Audi S6 Insurance Rates

The average auto insurance rates for an Audi S6 are $1,338 annually including full coverage. Comprehensive costs an estimated $274 a year, collision insurance costs $428, and liability coverage costs $478. Buying just liability costs as little as $526 a year, and insurance for high-risk drivers costs around $2,892. Teen drivers cost the most to insure at up to $5,096 a year.

Average premium for full coverage: $1,338

Policy rates broken down by type of insurance:

Price estimates include $500 policy deductibles, minimum liability limits, and includes UM/UIM and medical coverage. Prices are averaged for all 50 U.S. states and S6 trim levels.

Price Range Variability

Urban vs. Rural Price Range

Your location has a large influence on the price of auto insurance. More rural locations are shown to have fewer comprehensive and collision claims than larger metro areas. The diagram below illustrates how location helps determine insurance prices.

The examples above highlight why it is important to compare rates for a targeted area and their own personal driving habits, rather than using price averages.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below breaks down average Audi S6 insurance rates for other coverage scenarios.

• The lowest rate with discounts is $781
• Drivers who choose higher $1,000 deductibles will pay approximately $1,178 every year
• The estimated rate for a good driver age 40 who has $500 deductibles is $1,338
• Choosing low $100 deductibles for comprehensive and collision insurance will cost $1,646
• High-risk insureds with multiple violations and an at-fault accident could pay up to $2,892
• Policy cost with full coverage for a teenage driver can cost as much as $5,096 a year

View Chart as Image

Insurance rates for an Audi S6 also range considerably based on the model year and trim level, your driving characteristics, and liability limits and deductibles.

Older drivers with a clean driving record and high physical damage deductibles may only pay around $1,200 per year on average, or $100 per month, for full coverage. Rates are highest for teenagers, where even without any violations or accidents they can expect to pay at least $5,000 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you are likely paying $1,600 to $2,200 extra every year, depending on your age. A high-risk auto insurance policy can cost around 43% to 133% more than average. View High Risk Driver Rates

Choosing high deductibles could save up to $470 a year, while buying higher liability limits will increase premiums. Changing from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $430 more per year. View Rates by Deductible or Liability Limit

Your home state makes a big difference in Audi S6 insurance rates. A 40-year-old driver could pay as low as $1,030 a year in states like Vermont, New Hampshire, and Missouri, or as much as $1,910 on average in Louisiana, New York, and Michigan.

View Chart as Image

How to Buy Cheaper Audi S6 Insurance

Finding cheaper rates on auto insurance not only requires avoiding accidents and claims, but also having a good credit history, paying for small claims out-of-pocket, and deciding if full coverage is necessary. Invest time comparing rates every couple of years by quoting rates from direct car insurance companies like Progressive, GEICO, and Esurance, and also from insurance agencies where you live.

The points below are a condensed summary of the material that was covered in the charts and tables above.

• Consumers who want increased liability limits will pay about $530 per year to go from a 30/60 limit to higher 250/500 limits
• Drivers under the age of 20 are charged the highest rates, with premiums being up to $425 each month including comprehensive and collision insurance
• Drivers with multiple at-fault accidents could be forced to pay on average $1,550 more annually to insure an Audi S6
• Increasing comprehensive and collision deductibles could save up to $475 each year