Audi A7 Insurance Rates

U.S. average insurance rates for an Audi A7 are $1,386 a year for full coverage insurance. Comprehensive insurance costs approximately $280, collision insurance costs $474, and liability costs around $474. A policy with just liability insurance costs as low as $522 a year, and coverage for high-risk drivers costs $3,000 or more. 16-year-old drivers pay the highest rates at up to $5,262 a year.

Average premium for full coverage: $1,386

Price estimates by individual coverage:

Estimates include $500 policy deductibles, bodily injury liability limits of 30/60, and includes medical and uninsured motorist coverage. Estimates are averaged for all 50 states and for all A7 models.

Price Range from Low to High

Geographic Price Range

Where you live can have significant affects on the price of auto insurance. Rural locations have lower incidents of physical damage claims than congested cities. The example below illustrates how location helps determine auto insurance prices.

The ranges above illustrate why everyone should compare prices using their specific location, instead of using rate averages.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below illustrates average Audi A7 insurance rates for additional coverage and risk scenarios.

• The best full coverage rate is $802
• Using higher $1,000 deductibles will save $172 each year
• The estimated price for the average middle-age driver who chooses $500 deductibles is $1,386
• Buying pricier low deductibles for physical damage coverage will cost an additional $330 every year
• Drivers with multiple tickets or accidents could pay around $3,000
• The price that insures a teen driver for full coverage can cost $5,262 or more

View Chart as Image

Insurance prices for an Audi A7 are also quite variable based on the model of your A7, your age and driving record, and physical damage deductibles and liability limits.

If you have some driving violations or you caused an accident, you are probably paying anywhere from $1,600 to $2,300 extra each year, depending on your age. Audi A7 insurance for high-risk drivers can be as much as 44% to 129% more than the average rate. View High Risk Driver Rates

A more mature driver with a clean driving record and higher comprehensive and collision deductibles may pay as little as $1,300 a year for full coverage. Prices are highest for teenage drivers, since even teens with perfect driving records can expect to pay in the ballpark of $5,200 a year. View Rates by Age

The state you live in has a huge impact on Audi A7 insurance prices. A driver around age 40 might see prices as low as $910 a year in states like North Carolina, Wisconsin, and Vermont, or at least $1,870 on average in Florida, New York, and Michigan.

View Chart as Image

Opting for high physical damage deductibles could cut prices by as much as $510 every year, whereas buying more liability protection will push prices upward. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $426 more per year. View Rates by Deductible or Liability Limit

How to Find Low Cost Audi A7 Insurance

Getting lower rates on car insurance requires avoiding accidents and claims, having above-average credit, not filing small claims, and possibly raising deductibles. Comparison shop every other policy renewal by requesting quotes from direct insurance companies, and also from your local car insurance providers.

The points below are a review of the ideas that were covered in the charts and tables above.

• Drivers under the age of 20 are expensive to insure, as much as $439 a month if full coverage is included
• Higher risk drivers who have several accidents or serious violations could be charged and average of $1,610 more per year to insure an Audi A7
• Increasing physical damage deductibles can save approximately $500 each year
• It is possible to save around $170 per year just by quoting online well ahead of the renewal date