Audi A7 Insurance Rates

The average auto insurance rates for an Audi A7 are $1,386 annually with full coverage. Comprehensive insurance costs an estimated $280 each year, collision costs $474, and liability costs $474. Buying just liability costs as little as $522 a year, with insurance for high-risk drivers costing $3,000 or more. Teenage drivers cost the most to insure at $5,262 a year or more.

Average premium for full coverage: $1,386

Policy rates broken down by type of insurance:

Full coverage includes $500 physical damage insurance deductibles, minimum liability limits, and includes medical/PIP and uninsured motorist coverage. Prices are averaged for all U.S. states and A7 models.

Price Range Variability

Urban vs. Rural Price Range

Your location can have significant affects on car insurance rates. More rural locations are shown to have fewer collision claims than densely populated cities.

The graphic below illustrates how location impacts insurance prices.

The examples above demonstrate why all drivers should compare rates for a targeted area and their own personal driving habits, instead of using average rates.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below details estimated Audi A7 insurance rates for other coverage scenarios.

• The best discount rate is $802
• Drivers who choose higher $1,000 deductibles will pay approximately $172 annually
• The estimated rate for a good driver age 40 who has $500 deductibles is $1,386
• Using low deductibles for comprehensive and collision insurance costs an additional $330 every year
• Higher-risk drivers who are prone to accidents and violations could pay up to $3,000 or more
• Policy cost with full coverage for a teen driver can cost as much as $5,262 a year

View Chart as Image

Insurance rates for an Audi A7 also range considerably based on the model year and trim level, your driving record, and liability limits and deductibles.

More mature drivers with a clean driving record and high physical damage deductibles may pay as little as $1,300 per year on average, or $108 per month, for full coverage. Rates are much higher for teenagers, where even without any violations or accidents they can expect to pay at least $5,200 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you may be forking out $1,600 to $2,300 extra every year, depending on your age. Insurance for high-risk drivers can cost as much as 44% to 129% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could save up to $510 every year, whereas increasing liability limits will increase premiums. Moving from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $426 more per year. View Rates by Deductible or Liability Limit

Your home state makes a big difference in Audi A7 insurance prices. A 40-year-old driver could pay as low as $1,000 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $1,870 on average in New York, Michigan, and Florida.

View Chart as Image

Because rates have so much variability, the best way to find out which auto insurance is cheapest is to do a rate comparison and see which company has the best rate. Every company uses a different method to calculate rates, so the rates will be varied between companies.

How to Buy More Affordable Audi A7 Insurance

Finding cheaper rates on car insurance not only requires being a low-risk driver, but also having a good credit history, not filing small claims, and taking advantage of discounts. Spend time shopping around every couple of years by requesting rates from direct companies like Progressive, GEICO, and Esurance, and also from several local insurance agents.

The items below are a summary of the material that was touched on above.

• Policyholders who want more liability coverage will pay an extra $520 every year to go from a 30/60 limit to higher 250/500 limits
• Teen drivers are charged the highest rates, as much as $439 each month including comprehensive and collision insurance
• Higher risk drivers who have multiple accidents or major violations pay on average $1,610 more annually to insure their A7
• Increasing comprehensive and collision deductibles could save up to $500 each year