Audi A7 Insurance Rates
Enter your zip code below to view companies that have cheap auto insurance rates.
Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
UPDATED: Jun 8, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
Estimated auto insurance rates for an Audi A7 are $1,386 annually for full coverage insurance. Comprehensive costs on average $280 a year, collision costs $474, and liability coverage is $474. A liability-only policy costs around $522 a year, with high-risk insurance costing around $3,000. 16-year-old drivers pay the most at $5,262 a year or more.
Average premium for full coverage: $1,386
Premium estimates by type of coverage:
Rate estimates include $500 comprehensive and collision deductibles, 30/60 split liability limits, and includes medical/PIP and uninsured motorist coverage. Rates include averaging for all 50 states and A7 trim levels.
Insurance Price Range by Risk and Coverage
Using a middle-aged driver as an example, insurance rates for an Audi A7 go from as cheap as $522 for liability-only coverage to a high of $3,000 for a high-risk insurance policy.
Insurance Price Range by Location
Choosing to live in a large city has a large influence on insurance rates. Rural areas are statistically proven to have fewer physical damage claims than congested cities.
The diagram below illustrates how where you live affects car insurance rates.
These rate differences illustrate why it is important to compare rates quotes based on a specific location and their own personal driving habits, rather than using rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Charts and Tables
The chart below illustrates estimated Audi A7 insurance rates for different risk profiles and scenarios.
- The best full coverage rate is $802
- Raising to $1,000 deductibles will save around $1,214 each year
- The estimated rate for a 40-year-old good driver with $500 deductibles is $1,386
- Buying low $100 deductibles will cost $1,716
- Unlucky drivers with multiple tickets or accidents could pay upwards of $3,000 or more
- An auto insurance policy with full coverage for a teenage driver may cost $5,262
Auto insurance prices for an Audi A7 also have a wide range based on the model of your A7, your risk profile, and policy deductibles and limits.
Older drivers with a good driving record and high physical damage deductibles may only pay around $1,300 every 12 months on average, or $108 per month, for full coverage. Prices are highest for drivers in their teens, where even without any violations or accidents they will have to pay upwards of $5,200 a year. View Rates by Age
If you have a few violations or you caused a few accidents, you are probably paying at a minimum $1,600 to $2,300 in extra premium annually, depending on your age. A high-risk auto insurance policy is expensive and can cost around 44% to 129% more than the average rate. View High Risk Driver Rates
Opting for high physical damage deductibles can reduce prices by up to $510 a year, while buying higher liability limits will cost you more. Switching from a 50/100 bodily injury limit to a 250/500 limit will cost up to $426 extra every year. View Rates by Deductible or Liability Limit
Where you choose to live also has a big influence on Audi A7 insurance rates. A middle-age driver might find prices as low as $910 a year in states like Vermont, Wisconsin, and North Carolina, or at least $1,870 on average in Michigan, New York, and Florida.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,252 | -$134 | -9.7% |
| Alaska | $1,062 | -$324 | -23.4% |
| Arizona | $1,150 | -$236 | -17.0% |
| Arkansas | $1,386 | -$0 | 0.0% |
| California | $1,578 | $192 | 13.9% |
| Colorado | $1,324 | -$62 | -4.5% |
| Connecticut | $1,424 | $38 | 2.7% |
| Delaware | $1,568 | $182 | 13.1% |
| Florida | $1,734 | $348 | 25.1% |
| Georgia | $1,278 | -$108 | -7.8% |
| Hawaii | $994 | -$392 | -28.3% |
| Idaho | $938 | -$448 | -32.3% |
| Illinois | $1,032 | -$354 | -25.5% |
| Indiana | $1,042 | -$344 | -24.8% |
| Iowa | $934 | -$452 | -32.6% |
| Kansas | $1,318 | -$68 | -4.9% |
| Kentucky | $1,892 | $506 | 36.5% |
| Louisiana | $2,050 | $664 | 47.9% |
| Maine | $854 | -$532 | -38.4% |
| Maryland | $1,142 | -$244 | -17.6% |
| Massachusetts | $1,110 | -$276 | -19.9% |
| Michigan | $2,408 | $1,022 | 73.7% |
| Minnesota | $1,160 | -$226 | -16.3% |
| Mississippi | $1,658 | $272 | 19.6% |
| Missouri | $1,230 | -$156 | -11.3% |
| Montana | $1,488 | $102 | 7.4% |
| Nebraska | $1,092 | -$294 | -21.2% |
| Nevada | $1,660 | $274 | 19.8% |
| New Hampshire | $998 | -$388 | -28.0% |
| New Jersey | $1,548 | $162 | 11.7% |
| New Mexico | $1,228 | -$158 | -11.4% |
| New York | $1,460 | $74 | 5.3% |
| North Carolina | $798 | -$588 | -42.4% |
| North Dakota | $1,134 | -$252 | -18.2% |
| Ohio | $956 | -$430 | -31.0% |
| Oklahoma | $1,422 | $36 | 2.6% |
| Oregon | $1,268 | -$118 | -8.5% |
| Pennsylvania | $1,322 | -$64 | -4.6% |
| Rhode Island | $1,846 | $460 | 33.2% |
| South Carolina | $1,254 | -$132 | -9.5% |
| South Dakota | $1,170 | -$216 | -15.6% |
| Tennessee | $1,214 | -$172 | -12.4% |
| Texas | $1,670 | $284 | 20.5% |
| Utah | $1,026 | -$360 | -26.0% |
| Vermont | $948 | -$438 | -31.6% |
| Virginia | $830 | -$556 | -40.1% |
| Washington | $1,072 | -$314 | -22.7% |
| West Virginia | $1,270 | -$116 | -8.4% |
| Wisconsin | $960 | -$426 | -30.7% |
| Wyoming | $1,234 | -$152 | -11.0% |
With such a large range in prices, the only way to figure out exactly what you will pay is to get quotes and see how they stack up. Every auto insurance company utilizes a different rate formula, and quoted prices will be substantially different between companies.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Audi A7 | $406 | $834 | $398 | $1,796 |
| 2023 Audi A7 | $394 | $814 | $416 | $1,782 |
| 2022 Audi A7 | $380 | $780 | $430 | $1,748 |
| 2021 Audi A7 | $358 | $752 | $442 | $1,710 |
| 2020 Audi A7 | $344 | $698 | $452 | $1,652 |
| 2019 Audi A7 | $332 | $658 | $456 | $1,604 |
| 2018 Audi A7 | $318 | $590 | $460 | $1,526 |
| 2017 Audi A7 | $296 | $542 | $460 | $1,456 |
| 2016 Audi A7 | $286 | $508 | $464 | $1,416 |
| 2015 Audi A7 | $280 | $474 | $474 | $1,386 |
| 2014 Audi A7 | $258 | $440 | $474 | $1,330 |
| 2013 Audi A7 | $252 | $400 | $478 | $1,288 |
| 2012 Audi A7 | $234 | $366 | $474 | $1,232 |
Rates are averaged for all Audi A7 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy the Best Audi A7 Insurance
Finding better rates on auto insurance consists of having a decent driving record, having above-average credit, paying for small claims out-of-pocket, and taking advantage of discounts. Take the time to comparison shop at least every other year by quoting rates from direct insurance companies, and also from local exclusive and independent agents.
The following items are a brief recap of the car insurance concepts touched on in the above illustrations.
- Drivers who tend to receive serious violations may pay on average $1,610 more each year than a driver with a clean driving record
- It is possible to save as much as $170 per year simply by quoting early and online
- Increasing policy deductibles could save up to $500 each year
- Consumers who require additional liability coverage will pay around $520 annually to raise from 30/60 bodily injury limits to higher 250/500 limits
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,262 |
| 20 | $3,188 |
| 30 | $1,436 |
| 40 | $1,386 |
| 50 | $1,266 |
| 60 | $1,242 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,716 |
| $250 | $1,564 |
| $500 | $1,386 |
| $1,000 | $1,214 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,386 |
| 50/100 | $1,481 |
| 100/300 | $1,599 |
| 250/500 | $1,907 |
| 100 CSL | $1,528 |
| 300 CSL | $1,789 |
| 500 CSL | $1,979 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $7,494 |
| 20 | $5,086 |
| 30 | $3,056 |
| 40 | $3,000 |
| 50 | $2,866 |
| 60 | $2,840 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $74 |
| Multi-vehicle | $74 |
| Homeowner | $22 |
| 5-yr Accident Free | $98 |
| 5-yr Claim Free | $90 |
| Paid in Full/EFT | $61 |
| Advance Quote | $67 |
| Online Quote | $98 |
| Total Discounts | $584 |
Discounts are estimated and may not be available from every company or in every state.
Compare Rates and Save
Find companies with the cheapest rates in your area
