Audi A7 Insurance Rates

Average auto insurance rates for an Audi A7 are $1,386 annually for full coverage. Comprehensive insurance costs around $280 a year, collision insurance costs $474, and liability coverage costs $474. A liability-only policy costs as little as $522 a year, and high-risk insurance costs $3,000 or more. Teenage drivers receive the highest rates at up to $5,262 a year.

Average premium for full coverage: $1,386

Rate estimates for individual coverage type:

These estimates include $500 policy deductibles, liability limits of 30/60, and includes UM/UIM and medical coverage. Rates are averaged for all states and A7 trim levels.

Price Range by Coverage and Risk

Price Range by Location

Your location has a large influence on auto insurance rates. Areas with sparse population tend to have fewer accident claims than densely populated cities. The diagram below illustrates the difference between rural and urban areas on auto insurance rates.

These examples show why it is important to compare rates for a specific zip code and their own personal driving habits, rather than using average rates.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below shows average Audi A7 insurance rates for additional coverage choices and driver risks.

• The best discount rate is $802
• Drivers who choose higher $1,000 deductibles will pay about $1,214 a year
• The estimated rate for a 40-year-old driver using $500 deductibles is $1,386
• Using low $100 deductibles for comprehensive and collision insurance costs an additional $330 each year
• High-risk insureds who are prone to accidents and violations could pay at least $3,000
• The cost with full coverage for a teenage driver can be $5,262 a year

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Insurance rates for an Audi A7 can also vary considerably based on the trim level of your A7, your driver profile, and deductibles and policy limits.

Older drivers with a clean driving record and high physical damage deductibles may only pay around $1,300 per year on average for full coverage. Rates are much higher for teen drivers, where even without any violations or accidents they can expect to pay as much as $5,200 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you could be paying at least $1,600 to $2,300 extra per year, depending on your age. A high-risk auto insurance policy can cost around 44% to 129% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could save up to $510 a year, while buying higher liability limits will increase rates. Going from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $426 more per year. View Rates by Deductible or Liability Limit

Where you live makes a big difference in Audi A7 insurance rates. A 40-year-old driver could pay as low as $910 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $1,980 on average in Michigan, Louisiana, and New York.

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How to Buy Cheap Audi A7 Insurance

Saving money on auto insurance not only requires being safe and accident-free, but also having a good credit history, eliminating unneeded coverage, and dropping full coverage on older vehicles. Set aside time to compare rates once a year by getting rate quotes from direct carriers like Progressive and GEICO, and also from local independent and exclusive agents.

Below you'll find a brief summary of the data that was covered above.

• Drivers can save up to $170 per year just by quoting early and online
• Consumers who may need more liability protection will pay an extra $520 each year to go from a minimum limit to higher 250/500 limits
• Youthful drivers pay higher rates, costing as high as $439 per month including comprehensive and collision insurance
• Drivers that tend to have accidents or serious violations pay an average of $1,610 more every year than a low-risk driver