Audi A7 Insurance Rates

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UPDATED: Jun 8, 2024

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Estimated auto insurance rates for an Audi A7 are $1,416 annually for full coverage. Comprehensive costs around $286, collision costs $508, and liability coverage is estimated at $464. A policy with only liability insurance costs approximately $514 a year, with a high-risk policy costing around $3,076. Teen drivers pay the most at $5,364 a year or more.

Average premium for full coverage: $1,416

Premium estimates for type of coverage:

Comprehensive $286
Collision $508
Liability $464

These estimates include $500 deductible amounts, 30/60 bodily injury liability limits, and includes uninsured/under-insured motorist coverage. Rates include averaging for all states and for different A7 trim levels.

Insurance Price Range by Risk and Coverage

For an average driver, insurance rates for an Audi A7 go from as cheap as $514 for your basic liability-only policy to a much higher rate of $3,076 for a driver who requires high-risk insurance.

Liability Only $514
Full Coverage $1,416
High Risk $3,076

Insurance Price Range by Location

Living in a larger city has a large influence on auto insurance rates. Areas with sparse population are statistically proven to have fewer accident claims than larger metro areas.

The price range example below illustrates the effect of geographic area on auto insurance rates.

Rural Areas $1,062
Small Cities $1,487
Large Cities $1,912

These rate differences show why anyone shopping for car insurance should get quotes for a specific zip code and their own personal driving habits, rather than using price averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

More Rate Information

The chart below shows estimated Audi A7 insurance rates for additional coverage choices and driver risks.

  • The lowest rate with discounts is $815
  • Choosing higher $1,000 deductibles can save about $180 a year
  • The estimated rate for a 40-year-old good driver using $500 deductibles is $1,416
  • Choosing more expensive low deductibles for comp and collision coverage will cost $1,766
  • Drivers with multiple violations and an at-fault accident could pay at least $3,076 or more
  • An auto insurance policy with full coverage for a teenage driver with full coverage can be $5,364 each year

View Chart as Image

Audi A7 insurance cost comparison chart
Column chart showing full coverage Audi A7 insurance rates range from $815 to $5,364

Car insurance prices for an Audi A7 also have a wide range based on the model of your A7, your driver profile, and deductibles and policy limits.

An older driver with no driving violations and high physical damage deductibles may only pay around $1,300 annually on average, or $108 per month, for full coverage. Prices are highest for drivers in their teens, where even without any violations or accidents they will be charged as much as $5,300 a year. View Rates by Age

If you have a few violations or you caused a few accidents, you could be paying at least $1,700 to $2,300 extra annually, depending on your age. High-risk driver insurance ranges around 43% to 134% more than average. View High Risk Driver Rates

Choosing high deductibles can save as much as $530 a year, while increasing your policy's liability limits will increase prices. Going from a 50/100 bodily injury limit to a 250/500 limit will cost up to $417 extra every 12 months. View Rates by Deductible or Liability Limit

Where you choose to live plays a big part in determining prices for Audi A7 insurance rates. A good driver about age 40 could pay as low as $930 a year in states like Idaho, Maine, and Iowa, or as much as $2,020 on average in Michigan, Louisiana, and New York.

Audi A7 Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,282 -$134 -9.5%
Alaska $1,088 -$328 -23.2%
Arizona $1,178 -$238 -16.8%
Arkansas $1,416 -$0 0.0%
California $1,616 $200 14.1%
Colorado $1,356 -$60 -4.2%
Connecticut $1,458 $42 3.0%
Delaware $1,606 $190 13.4%
Florida $1,774 $358 25.3%
Georgia $1,308 -$108 -7.6%
Hawaii $1,020 -$396 -28.0%
Idaho $958 -$458 -32.3%
Illinois $1,056 -$360 -25.4%
Indiana $1,068 -$348 -24.6%
Iowa $958 -$458 -32.3%
Kansas $1,346 -$70 -4.9%
Kentucky $1,934 $518 36.6%
Louisiana $2,098 $682 48.2%
Maine $874 -$542 -38.3%
Maryland $1,170 -$246 -17.4%
Massachusetts $1,134 -$282 -19.9%
Michigan $2,462 $1,046 73.9%
Minnesota $1,186 -$230 -16.2%
Mississippi $1,696 $280 19.8%
Missouri $1,258 -$158 -11.2%
Montana $1,522 $106 7.5%
Nebraska $1,118 -$298 -21.0%
Nevada $1,700 $284 20.1%
New Hampshire $1,020 -$396 -28.0%
New Jersey $1,584 $168 11.9%
New Mexico $1,256 -$160 -11.3%
New York $1,494 $78 5.5%
North Carolina $816 -$600 -42.4%
North Dakota $1,160 -$256 -18.1%
Ohio $978 -$438 -30.9%
Oklahoma $1,456 $40 2.8%
Oregon $1,298 -$118 -8.3%
Pennsylvania $1,350 -$66 -4.7%
Rhode Island $1,892 $476 33.6%
South Carolina $1,284 -$132 -9.3%
South Dakota $1,196 -$220 -15.5%
Tennessee $1,240 -$176 -12.4%
Texas $1,708 $292 20.6%
Utah $1,050 -$366 -25.8%
Vermont $972 -$444 -31.4%
Virginia $848 -$568 -40.1%
Washington $1,094 -$322 -22.7%
West Virginia $1,298 -$118 -8.3%
Wisconsin $982 -$434 -30.6%
Wyoming $1,262 -$154 -10.9%

View Chart as Image

Audi A7 insurance rates by U.S. city

With such a large range in prices, the only way to know your exact price is to compare prices and see how they stack up. Each auto insurer uses a different rate calculation, so rate quotes will be substantially different between companies.

Audi A7 Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Audi A7 $424 $840 $390 $1,812
2023 Audi A7 $406 $834 $398 $1,796
2022 Audi A7 $394 $814 $416 $1,782
2021 Audi A7 $380 $780 $430 $1,748
2020 Audi A7 $358 $752 $442 $1,710
2019 Audi A7 $344 $698 $452 $1,652
2018 Audi A7 $332 $658 $456 $1,604
2017 Audi A7 $318 $590 $460 $1,526
2016 Audi A7 $296 $542 $460 $1,456
2015 Audi A7 $286 $508 $464 $1,416
2014 Audi A7 $280 $474 $474 $1,386
2013 Audi A7 $258 $440 $474 $1,330
2012 Audi A7 $252 $400 $478 $1,288

Rates are averaged for all Audi A7 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Buy Cheap Audi A7 Insurance

Finding better rates on auto insurance takes having a good driving record, having a good credit score, not filing small claims, and qualifying for all possible discounts. Take the time to compare rates at every other renewal by requesting quotes from direct carriers, and also from local independent and exclusive agents.

The next list is a brief summary of the concepts that were covered in the above illustrations.

  • Drivers that tend to have accidents or serious violations pay an average of $1,660 more every year to buy Audi A7 insurance
  • Drivers age 20 and younger are the costliest to insure, as much as $447 per month if comprehensive and collision insurance is included
  • Drivers can save up to $170 per year simply by shopping early and online
  • Increasing policy deductibles could save up to $525 each year
  • Drivers can save up to $170 per year simply by shopping early and online

Rates by Driver Age

Audi A7 Insurance Rates by Driver Age
Driver Age Premium
16 $5,364
20 $3,272
30 $1,470
40 $1,416
50 $1,296
60 $1,270

Full coverage, $500 deductibles

Rates by Deductible

Audi A7 Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,766
$250 $1,604
$500 $1,416
$1,000 $1,236

Full coverage, driver age 40

Rates by Liability Limit

Audi A7 Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,416
50/100 $1,509
100/300 $1,625
250/500 $1,926
100 CSL $1,555
300 CSL $1,810
500 CSL $1,996

Full coverage, driver age 40

Rates for High Risk Drivers

Audi A7 Insurance Rates for High Risk Drivers
Age Premium
16 $7,646
20 $5,216
30 $3,134
40 $3,076
50 $2,936
60 $2,912

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $199

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $75
Multi-vehicle $76
Homeowner $22
5-yr Accident Free $102
5-yr Claim Free $92
Paid in Full/EFT $63
Advance Quote $70
Online Quote $101
Total Discounts $601
Rate after discounts $815

Discounts are estimated and may not be available from every company or in every state.

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