Cadillac CT6 Insurance Rates
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Michelle Robbins
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Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
UPDATED: Apr 24, 2024
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Estimated insurance rates for a Cadillac CT6 are $1,464 a year for full coverage. Comprehensive insurance costs on average $298 each year, collision costs $548, and liability costs around $460. A policy with only liability insurance costs as low as $510 a year, with a high-risk policy costing $3,178 or more. Teen drivers pay the most at $5,512 a year or more.
Average premium for full coverage: $1,464
Premium estimates by type of coverage:
Rate estimates include $500 policy deductibles, minimum liability limits, and includes medical/PIP and uninsured motorist coverage. Rates include averaging for all states and CT6 models.
Insurance Price Range by Risk and Coverage
For an average driver, insurance rates for a Cadillac CT6 go from the low end price of $510 for liability-only coverage to a high rate of $3,178 for high-risk insurance.
Insurance Price Range by Location
Where you live can have significant affects on car insurance rates. Rural areas are statistically proven to have lower incidents of accident claims than larger metro areas.
The graphic below illustrates the effect of geographic area on car insurance rates.
These rate differences show why all drivers should compare prices based on a specific location, instead of using price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Charts and Tables
The chart below shows estimated Cadillac CT6 insurance rates for different risk profiles and scenarios.
- The lowest rate with discounts is $838
- Using higher $1,000 deductibles will save around $192 a year
- The estimated price for a 40-year-old good driver with $500 deductibles is $1,464
- Choosing low deductibles for physical damage coverage will cost an additional $372 every year
- Drivers with multiple violations and an at-fault accident could pay upwards of $3,178 or more
- An auto insurance policy that insures a teen driver may cost $5,512 or more
Car insurance prices for a Cadillac CT6 also have a wide range based on the trim level and model year, how you drive, and policy deductibles and limits.
If you have a few violations or you caused an accident, you could be paying at a minimum $1,700 to $2,400 extra annually, depending on your age. Insurance for high-risk drivers can be as much as 44% to 130% more than average. View High Risk Driver Rates
More mature drivers with no driving violations and higher comprehensive and collision deductibles may pay as little as $1,400 a year, or $117 per month, for full coverage. Prices are highest for drivers in their teens, since even teens with perfect driving records will be charged upwards of $5,500 a year. View Rates by Age
Where you choose to live has a huge impact on Cadillac CT6 insurance prices. A driver around age 40 might see prices as low as $970 a year in states like Idaho, Maine, and Iowa, or as much as $2,090 on average in Michigan, Louisiana, and New York.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,324 | -$140 | -9.6% |
| Alaska | $1,122 | -$342 | -23.4% |
| Arizona | $1,216 | -$248 | -16.9% |
| Arkansas | $1,464 | -$0 | 0.0% |
| California | $1,668 | $204 | 13.9% |
| Colorado | $1,398 | -$66 | -4.5% |
| Connecticut | $1,504 | $40 | 2.7% |
| Delaware | $1,656 | $192 | 13.1% |
| Florida | $1,830 | $366 | 25.0% |
| Georgia | $1,350 | -$114 | -7.8% |
| Hawaii | $1,052 | -$412 | -28.1% |
| Idaho | $992 | -$472 | -32.2% |
| Illinois | $1,090 | -$374 | -25.5% |
| Indiana | $1,100 | -$364 | -24.9% |
| Iowa | $988 | -$476 | -32.5% |
| Kansas | $1,390 | -$74 | -5.1% |
| Kentucky | $1,998 | $534 | 36.5% |
| Louisiana | $2,164 | $700 | 47.8% |
| Maine | $904 | -$560 | -38.3% |
| Maryland | $1,208 | -$256 | -17.5% |
| Massachusetts | $1,172 | -$292 | -19.9% |
| Michigan | $2,544 | $1,080 | 73.8% |
| Minnesota | $1,226 | -$238 | -16.3% |
| Mississippi | $1,752 | $288 | 19.7% |
| Missouri | $1,298 | -$166 | -11.3% |
| Montana | $1,572 | $108 | 7.4% |
| Nebraska | $1,154 | -$310 | -21.2% |
| Nevada | $1,754 | $290 | 19.8% |
| New Hampshire | $1,054 | -$410 | -28.0% |
| New Jersey | $1,636 | $172 | 11.7% |
| New Mexico | $1,298 | -$166 | -11.3% |
| New York | $1,542 | $78 | 5.3% |
| North Carolina | $844 | -$620 | -42.3% |
| North Dakota | $1,198 | -$266 | -18.2% |
| Ohio | $1,012 | -$452 | -30.9% |
| Oklahoma | $1,504 | $40 | 2.7% |
| Oregon | $1,340 | -$124 | -8.5% |
| Pennsylvania | $1,396 | -$68 | -4.6% |
| Rhode Island | $1,954 | $490 | 33.5% |
| South Carolina | $1,326 | -$138 | -9.4% |
| South Dakota | $1,236 | -$228 | -15.6% |
| Tennessee | $1,282 | -$182 | -12.4% |
| Texas | $1,764 | $300 | 20.5% |
| Utah | $1,084 | -$380 | -26.0% |
| Vermont | $1,002 | -$462 | -31.6% |
| Virginia | $876 | -$588 | -40.2% |
| Washington | $1,132 | -$332 | -22.7% |
| West Virginia | $1,340 | -$124 | -8.5% |
| Wisconsin | $1,014 | -$450 | -30.7% |
| Wyoming | $1,306 | -$158 | -10.8% |
Choosing high deductibles could cut prices by as much as $570 every year, whereas increasing liability limits will cost you more. Going from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $414 extra every 12 months. View Rates by Deductible or Liability Limit
With such a large range in prices, the only way to know exactly what you will pay is to do a rate comparison and see which company has the best price. Each insurance company uses a different rate calculation, so rate quotes will be substantially different.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2020 Cadillac CT6 | $336 | $698 | $442 | $1,634 |
| 2019 Cadillac CT6 | $324 | $648 | $452 | $1,582 |
| 2018 Cadillac CT6 | $310 | $610 | $456 | $1,534 |
| 2017 Cadillac CT6 | $298 | $548 | $460 | $1,464 |
| 2016 Cadillac CT6 | $278 | $504 | $460 | $1,400 |
Rates are averaged for all Cadillac CT6 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find the Best Cadillac CT6 Insurance
Finding better rates on car insurance requires being safe and accident-free, having a positive credit history, not filing small claims, and maximizing policy discounts. Shop around every couple of years by getting quotes from direct carriers, and also from local exclusive and independent agents.
Below you'll find a brief recap of the material that was covered in the above illustrations.
- Policyholders who require more liability protection will pay about $510 each year to increase from 30/60 bodily injury limits to the 250/500 level
- Youthful drivers are expensive to insure, as much as $459 per month if full coverage is purchased
- Higher risk drivers who tend to receive serious violations may pay on average $1,710 more each year than a low-risk driver
- Increasing policy deductibles can save approximately $575 each year
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,512 |
| 20 | $3,386 |
| 30 | $1,524 |
| 40 | $1,464 |
| 50 | $1,338 |
| 60 | $1,312 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,836 |
| $250 | $1,664 |
| $500 | $1,464 |
| $1,000 | $1,272 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,464 |
| 50/100 | $1,556 |
| 100/300 | $1,671 |
| 250/500 | $1,970 |
| 100 CSL | $1,602 |
| 300 CSL | $1,855 |
| 500 CSL | $2,039 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $7,868 |
| 20 | $5,398 |
| 30 | $3,246 |
| 40 | $3,178 |
| 50 | $3,036 |
| 60 | $3,010 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $78 |
| Multi-vehicle | $78 |
| Homeowner | $22 |
| 5-yr Accident Free | $108 |
| 5-yr Claim Free | $96 |
| Paid in Full/EFT | $67 |
| Advance Quote | $73 |
| Online Quote | $104 |
| Total Discounts | $626 |
Discounts are estimated and may not be available from every company or in every state.
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