Audi A7 Insurance Rates

U.S. average insurance rates for an Audi A7 are $1,386 a year for full coverage. Comprehensive insurance costs around $280, collision insurance costs $474, and liability coverage costs $474. Buying just liability costs as little as $522 a year, and insurance for high-risk drivers costs $3,000 or more. Teens pay the highest rates at up to $5,262 a year.

Average premium for full coverage: $1,386

Price estimates for individual coverage:

Includes $500 comprehensive and collision deductibles, split liability limits of 30/60, and includes both medical and uninsured motorist insurance. Estimates are averaged for all states and for all A7 models.

Price Range from Low to High

Geographic Price Range

Your location has a large influence on auto insurance rates. Areas with sparse population have a lower frequency of accident claims than cities with more traffic congestion. The example below illustrates the effect of geographic area on auto insurance rates.

The ranges above show why everyone should compare rates for a specific zip code and risk profile, rather than using averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below shows average Audi A7 insurance rates for additional coverage choices and driver risks.

• The cheapest rate after discounts is $802
• Drivers who choose higher $1,000 deductibles will pay about $172 a year
• The average rate for the average middle-age driver using $500 deductibles is $1,386
• Selecting pricier low deductibles for comprehensive and collision insurance will cost an extra $330 each year
• High-risk insureds with serious driving violations could pay at least $3,000
• The price for full coverage for a teenage driver for full coverage can be $5,262 a year

View Chart as Image

Insurance prices for an Audi A7 are also quite variable based on your driving record, the trim level of your A7, and deductibles and policy limits.

A more mature driver with no violations or accidents and high deductibles may only pay around $1,300 per year on average for full coverage. Prices are much higher for teenage drivers, where even good drivers should be prepared to pay as much as $5,200 a year. View Rates by Age

The state you live in makes a big difference in Audi A7 insurance rates. A 40-year-old driver could pay as low as $910 a year in states like Idaho, Maine, and Iowa, or have to pay at least $1,980 on average in Michigan, Louisiana, and New York.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles could save up to $510 a year, whereas buying more liability protection will increase prices. Going from a 50/100 limit to a 250/500 limit will increase prices by as much as $426 more each year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you could be paying at least $1,600 to $2,300 additional each year, depending on your age. Audi A7 insurance for high-risk drivers can cost around 44% to 129% more than the average policy. View High Risk Driver Rates

How to Find the Cheapest Audi A7 Insurance

Getting lower rates on auto insurance not only requires having a decent driving record, but also having a good credit history, eliminating unnecessary coverage, and deciding if full coverage is necessary. Take the time to compare rates at least once a year by obtaining price quotes from direct carriers like Progressive and GEICO, and also from local insurance agents.

The following items are a recap of the primary concepts that were covered in the above illustrations.

• Drivers can save up to $170 per year just by quoting online well ahead of the renewal date
• Drivers that have major violations or accidents may be required to pay an average of $1,610 more every year than a driver with a clean driving record
• Increasing physical damage deductibles can save around $500 each year
• 16 to 18-year-old drivers are charged the highest prices, with premiums as much as $439 a month including comprehensive and collision insurance