Audi S6 Insurance Rates

The average insurance rates for an Audi S6 are $1,338 a year including full coverage. Comprehensive insurance costs on average $274 each year, collision costs $428, and liability is $478. Liability-only coverage costs around $526 a year, with high-risk coverage costing $2,892 or more. Teenage drivers cost the most to insure at $5,096 a year or more.

Average premium for full coverage: $1,338

Policy rates by type of insurance:

Rate estimates include $500 comprehensive and collision deductibles, minimum liability limits, and includes uninsured/under-insured motorist coverage. Prices are averaged for all 50 U.S. states and S6 models.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city can make a big difference on car insurance rates. Rural areas are shown to have a lower frequency of comprehensive and collision claims than densely populated cities.

The graphic below illustrates how geographic area affects car insurance rates.

The examples above highlight why all drivers should compare rates quotes based on a specific location and risk profile, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

More Rate Information

The chart below breaks down estimated Audi S6 insurance rates for different risk profiles and scenarios.

• The best discount rate is $781
• Raising to $1,000 deductibles will save around $160 every year
• The average rate for a good driver age 40 with $500 deductibles is $1,338
• Using low deductibles will cost an extra $308 annually
• Drivers who are prone to accidents and violations could pay upwards of $2,892 or more
• Policy cost for full coverage for a 16-year-old driver may cost $5,096

View Chart as Image

Insurance rates for an Audi S6 also range considerably based on your risk profile, the model of your S6, and policy deductibles and limits.

More mature drivers with no violations or accidents and high deductibles may pay as low as $1,200 every 12 months on average, or $100 per month, for full coverage. Rates are much higher for teenagers, where even good drivers should be prepared to pay upwards of $5,000 a year. View Rates by Age

Your home state also has a big influence on Audi S6 insurance prices. A middle-age driver might find rates as low as $1,030 a year in states like Missouri, New Hampshire, and Vermont, or be forced to pay as much as $1,910 on average in Michigan, New York, and Louisiana.

View Chart as Image

Using high physical damage deductibles can reduce rates by up to $470 annually, whereas increasing liability limits will cost you more. Changing from a 50/100 limit to a 250/500 limit will raise rates by up to $430 more each year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you are likely paying at a minimum $1,600 to $2,200 additional every year, depending on your age. Insurance for high-risk drivers is expensive and can cost from 43% to 133% more than a normal policy. View High Risk Driver Rates

Because rates have so much variability, the best way to figure out exactly what you will pay is to do a rate comparison from multiple companies. Every auto insurance company uses a different method to calculate rates, and rates will be varied from one company to the next.

How to Find the Best Audi S6 Insurance

Finding cheaper rates on insurance for an Audi S6 consists of avoiding accidents and violations, having a good credit history, paying for small claims out-of-pocket, and insuring your home and auto with the same company. Invest the time to compare rates every couple of years by quoting rates from direct car insurance companies like GEICO, Progressive, and Esurance, and also from local exclusive and independent agents.

The list below is a brief recap of the material that was presented in the illustrations above.

• Insureds who require higher liability limits will pay an extra $530 per year to raise from a 30/60 limit to 250/500 limits
• Teenagers pay higher rates, with premiums being up to $425 each month including comprehensive and collision insurance
• Drivers considered higher risk who tend to receive serious violations may pay on average $1,550 more each year for car insurance
• Increasing comprehensive and collision deductibles can save around $475 each year