Audi S6 Insurance Rates

The average insurance prices for an Audi S6 are $1,338 every 12 months including full coverage. Comprehensive costs on average $274, collision insurance costs $428, and liability costs $478. Buying just liability costs as little as $526 a year, and insurance for high-risk drivers costs around $2,892. Teenage drivers cost the most to insure at up to $5,096 a year.

Average premium for full coverage: $1,338

Policy rates by type of insurance:

Prices include $500 comprehensive and collision deductibles, 30/60 liability coverage, and includes both medical and uninsured motorist insurance. Prices are averaged for all 50 U.S. states and for different S6 trim levels.

Price Range Variability

Urban vs. Rural Price Range

Your location can make a big difference on car insurance rates. Rural areas are shown to have more infrequent comprehensive and collision claims than densely populated cities. The price range example below illustrates how location impacts car insurance rates.

The examples above highlight why anyone shopping for car insurance should compare rates based on a specific location and their own driving history, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below breaks down average Audi S6 insurance rates for different risk profiles and scenarios.

• The best discount rate is $781
• Drivers who choose higher $1,000 deductibles will pay around $160 every year
• The average price for a good driver age 40 with $500 deductibles is $1,338
• Using more expensive low deductibles for comprehensive and collision insurance increases the price to $1,646
• Drivers who are prone to accidents and violations could pay upwards of $2,892
• Policy cost to insure a 16-year-old driver with full coverage may cost $5,096 a year

View Chart as Image

Insurance rates for an Audi S6 also range considerably based on liability limits and deductibles, your driving characteristics, and the trim level of your S6.

Using high physical damage deductibles could save up to $470 annually, while increasing your policy's liability limits will cost you more. Changing from a 50/100 liability limit to a 250/500 limit will raise rates by up to $430 more per year. View Rates by Deductible or Liability Limit

An older driver with a clean driving record and higher deductibles may pay as low as $1,200 per year on average, or $100 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers can expect to pay upwards of $5,000 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you are likely paying at a minimum $1,600 to $2,200 extra every year, depending on your age. High-risk driver insurance can cost from 43% to 133% more than a normal policy. View High Risk Driver Rates

Your home state makes a big difference in Audi S6 insurance prices. A 40-year-old driver could pay as low as $1,030 a year in states like Missouri, New Hampshire, and Vermont, or be forced to pay as much as $1,910 on average in Michigan, New York, and Louisiana.

View Chart as Image

How to Shop for the Right Audi S6 Insurance

Finding cheaper rates on insurance for an Audi S6 not only requires avoiding accidents and violations, but also having good credit, paying for small claims out-of-pocket, and determing if full coverage is necessary. Spend time shopping around every year by quoting rates from direct car insurance companies, and also from your local independent and exclusive agents.

The list below is a quick rundown of the coverage data touched on above.

• You may be able to save as much as $160 per year just by shopping early and online
• Increasing comprehensive and collision deductibles could save as much as $475 each year
• Teenagers pay the highest rates, with premiums being up to $425 each month if they have full coverage
• Drivers considered higher risk with reckless driving or DUI convictions may pay on average $1,550 more each year for car insurance