Audi S6 Insurance Rates

The average insurance rates for an Audi S6 are $1,338 a year for full coverage. Comprehensive costs approximately $274 a year, collision costs $428, and liability insurance is $478. Liability-only coverage costs around $526 a year, with high-risk coverage costing around $2,892. 16-year-old drivers cost the most to insure at $5,096 a year or more.

Average premium for full coverage: $1,338

Policy rates by type of insurance:

Full coverage includes $500 policy deductibles, split liability limits of 30/60, and includes uninsured/under-insured motorist coverage. Prices are averaged for all states and S6 trim levels.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city has a significant impact on car insurance rates. Rural locations are shown to have lower incidents of accident claims than congested cities.

The diagram below illustrates the effect of geographic area on auto insurance prices.

The examples above show why it is important to compare rates quotes using their specific location, rather than relying on rate averages.

Use the form below to get customized rates for your location.

More Rate Information

The chart below shows estimated Audi S6 insurance rates for additional coverage and risk scenarios.

• The best full coverage rate is $781
• Raising to $1,000 deductibles will save $1,178 a year
• The estimated price for a good driver age 40 who chooses $500 deductibles is $1,338
• Buying low $100 deductibles bumps up the cost to $1,646
• Higher-risk drivers with multiple tickets or accidents could pay around $2,892 or more
• Policy cost that insures a teen driver can cost $5,096

View Chart as Image

Insurance rates for an Audi S6 also range considerably based on the trim level of your S6, how you drive, and physical damage deductibles and liability limits.

If you have a few points on your driving record or you caused an accident, you could be paying anywhere from $1,600 to $2,200 additional every year, depending on your age. A high-risk auto insurance policy is expensive and can cost anywhere from 43% to 133% more than the average rate. View High Risk Driver Rates

Older drivers with no violations or accidents and higher comprehensive and collision deductibles could pay as little as $1,200 every 12 months on average, or $100 per month, for full coverage. Rates are highest for teenagers, since even teens with perfect driving records should be prepared to pay in the ballpark of $5,000 a year. View Rates by Age

Your home state also has a big influence on Audi S6 insurance rates. A middle-age driver might find rates as low as $880 a year in states like Iowa, Maine, and Idaho, or at least $1,910 on average in New York, Louisiana, and Michigan.

View Chart as Image

Opting for high physical damage deductibles can reduce rates by up to $470 each year, while buying higher liability limits will push rates upward. Going from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $430 more each year. View Rates by Deductible or Liability Limit

Because rates have so much variability, the only way to know who has the cheapest car insurance rates is to get quotes from as many companies as possible. Every auto insurance company utilizes a different rate formula, and rates will be varied.

How to Find More Affordable Audi S6 Insurance

Finding cheaper rates on Audi S6 insurance consists of avoiding accidents and claims, having a good credit score, avoid buying unnecessary coverage, and qualifying for all possible discounts. Comparison shop at least once a year by getting quotes from direct carriers, and also from insurance agencies where you live.

The points below are a summary of the primary concepts that were covered in the above illustrations.

• Drivers can save around $160 per year simply by quoting early and online
• High-risk drivers who have multiple accidents or major violations could be forced to pay on average $1,550 more per year to insure an Audi S6
• Increasing comprehensive and collision deductibles can save approximately $475 each year
• Drivers under the age of 20 are the costliest to insure, costing up to $425 each month if comprehensive and collision insurance is included