Audi A7 Insurance Rates

U.S. average insurance rates for an Audi A7 are $1,386 a year for full coverage. Comprehensive costs around $280 each year, collision insurance costs $474, and liability is $474. A policy with just liability insurance costs around $522 a year, and coverage for high-risk drivers costs around $3,000. Teenage drivers pay the highest rates at up to $5,262 a year.

Average premium for full coverage: $1,386

Price estimates for individual coverage:

Rates are based on $500 comprehensive and collision deductibles, minimum liability limits, and includes UM/UIM and medical coverage. Estimates are averaged for all states and A7 models.

Price Range from Low to High

Geographic Price Range

Choosing to live in a large city can make a big difference on auto insurance rates. Areas with sparse population have a lower frequency of accident claims than densely populated cities. The graphic below illustrates the difference location can make on auto insurance rates.

The ranges above show why all drivers should compare rates quotes for a specific zip code and risk profile, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below shows average Audi A7 insurance rates for additional coverage choices and driver risks.

• The best discount rate is $802
• Raising to $1,000 deductibles will save about $172 a year
• The average rate for the average middle-age driver using $500 deductibles is $1,386
• Using low deductibles will increase the cost to $1,716
• Drivers who are prone to accidents and violations could pay at least $3,000
• The price for full coverage for a 16-year-old driver can be $5,262

View Chart as Image

Insurance prices for an Audi A7 are also quite variable based on your driving record, the trim level of your A7, and deductibles and policy limits.

More mature drivers with a clean driving record and high deductibles may pay as low as $1,300 every 12 months on average for full coverage. Prices are much higher for teenage drivers, where even good drivers can expect to pay as much as $5,200 a year. View Rates by Age

The state you live in also has a big influence on Audi A7 insurance prices. A middle-age driver might find prices as low as $910 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $1,980 on average in Michigan, Louisiana, and New York.

View Chart as Image

Using high physical damage deductibles can reduce prices by up to $510 annually, whereas increasing liability limits will increase prices. Going from a 50/100 limit to a 250/500 limit will increase prices by as much as $426 more per year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you could be paying at least $1,600 to $2,300 extra each year, depending on your age. Insurance for high-risk drivers is expensive and can cost from 44% to 129% more than a normal policy. View High Risk Driver Rates

How to Find the Best Cheap Audi A7 Insurance

Getting lower rates on insurance for an Audi A7 consists of avoiding accidents and violations, maintaining good credit, eliminating unnecessary coverage, and dropping full coverage on older vehicles. Make time to compare rates every couple of years by quoting rates from direct carriers like Progressive and GEICO, and also from local insurance agents.

The list below is a quick review of the material that was touched on in this article.

• Insureds who may need higher liability limits will pay an extra $520 each year to raise from a low limit to 250/500 limits
• Teenagers pay higher prices, with premiums as much as $439 a month for full coverage
• Drivers considered higher risk with a DUI or reckless driving violation may be required to pay an average of $1,610 more every year for car insurance
• Increasing physical damage deductibles can save around $500 each year