policy. View High Risk Driver Rates

Your home state also has a big influence on Audi A7 insurance rates. A middle-age driver might find rates as low as $1,060 a year in states like Missouri, New Hampshire, and Vermont, or be forced to pay as much as $1,980 on average in Michigan, New York, and Louisiana.

View Chart as Image

How to Shop for Low Cost Audi A7 Insurance

Finding cheaper rates on auto insurance consists of being safe and accident-free, having above-average credit, paying for small claims out-of-pocket, and dropping full coverage on older vehicles. Spend time shopping around at least once a year by quoting rates from direct car insurance companies, and also from your local independent and exclusive agents.

Below you'll find a review of the primary concepts that were touched on above.

• You may be able to save as much as $170 per year just by quoting online in advance
• Drivers who have several accidents or serious violations may pay on average $1,610 more each year than a low-risk driver
• Increasing comprehensive and collision deductibles could save as much as $500 each year
• Youthful drivers pay higher rates, with premiums being up to $439 each month if full coverage is included