Audi S6 Insurance Rates

The average insurance prices for an Audi S6 are $1,338 every 12 months for full coverage. Comprehensive insurance costs approximately $274 each year, collision insurance costs $428, and liability is estimated at $478. Buying just liability costs approximately $526 a year, and insurance for high-risk drivers costs $2,892 or more. Teen drivers cost the most to insure at up to $5,096 a year.

Average premium for full coverage: $1,338

Policy rates by type of insurance:

Includes $500 comprehensive and collision deductibles, 30/60 liability coverage, and includes medical and uninsured motorist coverage. Prices are averaged for all states and S6 models.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city can make a big difference on car insurance rates. Rural locations are shown to have more infrequent accident claims than larger metro areas. The graphic below illustrates how location impacts auto insurance prices.

The examples above show why all drivers should get quotes using their specific location and their own driving history, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below shows average Audi S6 insurance rates for additional coverage and risk scenarios.

• The lowest rate with discounts is $781
• Choosing higher $1,000 deductibles can save $160 a year
• The average price for a good driver age 40 who chooses $500 deductibles is $1,338
• Choosing low deductibles for comp and collision coverage costs an extra $308 annually
• Higher-risk drivers with multiple violations and an at-fault accident could pay around $2,892
• Policy cost to insure a 16-year-old driver can cost $5,096 each year

View Chart as Image

Insurance rates for an Audi S6 also range considerably based on liability limits and deductibles, your driver profile, and the model of your S6.

Choosing high deductibles can save as much as $470 annually, whereas increasing liability limits will push rates upward. Going from a 50/100 liability limit to a 250/500 limit will raise rates by up to $430 more per year. View Rates by Deductible or Liability Limit

More mature drivers with a clean driving record and higher deductibles may pay as low as $1,200 annually on average, or $100 per month, for full coverage. Rates are highest for teenagers, since even excellent drivers can expect to pay in the ballpark of $5,000 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you could be paying anywhere from $1,600 to $2,200 extra every year, depending on your age. Insurance for high-risk drivers ranges from 43% to 133% more than average. View High Risk Driver Rates

Your home state plays a big part in determining prices for Audi S6 insurance prices. A good driver about age 40 could pay as low as $880 a year in states like Iowa, Maine, and Idaho, or as much as $1,910 on average in New York, Louisiana, and Michigan.

View Chart as Image

How to Shop for the Cheapest Audi S6 Insurance

Finding cheaper rates on insurance for an Audi S6 takes having a decent driving record, having good credit, avoid buying unnecessary coverage, and possibly raising deductibles. Spend time shopping around every year by getting quotes from direct carriers, and also from your local independent and exclusive agents.

The following items are a recap of the coverage data touched on above.

• Drivers can save around $160 per year just by quoting online in advance
• Increasing comprehensive and collision deductibles could save as much as $475 each year
• 16 to 18-year-old drivers are expensive to insure, costing up to $425 each month if they have full coverage
• Drivers considered higher risk that have major violations or accidents may pay on average $1,550 more per year than a driver with a clean driving record