Audi A7 Insurance Rates

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UPDATED: Jun 8, 2024

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Estimated insurance rates for an Audi A7 are $1,416 a year with full coverage. Comprehensive insurance costs approximately $286, collision insurance costs $508, and liability costs around $464. A policy with only liability insurance costs as low as $514 a year, and a high-risk policy costs $3,076 or more. Teen drivers pay the most at up to $5,364 a year.

Average premium for full coverage: $1,416

Premium estimates by type of coverage:

Comprehensive $286
Collision $508
Liability $464

These estimates include $500 deductibles, 30/60 split liability limits, and includes both medical and UM/UIM coverage. Rates include averaging for all U.S. states and for different A7 trim levels.

Insurance Price Range by Risk and Coverage

For the average 40-year-old driver, insurance rates for an Audi A7 range from as low as $514 for basic liability insurance to a much higher rate of $3,076 for a high-risk insurance policy.

Liability Only $514
Full Coverage $1,416
High Risk $3,076

Insurance Price Range by Location

Where you live can have significant affects on the price of insurance. Rural locations are statistically proven to have a lower frequency of collision claims than larger metro areas. The price range example below illustrates the difference location can make on auto insurance prices.

Rural Areas $1,062
Small Cities $1,487
Large Cities $1,912

These rate differences demonstrate why anyone shopping for car insurance should compare prices using their specific location and risk profile, instead of using price averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Rate Comparisons

The chart below details average Audi A7 insurance rates for additional coverage and risk scenarios.

  • The lowest rate with discounts is $815
  • Using higher $1,000 deductibles will save $180 annually
  • The average rate for a 40-year-old good driver who chooses $500 deductibles is $1,416
  • Choosing more expensive low deductibles for physical damage coverage will cost an extra $350 every year
  • Drivers with multiple violations and an at-fault accident could pay around $3,076
  • An auto insurance policy for full coverage for a teen driver with full coverage can cost $5,364 or more

View Chart as Image

Audi A7 insurance cost comparison chart
Column chart showing Audi A7 insurance prices range from $815 to $5,364 for full coverage

Car insurance prices for an Audi A7 also have a wide range based on your driving characteristics, the trim level and model year, and physical damage deductibles and liability limits.

An older driver with no driving violations and high deductibles may pay as little as $1,300 a year, or $108 per month, for full coverage. Prices are highest for drivers in their teens, where even good drivers will be charged in the ballpark of $5,300 a year. View Rates by Age

Where you choose to live has a huge impact on Audi A7 insurance prices. A driver around age 40 might see prices as low as $1,020 a year in states like Utah, Ohio, and New Hampshire, or as much as $1,910 on average in New York, Michigan, and Florida.

Audi A7 Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,282 -$134 -9.5%
Alaska $1,088 -$328 -23.2%
Arizona $1,178 -$238 -16.8%
Arkansas $1,416 -$0 0.0%
California $1,616 $200 14.1%
Colorado $1,356 -$60 -4.2%
Connecticut $1,458 $42 3.0%
Delaware $1,606 $190 13.4%
Florida $1,774 $358 25.3%
Georgia $1,308 -$108 -7.6%
Hawaii $1,020 -$396 -28.0%
Idaho $958 -$458 -32.3%
Illinois $1,056 -$360 -25.4%
Indiana $1,068 -$348 -24.6%
Iowa $958 -$458 -32.3%
Kansas $1,346 -$70 -4.9%
Kentucky $1,934 $518 36.6%
Louisiana $2,098 $682 48.2%
Maine $874 -$542 -38.3%
Maryland $1,170 -$246 -17.4%
Massachusetts $1,134 -$282 -19.9%
Michigan $2,462 $1,046 73.9%
Minnesota $1,186 -$230 -16.2%
Mississippi $1,696 $280 19.8%
Missouri $1,258 -$158 -11.2%
Montana $1,522 $106 7.5%
Nebraska $1,118 -$298 -21.0%
Nevada $1,700 $284 20.1%
New Hampshire $1,020 -$396 -28.0%
New Jersey $1,584 $168 11.9%
New Mexico $1,256 -$160 -11.3%
New York $1,494 $78 5.5%
North Carolina $816 -$600 -42.4%
North Dakota $1,160 -$256 -18.1%
Ohio $978 -$438 -30.9%
Oklahoma $1,456 $40 2.8%
Oregon $1,298 -$118 -8.3%
Pennsylvania $1,350 -$66 -4.7%
Rhode Island $1,892 $476 33.6%
South Carolina $1,284 -$132 -9.3%
South Dakota $1,196 -$220 -15.5%
Tennessee $1,240 -$176 -12.4%
Texas $1,708 $292 20.6%
Utah $1,050 -$366 -25.8%
Vermont $972 -$444 -31.4%
Virginia $848 -$568 -40.1%
Washington $1,094 -$322 -22.7%
West Virginia $1,298 -$118 -8.3%
Wisconsin $982 -$434 -30.6%
Wyoming $1,262 -$154 -10.9%

View Chart as Image

Audi A7 insurance rates by U.S. city

Choosing high deductibles could cut prices by as much as $530 every year, while increasing your policy's liability limits will push prices upward. Moving from a 50/100 limit to a 250/500 limit will cost up to $417 extra every 12 months. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you may be forking out anywhere from $1,700 to $2,300 extra annually, depending on your age. High-risk driver insurance can be as much as 43% to 134% more than average. View High Risk Driver Rates

Audi A7 Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Audi A7 $424 $840 $390 $1,812
2023 Audi A7 $406 $834 $398 $1,796
2022 Audi A7 $394 $814 $416 $1,782
2021 Audi A7 $380 $780 $430 $1,748
2020 Audi A7 $358 $752 $442 $1,710
2019 Audi A7 $344 $698 $452 $1,652
2018 Audi A7 $332 $658 $456 $1,604
2017 Audi A7 $318 $590 $460 $1,526
2016 Audi A7 $296 $542 $460 $1,456
2015 Audi A7 $286 $508 $464 $1,416
2014 Audi A7 $280 $474 $474 $1,386
2013 Audi A7 $258 $440 $474 $1,330
2012 Audi A7 $252 $400 $478 $1,288

Rates are averaged for all Audi A7 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find Cheap Audi A7 Insurance

Finding better rates on car insurance requires not taking risks behind the wheel, having above-average credit, being claim-free, and attention to physical damage deductibles. Make time to compare rates at least every other year by getting rate quotes from direct companies like Progressive, GEICO, and Esurance, and also from several local insurance agents.

The following is a brief summary of the car insurance concepts touched on in this article.

  • Higher risk drivers that tend to have accidents or serious violations pay on average $1,660 more per year for A7 insurance
  • You may be able to save around $170 per year just by shopping early and online
  • Increasing policy deductibles can save around $525 each year
  • Policyholders who purchase higher liability limits will pay about $510 every year to increase from 30/60 bodily injury limits to 250/500 limits

Rates by Driver Age

Audi A7 Insurance Rates by Driver Age
Driver Age Premium
16 $5,364
20 $3,272
30 $1,470
40 $1,416
50 $1,296
60 $1,270

Full coverage, $500 deductibles

Rates by Deductible

Audi A7 Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,766
$250 $1,604
$500 $1,416
$1,000 $1,236

Full coverage, driver age 40

Rates by Liability Limit

Audi A7 Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,416
50/100 $1,509
100/300 $1,625
250/500 $1,926
100 CSL $1,555
300 CSL $1,810
500 CSL $1,996

Full coverage, driver age 40

Rates for High Risk Drivers

Audi A7 Insurance Rates for High Risk Drivers
Age Premium
16 $7,646
20 $5,216
30 $3,134
40 $3,076
50 $2,936
60 $2,912

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $199

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $75
Multi-vehicle $76
Homeowner $22
5-yr Accident Free $102
5-yr Claim Free $92
Paid in Full/EFT $63
Advance Quote $70
Online Quote $101
Total Discounts $601
Rate after discounts $815

Discounts are estimated and may not be available from every company or in every state.

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