Audi Q3 Insurance Rates

Audi Q3 car insurance rates amount to $1,586 a year, or $132 a month on average for comprehensive coverage. 

There are a number of factors that ultimately determine what your Audi Q3 insurance premium will look like. For example, your age, location, and driving record are just three of many things that insurance companies look at to determine your Audi Q3 insurance cost. 

If you want to find cheap Audi Q3 insurance with a reputable provider, all you have to do is read through this comprehensive guide. When you’re ready, use our FREE online quote tool to compare Audi Q3 auto insurance policies from the industry’s top companies.

Average insurance prices for an Audi Q3 are $1,314 every 12 months with full coverage. Comprehensive costs an estimated $250, collision insurance costs $446, and liability is estimated at $460. A liability-only policy costs approximately $510 a year, and high-risk insurance costs around $2,852. Teen drivers receive the highest rates at up to $5,046 a year.

Average premium for full coverage: $1,314

Rate estimates broken down by individual coverage type:

Price estimates include $500 policy deductibles, 30/60 bodily injury liability limits, and includes both medical and uninsured motorist insurance. Rates are averaged for all U.S. states and for all Q3 models.

Price Range by Coverage and Risk

Price Range by Location

Living in a larger city can make a big difference on car insurance rates. More rural locations tend to have more infrequent collision claims than larger metro areas. The example below illustrates how your location can change insurance prices.

These examples demonstrate why everyone should get quotes for a targeted area and their own driving history, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below details average Audi Q3 insurance rates for other coverage scenarios.

• The lowest rate with discounts is $762
• Choosing higher $1,000 deductibles can save approximately $158 annually
• The average price for a 40-year-old driver who has $500 deductibles is $1,314
• Choosing pricier low deductibles for comp and collision coverage increases the price to $1,622
• Higher-risk drivers with multiple violations and an at-fault accident could pay up to $2,852
• The cost to insure a 16-year-old driver for full coverage can cost as much as $5,046 each year

View Chart as Image

Insurance rates for an Audi Q3 can also vary considerably based on policy deductibles and limits, your driving record, and the model year and trim level.

Choosing high deductibles can save as much as $470 annually, whereas buying more liability protection will increase premiums. Moving from a 50/100 liability limit to a 250/500 limit will cost as much as $414 more per year. View Rates by Deductible or Liability Limit

A more mature driver with a clean driving record and higher deductibles may pay as low as $1,200 annually on average for full coverage. Rates are highest for teen drivers, since even excellent drivers can expect to pay at least $5,000 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you may be forking out $1,600 to $2,200 extra per year, depending on your age. Audi Q3 insurance for high-risk drivers ranges from 44% to 136% more than average. View High Risk Driver Rates

Where you live plays a big part in determining prices for Audi Q3 insurance prices. A good driver about age 40 could pay as low as $950 a year in states like Utah, Ohio, and New Hampshire, or as much as $1,780 on average in New York, Michigan, and Florida.

View Chart as Image

How to Shop for Cheaper Audi Q3 Insurance

Saving money on insurance for an Audi Q3 takes being safe and accident-free, having good credit, eliminating unnecessary coverage, and deciding if full coverage is necessary. Invest the time to shop around at every other renewal by obtaining price quotes from direct companies like GEICO, Progressive, and Esurance, and also from your local independent and exclusive agents.

Below you'll find a condensed summary of the concepts that were illustrated above.

• Drivers considered higher risk with multiple at-fault accidents may pay on average $1,540 more annually than a low-risk driver
• Youthful drivers are charged the highest rates, with premiums as much as $421 per month if they have full coverage
• You may be able to save approximately $160 per year just by quoting online well ahead of the renewal date
• Increasing deductibles could save as much as $475 each year
• You may be able to save approximately $160 per year just by quoting online well ahead of the renewal date

As you can see from the information we’ve gone over to this point, it’s clear that there are differences in costs when it comes to an Audi Q3 insurance policy. If you’re looking for affordable Audi Q3 car insurance quotes, the best way to find out what you might pay is by taking advantage of our free online tool below.

What are the safety ratings of the Audi Q3?

It’s important to consider the safety ratings of the Audi Q3 to get a proper understanding of where you might qualify for policy discounts. 

Take a look at the safety ratings of the Audi Q3 below so you can see where you might be eligible for policy discounts.

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Good
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

For a frame of reference, the Insurance Institute for Highway Safety classifies “Good” as the highest rating possible. Since the Audi Q3 achieved that mark in every part of the SUV that was tested, this is good news if you like low insurance rates.

Audi Q3 Compared Against Other Vehicles in the Same Class

Officially, the Audi Q3 is classified as a small luxury SUV by the Insurance Institute for Highway Safety, which provides a detailed list of insurance loss percentages. Other luxury crossovers that are comparable to the Audi Q3 include the following:

• BMW X1
• Infiniti QX30
• Lincoln MKC

It’s important to know the Audi Q3’s competition because you can end up saving more on your policy if the Audi Q3 reflects a better loss ratio than other similar models. 

As it turns out, the Audi Q3 has a bodily injury liability loss percentage of 8 percent and a property damage liability loss percentage of 7 percent. Both of these figures are considered average for this vehicle class.

Now that we have gone into extensive detail about how Audi Q3 insurance rates are calculated, is there anything we might have missed? If not, enter your five-digit ZIP code into our free online tool to start comparing Audi Q3 quotes from multiple companies.