Audi A7 Insurance Rates

The average insurance rates for an Audi A7 are $1,386 a year with full coverage. Comprehensive costs an estimated $280 a year, collision insurance costs $474, and liability insurance is estimated at $474. Buying just liability costs approximately $522 a year, and insurance for high-risk drivers costs around $3,000. Teen drivers cost the most to insure at up to $5,262 a year.

Average premium for full coverage: $1,386

Policy rates broken down by type of insurance:

Prices are based on $500 policy deductibles, split liability limits of 30/60, and includes uninsured motorist and medical coverage. Prices are averaged for all U.S. states and A7 trim levels.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city has a significant impact on car insurance rates. More rural locations are shown to have a lower frequency of collision claims than larger metro areas. The diagram below illustrates how rural and urban location affects insurance prices.

The examples above demonstrate why it is important to get quotes for a targeted area and risk profile, rather than relying on price averages.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below details average Audi A7 insurance rates for other coverage scenarios.

• The lowest rate with discounts is $802
• Choosing higher $1,000 deductibles can save approximately $1,214 annually
• The average rate for a good driver age 40 who has $500 deductibles is $1,386
• Choosing low $100 deductibles for comp and collision coverage will increase the cost to $1,716
• High-risk insureds with multiple violations and an at-fault accident could pay up to $3,000
• Policy cost for full coverage for a teen driver can cost as much as $5,262 each year

View Chart as Image

Insurance rates for an Audi A7 also range considerably based on your risk profile, the trim level and model year, and liability limits and deductibles.

Older drivers with a clean driving record and high deductibles could pay as little as $1,300 annually on average, or $108 per month, for full coverage. Rates are highest for teenagers, where even good drivers can expect to pay at least $5,200 a year. View Rates by Age

Your home state plays a big part in determining prices for Audi A7 insurance rates. A good driver about age 40 could pay as low as $1,000 a year in states like Utah, Ohio, and New Hampshire, or as much as $1,870 on average in New York, Michigan, and Florida.

View Chart as Image

Choosing high deductibles can save as much as $510 each year, while buying higher liability limits will increase premiums. Moving from a 50/100 limit to a 250/500 limit will raise rates by up to $426 more per year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you may be forking out $1,600 to $2,300 extra every year, depending on your age. A high-risk auto insurance policy ranges anywhere from 44% to 129% more than average. View High Risk Driver Rates

How to Find Affordable Audi A7 Insurance

Finding cheaper rates on Audi A7 insurance takes being a good driver, maintaining good credit, not filing small claims, and deciding if full coverage is necessary. Set aside time to shop around at least once a year by quoting rates from direct companies like GEICO, Progressive, and Esurance, and also from local exclusive and independent agents.

The following list is a brief review of the primary concepts that were raised in the charts and tables above.

• You may be able to save approximately $170 per year just by quoting early and online
• High-risk drivers with DUI or reckless driving convictions may pay on average $1,610 more annually than a safer driver
• Increasing comprehensive and collision deductibles can save around $500 each year
• Drivers age 16 to 20 are charged the highest rates, as much as $439 each month for full coverage