Cadillac CT6 Insurance Rates

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UPDATED: Apr 24, 2024

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The average auto insurance rates for a Cadillac CT6 are $1,400 annually with full coverage. Comprehensive insurance costs an estimated $278, collision costs $504, and liability is $460. Buying just liability costs around $510 a year, with insurance for high-risk drivers costing $3,038 or more. Teenage drivers cost the most to insure at $5,314 a year or more.

Average premium for full coverage: $1,400

Policy rates broken down by type of insurance:

Comprehensive $278
Collision $504
Liability $460

Estimates include $500 deductibles, 30/60 liability limits, and includes medical and UM/UIM coverage. Prices are averaged for all U.S. states and for all CT6 models.

Price Range Variability

For a driver in their 40's, Cadillac CT6 insurance rates go from as cheap as $510 for just liability insurance to the much higher price of $3,038 for a driver required to buy high-risk insurance.

Liability Only $510
Full Coverage $1,400
High Risk $3,038

Urban vs. Rural Price Range

Choosing to live in a large city can make a big difference on car insurance rates. More rural locations are shown to have fewer collision claims than densely populated cities.

The example below illustrates how location helps determine insurance prices.

Rural Areas $1,050
Small Cities $1,470
Large Cities $1,890

The examples above demonstrate why everyone should compare rates quotes for a targeted area and their own personal driving habits, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

More Rate Details

The chart below details estimated Cadillac CT6 insurance rates for other coverage scenarios.

  • The best discount rate is $806
  • Raising to $1,000 deductibles will save approximately $178 annually
  • The estimated rate for a good driver age 40 who has $500 deductibles is $1,400
  • Using pricier low deductibles costs an additional $346 annually
  • Drivers who are prone to accidents and violations could pay up to $3,038 or more
  • Policy cost with full coverage for a 16-year-old driver for full coverage can cost as much as $5,314

View Chart as Image

Cadillac CT6 insurance cost comparison chart
Column chart showing full coverage Cadillac CT6 insurance prices range from $806 to $5,314

Insurance rates for a Cadillac CT6 also range considerably based on the model year and trim level, your driving record, and liability limits and deductibles.

A more mature driver with a clean driving record and high physical damage deductibles may pay as low as $1,300 every 12 months on average, or $108 per month, for full coverage. Rates are much higher for teenagers, where even without any violations or accidents they can expect to pay at least $5,300 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you may be forking out $1,700 to $2,300 extra every year, depending on your age. Cadillac CT6 insurance for high-risk drivers is expensive and can cost from 43% to 135% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles can reduce rates by up to $530 annually, whereas buying more liability protection will increase premiums. Moving from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $414 more per year. View Rates by Deductible or Liability Limit

Your home state also has a big influence on Cadillac CT6 insurance prices. A middle-age driver might find rates as low as $1,010 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $1,890 on average in New York, Michigan, and Florida.

Cadillac CT6 Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,268 -$132 -9.4%
Alaska $1,074 -$326 -23.3%
Arizona $1,162 -$238 -17.0%
Arkansas $1,400 -$0 0.0%
California $1,596 $196 14.0%
Colorado $1,338 -$62 -4.4%
Connecticut $1,440 $40 2.9%
Delaware $1,584 $184 13.1%
Florida $1,752 $352 25.1%
Georgia $1,294 -$106 -7.6%
Hawaii $1,006 -$394 -28.1%
Idaho $948 -$452 -32.3%
Illinois $1,044 -$356 -25.4%
Indiana $1,054 -$346 -24.7%
Iowa $944 -$456 -32.6%
Kansas $1,330 -$70 -5.0%
Kentucky $1,912 $512 36.6%
Louisiana $2,072 $672 48.0%
Maine $864 -$536 -38.3%
Maryland $1,156 -$244 -17.4%
Massachusetts $1,120 -$280 -20.0%
Michigan $2,432 $1,032 73.7%
Minnesota $1,172 -$228 -16.3%
Mississippi $1,678 $278 19.9%
Missouri $1,244 -$156 -11.1%
Montana $1,506 $106 7.6%
Nebraska $1,104 -$296 -21.1%
Nevada $1,680 $280 20.0%
New Hampshire $1,008 -$392 -28.0%
New Jersey $1,564 $164 11.7%
New Mexico $1,240 -$160 -11.4%
New York $1,474 $74 5.3%
North Carolina $806 -$594 -42.4%
North Dakota $1,146 -$254 -18.1%
Ohio $968 -$432 -30.9%
Oklahoma $1,438 $38 2.7%
Oregon $1,284 -$116 -8.3%
Pennsylvania $1,336 -$64 -4.6%
Rhode Island $1,870 $470 33.6%
South Carolina $1,268 -$132 -9.4%
South Dakota $1,180 -$220 -15.7%
Tennessee $1,226 -$174 -12.4%
Texas $1,688 $288 20.6%
Utah $1,036 -$364 -26.0%
Vermont $958 -$442 -31.6%
Virginia $838 -$562 -40.1%
Washington $1,082 -$318 -22.7%
West Virginia $1,284 -$116 -8.3%
Wisconsin $968 -$432 -30.9%
Wyoming $1,248 -$152 -10.9%

View Chart as Image

Cadillac CT6 insurance rates by U.S. city

Because rates have so much variability, the best way to find out which auto insurance is cheapest is to regularly compare rates from multiple companies. Every auto insurance company uses a different method to calculate rates, so the rates will be varied between companies.

Cadillac CT6 Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2020 Cadillac CT6 $324 $648 $452 $1,582
2019 Cadillac CT6 $310 $610 $456 $1,534
2018 Cadillac CT6 $298 $548 $460 $1,464
2017 Cadillac CT6 $278 $504 $460 $1,400
2016 Cadillac CT6 $268 $472 $464 $1,362

Rates are averaged for all Cadillac CT6 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Buy Low Cost Cadillac CT6 Insurance

Finding cheaper rates on insurance for a Cadillac CT6 consists of not taking risks behind the wheel, having a good credit history, not filing small claims, and taking advantage of discounts. Invest time comparing rates at every policy renewal by obtaining price quotes from direct companies like Progressive, GEICO, and Esurance, and also from several local insurance agents.

The following is a review of the data covered in the charts and tables above.

  • Insureds who want higher liability limits will pay an extra $510 every year to raise from a 30/60 limit to higher 250/500 limits
  • You may be able to save approximately $170 per year simply by quoting online well ahead of the renewal date
  • Increasing comprehensive and collision deductibles could save up to $525 each year
  • Teens are charged the highest rates, as much as $443 each month including comprehensive and collision insurance

Rates by Driver Age

Cadillac CT6 Insurance Rates by Driver Age
Driver Age Premium
16 $5,314
20 $3,238
30 $1,454
40 $1,400
50 $1,280
60 $1,256

Full coverage, $500 deductibles

Rates by Deductible

Cadillac CT6 Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,746
$250 $1,584
$500 $1,400
$1,000 $1,222

Full coverage, driver age 40

Rates by Liability Limit

Cadillac CT6 Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,400
50/100 $1,492
100/300 $1,607
250/500 $1,906
100 CSL $1,538
300 CSL $1,791
500 CSL $1,975

Full coverage, driver age 40

Rates for High Risk Drivers

Cadillac CT6 Insurance Rates for High Risk Drivers
Age Premium
16 $7,572
20 $5,160
30 $3,100
40 $3,038
50 $2,904
60 $2,878

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $197

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $75
Multi-vehicle $75
Homeowner $22
5-yr Accident Free $101
5-yr Claim Free $91
Paid in Full/EFT $62
Advance Quote $69
Online Quote $99
Total Discounts $594
Rate after discounts $806

Discounts are estimated and may not be available from every company or in every state.

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