Audi S6 Insurance Rates

The average insurance prices for an Audi S6 are $1,386 every 12 months including full coverage. Comprehensive costs around $282 a year, collision costs $472, and liability coverage costs around $474. Buying just liability costs as low as $522 a year, with insurance for high-risk drivers costing around $3,000. Teenage drivers cost the most to insure at $5,258 a year or more.

Average premium for full coverage: $1,386

Policy rates for type of insurance:

Includes $500 physical damage insurance deductibles, minimum liability limits, and includes medical/PIP and uninsured motorist coverage. Prices are averaged for all 50 U.S. states and S6 trim levels.

Price Range Variability

Urban vs. Rural Price Range

Where you live has a large influence on the price of insurance. Areas with sparse population are shown to have more infrequent comprehensive and collision claims than densely populated cities.

The diagram below illustrates the difference location can make on auto insurance rates.

The examples above highlight why it is important to compare prices for a specific zip code and their own driving history, rather than using average rates.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below breaks down estimated Audi S6 insurance rates for additional coverage choices and driver risks.

• The best discount rate is $803
• Using higher $1,000 deductibles will save about $1,214 every year
• The average price for a good driver age 40 using $500 deductibles is $1,386
• Using low $100 deductibles for physical damage coverage increases the price to $1,718
• Higher-risk drivers who are prone to accidents and violations could pay at least $3,000 or more
• Policy cost to insure a teenage driver can be $5,258 or more

View Chart as Image

Insurance rates for an Audi S6 also range considerably based on liability limits and deductibles, your driving characteristics, and the trim level and model year.

Using high physical damage deductibles could cut rates by as much as $510 a year, while buying higher liability limits will increase rates. Changing from a 50/100 liability limit to a 250/500 limit will raise rates by up to $426 more per year. View Rates by Deductible or Liability Limit

Older drivers with a clean driving record and higher deductibles may only pay around $1,300 a year, or $108 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers can expect to pay as much as $5,200 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you are likely paying at least $1,600 to $2,300 extra every year, depending on your age. A high-risk auto insurance policy can be around 44% to 129% more than a normal policy. View High Risk Driver Rates

Your home state has a huge impact on Audi S6 insurance rates. A driver around age 40 might see rates as low as $1,060 a year in states like Missouri, New Hampshire, and Vermont, or be forced to pay as much as $1,980 on average in Michigan, New York, and Louisiana.

View Chart as Image

Because rates have so much variability, the best way to figure out your exact price is to get quotes and see how they stack up. Each insurance company uses a different method to calculate rates, so the rates will be varied.

How to Shop for the Cheapest Audi S6 Insurance

Finding cheaper rates on auto insurance requires being a low-risk driver, having good credit, paying for small claims out-of-pocket, and insuring your home and auto with the same company. Make time to compare rates every couple of years by getting rate quotes from direct car insurance companies, and also from insurance agencies where you live.

The items below are a recap of the material that was touched on in this article.

• Consumers who may need more liability coverage will pay an extra $520 per year to increase from a 30/60 limit to a 250/500 level
• Teen drivers pay higher rates, with premiums being up to $438 each month if they have full coverage
• Drivers that have major violations or accidents could be forced to pay on average $1,610 more every year to insure their S6
• Increasing comprehensive and collision deductibles could save as much as $500 each year