Audi S6 Insurance Rates

The average insurance prices for an Audi S6 are $1,338 every 12 months with full coverage. Comprehensive costs an estimated $274 a year, collision insurance costs $428, and liability is $478. Buying just liability costs around $526 a year, and insurance for high-risk drivers costs around $2,892. Teens cost the most to insure at up to $5,096 a year.

Average premium for full coverage: $1,338

Policy rates broken down by type of insurance:

These estimates include $500 deductible amounts, bodily injury liability limits of 30/60, and includes medical/PIP and uninsured motorist coverage. Prices are averaged for all U.S. states and S6 trim levels.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city can make a big difference on car insurance rates. More rural locations are shown to have more infrequent collision claims than cities with more traffic congestion. The diagram below illustrates the effect of geographic area on insurance prices.

The examples above demonstrate why it is important to compare rates quotes for a targeted area and their own driving history, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below details average Audi S6 insurance rates for other coverage scenarios.

• The cheapest rate after discounts is $781
• Raising to $1,000 deductibles will save approximately $1,178 annually
• The average price for a good driver age 40 who has $500 deductibles is $1,338
• Selecting low $100 deductibles increases the price to $1,646
• Drivers with serious driving violations could pay up to $2,892
• Policy cost to insure a 16-year-old driver can cost as much as $5,096

View Chart as Image

Insurance rates for an Audi S6 also range considerably based on liability limits and deductibles, your driving record, and the model year and trim level.

Choosing higher comprehensive and collision insurance deductibles can reduce rates by up to $470 annually, while buying higher liability limits will increase premiums. Moving from a 50/100 liability limit to a 250/500 limit will raise rates by up to $430 more per year. View Rates by Deductible or Liability Limit

Older drivers with a clean driving record and higher deductibles may pay as low as $1,200 every 12 months on average, or $100 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers can expect to pay at least $5,000 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you may be forking out $1,600 to $2,200 extra every year, depending on your age. A high-risk auto insurance policy is expensive and can cost from 43% to 133% more than the average policy. View High Risk Driver Rates

Your home state also has a big influence on Audi S6 insurance prices. A middle-age driver might find rates as low as $970 a year in states like Utah, Ohio, and New Hampshire, or have to pay at least $1,810 on average in New York, Michigan, and Florida.

View Chart as Image

How to Shop for Cheap Audi S6 Insurance

Finding cheaper rates on insurance for an Audi S6 consists of having a good driving record, having good credit, not filing small claims, and deciding if full coverage is necessary. Take the time to compare rates every other policy renewal by quoting rates from direct companies, and also from your local independent and exclusive agents.

The next list is a brief summary of the ideas that were covered in the above illustrations.

• Drivers age 20 and younger are charged the highest rates, as much as $425 each month if they have full coverage
• Drivers considered higher risk that tend to have accidents or serious violations may pay on average $1,550 more annually to buy Audi S6 insurance
• Increasing comprehensive and collision deductibles could save as much as $475 each year
• You may be able to save approximately $160 per year just by quoting early and online