Audi S6 Insurance Rates
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Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
UPDATED: May 27, 2024
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U.S. average auto insurance rates for an Audi S6 are $1,338 annually with full coverage. Comprehensive costs an estimated $274 a year, collision costs $428, and liability coverage is $478. Buying just liability costs around $526 a year, with insurance for high-risk drivers costing around $2,892. Teen drivers pay the highest rates at $5,096 a year or more.
Average premium for full coverage: $1,338
Price estimates broken down by individual coverage:
Full coverage includes $500 physical damage insurance deductibles, liability limits of 30/60, and includes additional medical/uninsured motorist coverage. Estimates are averaged for all U.S. states and S6 trim levels.
Price Range from Low to High
For a driver around age 40, Audi S6 insurance prices go from as cheap as $526 for just the minimum liability insurance to a high of $2,892 for a driver that may need high-risk insurance.
Geographic Price Range
Choosing to live in a large city has a large influence on car insurance rates. More rural locations have fewer collision claims than larger metro areas.
The diagram below illustrates the difference between rural and urban areas on insurance prices.
The ranges above demonstrate why it is important to compare rates quotes for a targeted area and their own personal driving habits, rather than using price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Analysis
The chart below details estimated Audi S6 insurance rates for other coverage scenarios.
- The lowest rate with discounts is $781
- Raising to $1,000 deductibles will save approximately $1,178 annually
- The estimated rate for the average middle-age driver who has $500 deductibles is $1,338
- Choosing low $100 deductibles will cost $1,646
- Unlucky drivers with multiple violations and an at-fault accident could pay up to $2,892 or more
- The price with full coverage for a teenage driver can cost as much as $5,096
Insurance prices for an Audi S6 are also quite variable based on the trim level and model year, your driving record, and liability limits and deductibles.
Older drivers with no violations or accidents and high physical damage deductibles may only pay around $1,200 every 12 months on average for full coverage. Prices are highest for teenage drivers, where even without any violations or accidents they should be prepared to pay at least $5,000 a year. View Rates by Age
If you have some driving violations or you caused a few accidents, you may be forking out $1,600 to $2,200 additional each year, depending on your age. A high-risk auto insurance policy is expensive and can cost around 43% to 133% more than average. View High Risk Driver Rates
Choosing high deductibles can reduce prices by up to $470 a year, while buying higher liability limits will increase premiums. Moving from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $430 more each year. View Rates by Deductible or Liability Limit
The state you live in also has a big influence on Audi S6 insurance rates. A middle-age driver might find prices as low as $970 a year in states like Utah, Ohio, and New Hampshire, or as much as $1,810 on average in New York, Michigan, and Florida.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,212 | -$126 | -9.4% |
| Alaska | $1,026 | -$312 | -23.3% |
| Arizona | $1,112 | -$226 | -16.9% |
| Arkansas | $1,338 | -$0 | 0.0% |
| California | $1,526 | $188 | 14.1% |
| Colorado | $1,280 | -$58 | -4.3% |
| Connecticut | $1,376 | $38 | 2.8% |
| Delaware | $1,516 | $178 | 13.3% |
| Florida | $1,676 | $338 | 25.3% |
| Georgia | $1,236 | -$102 | -7.6% |
| Hawaii | $962 | -$376 | -28.1% |
| Idaho | $906 | -$432 | -32.3% |
| Illinois | $998 | -$340 | -25.4% |
| Indiana | $1,010 | -$328 | -24.5% |
| Iowa | $904 | -$434 | -32.4% |
| Kansas | $1,274 | -$64 | -4.8% |
| Kentucky | $1,828 | $490 | 36.6% |
| Louisiana | $1,982 | $644 | 48.1% |
| Maine | $826 | -$512 | -38.3% |
| Maryland | $1,104 | -$234 | -17.5% |
| Massachusetts | $1,072 | -$266 | -19.9% |
| Michigan | $2,328 | $990 | 74.0% |
| Minnesota | $1,120 | -$218 | -16.3% |
| Mississippi | $1,606 | $268 | 20.0% |
| Missouri | $1,188 | -$150 | -11.2% |
| Montana | $1,440 | $102 | 7.6% |
| Nebraska | $1,056 | -$282 | -21.1% |
| Nevada | $1,606 | $268 | 20.0% |
| New Hampshire | $964 | -$374 | -28.0% |
| New Jersey | $1,498 | $160 | 12.0% |
| New Mexico | $1,186 | -$152 | -11.4% |
| New York | $1,412 | $74 | 5.5% |
| North Carolina | $770 | -$568 | -42.5% |
| North Dakota | $1,096 | -$242 | -18.1% |
| Ohio | $926 | -$412 | -30.8% |
| Oklahoma | $1,376 | $38 | 2.8% |
| Oregon | $1,226 | -$112 | -8.4% |
| Pennsylvania | $1,278 | -$60 | -4.5% |
| Rhode Island | $1,786 | $448 | 33.5% |
| South Carolina | $1,214 | -$124 | -9.3% |
| South Dakota | $1,130 | -$208 | -15.5% |
| Tennessee | $1,172 | -$166 | -12.4% |
| Texas | $1,616 | $278 | 20.8% |
| Utah | $994 | -$344 | -25.7% |
| Vermont | $916 | -$422 | -31.5% |
| Virginia | $800 | -$538 | -40.2% |
| Washington | $1,034 | -$304 | -22.7% |
| West Virginia | $1,226 | -$112 | -8.4% |
| Wisconsin | $926 | -$412 | -30.8% |
| Wyoming | $1,194 | -$144 | -10.8% |
Since prices can be so different, the best way to find out which car insurance is cheapest is to get quotes and see how they stack up. Every auto insurance company uses a different rate calculation, and prices may be quite different between companies.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Audi S6 | $444 | $894 | $398 | $1,894 |
| 2023 Audi S6 | $430 | $872 | $416 | $1,876 |
| 2022 Audi S6 | $414 | $836 | $430 | $1,838 |
| 2021 Audi S6 | $392 | $806 | $442 | $1,798 |
| 2020 Audi S6 | $376 | $748 | $452 | $1,734 |
| 2019 Audi S6 | $362 | $704 | $456 | $1,680 |
| 2018 Audi S6 | $346 | $632 | $460 | $1,596 |
| 2017 Audi S6 | $324 | $580 | $460 | $1,522 |
| 2016 Audi S6 | $312 | $544 | $464 | $1,478 |
| 2015 Audi S6 | $306 | $508 | $474 | $1,446 |
| 2014 Audi S6 | $282 | $472 | $474 | $1,386 |
| 2013 Audi S6 | $274 | $428 | $478 | $1,338 |
| 2011 Audi S6 | $242 | $356 | $474 | $1,230 |
| 2010 Audi S6 | $234 | $320 | $468 | $1,180 |
| 2008 Audi S6 | $226 | $298 | $452 | $1,134 |
| 2007 Audi S6 | $208 | $284 | $446 | $1,096 |
Rates are averaged for all Audi S6 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy More Affordable Audi S6 Insurance
Getting lower rates on auto insurance consists of being a low-risk driver, having good credit, avoid buying unnecessary coverage, and maximizing policy discounts. Set aside time to compare rates once a year by requesting rates from direct companies like GEICO, Progressive, and Esurance, and also from several local insurance agents.
The items below are a summary of the data that was covered above.
- You may be able to save approximately $160 per year simply by quoting early and online
- Consumers who want more liability coverage will pay about $530 every year to raise from a low limit to higher 250/500 limits
- Teen drivers are expensive to insure, costing up to $425 a month if they have full coverage
- Drivers who have multiple accidents or major violations pay on average $1,550 more annually to insure their S6
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,096 |
| 20 | $3,064 |
| 30 | $1,386 |
| 40 | $1,338 |
| 50 | $1,226 |
| 60 | $1,200 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,646 |
| $250 | $1,506 |
| $500 | $1,338 |
| $1,000 | $1,178 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,338 |
| 50/100 | $1,434 |
| 100/300 | $1,553 |
| 250/500 | $1,864 |
| 100 CSL | $1,481 |
| 300 CSL | $1,744 |
| 500 CSL | $1,936 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $7,248 |
| 20 | $4,886 |
| 30 | $2,942 |
| 40 | $2,892 |
| 50 | $2,760 |
| 60 | $2,732 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $71 |
| Multi-vehicle | $71 |
| Homeowner | $21 |
| 5-yr Accident Free | $93 |
| 5-yr Claim Free | $86 |
| Paid in Full/EFT | $57 |
| Advance Quote | $64 |
| Online Quote | $94 |
| Total Discounts | $557 |
Discounts are estimated and may not be available from every company or in every state.
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