Audi Q3 Insurance Rates

Audi Q3 car insurance rates amount to $1,586 a year, or $132 a month on average for comprehensive coverage. 

There are a number of factors that ultimately determine what your Audi Q3 insurance premium will look like. For example, your age, location, and driving record are just three of many things that insurance companies look at to determine your Audi Q3 insurance cost. 

If you want to find cheap Audi Q3 insurance with a reputable provider, all you have to do is read through this comprehensive guide. When you’re ready, use our FREE online quote tool to compare Audi Q3 auto insurance policies from the industry’s top companies.

Average insurance rates for an Audi Q3 are $1,314 a year for full coverage insurance. Comprehensive insurance costs an estimated $250, collision costs $446, and liability insurance is estimated at $460. A policy with just liability insurance costs approximately $510 a year, with coverage for high-risk drivers costing $2,852 or more. Teen drivers receive the highest rates at $5,046 a year or more.

Average premium for full coverage: $1,314

Rate estimates broken down by individual coverage type:

Rates are based on $500 deductibles, 30/60 split liability limits, and includes medical/PIP and uninsured motorist coverage. Rates are averaged for all 50 states and for different Q3 trim levels.

Price Range by Coverage and Risk

Price Range by Location

Living in a larger city has a significant impact on the price of insurance. More rural locations tend to have a lower frequency of physical damage claims than larger metro areas.

The price range example below illustrates the effect of geographic area on insurance prices.

These examples illustrate why anyone shopping for car insurance should get quotes for a targeted area and risk profile, rather than relying on price averages.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below illustrates estimated Audi Q3 insurance rates for other coverage scenarios.

• The lowest rate with discounts is $762
• Choosing higher $1,000 deductibles can save approximately $158 each year
• The average rate for a 40-year-old driver who has $500 deductibles is $1,314
• Choosing more expensive low deductibles for comp and collision coverage will cost an extra $308 a year
• High-risk insureds with multiple violations and an at-fault accident could pay up to $2,852 or more
• The cost for full coverage for a teen driver with full coverage can cost as much as $5,046 each year

View Chart as Image

Insurance rates for an Audi Q3 can also vary considerably based on your driver profile, the model year and trim level, and liability limits and deductibles.

An older driver with no violations or accidents and high deductibles could pay as little as $1,200 annually on average for full coverage. Rates are highest for teen drivers, where even good drivers should be prepared to pay at least $5,000 a year. View Rates by Age

Where you live plays a big part in determining prices for Audi Q3 insurance rates. A good driver about age 40 could pay as low as $860 a year in states like North Carolina, Wisconsin, and Vermont, or as much as $1,780 on average in Florida, New York, and Michigan.

View Chart as Image

Choosing high deductibles can save as much as $470 each year, while increasing your policy's liability limits will increase premiums. Switching from a 50/100 limit to a 250/500 limit will cost as much as $414 more each year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you are probably paying $1,600 to $2,200 additional per year, depending on your age. High-risk driver insurance ranges anywhere from 44% to 136% more than average. View High Risk Driver Rates

With so much variability in rates, the only way to figure out which company is cheapest is to compare rates from as many companies as possible. Each auto insurer uses a different rate calculation, and rates can be significantly different from one company to the next.

How to Find the Best Cheap Audi Q3 Insurance

Saving money on Audi Q3 insurance takes not taking risks behind the wheel, having a good credit history, avoid buying unnecessary coverage, and maximizing policy discounts. Take the time to compare rates at least every other year by obtaining price quotes from direct insurance companies like GEICO and Progressive, and also from several local insurance agents.

The following is a quick review of the car insurance concepts covered in the above illustrations.

• High-risk drivers with a DUI or reckless driving violation pay on average $1,540 more annually for Q3 insurance
• It is possible to save approximately $160 per year simply by shopping early and online
• Increasing deductibles can save around $475 each year
• Drivers who want higher liability limits will pay about $510 annually to raise limits from a minimum limit to 250/500 limits

As you can see from the information we’ve gone over to this point, it’s clear that there are differences in costs when it comes to an Audi Q3 insurance policy. If you’re looking for affordable Audi Q3 car insurance quotes, the best way to find out what you might pay is by taking advantage of our free online tool below.

What are the safety ratings of the Audi Q3?

It’s important to consider the safety ratings of the Audi Q3 to get a proper understanding of where you might qualify for policy discounts. 

Take a look at the safety ratings of the Audi Q3 below so you can see where you might be eligible for policy discounts.

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Good
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

For a frame of reference, the Insurance Institute for Highway Safety classifies “Good” as the highest rating possible. Since the Audi Q3 achieved that mark in every part of the SUV that was tested, this is good news if you like low insurance rates.

Audi Q3 Compared Against Other Vehicles in the Same Class

Officially, the Audi Q3 is classified as a small luxury SUV by the Insurance Institute for Highway Safety, which provides a detailed list of insurance loss percentages. Other luxury crossovers that are comparable to the Audi Q3 include the following:

• BMW X1
• Infiniti QX30
• Lincoln MKC

It’s important to know the Audi Q3’s competition because you can end up saving more on your policy if the Audi Q3 reflects a better loss ratio than other similar models. 

As it turns out, the Audi Q3 has a bodily injury liability loss percentage of 8 percent and a property damage liability loss percentage of 7 percent. Both of these figures are considered average for this vehicle class.

Now that we have gone into extensive detail about how Audi Q3 insurance rates are calculated, is there anything we might have missed? If not, enter your five-digit ZIP code into our free online tool to start comparing Audi Q3 quotes from multiple companies.