Audi A7 Insurance Rates
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Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
UPDATED: Jun 8, 2024
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Estimated insurance prices for an Audi A7 are $1,386 every 12 months with full coverage. Comprehensive costs approximately $280, collision insurance costs $474, and liability costs around $474. A liability-only policy costs as low as $522 a year, and high-risk insurance costs around $3,000. Teenage drivers pay the most at up to $5,262 a year.
Average premium for full coverage: $1,386
Premium estimates by type of coverage:
Rate estimates include $500 policy deductibles, liability limits of 30/60, and includes uninsured/under-insured motorist coverage. Rates include averaging for all U.S. states and for all A7 models.
Insurance Price Range by Risk and Coverage
For the average driver, insurance rates for an Audi A7 range from the cheapest price of $522 for your basic liability-only policy to the much higher price of $3,000 for a driver that may need high-risk insurance.
Insurance Price Range by Location
Where you live can have significant affects on the price of insurance. Rural locations are statistically proven to have more infrequent collision claims than densely populated cities. The example below illustrates how location impacts auto insurance prices.
These rate differences demonstrate why everyone should compare prices using their specific location and their own driving history, instead of using average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Information
The chart below details average Audi A7 insurance rates for additional coverage and risk scenarios.
- The best discount rate is $802
- Using higher $1,000 deductibles will save $172 annually
- The average price for a 40-year-old good driver who chooses $500 deductibles is $1,386
- Using pricier low deductibles for physical damage coverage increases the price to $1,716
- Drivers who are prone to accidents and violations could pay around $3,000
- An auto insurance policy to insure a teen driver for full coverage can cost $5,262 or more
Auto insurance prices for an Audi A7 also have a wide range based on physical damage deductibles and liability limits, your driving record, and the model of your A7.
Using high physical damage deductibles could cut prices by as much as $510 every year, whereas buying more liability protection will push prices upward. Moving from a 50/100 liability limit to a 250/500 limit will cost up to $426 extra every year. View Rates by Deductible or Liability Limit
A more mature driver with a good driving record and higher deductibles may pay as little as $1,300 a year, or $108 per month, for full coverage. Prices are much higher for drivers in their teens, since even excellent drivers will have to pay in the ballpark of $5,200 a year. View Rates by Age
If you have a few violations or you were responsible for an accident, you may be forking out anywhere from $1,600 to $2,300 in extra premium annually, depending on your age. Audi A7 insurance for high-risk drivers can be as much as 44% to 129% more than a normal policy. View High Risk Driver Rates
Where you choose to live has a huge impact on Audi A7 insurance prices. A driver around age 40 might see prices as low as $1,000 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $1,870 on average in New York, Michigan, and Florida.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,252 | -$134 | -9.7% |
| Alaska | $1,062 | -$324 | -23.4% |
| Arizona | $1,150 | -$236 | -17.0% |
| Arkansas | $1,386 | -$0 | 0.0% |
| California | $1,578 | $192 | 13.9% |
| Colorado | $1,324 | -$62 | -4.5% |
| Connecticut | $1,424 | $38 | 2.7% |
| Delaware | $1,568 | $182 | 13.1% |
| Florida | $1,734 | $348 | 25.1% |
| Georgia | $1,278 | -$108 | -7.8% |
| Hawaii | $994 | -$392 | -28.3% |
| Idaho | $938 | -$448 | -32.3% |
| Illinois | $1,032 | -$354 | -25.5% |
| Indiana | $1,042 | -$344 | -24.8% |
| Iowa | $934 | -$452 | -32.6% |
| Kansas | $1,318 | -$68 | -4.9% |
| Kentucky | $1,892 | $506 | 36.5% |
| Louisiana | $2,050 | $664 | 47.9% |
| Maine | $854 | -$532 | -38.4% |
| Maryland | $1,142 | -$244 | -17.6% |
| Massachusetts | $1,110 | -$276 | -19.9% |
| Michigan | $2,408 | $1,022 | 73.7% |
| Minnesota | $1,160 | -$226 | -16.3% |
| Mississippi | $1,658 | $272 | 19.6% |
| Missouri | $1,230 | -$156 | -11.3% |
| Montana | $1,488 | $102 | 7.4% |
| Nebraska | $1,092 | -$294 | -21.2% |
| Nevada | $1,660 | $274 | 19.8% |
| New Hampshire | $998 | -$388 | -28.0% |
| New Jersey | $1,548 | $162 | 11.7% |
| New Mexico | $1,228 | -$158 | -11.4% |
| New York | $1,460 | $74 | 5.3% |
| North Carolina | $798 | -$588 | -42.4% |
| North Dakota | $1,134 | -$252 | -18.2% |
| Ohio | $956 | -$430 | -31.0% |
| Oklahoma | $1,422 | $36 | 2.6% |
| Oregon | $1,268 | -$118 | -8.5% |
| Pennsylvania | $1,322 | -$64 | -4.6% |
| Rhode Island | $1,846 | $460 | 33.2% |
| South Carolina | $1,254 | -$132 | -9.5% |
| South Dakota | $1,170 | -$216 | -15.6% |
| Tennessee | $1,214 | -$172 | -12.4% |
| Texas | $1,670 | $284 | 20.5% |
| Utah | $1,026 | -$360 | -26.0% |
| Vermont | $948 | -$438 | -31.6% |
| Virginia | $830 | -$556 | -40.1% |
| Washington | $1,072 | -$314 | -22.7% |
| West Virginia | $1,270 | -$116 | -8.4% |
| Wisconsin | $960 | -$426 | -30.7% |
| Wyoming | $1,234 | -$152 | -11.0% |

| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Audi A7 | $406 | $834 | $398 | $1,796 |
| 2023 Audi A7 | $394 | $814 | $416 | $1,782 |
| 2022 Audi A7 | $380 | $780 | $430 | $1,748 |
| 2021 Audi A7 | $358 | $752 | $442 | $1,710 |
| 2020 Audi A7 | $344 | $698 | $452 | $1,652 |
| 2019 Audi A7 | $332 | $658 | $456 | $1,604 |
| 2018 Audi A7 | $318 | $590 | $460 | $1,526 |
| 2017 Audi A7 | $296 | $542 | $460 | $1,456 |
| 2016 Audi A7 | $286 | $508 | $464 | $1,416 |
| 2015 Audi A7 | $280 | $474 | $474 | $1,386 |
| 2014 Audi A7 | $258 | $440 | $474 | $1,330 |
| 2013 Audi A7 | $252 | $400 | $478 | $1,288 |
| 2012 Audi A7 | $234 | $366 | $474 | $1,232 |
Rates are averaged for all Audi A7 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for the Best Audi A7 Insurance
Finding better rates on car insurance requires avoiding accidents and claims, having a good credit score, being claim-free, and possibly higher deductibles. Spend time shopping around once a year by getting rate quotes from direct companies, and also from insurance agencies where you live.
The points below are a brief recap of the data that was touched on above.
- You may be able to save around $170 per year just by quoting online well ahead of the renewal date
- Policyholders who purchase increased liability limits will pay an extra $520 every year to increase from 30/60 bodily injury limits to a 250/500 level
- Drivers under the age of 20 have the highest car insurance prices, possibly costing $439 per month if comprehensive and collision insurance is included
- Higher risk drivers who tend to receive serious violations could be forced to pay on average $1,610 more per year to insure an Audi A7
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,262 |
| 20 | $3,188 |
| 30 | $1,436 |
| 40 | $1,386 |
| 50 | $1,266 |
| 60 | $1,242 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,716 |
| $250 | $1,564 |
| $500 | $1,386 |
| $1,000 | $1,214 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,386 |
| 50/100 | $1,481 |
| 100/300 | $1,599 |
| 250/500 | $1,907 |
| 100 CSL | $1,528 |
| 300 CSL | $1,789 |
| 500 CSL | $1,979 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $7,494 |
| 20 | $5,086 |
| 30 | $3,056 |
| 40 | $3,000 |
| 50 | $2,866 |
| 60 | $2,840 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $74 |
| Multi-vehicle | $74 |
| Homeowner | $22 |
| 5-yr Accident Free | $98 |
| 5-yr Claim Free | $90 |
| Paid in Full/EFT | $61 |
| Advance Quote | $67 |
| Online Quote | $98 |
| Total Discounts | $584 |
Discounts are estimated and may not be available from every company or in every state.
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