Audi S6 Insurance Rates

The average insurance rates for an Audi S6 are $1,386 a year for full coverage. Comprehensive insurance costs approximately $282 a year, collision insurance costs $472, and liability insurance is $474. Liability-only insurance costs around $522 a year, and high-risk driver insurance costs $3,000 or more. 16-year-old drivers cost the most to insure at up to $5,258 a year.

Average premium for full coverage: $1,386

Policy rates by type of insurance:

Prices are based on $500 policy deductibles, bodily injury liability limits of 30/60, and includes additional medical/uninsured motorist coverage. Prices are averaged for all states and S6 trim levels.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city has a significant impact on car insurance rates. Rural locations are shown to have lower incidents of accident claims than congested cities. The diagram below illustrates how rural and urban location affects auto insurance prices.

The examples above show why it is important to compare rates quotes using their specific location, rather than relying on rate averages.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below shows average Audi S6 insurance rates for additional coverage and risk scenarios.

• The best full coverage rate is $803
• Raising to $1,000 deductibles will save $1,214 a year
• The estimated price for a good driver age 40 who chooses $500 deductibles is $1,386
• Buying low $100 deductibles will cost an additional $332 a year
• Higher-risk drivers with multiple tickets or accidents could pay around $3,000
• Policy cost that insures a teen driver can cost $5,258

View Chart as Image

Auto insurance rates for an Audi S6 also range considerably based on the trim level of your S6, how you drive, and physical damage deductibles and liability limits.

If you have a few points on your driving record or you caused an accident, you could be paying anywhere from $1,600 to $2,300 in extra premium every year, depending on your age. A high-risk auto insurance policy is expensive and can cost anywhere from 44% to 129% more than the average rate. View High Risk Driver Rates

Older drivers with a good driving record and higher comprehensive and collision deductibles could pay as little as $1,300 every 12 months on average, or $108 per month, for full coverage. Rates are highest for teenagers, since even teens with perfect driving records will have to pay in the ballpark of $5,200 a year. View Rates by Age

Your home state also has a big influence on Audi S6 insurance rates. A middle-age driver might find rates as low as $910 a year in states like Iowa, Maine, and Idaho, or at least $1,980 on average in New York, Louisiana, and Michigan.

View Chart as Image

Opting for high physical damage deductibles can reduce rates by up to $510 each year, while buying higher liability limits will push rates upward. Going from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $426 extra every year. View Rates by Deductible or Liability Limit

How to Find Affordable Audi S6 Insurance

Finding cheaper rates on Audi S6 insurance consists of avoiding accidents and claims, maintaining a good credit score, avoid buying unnecessary coverage, and possibly higher deductibles. Comparison shop every other policy renewal by obtaining price quotes from direct carriers, and also from insurance agencies where you live.

The points below are a brief review of the ideas that were raised in the charts and tables above.

• Drivers under the age of 20 have the highest car insurance rates, costing up to $438 each month if the policy includes full coverage
• High-risk drivers with DUI or reckless driving convictions could be forced to pay on average $1,610 more per year to insure an Audi S6
• Increasing comprehensive and collision deductibles can save approximately $500 each year
• Drivers can save around $170 per year just by quoting early and online