Audi S6 Insurance Rates

The average insurance rates for an Audi S6 are $1,338 a year for full coverage. Comprehensive costs around $274, collision insurance costs $428, and liability is $478. Liability-only insurance costs around $526 a year, and high-risk driver insurance costs around $2,892. Teenage drivers cost the most to insure at up to $5,096 a year.

Average premium for full coverage: $1,338

Policy rates for type of insurance:

Rates are based on $500 deductibles, 30/60 liability coverage, and includes medical and uninsured motorist coverage. Prices are averaged for all states and for different S6 trim levels.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city can make a big difference on auto insurance rates. Areas with sparse population are shown to have lower incidents of accident claims than densely populated cities. The price range example below illustrates the effect of geographic area on auto insurance rates.

The examples above show why anyone shopping for car insurance should compare rates quotes for a specific zip code, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below shows average Audi S6 insurance rates for additional coverage choices and driver risks.

• The best discount rate is $781
• Raising to $1,000 deductibles will save about $160 a year
• The estimated price for a good driver age 40 using $500 deductibles is $1,338
• Using more expensive low deductibles bumps up the cost to $1,646
• Drivers who are prone to accidents and violations could pay at least $2,892
• Policy cost that insures a 16-year-old driver with full coverage can be $5,096

View Chart as Image

Auto insurance rates for an Audi S6 also range considerably based on the model year and trim level, how you drive, and deductibles and policy limits.

If you have a few points on your driving record or you caused an accident, you could be paying at least $1,600 to $2,200 in extra premium every year, depending on your age. High-risk driver insurance is expensive and can cost from 43% to 133% more than a normal policy. View High Risk Driver Rates

An older driver with a good driving record and higher comprehensive and collision deductibles may pay as low as $1,200 every 12 months on average, or $100 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records will have to pay as much as $5,000 a year. View Rates by Age

Your home state also has a big influence on Audi S6 insurance prices. A middle-age driver might find rates as low as $880 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $1,910 on average in Michigan, Louisiana, and New York.

View Chart as Image

Using high physical damage deductibles can reduce rates by up to $470 annually, while increasing your policy's liability limits will increase rates. Going from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $430 extra every year. View Rates by Deductible or Liability Limit

How to Find the Best Cheap Audi S6 Insurance

Finding cheaper rates on insurance for an Audi S6 consists of not taking risks behind the wheel, maintaining a good credit score, avoid buying unnecessary coverage, and possibly raising deductibles. Compare prices every year by obtaining price quotes from direct carriers, and also from several local insurance agents.

The following is a quick review of the coverage data covered in the above illustrations.

• Drivers can save up to $160 per year just by shopping early and online
• Increasing comprehensive and collision deductibles can save approximately $475 each year
• Teens are expensive to insure, costing up to $425 each month if the policy includes full coverage
• Drivers considered higher risk with a DUI or reckless driving violation pay on average $1,550 more every year for S6 insurance