Audi S6 Insurance Rates

The average insurance prices for an Audi S6 are $1,338 every 12 months for full coverage insurance. Comprehensive costs on average $274, collision costs $428, and liability insurance costs around $478. Liability-only coverage costs as low as $526 a year, with high-risk coverage costing around $2,892. Teenage drivers cost the most to insure at $5,096 a year or more.

Average premium for full coverage: $1,338

Policy rates by type of insurance:

Rates are based on $500 comprehensive and collision deductibles, 30/60 liability limits, and includes additional medical/uninsured motorist coverage. Prices are averaged for all 50 states and for all S6 models.

Price Range Variability

Urban vs. Rural Price Range

Where you live has a significant impact on insurance rates. Rural areas are shown to have more infrequent physical damage claims than densely populated cities.

The example below illustrates the difference location can make on car insurance rates.

The examples above illustrate why everyone should compare prices based on a specific location and their own driving history, rather than relying on average rates.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below illustrates estimated Audi S6 insurance rates for different risk profiles and scenarios.

• The best discount rate is $781
• Using higher $1,000 deductibles will save around $160 each year
• The average price for a good driver age 40 with $500 deductibles is $1,338
• Using pricier low deductibles for physical damage coverage increases the price to $1,646
• Drivers who are prone to accidents and violations could pay upwards of $2,892 or more
• Policy cost to insure a teen driver for full coverage may cost $5,096 or more

View Chart as Image

Insurance rates for an Audi S6 also range considerably based on liability limits and deductibles, your risk profile, and the trim level of your S6.

Using high physical damage deductibles could cut rates by as much as $470 each year, whereas buying more liability protection will cost you more. Switching from a 50/100 liability limit to a 250/500 limit will raise rates by up to $430 more each year. View Rates by Deductible or Liability Limit

A more mature driver with no violations or accidents and higher deductibles could pay as little as $1,200 a year, or $100 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers should be prepared to pay upwards of $5,000 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you are probably paying at a minimum $1,600 to $2,200 additional every year, depending on your age. Audi S6 insurance for high-risk drivers can be anywhere from 43% to 133% more than a normal policy. View High Risk Driver Rates

Your home state has a huge impact on Audi S6 insurance rates. A driver around age 40 might see rates as low as $880 a year in states like Vermont, Wisconsin, and North Carolina, or be forced to pay as much as $1,810 on average in Michigan, New York, and Florida.

View Chart as Image

Because rates have so much variability, the only way to figure out exactly what you will pay is to regularly compare rates from as many companies as possible. Each insurance company uses a different method to calculate rates, and rates will be varied.

How to Shop for the Best Cheap Audi S6 Insurance

Finding cheaper rates on Audi S6 insurance requires avoiding accidents and violations, having above-average credit, being claim-free, and insuring your home and auto with the same company. Make time to compare rates at every policy renewal by getting quotes from direct insurance companies, and also from several local insurance agents.

The list below is a quick review of the data touched on in this article.

• Drivers who require higher liability limits will pay an extra $530 annually to increase from a 30/60 limit to a 250/500 level
• It is possible to save as much as $160 per year simply by quoting online well ahead of the renewal date
• Increasing comprehensive and collision deductibles could save as much as $475 each year
• Teenagers pay higher rates, possibly costing $425 each month if full coverage is included