Audi S6 Insurance Rates

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UPDATED: May 27, 2024

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The average insurance prices for an Audi S6 are $1,338 every 12 months for full coverage. Comprehensive costs an estimated $274, collision costs $428, and liability is $478. A liability-only policy costs around $526 a year, with high-risk insurance costing around $2,892. Teenage drivers cost the most to insure at $5,096 a year or more.

Average premium for full coverage: $1,338

Policy rates broken down by type of insurance:

Comprehensive $274
Collision $428
Liability $478

Full coverage includes $500 physical damage deductibles, 30/60 split liability limits, and includes UM/UIM and medical coverage. Prices are averaged for all states and for all S6 models.

Price Range Variability

For a driver in their 40's, Audi S6 insurance rates go from the cheapest price of $526 for a discount liability-only rate to the much higher price of $2,892 for a high-risk insurance policy.

Liability Only $526
Full Coverage $1,338
High Risk $2,892

Urban vs. Rural Price Range

Choosing to live in a large city can make a big difference on insurance rates. More rural locations are shown to have more infrequent accident claims than densely populated cities.

The example below illustrates how location helps determine insurance prices.

Rural Areas $1,004
Small Cities $1,405
Large Cities $1,806

The examples above show why everyone should compare rates quotes for a targeted area and their own driving history, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Rates by State, City, and Model

The chart below shows estimated Audi S6 insurance rates for other coverage scenarios.

  • The best discount rate is $781
  • Raising to $1,000 deductibles will save approximately $160 a year
  • The average price for a good driver age 40 who has $500 deductibles is $1,338
  • Using pricier low deductibles increases the price to $1,646
  • Drivers who are prone to accidents and violations could pay up to $2,892 or more
  • Policy cost to insure a 16-year-old driver for full coverage can cost as much as $5,096

View Chart as Image

Audi S6 insurance cost comparison chart
Column chart showing full coverage Audi S6 insurance rates range from $781 to $5,096

Car insurance rates for an Audi S6 also range considerably based on liability limits and deductibles, your driver profile, and the model year and trim level.

Using high physical damage deductibles can reduce rates by up to $470 annually, whereas buying more liability protection will increase premiums. Going from a 50/100 liability limit to a 250/500 limit will raise rates by up to $430 extra every 12 months. View Rates by Deductible or Liability Limit

A more mature driver with no driving violations and higher deductibles may pay as low as $1,200 every 12 months on average, or $100 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers will be charged at least $5,000 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you could be paying $1,600 to $2,200 extra every year, depending on your age. Audi S6 insurance for high-risk drivers is expensive and can cost from 43% to 133% more than a normal policy. View High Risk Driver Rates

Your home state also has a big influence on Audi S6 insurance prices. A middle-age driver might find rates as low as $880 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $1,910 on average in New York, Louisiana, and Michigan.

Audi S6 Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,212 -$126 -9.4%
Alaska $1,026 -$312 -23.3%
Arizona $1,112 -$226 -16.9%
Arkansas $1,338 -$0 0.0%
California $1,526 $188 14.1%
Colorado $1,280 -$58 -4.3%
Connecticut $1,376 $38 2.8%
Delaware $1,516 $178 13.3%
Florida $1,676 $338 25.3%
Georgia $1,236 -$102 -7.6%
Hawaii $962 -$376 -28.1%
Idaho $906 -$432 -32.3%
Illinois $998 -$340 -25.4%
Indiana $1,010 -$328 -24.5%
Iowa $904 -$434 -32.4%
Kansas $1,274 -$64 -4.8%
Kentucky $1,828 $490 36.6%
Louisiana $1,982 $644 48.1%
Maine $826 -$512 -38.3%
Maryland $1,104 -$234 -17.5%
Massachusetts $1,072 -$266 -19.9%
Michigan $2,328 $990 74.0%
Minnesota $1,120 -$218 -16.3%
Mississippi $1,606 $268 20.0%
Missouri $1,188 -$150 -11.2%
Montana $1,440 $102 7.6%
Nebraska $1,056 -$282 -21.1%
Nevada $1,606 $268 20.0%
New Hampshire $964 -$374 -28.0%
New Jersey $1,498 $160 12.0%
New Mexico $1,186 -$152 -11.4%
New York $1,412 $74 5.5%
North Carolina $770 -$568 -42.5%
North Dakota $1,096 -$242 -18.1%
Ohio $926 -$412 -30.8%
Oklahoma $1,376 $38 2.8%
Oregon $1,226 -$112 -8.4%
Pennsylvania $1,278 -$60 -4.5%
Rhode Island $1,786 $448 33.5%
South Carolina $1,214 -$124 -9.3%
South Dakota $1,130 -$208 -15.5%
Tennessee $1,172 -$166 -12.4%
Texas $1,616 $278 20.8%
Utah $994 -$344 -25.7%
Vermont $916 -$422 -31.5%
Virginia $800 -$538 -40.2%
Washington $1,034 -$304 -22.7%
West Virginia $1,226 -$112 -8.4%
Wisconsin $926 -$412 -30.8%
Wyoming $1,194 -$144 -10.8%

View Chart as Image

Audi S6 insurance rates by U.S. city

Because rates have so much variability, the only way to know which auto insurance is cheapest is to regularly compare rates from multiple companies. Every auto insurance company uses a different method to calculate rates, so rate quotes will be varied.

Audi S6 Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Audi S6 $444 $894 $398 $1,894
2023 Audi S6 $430 $872 $416 $1,876
2022 Audi S6 $414 $836 $430 $1,838
2021 Audi S6 $392 $806 $442 $1,798
2020 Audi S6 $376 $748 $452 $1,734
2019 Audi S6 $362 $704 $456 $1,680
2018 Audi S6 $346 $632 $460 $1,596
2017 Audi S6 $324 $580 $460 $1,522
2016 Audi S6 $312 $544 $464 $1,478
2015 Audi S6 $306 $508 $474 $1,446
2014 Audi S6 $282 $472 $474 $1,386
2013 Audi S6 $274 $428 $478 $1,338
2011 Audi S6 $242 $356 $474 $1,230
2010 Audi S6 $234 $320 $468 $1,180
2008 Audi S6 $226 $298 $452 $1,134
2007 Audi S6 $208 $284 $446 $1,096

Rates are averaged for all Audi S6 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Shop for More Affordable Audi S6 Insurance

Finding cheaper rates on insurance for an Audi S6 consists of being a safe and courteous driver, maintaining a good credit score, avoid buying unnecessary coverage, and not having any coverage lapses. Invest time comparing rates at least every other year by getting rate quotes from direct carriers, and also from several local insurance agents.

Below is a summary of the car insurance concepts covered in the charts and tables above.

  • Drivers considered higher risk who have multiple accidents or major violations pay on average $1,550 more annually for auto insurance
  • Drivers can save approximately $160 per year simply by quoting online well ahead of the renewal date
  • Increasing comprehensive and collision deductibles could save as much as $475 each year
  • Insureds who want higher levels of liability will pay an extra $530 each year to raise from a 30/60 limit to a 250/500 level

Rates by Driver Age

Audi S6 Insurance Rates by Driver Age
Driver Age Premium
16 $5,096
20 $3,064
30 $1,386
40 $1,338
50 $1,226
60 $1,200

Full coverage, $500 deductibles

Rates by Deductible

Audi S6 Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,646
$250 $1,506
$500 $1,338
$1,000 $1,178

Full coverage, driver age 40

Rates by Liability Limit

Audi S6 Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,338
50/100 $1,434
100/300 $1,553
250/500 $1,864
100 CSL $1,481
300 CSL $1,744
500 CSL $1,936

Full coverage, driver age 40

Rates for High Risk Drivers

Audi S6 Insurance Rates for High Risk Drivers
Age Premium
16 $7,248
20 $4,886
30 $2,942
40 $2,892
50 $2,760
60 $2,732

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $184

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $71
Multi-vehicle $71
Homeowner $21
5-yr Accident Free $93
5-yr Claim Free $86
Paid in Full/EFT $57
Advance Quote $64
Online Quote $94
Total Discounts $557
Rate after discounts $781

Discounts are estimated and may not be available from every company or in every state.

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