Audi S6 Insurance Rates
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Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
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UPDATED: May 27, 2024
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The average auto insurance rates for an Audi S6 are $1,386 annually including full coverage. Comprehensive insurance costs approximately $282 a year, collision insurance costs $472, and liability coverage is $474. A liability-only policy costs around $522 a year, and high-risk insurance costs $3,000 or more. Teens cost the most to insure at up to $5,258 a year.
Average premium for full coverage: $1,386
Policy rates by type of insurance:
Rates are based on $500 policy deductibles, 30/60 split liability limits, and includes uninsured motorist and medical coverage. Prices are averaged for all 50 U.S. states and S6 trim levels.
Price Range Variability
For the average 40-year-old driver, Audi S6 insurance rates range from as cheap as $522 for the bare minimum liability coverage to a high of $3,000 for a high-risk insurance policy.
Urban vs. Rural Price Range
Choosing to live in a large city has a large influence on car insurance prices. Rural locations are shown to have fewer comprehensive and collision claims than cities with more traffic congestion. The diagram below illustrates the difference location can make on auto insurance prices.
The examples above highlight why it is important to compare rates quotes using their specific location and their own personal driving habits, rather than using averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Information
The chart below breaks down average Audi S6 insurance rates for additional coverage and risk scenarios.
- The cheapest rate after discounts is $803
- Raising to $1,000 deductibles will save $1,214 every year
- The estimated rate for a good driver age 40 who chooses $500 deductibles is $1,386
- Selecting low $100 deductibles costs an additional $332 each year
- Unlucky drivers with serious driving violations could pay around $3,000
- Policy cost with full coverage for a teenage driver can cost $5,258
Car insurance rates for an Audi S6 also range considerably based on the model year and trim level, your driving characteristics, and physical damage deductibles and liability limits.
Older drivers with no driving violations and high physical damage deductibles may only pay around $1,300 every 12 months on average, or $108 per month, for full coverage. Rates are much higher for teenagers, where even without any violations or accidents they will be charged in the ballpark of $5,200 a year. View Rates by Age
If you have a few points on your driving record or you caused a few accidents, you are likely paying anywhere from $1,600 to $2,300 extra every year, depending on your age. A high-risk auto insurance policy is expensive and can cost around 44% to 129% more than the average policy. View High Risk Driver Rates
Choosing higher comprehensive and collision insurance deductibles can reduce rates by up to $510 a year, while buying higher liability limits will push rates upward. Changing from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $426 extra every 12 months. View Rates by Deductible or Liability Limit
Your home state also has a big influence on Audi S6 insurance rates. A middle-age driver might find rates as low as $1,060 a year in states like Vermont, New Hampshire, and Missouri, or have to pay at least $1,980 on average in Louisiana, New York, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,254 | -$132 | -9.5% |
| Alaska | $1,062 | -$324 | -23.4% |
| Arizona | $1,150 | -$236 | -17.0% |
| Arkansas | $1,386 | -$0 | 0.0% |
| California | $1,580 | $194 | 14.0% |
| Colorado | $1,324 | -$62 | -4.5% |
| Connecticut | $1,424 | $38 | 2.7% |
| Delaware | $1,570 | $184 | 13.3% |
| Florida | $1,736 | $350 | 25.3% |
| Georgia | $1,278 | -$108 | -7.8% |
| Hawaii | $994 | -$392 | -28.3% |
| Idaho | $938 | -$448 | -32.3% |
| Illinois | $1,032 | -$354 | -25.5% |
| Indiana | $1,042 | -$344 | -24.8% |
| Iowa | $934 | -$452 | -32.6% |
| Kansas | $1,318 | -$68 | -4.9% |
| Kentucky | $1,892 | $506 | 36.5% |
| Louisiana | $2,050 | $664 | 47.9% |
| Maine | $856 | -$530 | -38.2% |
| Maryland | $1,144 | -$242 | -17.5% |
| Massachusetts | $1,110 | -$276 | -19.9% |
| Michigan | $2,408 | $1,022 | 73.7% |
| Minnesota | $1,160 | -$226 | -16.3% |
| Mississippi | $1,660 | $274 | 19.8% |
| Missouri | $1,228 | -$158 | -11.4% |
| Montana | $1,490 | $104 | 7.5% |
| Nebraska | $1,092 | -$294 | -21.2% |
| Nevada | $1,662 | $276 | 19.9% |
| New Hampshire | $998 | -$388 | -28.0% |
| New Jersey | $1,550 | $164 | 11.8% |
| New Mexico | $1,228 | -$158 | -11.4% |
| New York | $1,460 | $74 | 5.3% |
| North Carolina | $798 | -$588 | -42.4% |
| North Dakota | $1,136 | -$250 | -18.0% |
| Ohio | $956 | -$430 | -31.0% |
| Oklahoma | $1,424 | $38 | 2.7% |
| Oregon | $1,268 | -$118 | -8.5% |
| Pennsylvania | $1,324 | -$62 | -4.5% |
| Rhode Island | $1,848 | $462 | 33.3% |
| South Carolina | $1,256 | -$130 | -9.4% |
| South Dakota | $1,170 | -$216 | -15.6% |
| Tennessee | $1,216 | -$170 | -12.3% |
| Texas | $1,670 | $284 | 20.5% |
| Utah | $1,028 | -$358 | -25.8% |
| Vermont | $950 | -$436 | -31.5% |
| Virginia | $830 | -$556 | -40.1% |
| Washington | $1,072 | -$314 | -22.7% |
| West Virginia | $1,270 | -$116 | -8.4% |
| Wisconsin | $960 | -$426 | -30.7% |
| Wyoming | $1,236 | -$150 | -10.8% |
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Audi S6 | $464 | $900 | $390 | $1,912 |
| 2023 Audi S6 | $444 | $894 | $398 | $1,894 |
| 2022 Audi S6 | $430 | $872 | $416 | $1,876 |
| 2021 Audi S6 | $414 | $836 | $430 | $1,838 |
| 2020 Audi S6 | $392 | $806 | $442 | $1,798 |
| 2019 Audi S6 | $376 | $748 | $452 | $1,734 |
| 2018 Audi S6 | $362 | $704 | $456 | $1,680 |
| 2017 Audi S6 | $346 | $632 | $460 | $1,596 |
| 2016 Audi S6 | $324 | $580 | $460 | $1,522 |
| 2015 Audi S6 | $312 | $544 | $464 | $1,478 |
| 2014 Audi S6 | $306 | $508 | $474 | $1,446 |
| 2013 Audi S6 | $282 | $472 | $474 | $1,386 |
| 2011 Audi S6 | $256 | $392 | $474 | $1,280 |
| 2010 Audi S6 | $242 | $356 | $474 | $1,230 |
| 2008 Audi S6 | $230 | $312 | $460 | $1,160 |
| 2007 Audi S6 | $226 | $298 | $452 | $1,134 |
Rates are averaged for all Audi S6 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy the Best Cheap Audi S6 Insurance
Finding cheaper rates on auto insurance consists of being safe and accident-free, having a good credit score, paying for small claims out-of-pocket, and attention to physical damage deductibles. Make time to compare rates at least every other year by requesting quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from local insurance agencies.
Below you'll find a quick review of the car insurance concepts touched on in this article.
- Drivers with a DUI or reckless driving violation may have to pay on average $1,610 more per year than a low-risk driver
- You may be able to save around $170 per year just by quoting early and online
- Increasing comprehensive and collision deductibles could save up to $500 each year
- Consumers who purchase more liability protection will pay approximately $520 per year to raise from a 30/60 limit to higher 250/500 limits
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,258 |
| 20 | $3,184 |
| 30 | $1,438 |
| 40 | $1,386 |
| 50 | $1,266 |
| 60 | $1,242 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,718 |
| $250 | $1,566 |
| $500 | $1,386 |
| $1,000 | $1,214 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,386 |
| 50/100 | $1,481 |
| 100/300 | $1,599 |
| 250/500 | $1,907 |
| 100 CSL | $1,528 |
| 300 CSL | $1,789 |
| 500 CSL | $1,979 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $7,488 |
| 20 | $5,080 |
| 30 | $3,056 |
| 40 | $3,000 |
| 50 | $2,866 |
| 60 | $2,838 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $74 |
| Multi-vehicle | $74 |
| Homeowner | $22 |
| 5-yr Accident Free | $98 |
| 5-yr Claim Free | $90 |
| Paid in Full/EFT | $60 |
| Advance Quote | $67 |
| Online Quote | $98 |
| Total Discounts | $583 |
Discounts are estimated and may not be available from every company or in every state.
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