Audi A7 Insurance Rates

The average insurance rates for an Audi A7 are $1,386 a year for full coverage insurance. Comprehensive insurance costs an estimated $280, collision costs $474, and liability is estimated at $474. Liability-only coverage costs approximately $522 a year, with high-risk coverage costing $3,000 or more. Teenage drivers cost the most to insure at $5,262 a year or more.

Average premium for full coverage: $1,386

Policy rates broken down by type of insurance:

Includes $500 comprehensive and collision deductibles, split liability limits of 30/60, and includes both medical and uninsured motorist insurance. Prices are averaged for all 50 states and for all A7 models.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city can have significant affects on the price of insurance. More rural locations are shown to have a lower frequency of physical damage claims than densely populated cities.

The example below illustrates how location impacts insurance prices.

The examples above illustrate why everyone should get quotes for a targeted area and risk profile, instead of using average rates.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below illustrates estimated Audi A7 insurance rates for other coverage scenarios.

• The best discount rate is $802
• Choosing higher $1,000 deductibles can save approximately $172 each year
• The average rate for a good driver age 40 who has $500 deductibles is $1,386
• Using pricier low deductibles for comp and collision coverage will cost an extra $330 every year
• Unlucky drivers who are prone to accidents and violations could pay up to $3,000 or more
• Policy cost for full coverage for a teen driver for full coverage can cost as much as $5,262 each year

View Chart as Image

Insurance rates for an Audi A7 also range considerably based on your risk profile, the model year and trim level, and liability limits and deductibles.

A more mature driver with no violations or accidents and high deductibles may pay as little as $1,300 annually on average, or $108 per month, for full coverage. Rates are much higher for teenagers, where even good drivers should be prepared to pay at least $5,200 a year. View Rates by Age

Your home state plays a big part in determining prices for Audi A7 insurance prices. A good driver about age 40 could pay as low as $910 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $1,870 on average in Florida, New York, and Michigan.

View Chart as Image

Using high physical damage deductibles can save as much as $510 every year, whereas buying more liability protection will increase premiums. Switching from a 50/100 limit to a 250/500 limit will raise rates by up to $426 more each year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you are probably paying $1,600 to $2,300 additional every year, depending on your age. Audi A7 insurance for high-risk drivers ranges as much as 44% to 129% more than a normal policy. View High Risk Driver Rates

Because rates have so much variability, the only way to figure out which auto insurance is cheapest is to regularly compare rates and see which company has the best rate. Each auto insurer uses a different method to calculate rates, and rates will be varied from one company to the next.

How to Find the Cheapest Audi A7 Insurance

Finding cheaper rates on car insurance takes avoiding accidents and violations, having a good credit history, being claim-free, and maximizing policy discounts. Spend time shopping around at least once a year by requesting quotes from direct insurance companies like GEICO, Progressive, and Esurance, and also from several local insurance agents.

The list below is a recap of the primary concepts that were touched on above.

• It is possible to save approximately $170 per year simply by quoting online well ahead of the renewal date
• Higher risk drivers that have major violations or accidents pay on average $1,610 more annually for car insurance
• Increasing comprehensive and collision deductibles can save around $500 each year
• Teenagers are expensive to insure, possibly costing $439 each month including comprehensive and collision insurance