Audi S6 Insurance Rates

The average insurance rates for an Audi S6 are $1,338 a year including full coverage. Comprehensive costs approximately $274, collision costs $428, and liability insurance is $478. Buying just liability costs around $526 a year, with insurance for high-risk drivers costing around $2,892. Teens cost the most to insure at $5,096 a year or more.

Average premium for full coverage: $1,338

Policy rates by type of insurance:

Prices are based on $500 deductible amounts, 30/60 split liability limits, and includes both medical and UM/UIM coverage. Prices are averaged for all 50 U.S. states and for different S6 trim levels.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city has a significant impact on car insurance prices. Rural locations are shown to have lower incidents of comprehensive and collision claims than cities with more traffic congestion.

The price range example below illustrates how location helps determine auto insurance prices.

The examples above highlight why anyone shopping for car insurance should compare rates quotes using their specific location, rather than relying on averaged prices.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below breaks down estimated Audi S6 insurance rates for additional coverage and risk scenarios.

• The cheapest rate after discounts is $781
• Raising to $1,000 deductibles will save $160 every year
• The estimated price for a good driver age 40 who chooses $500 deductibles is $1,338
• Selecting more expensive low deductibles bumps up the cost to $1,646
• Higher-risk drivers with serious driving violations could pay around $2,892 or more
• Policy cost that insures a teen driver with full coverage can cost $5,096

View Chart as Image

Insurance rates for an Audi S6 also range considerably based on the model year and trim level, your driving record and age, and physical damage deductibles and liability limits.

If you have a few points on your driving record or you caused an accident, you are likely paying anywhere from $1,600 to $2,200 extra every year, depending on your age. High-risk driver insurance is expensive and can cost anywhere from 43% to 133% more than the average policy. View High Risk Driver Rates

An older driver with a clean driving record and higher comprehensive and collision deductibles could pay as little as $1,200 every 12 months on average, or $100 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records can expect to pay in the ballpark of $5,000 a year. View Rates by Age

Your home state also has a big influence on Audi S6 insurance rates. A middle-age driver might find rates as low as $1,030 a year in states like Vermont, New Hampshire, and Missouri, or have to pay at least $1,910 on average in Louisiana, New York, and Michigan.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles can reduce rates by up to $470 each year, while increasing your policy's liability limits will push rates upward. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $430 more per year. View Rates by Deductible or Liability Limit

Because rates have so much variability, the best way to figure out who has the best auto insurance rates is to compare rates from as many companies as possible. Every auto insurance company calculates rates differently, so the rates will be varied.

How to Find Affordable Audi S6 Insurance

Finding cheaper rates on Audi S6 insurance consists of having a good driving record, having above-average credit, paying for small claims out-of-pocket, and maximizing policy discounts. Compare rates at least every other year by obtaining price quotes from direct car insurance companies, and also from local auto insurance providers.

The next list is a brief review of the car insurance concepts covered in the charts and tables above.

• High-risk drivers with DUI or reckless driving convictions will likely pay on average $1,550 more per year to buy Audi S6 insurance
• You may be able to save around $160 per year simply by shopping early and online
• Increasing comprehensive and collision deductibles can save approximately $475 each year
• Drivers who purchase increased levels of liability coverage will pay approximately $530 per year to raise from a 30/60 limit to the 250/500 level