Audi S6 Insurance Rates

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UPDATED: May 27, 2024

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Average insurance rates for an Audi S6 are $1,386 a year including full coverage. Comprehensive costs around $282, collision insurance costs $472, and liability insurance costs $474. A policy with just liability insurance costs as little as $522 a year, and coverage for high-risk drivers costs around $3,000. Teenage drivers receive the highest rates at up to $5,258 a year.

Average premium for full coverage: $1,386

Rate estimates for individual coverage type:

Comprehensive $282
Collision $472
Liability $474

Includes $500 deductibles, 30/60 split liability limits, and includes medical and UM/UIM coverage. Rates are averaged for all 50 U.S. states and for different S6 trim levels.

Price Range by Coverage and Risk

For a driver in their 40's, prices range range from the low end price of $522 for just liability insurance to a much higher rate of $3,000 for a high-risk insurance policy.

Liability Only $522
Full Coverage $1,386
High Risk $3,000

Price Range by Location

Your location has a significant impact on the price of insurance. Areas with sparse population tend to have lower incidents of comprehensive and collision claims than densely populated cities. The price range example below illustrates how location helps determine auto insurance rates.

Rural Areas $1,040
Small Cities $1,455
Large Cities $1,871

These examples highlight why anyone shopping for car insurance should compare rates for a specific zip code, rather than relying on average rates.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

More Rate Details

The chart below breaks down average Audi S6 insurance rates for additional coverage choices and driver risks.

  • The best discount rate is $803
  • Drivers who choose higher $1,000 deductibles will pay about $172 every year
  • The estimated price for a 40-year-old driver using $500 deductibles is $1,386
  • Using more expensive low deductibles for comprehensive and collision insurance bumps up the cost to $1,718
  • High risk drivers who are prone to accidents and violations could pay at least $3,000
  • The cost that insures a teen driver with full coverage can be $5,258 a year

View Chart as Image

Audi S6 insurance cost comparison chart
Column chart showing Audi S6 insurance rates range from $803 to $5,258 for full coverage

Insurance rates for an Audi S6 can also vary considerably based on the model year and trim level, your driving record and age, and deductibles and policy limits.

If you like to drive fast or you caused an accident, you are likely paying at least $1,600 to $2,300 additional per year, depending on your age. High-risk driver insurance can cost anywhere from 44% to 129% more than a normal policy. View High Risk Driver Rates

An older driver with no violations or accidents and higher comprehensive and collision deductibles could pay as little as $1,300 per year on average for full coverage. Rates are much higher for teen drivers, since even teens with perfect driving records should be prepared to pay as much as $5,200 a year. View Rates by Age

Where you live makes a big difference in Audi S6 insurance rates. A 40-year-old driver could pay as low as $1,060 a year in states like Missouri, New Hampshire, and Vermont, or be forced to pay as much as $1,980 on average in Michigan, New York, and Louisiana.

Audi S6 Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,254 -$132 -9.5%
Alaska $1,062 -$324 -23.4%
Arizona $1,150 -$236 -17.0%
Arkansas $1,386 -$0 0.0%
California $1,580 $194 14.0%
Colorado $1,324 -$62 -4.5%
Connecticut $1,424 $38 2.7%
Delaware $1,570 $184 13.3%
Florida $1,736 $350 25.3%
Georgia $1,278 -$108 -7.8%
Hawaii $994 -$392 -28.3%
Idaho $938 -$448 -32.3%
Illinois $1,032 -$354 -25.5%
Indiana $1,042 -$344 -24.8%
Iowa $934 -$452 -32.6%
Kansas $1,318 -$68 -4.9%
Kentucky $1,892 $506 36.5%
Louisiana $2,050 $664 47.9%
Maine $856 -$530 -38.2%
Maryland $1,144 -$242 -17.5%
Massachusetts $1,110 -$276 -19.9%
Michigan $2,408 $1,022 73.7%
Minnesota $1,160 -$226 -16.3%
Mississippi $1,660 $274 19.8%
Missouri $1,228 -$158 -11.4%
Montana $1,490 $104 7.5%
Nebraska $1,092 -$294 -21.2%
Nevada $1,662 $276 19.9%
New Hampshire $998 -$388 -28.0%
New Jersey $1,550 $164 11.8%
New Mexico $1,228 -$158 -11.4%
New York $1,460 $74 5.3%
North Carolina $798 -$588 -42.4%
North Dakota $1,136 -$250 -18.0%
Ohio $956 -$430 -31.0%
Oklahoma $1,424 $38 2.7%
Oregon $1,268 -$118 -8.5%
Pennsylvania $1,324 -$62 -4.5%
Rhode Island $1,848 $462 33.3%
South Carolina $1,256 -$130 -9.4%
South Dakota $1,170 -$216 -15.6%
Tennessee $1,216 -$170 -12.3%
Texas $1,670 $284 20.5%
Utah $1,028 -$358 -25.8%
Vermont $950 -$436 -31.5%
Virginia $830 -$556 -40.1%
Washington $1,072 -$314 -22.7%
West Virginia $1,270 -$116 -8.4%
Wisconsin $960 -$426 -30.7%
Wyoming $1,236 -$150 -10.8%

View Chart as Image

Audi S6 insurance rates by U.S. city

Using high physical damage deductibles could save up to $510 each year, while increasing your policy's liability limits will increase rates. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $426 more each year. View Rates by Deductible or Liability Limit

Audi S6 Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Audi S6 $464 $900 $390 $1,912
2023 Audi S6 $444 $894 $398 $1,894
2022 Audi S6 $430 $872 $416 $1,876
2021 Audi S6 $414 $836 $430 $1,838
2020 Audi S6 $392 $806 $442 $1,798
2019 Audi S6 $376 $748 $452 $1,734
2018 Audi S6 $362 $704 $456 $1,680
2017 Audi S6 $346 $632 $460 $1,596
2016 Audi S6 $324 $580 $460 $1,522
2015 Audi S6 $312 $544 $464 $1,478
2014 Audi S6 $306 $508 $474 $1,446
2013 Audi S6 $282 $472 $474 $1,386
2011 Audi S6 $256 $392 $474 $1,280
2010 Audi S6 $242 $356 $474 $1,230
2008 Audi S6 $230 $312 $460 $1,160
2007 Audi S6 $226 $298 $452 $1,134

Rates are averaged for all Audi S6 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find the Cheapest Audi S6 Insurance

Saving money on Audi S6 insurance not only requires not taking risks behind the wheel, but also having a good credit score, not filing small claims, and deciding if full coverage is necessary. Compare prices at least every other year by getting quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from local insurance agencies.

The following is a recap of the car insurance concepts covered in the charts and tables above.

  • High-risk drivers that have major violations or accidents may have to pay on average $1,610 more every year for S6 insurance
  • You may be able to save up to $170 per year just by shopping early and online
  • Increasing deductibles can save approximately $500 each year
  • Drivers who may need higher liability limits will pay an extra $520 per year to go from a minimum limit to the 250/500 level

Rates by Driver Age

Audi S6 Insurance Rates by Driver Age
Driver Age Premium
16 $5,258
20 $3,184
30 $1,438
40 $1,386
50 $1,266
60 $1,242

Full coverage, $500 deductibles

Rates by Deductible

Audi S6 Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,718
$250 $1,566
$500 $1,386
$1,000 $1,214

Full coverage, driver age 40

Rates by Liability Limit

Audi S6 Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,386
50/100 $1,481
100/300 $1,599
250/500 $1,907
100 CSL $1,528
300 CSL $1,789
500 CSL $1,979

Full coverage, driver age 40

Rates for High Risk Drivers

Audi S6 Insurance Rates for High Risk Drivers
Age Premium
16 $7,488
20 $5,080
30 $3,056
40 $3,000
50 $2,866
60 $2,838

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $193

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $74
Multi-vehicle $74
Homeowner $22
5-yr Accident Free $98
5-yr Claim Free $90
Paid in Full/EFT $60
Advance Quote $67
Online Quote $98
Total Discounts $583
Rate after discounts $803

Discounts are estimated and may not be available from every company or in every state.

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