Cadillac CT6 Insurance Rates

Estimated insurance prices for a Cadillac CT6 are $1,464 every 12 months for full coverage. Comprehensive insurance costs approximately $298 a year, collision insurance costs $548, and liability coverage costs around $460. Liability-only coverage costs as low as $510 a year, and high-risk coverage costs $3,178 or more. Teen drivers pay the most at up to $5,512 a year.

Average premium for full coverage: $1,464

Premium estimates by type of coverage:

Price estimates include $500 comprehensive and collision deductibles, liability coverage up to 30/60, and includes both medical and UM/UIM coverage. Rates include averaging for all states and CT6 trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Where you live has a large influence on car insurance rates. Rural locations are statistically proven to have more infrequent accident claims than larger metro areas. The diagram below illustrates the difference location can make on auto insurance prices.

These rate differences show why it is important to compare prices using their specific location and their own driving history, rather than using price averages.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below shows average Cadillac CT6 insurance rates for additional coverage and risk scenarios.

• The lowest rate with discounts is $838
• Using higher $1,000 deductibles will save $1,272 a year
• The average price for a 40-year-old good driver who chooses $500 deductibles is $1,464
• Choosing low $100 deductibles for physical damage coverage costs an extra $372 each year
• Higher-risk drivers with multiple violations and an at-fault accident could pay around $3,178
• An auto insurance policy to insure a teenage driver can cost $5,512 or more

View Chart as Image

Insurance prices for a Cadillac CT6 also have a wide range based on physical damage deductibles and liability limits, your driver profile, and the model of your CT6.

Choosing high deductibles could cut prices by as much as $570 a year, while buying higher liability limits will push prices upward. Going from a 50/100 liability limit to a 250/500 limit will cost up to $414 more per year. View Rates by Deductible or Liability Limit

Older drivers with a clean driving record and higher deductibles may only pay around $1,400 a year, or $117 per month, for full coverage. Prices are highest for drivers in their teens, since even excellent drivers can expect to pay in the ballpark of $5,500 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you could be paying anywhere from $1,700 to $2,400 extra annually, depending on your age. A high-risk auto insurance policy can be around 44% to 130% more than average. View High Risk Driver Rates

Where you choose to live has a huge impact on Cadillac CT6 insurance rates. A driver around age 40 might see prices as low as $970 a year in states like Iowa, Maine, and Idaho, or as much as $2,090 on average in New York, Louisiana, and Michigan.

View Chart as Image

How to Shop for Cheaper Cadillac CT6 Insurance

Finding better rates on auto insurance requires avoiding accidents and violations, having good credit, not filing small claims, and possibly raising deductibles. Make time to compare rates every time your policy renews by requesting rates from direct carriers, and also from your local independent and exclusive agents.

The list below is a condensed summary of the information touched on in this article.

• Drivers can save around $180 per year just by quoting early and online
• Teenagers are expensive to insure, as much as $459 per month if they have full coverage
• Increasing policy deductibles could save as much as $575 each year
• Drivers with multiple at-fault accidents may pay on average $1,710 more per year for car insurance
• Consumers who purchase higher liability limits will pay about $510 each year to increase from 30/60 bodily injury limits to a 250/500 level