Audi S6 Insurance Rates

The average insurance rates for an Audi S6 are $1,338 a year including full coverage. Comprehensive insurance costs approximately $274 a year, collision insurance costs $428, and liability insurance is $478. Buying just liability costs around $526 a year, and insurance for high-risk drivers costs $2,892 or more. Teens cost the most to insure at up to $5,096 a year.

Average premium for full coverage: $1,338

Policy rates by type of insurance:

Prices include $500 policy deductibles, minimum liability limits, and includes medical and uninsured motorist coverage. Prices are averaged for all 50 U.S. states and S6 trim levels.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city has a significant impact on car insurance prices. Rural locations are shown to have lower incidents of comprehensive and collision claims than cities with more traffic congestion. The diagram below illustrates how rural and urban location affects auto insurance prices.

The examples above highlight why it is important to compare rates quotes using their specific location, rather than relying on averaged prices.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below breaks down average Audi S6 insurance rates for additional coverage and risk scenarios.

• The cheapest rate after discounts is $781
• Raising to $1,000 deductibles will save $1,178 every year
• The estimated price for a good driver age 40 who chooses $500 deductibles is $1,338
• Selecting low $100 deductibles will cost an additional $308 a year
• Higher-risk drivers with serious driving violations could pay around $2,892
• Policy cost that insures a teen driver can cost $5,096

View Chart as Image

Insurance rates for an Audi S6 also range considerably based on the trim level of your S6, your driving record and age, and physical damage deductibles and liability limits.

If you have a few points on your driving record or you caused an accident, you are likely paying anywhere from $1,600 to $2,200 extra every year, depending on your age. A high-risk auto insurance policy is expensive and can cost anywhere from 43% to 133% more than the average policy. View High Risk Driver Rates

Older drivers with a clean driving record and higher comprehensive and collision deductibles could pay as little as $1,200 every 12 months on average, or $100 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records can expect to pay in the ballpark of $5,000 a year. View Rates by Age

Your home state also has a big influence on Audi S6 insurance rates. A middle-age driver might find rates as low as $1,030 a year in states like Vermont, New Hampshire, and Missouri, or have to pay at least $1,910 on average in Louisiana, New York, and Michigan.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles can reduce rates by up to $470 each year, while buying higher liability limits will push rates upward. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $430 more per year. View Rates by Deductible or Liability Limit

How to Find the Right Audi S6 Insurance

Finding cheaper rates on Audi S6 insurance consists of being a good driver, having above-average credit, paying for small claims out-of-pocket, and possibly raising deductibles. Compare rates every couple of years by requesting rates from direct car insurance companies, and also from local auto insurance providers.

The following list is a quick rundown of the material that was raised in the charts and tables above.

• Drivers who purchase an increased level of liability coverage will pay approximately $530 per year to raise from a 30/60 limit to the 250/500 level
• Drivers age 16 to 20 are expensive to insure, with premiums being up to $425 each month if full coverage is included
• High-risk drivers with reckless driving or DUI convictions will likely pay on average $1,550 more per year than a safer driver
• Increasing comprehensive and collision deductibles can save approximately $475 each year