Audi A7 Insurance Rates

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UPDATED: Jun 8, 2024

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Estimated insurance rates for an Audi A7 are $1,416 a year for full coverage. Comprehensive costs an estimated $286 each year, collision costs $508, and liability coverage is $464. Liability-only coverage costs around $514 a year, with high-risk coverage costing around $3,076. Teen drivers pay the most at $5,364 a year or more.

Average premium for full coverage: $1,416

Premium estimates broken down by type of coverage:

Comprehensive $286
Collision $508
Liability $464

Full coverage includes $500 deductible amounts, 30/60 liability limits, and includes medical/PIP and uninsured motorist coverage. Rates include averaging for all states and A7 models.

Insurance Price Range by Risk and Coverage

Using a middle-aged driver as an example, insurance rates for an Audi A7 go from as low as $514 for liability-only coverage to a high rate of $3,076 for a driver required to buy high-risk insurance.

Liability Only $514
Full Coverage $1,416
High Risk $3,076

Insurance Price Range by Location

Choosing to live in a large city has a large influence on insurance rates. More rural locations are statistically proven to have a lower frequency of accident claims than larger metro areas.

The graphic below illustrates how where you live affects insurance prices.

Rural Areas $1,062
Small Cities $1,487
Large Cities $1,912

These rate differences show why all drivers should compare rates quotes for a targeted area and risk profile, rather than using price averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Charts and Tables

The chart below shows estimated Audi A7 insurance rates for other coverage scenarios.

  • The lowest rate with discounts is $815
  • Raising to $1,000 deductibles will save approximately $180 a year
  • The average rate for a 40-year-old good driver who has $500 deductibles is $1,416
  • Choosing low deductibles will increase the cost to $1,766
  • Unlucky drivers with multiple violations and an at-fault accident could pay up to $3,076 or more
  • An auto insurance policy for full coverage for a teenage driver can cost as much as $5,364

View Chart as Image

Audi A7 insurance cost comparison chart
Column chart showing full coverage Audi A7 insurance rates range from $815 to $5,364

Insurance prices for an Audi A7 also have a wide range based on your driving characteristics, the trim level of your A7, and liability limits and deductibles.

More mature drivers with a clean driving record and high deductibles may only pay around $1,300 every 12 months on average, or $108 per month, for full coverage. Prices are highest for drivers in their teens, where even good drivers can expect to pay at least $5,300 a year. View Rates by Age

Where you choose to live also has a big influence on Audi A7 insurance rates. A middle-age driver might find prices as low as $930 a year in states like Iowa, Maine, and Idaho, or as much as $2,020 on average in New York, Louisiana, and Michigan.

Audi A7 Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,282 -$134 -9.5%
Alaska $1,088 -$328 -23.2%
Arizona $1,178 -$238 -16.8%
Arkansas $1,416 -$0 0.0%
California $1,616 $200 14.1%
Colorado $1,356 -$60 -4.2%
Connecticut $1,458 $42 3.0%
Delaware $1,606 $190 13.4%
Florida $1,774 $358 25.3%
Georgia $1,308 -$108 -7.6%
Hawaii $1,020 -$396 -28.0%
Idaho $958 -$458 -32.3%
Illinois $1,056 -$360 -25.4%
Indiana $1,068 -$348 -24.6%
Iowa $958 -$458 -32.3%
Kansas $1,346 -$70 -4.9%
Kentucky $1,934 $518 36.6%
Louisiana $2,098 $682 48.2%
Maine $874 -$542 -38.3%
Maryland $1,170 -$246 -17.4%
Massachusetts $1,134 -$282 -19.9%
Michigan $2,462 $1,046 73.9%
Minnesota $1,186 -$230 -16.2%
Mississippi $1,696 $280 19.8%
Missouri $1,258 -$158 -11.2%
Montana $1,522 $106 7.5%
Nebraska $1,118 -$298 -21.0%
Nevada $1,700 $284 20.1%
New Hampshire $1,020 -$396 -28.0%
New Jersey $1,584 $168 11.9%
New Mexico $1,256 -$160 -11.3%
New York $1,494 $78 5.5%
North Carolina $816 -$600 -42.4%
North Dakota $1,160 -$256 -18.1%
Ohio $978 -$438 -30.9%
Oklahoma $1,456 $40 2.8%
Oregon $1,298 -$118 -8.3%
Pennsylvania $1,350 -$66 -4.7%
Rhode Island $1,892 $476 33.6%
South Carolina $1,284 -$132 -9.3%
South Dakota $1,196 -$220 -15.5%
Tennessee $1,240 -$176 -12.4%
Texas $1,708 $292 20.6%
Utah $1,050 -$366 -25.8%
Vermont $972 -$444 -31.4%
Virginia $848 -$568 -40.1%
Washington $1,094 -$322 -22.7%
West Virginia $1,298 -$118 -8.3%
Wisconsin $982 -$434 -30.6%
Wyoming $1,262 -$154 -10.9%

View Chart as Image

Audi A7 insurance rates by U.S. city

Choosing high deductibles can reduce prices by up to $530 a year, whereas increasing liability limits will increase premiums. Going from a 50/100 limit to a 250/500 limit will cost up to $417 more per year. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you could be paying $1,700 to $2,300 extra annually, depending on your age. Insurance for high-risk drivers is expensive and can cost around 43% to 134% more than average. View High Risk Driver Rates

With such a large range in prices, the only way to know which insurance company is cheapest is to do a rate comparison and see how they stack up. Every auto insurance company uses a different rate calculation, so the prices will be substantially different from one company to the next.

Audi A7 Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Audi A7 $424 $840 $390 $1,812
2023 Audi A7 $406 $834 $398 $1,796
2022 Audi A7 $394 $814 $416 $1,782
2021 Audi A7 $380 $780 $430 $1,748
2020 Audi A7 $358 $752 $442 $1,710
2019 Audi A7 $344 $698 $452 $1,652
2018 Audi A7 $332 $658 $456 $1,604
2017 Audi A7 $318 $590 $460 $1,526
2016 Audi A7 $296 $542 $460 $1,456
2015 Audi A7 $286 $508 $464 $1,416
2014 Audi A7 $280 $474 $474 $1,386
2013 Audi A7 $258 $440 $474 $1,330
2012 Audi A7 $252 $400 $478 $1,288

Rates are averaged for all Audi A7 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find More Affordable Audi A7 Insurance

Finding better rates on auto insurance consists of having a good driving record, maintaining good credit, not filing small claims, and taking advantage of discounts. Take the time to comparison shop at every policy renewal by requesting rates from direct carriers like Progressive, GEICO, and Esurance, and also from local independent and exclusive agents.

The next list is a summary of the data touched on in the above illustrations.

  • Consumers who want increased levels of liability coverage will pay about $510 each year to raise from 30/60 bodily injury limits to 250/500 limits
  • Drivers can save approximately $170 per year simply by quoting online in advance
  • Increasing policy deductibles can save around $525 each year
  • Drivers age 20 and younger are charged the highest prices, as much as $447 per month for full coverage

Rates by Driver Age

Audi A7 Insurance Rates by Driver Age
Driver Age Premium
16 $5,364
20 $3,272
30 $1,470
40 $1,416
50 $1,296
60 $1,270

Full coverage, $500 deductibles

Rates by Deductible

Audi A7 Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,766
$250 $1,604
$500 $1,416
$1,000 $1,236

Full coverage, driver age 40

Rates by Liability Limit

Audi A7 Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,416
50/100 $1,509
100/300 $1,625
250/500 $1,926
100 CSL $1,555
300 CSL $1,810
500 CSL $1,996

Full coverage, driver age 40

Rates for High Risk Drivers

Audi A7 Insurance Rates for High Risk Drivers
Age Premium
16 $7,646
20 $5,216
30 $3,134
40 $3,076
50 $2,936
60 $2,912

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $199

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $75
Multi-vehicle $76
Homeowner $22
5-yr Accident Free $102
5-yr Claim Free $92
Paid in Full/EFT $63
Advance Quote $70
Online Quote $101
Total Discounts $601
Rate after discounts $815

Discounts are estimated and may not be available from every company or in every state.

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