Audi Q3 Insurance Rates

Audi Q3 car insurance rates amount to $1,586 a year, or $132 a month on average for comprehensive coverage. 

There are a number of factors that ultimately determine what your Audi Q3 insurance premium will look like. For example, your age, location, and driving record are just three of many things that insurance companies look at to determine your Audi Q3 insurance cost. 

If you want to find cheap Audi Q3 insurance with a reputable provider, all you have to do is read through this comprehensive guide. When you’re ready, use our FREE online quote tool to compare Audi Q3 auto insurance policies from the industry’s top companies.

Estimated insurance rates for an Audi Q3 are $1,370 a year for full coverage insurance. Comprehensive costs around $268, collision costs $484, and liability coverage costs $460. A policy with only liability insurance costs as little as $510 a year, with a high-risk policy costing around $2,976. Teen drivers pay the most at $5,224 a year or more.

Average premium for full coverage: $1,370

Premium estimates for type of coverage:

Estimates include $500 deductible amounts, 30/60 split liability limits, and includes medical and UM/UIM coverage. Rates include averaging for all 50 states and for different Q3 trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Your location has a large influence on car insurance rates. Areas with sparse population are statistically proven to have lower incidents of physical damage claims than larger metro areas.

The price range example below illustrates the difference between rural and urban areas on auto insurance rates.

These rate differences illustrate why anyone shopping for car insurance should compare rates for a specific zip code, rather than using price averages.

Use the form below to get customized rates for your location.

More Rate Details

The chart below illustrates estimated Audi Q3 insurance rates for additional coverage choices and driver risks.

• The lowest rate with discounts is $790
• Drivers who choose higher $1,000 deductibles will pay about $170 each year
• The estimated price for a 40-year-old good driver using $500 deductibles is $1,370
• Choosing more expensive low deductibles for comprehensive and collision insurance bumps up the cost to $1,704
• High-risk insureds with multiple violations and an at-fault accident could pay at least $2,976 or more
• An auto insurance policy that insures a teenage driver with full coverage can be $5,224 a year

View Chart as Image

Car insurance prices for an Audi Q3 also have a wide range based on the model year and trim level, your age and driving record, and deductibles and policy limits.

If you have a few violations or you caused an accident, you are probably paying at least $1,600 to $2,300 extra annually, depending on your age. High-risk driver insurance can cost around 44% to 130% more than average. View High Risk Driver Rates

An older driver with no driving violations and higher comprehensive and collision deductibles may only pay around $1,300 per year on average, or $108 per month, for full coverage. Prices are highest for drivers in their teens, since even teens with perfect driving records will be charged as much as $5,200 a year. View Rates by Age

Where you choose to live makes a big difference in Audi Q3 insurance rates. A 40-year-old driver could pay as low as $900 a year in states like Vermont, Wisconsin, and North Carolina, or as much as $1,850 on average in Michigan, New York, and Florida.

View Chart as Image

Choosing high deductibles could save up to $510 a year, while increasing your policy's liability limits will increase prices. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $414 extra every 12 months. View Rates by Deductible or Liability Limit

With such a large range in prices, the only way to figure out your exact price is to compare prices and see how they stack up. Every company uses a different rate calculation, so rate quotes will be substantially different.

How to Find Low Cost Audi Q3 Insurance

Finding better rates on auto insurance not only requires having a good driving record, but also having a positive credit history, paying for small claims out-of-pocket, and qualifying for all possible discounts. Shop around at least every other year by requesting quotes from direct insurance companies, and also from insurance agencies where you live.

The next list is a review of the car insurance concepts covered above.

• Drivers who have several accidents or serious violations could be forced to pay on average $1,610 more every year to buy Audi Q3 insurance
• It is possible to save up to $160 per year simply by shopping early and online
• Increasing policy deductibles can save approximately $500 each year
• Consumers who may need increased levels of liability coverage will pay about $510 annually to go from 30/60 bodily injury limits to the 250/500 level

As you can see from the information we’ve gone over to this point, it’s clear that there are differences in costs when it comes to an Audi Q3 insurance policy. If you’re looking for affordable Audi Q3 car insurance quotes, the best way to find out what you might pay is by taking advantage of our free online tool below.

What are the safety ratings of the Audi Q3?

It’s important to consider the safety ratings of the Audi Q3 to get a proper understanding of where you might qualify for policy discounts. 

Take a look at the safety ratings of the Audi Q3 below so you can see where you might be eligible for policy discounts.

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Good
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

For a frame of reference, the Insurance Institute for Highway Safety classifies “Good” as the highest rating possible. Since the Audi Q3 achieved that mark in every part of the SUV that was tested, this is good news if you like low insurance rates.

Audi Q3 Compared Against Other Vehicles in the Same Class

Officially, the Audi Q3 is classified as a small luxury SUV by the Insurance Institute for Highway Safety, which provides a detailed list of insurance loss percentages. Other luxury crossovers that are comparable to the Audi Q3 include the following:

• BMW X1
• Infiniti QX30
• Lincoln MKC

It’s important to know the Audi Q3’s competition because you can end up saving more on your policy if the Audi Q3 reflects a better loss ratio than other similar models. 

As it turns out, the Audi Q3 has a bodily injury liability loss percentage of 8 percent and a property damage liability loss percentage of 7 percent. Both of these figures are considered average for this vehicle class.

Now that we have gone into extensive detail about how Audi Q3 insurance rates are calculated, is there anything we might have missed? If not, enter your five-digit ZIP code into our free online tool to start comparing Audi Q3 quotes from multiple companies.