Audi S6 Insurance Rates
Enter your zip code below to view companies that have cheap auto insurance rates.
Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
UPDATED: May 27, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
U.S. average insurance rates for an Audi S6 are $1,338 a year for full coverage insurance. Comprehensive insurance costs an estimated $274 a year, collision costs $428, and liability costs around $478. Liability-only insurance costs as low as $526 a year, with high-risk driver insurance costing $2,892 or more. Teenage drivers pay the highest rates at $5,096 a year or more.
Average premium for full coverage: $1,338
Price estimates broken down by individual coverage:
Full coverage includes $500 deductible amounts, minimum liability limits, and includes uninsured/under-insured motorist coverage. Estimates are averaged for all 50 states and S6 trim levels.
Price Range from Low to High
Using a middle-aged driver as an example, Audi S6 insurance prices go from the low end price of $526 for your basic liability-only policy to a high of $2,892 for high-risk insurance.
Geographic Price Range
Where you live can make a big difference on the price of insurance. More rural locations have lower incidents of physical damage claims than densely populated cities.
The diagram below illustrates how where you live affects insurance prices.
The ranges above illustrate why it is important to compare prices for a targeted area, instead of making a decision based on average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Information
The chart below illustrates estimated Audi S6 insurance rates for other coverage scenarios.
- The best discount rate is $781
- Using higher $1,000 deductibles will save approximately $1,178 each year
- The estimated price for the average middle-age driver who has $500 deductibles is $1,338
- Using low $100 deductibles for physical damage coverage will cost an additional $308 annually
- High-risk insureds who are prone to accidents and violations could pay up to $2,892 or more
- The price that insures a 16-year-old driver can cost as much as $5,096 or more
Car insurance prices for an Audi S6 are also quite variable based on the trim level of your S6, your age and driving record, and liability limits and deductibles.
If you have some driving violations or you caused an accident, you are probably paying $1,600 to $2,200 extra each year, depending on your age. A high-risk auto insurance policy can be from 43% to 133% more than a normal policy. View High Risk Driver Rates
Older drivers with no driving violations and higher comprehensive and collision deductibles may pay as low as $1,200 a year for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records will be charged at least $5,000 a year. View Rates by Age
The state you live in has a huge impact on Audi S6 insurance prices. A driver around age 40 might see prices as low as $880 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $1,810 on average in Florida, New York, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,212 | -$126 | -9.4% |
| Alaska | $1,026 | -$312 | -23.3% |
| Arizona | $1,112 | -$226 | -16.9% |
| Arkansas | $1,338 | -$0 | 0.0% |
| California | $1,526 | $188 | 14.1% |
| Colorado | $1,280 | -$58 | -4.3% |
| Connecticut | $1,376 | $38 | 2.8% |
| Delaware | $1,516 | $178 | 13.3% |
| Florida | $1,676 | $338 | 25.3% |
| Georgia | $1,236 | -$102 | -7.6% |
| Hawaii | $962 | -$376 | -28.1% |
| Idaho | $906 | -$432 | -32.3% |
| Illinois | $998 | -$340 | -25.4% |
| Indiana | $1,010 | -$328 | -24.5% |
| Iowa | $904 | -$434 | -32.4% |
| Kansas | $1,274 | -$64 | -4.8% |
| Kentucky | $1,828 | $490 | 36.6% |
| Louisiana | $1,982 | $644 | 48.1% |
| Maine | $826 | -$512 | -38.3% |
| Maryland | $1,104 | -$234 | -17.5% |
| Massachusetts | $1,072 | -$266 | -19.9% |
| Michigan | $2,328 | $990 | 74.0% |
| Minnesota | $1,120 | -$218 | -16.3% |
| Mississippi | $1,606 | $268 | 20.0% |
| Missouri | $1,188 | -$150 | -11.2% |
| Montana | $1,440 | $102 | 7.6% |
| Nebraska | $1,056 | -$282 | -21.1% |
| Nevada | $1,606 | $268 | 20.0% |
| New Hampshire | $964 | -$374 | -28.0% |
| New Jersey | $1,498 | $160 | 12.0% |
| New Mexico | $1,186 | -$152 | -11.4% |
| New York | $1,412 | $74 | 5.5% |
| North Carolina | $770 | -$568 | -42.5% |
| North Dakota | $1,096 | -$242 | -18.1% |
| Ohio | $926 | -$412 | -30.8% |
| Oklahoma | $1,376 | $38 | 2.8% |
| Oregon | $1,226 | -$112 | -8.4% |
| Pennsylvania | $1,278 | -$60 | -4.5% |
| Rhode Island | $1,786 | $448 | 33.5% |
| South Carolina | $1,214 | -$124 | -9.3% |
| South Dakota | $1,130 | -$208 | -15.5% |
| Tennessee | $1,172 | -$166 | -12.4% |
| Texas | $1,616 | $278 | 20.8% |
| Utah | $994 | -$344 | -25.7% |
| Vermont | $916 | -$422 | -31.5% |
| Virginia | $800 | -$538 | -40.2% |
| Washington | $1,034 | -$304 | -22.7% |
| West Virginia | $1,226 | -$112 | -8.4% |
| Wisconsin | $926 | -$412 | -30.8% |
| Wyoming | $1,194 | -$144 | -10.8% |

Using high physical damage deductibles could cut prices by as much as $470 annually, while buying higher liability limits will increase premiums. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $430 extra every 12 months. View Rates by Deductible or Liability Limit
Since prices can be so different, the only way to figure out which car insurance is cheapest is to get quotes from multiple companies. Each insurance company uses a different method to calculate prices, so rate quotes may be quite different.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Audi S6 | $444 | $894 | $398 | $1,894 |
| 2023 Audi S6 | $430 | $872 | $416 | $1,876 |
| 2022 Audi S6 | $414 | $836 | $430 | $1,838 |
| 2021 Audi S6 | $392 | $806 | $442 | $1,798 |
| 2020 Audi S6 | $376 | $748 | $452 | $1,734 |
| 2019 Audi S6 | $362 | $704 | $456 | $1,680 |
| 2018 Audi S6 | $346 | $632 | $460 | $1,596 |
| 2017 Audi S6 | $324 | $580 | $460 | $1,522 |
| 2016 Audi S6 | $312 | $544 | $464 | $1,478 |
| 2015 Audi S6 | $306 | $508 | $474 | $1,446 |
| 2014 Audi S6 | $282 | $472 | $474 | $1,386 |
| 2013 Audi S6 | $274 | $428 | $478 | $1,338 |
| 2011 Audi S6 | $242 | $356 | $474 | $1,230 |
| 2010 Audi S6 | $234 | $320 | $468 | $1,180 |
| 2008 Audi S6 | $226 | $298 | $452 | $1,134 |
| 2007 Audi S6 | $208 | $284 | $446 | $1,096 |
Rates are averaged for all Audi S6 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find More Affordable Audi S6 Insurance
Getting lower rates on insurance for an Audi S6 requires having a good driving record, having a positive credit history, not filing small claims, and not having any coverage lapses. Compare prices every couple of years by obtaining price quotes from direct insurance companies, and also from local insurance agencies.
The next list is a summary of the material that was touched on in the above illustrations.
- Insureds who want increased levels of liability coverage will pay an extra $530 annually to increase from a low limit to the 250/500 level
- Drivers age 20 and younger have the highest car insurance prices, as much as $425 a month if full coverage is purchased
- Drivers considered higher risk who have multiple accidents or major violations may have to pay on average $1,550 more annually to buy Audi S6 insurance
- Increasing physical damage deductibles can save approximately $475 each year
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,096 |
| 20 | $3,064 |
| 30 | $1,386 |
| 40 | $1,338 |
| 50 | $1,226 |
| 60 | $1,200 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,646 |
| $250 | $1,506 |
| $500 | $1,338 |
| $1,000 | $1,178 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,338 |
| 50/100 | $1,434 |
| 100/300 | $1,553 |
| 250/500 | $1,864 |
| 100 CSL | $1,481 |
| 300 CSL | $1,744 |
| 500 CSL | $1,936 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $7,248 |
| 20 | $4,886 |
| 30 | $2,942 |
| 40 | $2,892 |
| 50 | $2,760 |
| 60 | $2,732 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $71 |
| Multi-vehicle | $71 |
| Homeowner | $21 |
| 5-yr Accident Free | $93 |
| 5-yr Claim Free | $86 |
| Paid in Full/EFT | $57 |
| Advance Quote | $64 |
| Online Quote | $94 |
| Total Discounts | $557 |
Discounts are estimated and may not be available from every company or in every state.
Compare Rates and Save
Find companies with the cheapest rates in your area