Cadillac CT6 Insurance Rates

U.S. average auto insurance rates for a Cadillac CT6 are $1,400 annually for full coverage. Comprehensive costs on average $278 a year, collision insurance costs $504, and liability coverage is $460. Liability-only insurance costs around $510 a year, and high-risk driver insurance costs around $3,038. 16-year-old drivers pay the highest rates at up to $5,314 a year.

Average premium for full coverage: $1,400

Price estimates by individual coverage:

These estimates include $500 policy deductibles, bodily injury liability limits of 30/60, and includes both medical and uninsured motorist insurance. Estimates are averaged for all states and CT6 trim levels.

Price Range from Low to High

Geographic Price Range

Choosing to live in a large city has a large influence on car insurance rates. Rural areas have fewer accident claims than congested cities. The diagram below illustrates the effect of geographic area on car insurance rates.

The ranges above show why it is important to compare rates quotes based on a specific location and their own personal driving habits, rather than using rate averages.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below shows average Cadillac CT6 insurance rates for different risk profiles and scenarios.

• The best full coverage rate is $806
• Raising to $1,000 deductibles will save around $1,222 a year
• The estimated rate for the average middle-age driver with $500 deductibles is $1,400
• Buying low $100 deductibles will cost $1,746
• Unlucky drivers with multiple tickets or accidents could pay upwards of $3,038
• The price with full coverage for a teenage driver may cost $5,314

View Chart as Image

Car insurance prices for a Cadillac CT6 are also quite variable based on the trim level and model year, your driver profile, and policy deductibles and limits.

Older drivers with no driving violations and high physical damage deductibles may only pay around $1,300 every 12 months on average for full coverage. Prices are highest for teenage drivers, where even without any violations or accidents they will be charged upwards of $5,300 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you could be paying at a minimum $1,700 to $2,300 extra each year, depending on your age. A high-risk auto insurance policy is expensive and can cost around 43% to 135% more than the average rate. View High Risk Driver Rates

Opting for high physical damage deductibles can reduce prices by up to $530 a year, while buying higher liability limits will cost you more. Going from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $414 extra every 12 months. View Rates by Deductible or Liability Limit

The state you live in also has a big influence on Cadillac CT6 insurance rates. A middle-age driver might find prices as low as $920 a year in states like Idaho, Maine, and Iowa, or at least $2,000 on average in Michigan, Louisiana, and New York.

View Chart as Image

How to Buy Cheap Cadillac CT6 Insurance

Getting lower rates on auto insurance consists of being a good driver, having a good credit score, eliminating unnecessary coverage, and possibly raising deductibles. Take the time to compare rates every other policy renewal by requesting rates from direct carriers like GEICO, Progressive, and Esurance, and also from local insurance agents.

The following list is a brief summary of the ideas that were covered in the above illustrations.

• Drivers age 16 to 20 are expensive to insure, with premiums as much as $443 a month if comprehensive and collision insurance is included
• Drivers that tend to have accidents or serious violations may be required to pay an average of $1,640 more each year than a safer driver
• Increasing physical damage deductibles could save up to $525 each year
• Drivers can save as much as $170 per year just by quoting early and online