Audi Q3 Insurance Rates

Audi Q3 car insurance rates amount to $1,586 a year, or $132 a month on average for comprehensive coverage. 

There are a number of factors that ultimately determine what your Audi Q3 insurance premium will look like. For example, your age, location, and driving record are just three of many things that insurance companies look at to determine your Audi Q3 insurance cost. 

If you want to find cheap Audi Q3 insurance with a reputable provider, all you have to do is read through this comprehensive guide. When you’re ready, use our FREE online quote tool to compare Audi Q3 auto insurance policies from the industry’s top companies.

Average insurance rates for an Audi Q3 are $1,314 a year with full coverage. Comprehensive insurance costs an estimated $250, collision costs $446, and liability is estimated at $460. Buying just liability costs approximately $510 a year, with insurance for high-risk drivers costing $2,852 or more. 16-year-old drivers receive the highest rates at $5,046 a year or more.

Average premium for full coverage: $1,314

Rate estimates broken down by individual coverage type:

Estimates include $500 physical damage deductibles, minimum liability limits, and includes medical/PIP and uninsured motorist coverage. Rates are averaged for all U.S. states and for all Q3 models.

Price Range by Coverage and Risk

Price Range by Location

Living in a larger city can have significant affects on car insurance rates. More rural locations tend to have lower incidents of collision claims than congested cities.

The example below illustrates how your location can change insurance prices.

These examples demonstrate why everyone should get quotes for a targeted area, instead of using rate averages.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below details estimated Audi Q3 insurance rates for other coverage scenarios.

• The best full coverage rate is $762
• Choosing higher $1,000 deductibles can save approximately $158 annually
• The estimated price for a 40-year-old driver who has $500 deductibles is $1,314
• Buying pricier low deductibles for comp and collision coverage will cost an additional $308 every year
• Unlucky drivers with multiple tickets or accidents could pay up to $2,852 or more
• The cost that insures a teen driver for full coverage can cost as much as $5,046 each year

View Chart as Image

Auto insurance rates for an Audi Q3 can also vary considerably based on the model of your Q3, your age and driving habits, and liability limits and deductibles.

If you like to drive fast or you caused an accident, you may be forking out $1,600 to $2,200 in extra premium per year, depending on your age. Audi Q3 insurance for high-risk drivers ranges as much as 44% to 136% more than the average rate. View High Risk Driver Rates

A more mature driver with a good driving record and higher comprehensive and collision deductibles may pay as little as $1,200 annually on average for full coverage. Rates are highest for teen drivers, since even teens with perfect driving records will have to pay at least $5,000 a year. View Rates by Age

Where you live plays a big part in determining prices for Audi Q3 insurance prices. A good driver about age 40 could pay as low as $950 a year in states like Utah, Ohio, and New Hampshire, or at least $1,780 on average in New York, Michigan, and Florida.

View Chart as Image

Opting for high physical damage deductibles can save as much as $470 every year, whereas buying more liability protection will increase premiums. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $414 extra every year. View Rates by Deductible or Liability Limit

With so much variability in rates, the best way to find out which company is cheapest is to regularly compare rates and see which company has the best rate. Each auto insurer utilizes a different rate formula, and quoted rates can be significantly different.

How to Find Low Cost Audi Q3 Insurance

Saving money on car insurance takes being a safe and courteous driver, maintaining a good credit score, eliminating unnecessary coverage, and qualifying for all possible discounts. Comparison shop every couple of years by getting rate quotes from direct companies like Progressive, GEICO, and Esurance, and also from insurance agencies where you live.

Below is a review of the material that was illustrated above.

• Policyholders who want higher levels of liability will pay around $510 every year to raise limits from a minimum limit to the 250/500 level
• Teenage drivers are the costliest to insure, with premiums as much as $421 per month if the policy includes full coverage
• Higher risk drivers who have several accidents or serious violations could be forced to pay on average $1,540 more annually for auto insurance
• Increasing deductibles can save approximately $475 each year

As you can see from the information we’ve gone over to this point, it’s clear that there are differences in costs when it comes to an Audi Q3 insurance policy. If you’re looking for affordable Audi Q3 car insurance quotes, the best way to find out what you might pay is by taking advantage of our free online tool below.

What are the safety ratings of the Audi Q3?

It’s important to consider the safety ratings of the Audi Q3 to get a proper understanding of where you might qualify for policy discounts. 

Take a look at the safety ratings of the Audi Q3 below so you can see where you might be eligible for policy discounts.

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Good
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

For a frame of reference, the Insurance Institute for Highway Safety classifies “Good” as the highest rating possible. Since the Audi Q3 achieved that mark in every part of the SUV that was tested, this is good news if you like low insurance rates.

Audi Q3 Compared Against Other Vehicles in the Same Class

Officially, the Audi Q3 is classified as a small luxury SUV by the Insurance Institute for Highway Safety, which provides a detailed list of insurance loss percentages. Other luxury crossovers that are comparable to the Audi Q3 include the following:

• BMW X1
• Infiniti QX30
• Lincoln MKC

It’s important to know the Audi Q3’s competition because you can end up saving more on your policy if the Audi Q3 reflects a better loss ratio than other similar models. 

As it turns out, the Audi Q3 has a bodily injury liability loss percentage of 8 percent and a property damage liability loss percentage of 7 percent. Both of these figures are considered average for this vehicle class.

Now that we have gone into extensive detail about how Audi Q3 insurance rates are calculated, is there anything we might have missed? If not, enter your five-digit ZIP code into our free online tool to start comparing Audi Q3 quotes from multiple companies.