Audi S6 Insurance Rates

The average insurance rates for an Audi S6 are $1,338 a year including full coverage. Comprehensive insurance costs an estimated $274 each year, collision costs $428, and liability insurance is estimated at $478. Liability-only insurance costs approximately $526 a year, with high-risk driver insurance costing $2,892 or more. Teenage drivers cost the most to insure at $5,096 a year or more.

Average premium for full coverage: $1,338

Policy rates broken down by type of insurance:

Estimates include $500 comprehensive and collision deductibles, 30/60 liability coverage, and includes UM/UIM and medical coverage. Prices are averaged for all 50 U.S. states and S6 models.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city has a significant impact on the price of auto insurance. More rural locations are shown to have a lower frequency of comprehensive and collision claims than densely populated cities.

The graphic below illustrates how location helps determine insurance prices.

The examples above highlight why all drivers should get quotes for a targeted area and risk profile, rather than relying on average rates.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below breaks down estimated Audi S6 insurance rates for other coverage scenarios.

• The best discount rate is $781
• Choosing higher $1,000 deductibles can save approximately $160 every year
• The average rate for a good driver age 40 who has $500 deductibles is $1,338
• Using low deductibles for comp and collision coverage will cost an extra $308 a year
• High-risk insureds who are prone to accidents and violations could pay up to $2,892 or more
• Policy cost for full coverage for a teen driver can cost as much as $5,096 each year

View Chart as Image

Auto insurance rates for an Audi S6 also range considerably based on your risk profile, the model of your S6, and liability limits and deductibles.

More mature drivers with a good driving record and high deductibles could pay as little as $1,200 annually on average, or $100 per month, for full coverage. Rates are much higher for teenagers, where even good drivers will have to pay at least $5,000 a year. View Rates by Age

Your home state plays a big part in determining prices for Audi S6 insurance rates. A good driver about age 40 could pay as low as $1,030 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $1,910 on average in Louisiana, New York, and Michigan.

View Chart as Image

Using high physical damage deductibles can save as much as $470 each year, whereas increasing liability limits will increase premiums. Changing from a 50/100 limit to a 250/500 limit will raise rates by up to $430 extra every year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you are likely paying $1,600 to $2,200 in extra premium every year, depending on your age. Insurance for high-risk drivers ranges anywhere from 43% to 133% more than a normal policy. View High Risk Driver Rates

Because rates have so much variability, the best way to figure out which auto insurance is cheapest is to do a rate comparison from as many companies as possible. Each auto insurer uses a different method to calculate rates, and quoted rates will be varied from one company to the next.

How to Find Low Cost Audi S6 Insurance

Finding cheaper rates on Audi S6 insurance takes having a decent driving record, having good credit, paying for small claims out-of-pocket, and qualifying for all possible discounts. Invest time comparing rates every year by obtaining price quotes from direct car insurance companies like GEICO, Progressive, and Esurance, and also from your local independent and exclusive agents.

The following items are a review of the coverage data covered in the charts and tables above.

• You may be able to save approximately $160 per year simply by quoting online in advance
• Increasing comprehensive and collision deductibles can save around $475 each year
• 16 to 18-year-old drivers are the costliest to insure, with premiums being up to $425 each month if they have full coverage
• High-risk drivers who have several accidents or serious violations may pay on average $1,550 more annually than a driver with a clean driving record