Audi S6 Insurance Rates

The average auto insurance rates for an Audi S6 are $1,338 annually including full coverage. Comprehensive costs on average $274 a year, collision costs $428, and liability is $478. A liability-only policy costs around $526 a year, with high-risk insurance costing around $2,892. Teenage drivers cost the most to insure at $5,096 a year or more.

Average premium for full coverage: $1,338

Policy rates by type of insurance:

These estimates include $500 physical damage insurance deductibles, 30/60 split liability limits, and includes both medical and UM/UIM coverage. Prices are averaged for all 50 U.S. states and S6 trim levels.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city can make a big difference on car insurance rates. Rural areas are shown to have fewer comprehensive and collision claims than densely populated cities.

The diagram below illustrates how rural and urban location affects car insurance rates.

The examples above highlight why it is important to compare rates quotes based on a specific location and their own personal driving habits, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below breaks down estimated Audi S6 insurance rates for different risk profiles and scenarios.

• The best discount rate is $781
• Raising to $1,000 deductibles will save around $1,178 every year
• The estimated rate for a good driver age 40 with $500 deductibles is $1,338
• Using low $100 deductibles will cost $1,646
• Drivers who are prone to accidents and violations could pay upwards of $2,892 or more
• Policy cost with full coverage for a 16-year-old driver may cost $5,096

View Chart as Image

Car insurance rates for an Audi S6 also range considerably based on the model year and trim level, your driving characteristics, and policy deductibles and limits.

Older drivers with no driving violations and high physical damage deductibles may pay as low as $1,200 every 12 months on average, or $100 per month, for full coverage. Rates are much higher for teenagers, where even without any violations or accidents they will be charged upwards of $5,000 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you are likely paying at a minimum $1,600 to $2,200 extra every year, depending on your age. A high-risk auto insurance policy is expensive and can cost from 43% to 133% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles can reduce rates by up to $470 annually, while buying higher liability limits will cost you more. Changing from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $430 extra every 12 months. View Rates by Deductible or Liability Limit

Your home state also has a big influence on Audi S6 insurance prices. A middle-age driver might find rates as low as $1,030 a year in states like Missouri, New Hampshire, and Vermont, or be forced to pay as much as $1,910 on average in Michigan, New York, and Louisiana.

View Chart as Image

Because rates have so much variability, the best way to figure out exactly what you will pay is to get quotes from multiple companies. Every auto insurance company uses a different method to calculate rates, so rate quotes will be varied between companies.

How to Buy Cheap Audi S6 Insurance

Finding cheaper rates on insurance for an Audi S6 consists of being a low-risk driver, having a good credit score, paying for small claims out-of-pocket, and maximizing policy discounts. Set aside time to shop around at least every other year by requesting rates from direct car insurance companies like Progressive, GEICO, and Esurance, and also from several local insurance agents.

The items below are a brief summary of the car insurance concepts raised in the charts and tables above.

• Drivers considered higher risk that tend to have accidents or serious violations pay on average $1,550 more each year to insure their S6
• You may be able to save as much as $160 per year simply by quoting early and online
• Increasing comprehensive and collision deductibles could save up to $475 each year
• Insureds who require more liability coverage will pay an extra $530 per year to raise from a 30/60 limit to higher 250/500 limits