Audi Q3 Insurance Rates

Audi Q3 car insurance rates amount to $1,586 a year, or $132 a month on average for comprehensive coverage. 

There are a number of factors that ultimately determine what your Audi Q3 insurance premium will look like. For example, your age, location, and driving record are just three of many things that insurance companies look at to determine your Audi Q3 insurance cost. 

If you want to find cheap Audi Q3 insurance with a reputable provider, all you have to do is read through this comprehensive guide. When you’re ready, use our FREE online quote tool to compare Audi Q3 auto insurance policies from the industry’s top companies.

Average insurance rates for an Audi Q3 are $1,314 a year with full coverage. Comprehensive insurance costs an estimated $250 each year, collision insurance costs $446, and liability costs around $460. Buying just liability costs as low as $510 a year, and insurance for high-risk drivers costs $2,852 or more. Teen drivers receive the highest rates at up to $5,046 a year.

Average premium for full coverage: $1,314

Rate estimates broken down by individual coverage type:

Price estimates include $500 deductibles, 30/60 liability limits, and includes UM/UIM and medical coverage. Rates are averaged for all U.S. states and Q3 models.

Price Range by Coverage and Risk

Price Range by Location

Where you live can make a big difference on car insurance rates. More rural locations tend to have lower incidents of collision claims than larger metro areas. The graphic below illustrates how location helps determine insurance prices.

These examples demonstrate why all drivers should compare prices for a targeted area, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below details average Audi Q3 insurance rates for other coverage scenarios.

• The lowest rate with discounts is $762
• Using higher $1,000 deductibles will save approximately $158 annually
• The estimated price for a 40-year-old driver who has $500 deductibles is $1,314
• Choosing low deductibles for physical damage coverage will cost an additional $308 annually
• High-risk insureds with multiple violations and an at-fault accident could pay up to $2,852
• The cost that insures a 16-year-old driver can cost as much as $5,046 or more

View Chart as Image

Auto insurance rates for an Audi Q3 can also vary considerably based on the trim level and model year, your age and driving habits, and liability limits and deductibles.

If you like to drive fast or you caused an accident, you may be forking out $1,600 to $2,200 in extra premium per year, depending on your age. Insurance for high-risk drivers can be from 44% to 136% more than average. View High Risk Driver Rates

More mature drivers with a good driving record and higher comprehensive and collision deductibles may pay as low as $1,200 a year for full coverage. Rates are highest for teen drivers, since even teens with perfect driving records will have to pay at least $5,000 a year. View Rates by Age

Where you live has a huge impact on Audi Q3 insurance prices. A driver around age 40 might see rates as low as $950 a year in states like Utah, Ohio, and New Hampshire, or as much as $1,780 on average in New York, Michigan, and Florida.

View Chart as Image

Choosing high deductibles could cut rates by as much as $470 annually, whereas increasing liability limits will increase premiums. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $414 extra every year. View Rates by Deductible or Liability Limit

How to Find Cheaper Audi Q3 Insurance

Saving money on insurance for an Audi Q3 requires not taking risks behind the wheel, maintaining a good credit score, eliminating unnecessary coverage, and consideration of higher deductibles. Shop around at every policy renewal by obtaining price quotes from direct companies like Progressive, GEICO, and Esurance, and also from insurance agencies where you live.

The following is a condensed summary of the data covered in the charts and tables above.

• Insureds who want higher liability limits will pay about $510 every year to increase from a minimum limit to the 250/500 level
• You may be able to save approximately $160 per year just by quoting online in advance
• Increasing deductibles can save approximately $475 each year
• Teens are the costliest to insure, with premiums as much as $421 per month if the policy includes full coverage

As you can see from the information we’ve gone over to this point, it’s clear that there are differences in costs when it comes to an Audi Q3 insurance policy. If you’re looking for affordable Audi Q3 car insurance quotes, the best way to find out what you might pay is by taking advantage of our free online tool below.

What are the safety ratings of the Audi Q3?

It’s important to consider the safety ratings of the Audi Q3 to get a proper understanding of where you might qualify for policy discounts. 

Take a look at the safety ratings of the Audi Q3 below so you can see where you might be eligible for policy discounts.

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Good
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

For a frame of reference, the Insurance Institute for Highway Safety classifies “Good” as the highest rating possible. Since the Audi Q3 achieved that mark in every part of the SUV that was tested, this is good news if you like low insurance rates.

Audi Q3 Compared Against Other Vehicles in the Same Class

Officially, the Audi Q3 is classified as a small luxury SUV by the Insurance Institute for Highway Safety, which provides a detailed list of insurance loss percentages. Other luxury crossovers that are comparable to the Audi Q3 include the following:

• BMW X1
• Infiniti QX30
• Lincoln MKC

It’s important to know the Audi Q3’s competition because you can end up saving more on your policy if the Audi Q3 reflects a better loss ratio than other similar models. 

As it turns out, the Audi Q3 has a bodily injury liability loss percentage of 8 percent and a property damage liability loss percentage of 7 percent. Both of these figures are considered average for this vehicle class.

Now that we have gone into extensive detail about how Audi Q3 insurance rates are calculated, is there anything we might have missed? If not, enter your five-digit ZIP code into our free online tool to start comparing Audi Q3 quotes from multiple companies.