Audi S6 Insurance Rates

The average insurance rates for an Audi S6 are $1,338 a year for full coverage. Comprehensive costs an estimated $274, collision insurance costs $428, and liability insurance is $478. A liability-only policy costs around $526 a year, and high-risk insurance costs around $2,892. Teen drivers cost the most to insure at up to $5,096 a year.

Average premium for full coverage: $1,338

Policy rates broken down by type of insurance:

Prices are based on $500 comprehensive and collision deductibles, 30/60 split liability limits, and includes additional medical/uninsured motorist coverage. Prices are averaged for all states and for different S6 trim levels.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city has a significant impact on insurance rates. More rural locations are shown to have a lower frequency of accident claims than larger metro areas. The price range example below illustrates how your location can change insurance prices.

The examples above show why anyone shopping for car insurance should compare rates quotes for a targeted area and risk profile, rather than relying on price averages.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below shows average Audi S6 insurance rates for other coverage scenarios.

• The lowest rate with discounts is $781
• Raising to $1,000 deductibles will save approximately $160 a year
• The average rate for a good driver age 40 who has $500 deductibles is $1,338
• Choosing more expensive low deductibles will increase the cost to $1,646
• Higher-risk drivers with multiple violations and an at-fault accident could pay up to $2,892
• Policy cost for full coverage for a teen driver with full coverage can cost as much as $5,096

View Chart as Image

Car insurance rates for an Audi S6 also range considerably based on your risk profile, the trim level of your S6, and liability limits and deductibles.

An older driver with no driving violations and high deductibles could pay as little as $1,200 every 12 months on average, or $100 per month, for full coverage. Rates are highest for teenagers, where even good drivers will be charged at least $5,000 a year. View Rates by Age

Your home state also has a big influence on Audi S6 insurance rates. A middle-age driver might find rates as low as $880 a year in states like Iowa, Maine, and Idaho, or as much as $1,910 on average in New York, Louisiana, and Michigan.

View Chart as Image

Choosing high deductibles can reduce rates by up to $470 each year, while increasing your policy's liability limits will increase premiums. Going from a 50/100 limit to a 250/500 limit will raise rates by up to $430 extra every 12 months. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you could be paying $1,600 to $2,200 extra every year, depending on your age. High-risk driver insurance is expensive and can cost anywhere from 43% to 133% more than average. View High Risk Driver Rates

How to Find Affordable Audi S6 Insurance

Finding cheaper rates on Audi S6 insurance consists of having a decent driving record, having above-average credit, avoid buying unnecessary coverage, and possibly higher deductibles. Invest the time to shop around at least every other year by getting rate quotes from direct carriers like GEICO, Progressive, and Esurance, and also from local independent and exclusive agents.

The following items are a brief review of the car insurance concepts illustrated above.

• High-risk drivers with DUI or reckless driving convictions pay an average of $1,550 more annually than a driver with a clean driving record
• Drivers can save approximately $160 per year just by shopping early and online
• Increasing comprehensive and collision deductibles can save around $475 each year
• Drivers who want additional liability coverage will pay about $530 each year to raise from a 30/60 limit to 250/500 limits