Audi A7 Insurance Rates

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UPDATED: Jun 8, 2024

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Average auto insurance rates for an Audi A7 are $1,386 annually including full coverage. Comprehensive insurance costs an estimated $280 each year, collision insurance costs $474, and liability insurance is estimated at $474. A policy with just liability insurance costs approximately $522 a year, and coverage for high-risk drivers costs $3,000 or more. Teens receive the highest rates at up to $5,262 a year.

Average premium for full coverage: $1,386

Rate estimates broken down by individual coverage type:

Comprehensive $280
Collision $474
Liability $474

Estimates include $500 deductible amounts, bodily injury liability limits of 30/60, and includes uninsured motorist and medical coverage. Rates are averaged for all 50 U.S. states and A7 models.

Price Range by Coverage and Risk

For the average driver, prices range range from as cheap as $522 for the bare minimum liability coverage to a high rate of $3,000 for a driver who has had serious violations or accidents.

Liability Only $522
Full Coverage $1,386
High Risk $3,000

Price Range by Location

Living in a larger city has a significant impact on the price of auto insurance. More rural locations tend to have fewer comprehensive and collision claims than cities with more traffic congestion. The graphic below illustrates how location impacts insurance prices.

Rural Areas $1,040
Small Cities $1,455
Large Cities $1,871

These examples highlight why all drivers should get quotes for a targeted area and their own personal driving habits, rather than relying on averaged prices.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Information

The chart below breaks down average Audi A7 insurance rates for other coverage scenarios.

  • The cheapest rate after discounts is $802
  • Choosing higher $1,000 deductibles can save approximately $172 every year
  • The estimated rate for a 40-year-old driver who has $500 deductibles is $1,386
  • Selecting low deductibles for comp and collision coverage costs an additional $330 a year
  • High-risk insureds with serious driving violations could pay up to $3,000
  • The cost with full coverage for a teen driver can cost as much as $5,262 each year

View Chart as Image

Audi A7 insurance cost comparison chart
Column chart showing Audi A7 insurance prices range from $802 to $5,262 for full coverage

Insurance rates for an Audi A7 can also vary considerably based on the trim level of your A7, your driving characteristics, and liability limits and deductibles.

More mature drivers with no violations or accidents and high physical damage deductibles could pay as little as $1,300 annually on average for full coverage. Rates are much higher for teen drivers, where even without any violations or accidents they should be prepared to pay at least $5,200 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you are likely paying $1,600 to $2,300 additional per year, depending on your age. Insurance for high-risk drivers ranges anywhere from 44% to 129% more than the average policy. View High Risk Driver Rates

Choosing higher comprehensive and collision insurance deductibles can save as much as $510 each year, whereas increasing liability limits will increase premiums. Changing from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $426 more each year. View Rates by Deductible or Liability Limit

Where you live plays a big part in determining prices for Audi A7 insurance rates. A good driver about age 40 could pay as low as $1,060 a year in states like Vermont, New Hampshire, and Missouri, or have to pay at least $1,980 on average in Louisiana, New York, and Michigan.

Audi A7 Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,252 -$134 -9.7%
Alaska $1,062 -$324 -23.4%
Arizona $1,150 -$236 -17.0%
Arkansas $1,386 -$0 0.0%
California $1,578 $192 13.9%
Colorado $1,324 -$62 -4.5%
Connecticut $1,424 $38 2.7%
Delaware $1,568 $182 13.1%
Florida $1,734 $348 25.1%
Georgia $1,278 -$108 -7.8%
Hawaii $994 -$392 -28.3%
Idaho $938 -$448 -32.3%
Illinois $1,032 -$354 -25.5%
Indiana $1,042 -$344 -24.8%
Iowa $934 -$452 -32.6%
Kansas $1,318 -$68 -4.9%
Kentucky $1,892 $506 36.5%
Louisiana $2,050 $664 47.9%
Maine $854 -$532 -38.4%
Maryland $1,142 -$244 -17.6%
Massachusetts $1,110 -$276 -19.9%
Michigan $2,408 $1,022 73.7%
Minnesota $1,160 -$226 -16.3%
Mississippi $1,658 $272 19.6%
Missouri $1,230 -$156 -11.3%
Montana $1,488 $102 7.4%
Nebraska $1,092 -$294 -21.2%
Nevada $1,660 $274 19.8%
New Hampshire $998 -$388 -28.0%
New Jersey $1,548 $162 11.7%
New Mexico $1,228 -$158 -11.4%
New York $1,460 $74 5.3%
North Carolina $798 -$588 -42.4%
North Dakota $1,134 -$252 -18.2%
Ohio $956 -$430 -31.0%
Oklahoma $1,422 $36 2.6%
Oregon $1,268 -$118 -8.5%
Pennsylvania $1,322 -$64 -4.6%
Rhode Island $1,846 $460 33.2%
South Carolina $1,254 -$132 -9.5%
South Dakota $1,170 -$216 -15.6%
Tennessee $1,214 -$172 -12.4%
Texas $1,670 $284 20.5%
Utah $1,026 -$360 -26.0%
Vermont $948 -$438 -31.6%
Virginia $830 -$556 -40.1%
Washington $1,072 -$314 -22.7%
West Virginia $1,270 -$116 -8.4%
Wisconsin $960 -$426 -30.7%
Wyoming $1,234 -$152 -11.0%

View Chart as Image

Audi A7 insurance rates by U.S. city
Audi A7 Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Audi A7 $406 $834 $398 $1,796
2023 Audi A7 $394 $814 $416 $1,782
2022 Audi A7 $380 $780 $430 $1,748
2021 Audi A7 $358 $752 $442 $1,710
2020 Audi A7 $344 $698 $452 $1,652
2019 Audi A7 $332 $658 $456 $1,604
2018 Audi A7 $318 $590 $460 $1,526
2017 Audi A7 $296 $542 $460 $1,456
2016 Audi A7 $286 $508 $464 $1,416
2015 Audi A7 $280 $474 $474 $1,386
2014 Audi A7 $258 $440 $474 $1,330
2013 Audi A7 $252 $400 $478 $1,288
2012 Audi A7 $234 $366 $474 $1,232

Rates are averaged for all Audi A7 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Buy Low Cost Audi A7 Insurance

Saving money on Audi A7 insurance takes having a good driving record, having good credit, not filing small claims, and possibly raising deductibles. Spend time shopping around every other policy renewal by getting quotes from direct car insurance companies like Progressive and GEICO, and also from insurance agencies where you live.

The next list is a review of the ideas that were touched on above.

  • Drivers age 20 and younger are expensive to insure, as much as $439 per month if they have full coverage
  • High-risk drivers who have several accidents or serious violations could be forced to pay on average $1,610 more annually to buy Audi A7 insurance
  • Increasing deductibles could save up to $500 each year
  • You may be able to save approximately $170 per year just by quoting online in advance

Rates by Driver Age

Audi A7 Insurance Rates by Driver Age
Driver Age Premium
16 $5,262
20 $3,188
30 $1,436
40 $1,386
50 $1,266
60 $1,242

Full coverage, $500 deductibles

Rates by Deductible

Audi A7 Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,716
$250 $1,564
$500 $1,386
$1,000 $1,214

Full coverage, driver age 40

Rates by Liability Limit

Audi A7 Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,386
50/100 $1,481
100/300 $1,599
250/500 $1,907
100 CSL $1,528
300 CSL $1,789
500 CSL $1,979

Full coverage, driver age 40

Rates for High Risk Drivers

Audi A7 Insurance Rates for High Risk Drivers
Age Premium
16 $7,494
20 $5,086
30 $3,056
40 $3,000
50 $2,866
60 $2,840

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $193

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $74
Multi-vehicle $74
Homeowner $22
5-yr Accident Free $98
5-yr Claim Free $90
Paid in Full/EFT $61
Advance Quote $67
Online Quote $98
Total Discounts $584
Rate after discounts $802

Discounts are estimated and may not be available from every company or in every state.

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