Cadillac CT6 Insurance Rates

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UPDATED: Apr 24, 2024

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Average insurance prices for a Cadillac CT6 are $1,400 every 12 months for full coverage. Comprehensive insurance costs on average $278, collision insurance costs $504, and liability coverage costs $460. Liability-only coverage costs as little as $510 a year, and high-risk coverage costs $3,038 or more. Teens receive the highest rates at up to $5,314 a year.

Average premium for full coverage: $1,400

Rate estimates by individual coverage type:

Comprehensive $278
Collision $504
Liability $460

Estimates include $500 comprehensive and collision deductibles, 30/60 liability limits, and includes both medical and UM/UIM coverage. Rates are averaged for all states and for all CT6 models.

Price Range by Coverage and Risk

For a driver around age 40, prices range range from the cheapest price of $510 for basic liability insurance to the much higher price of $3,038 for a driver required to buy high-risk insurance.

Liability Only $510
Full Coverage $1,400
High Risk $3,038

Price Range by Location

Your location has a large influence on car insurance rates. Rural areas tend to have more infrequent accident claims than cities with more traffic congestion. The example below illustrates the difference between rural and urban areas on car insurance rates.

Rural Areas $1,050
Small Cities $1,470
Large Cities $1,890

These examples show why everyone should compare rates based on a specific location and their own driving history, rather than using averaged prices.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Rate Comparisons

The chart below shows average Cadillac CT6 insurance rates for different risk profiles and scenarios.

  • The cheapest rate after discounts is $806
  • Drivers who choose higher $1,000 deductibles will pay around $178 a year
  • The average price for a 40-year-old driver with $500 deductibles is $1,400
  • Selecting pricier low deductibles for comprehensive and collision insurance costs an extra $346 each year
  • High-risk insureds with serious driving violations could pay upwards of $3,038
  • The cost to insure a teenage driver for full coverage may cost $5,314 a year

View Chart as Image

Cadillac CT6 insurance cost comparison chart
Column chart showing Cadillac CT6 insurance prices range from $806 to $5,314 for full coverage

Car insurance rates for a Cadillac CT6 can also vary considerably based on policy deductibles and limits, your driver profile, and the trim level of your CT6.

Choosing higher comprehensive and collision insurance deductibles could save up to $530 a year, whereas buying more liability protection will cost you more. Going from a 50/100 liability limit to a 250/500 limit will cost as much as $414 extra every 12 months. View Rates by Deductible or Liability Limit

A more mature driver with no driving violations and higher deductibles may only pay around $1,300 per year on average for full coverage. Rates are much higher for teen drivers, since even excellent drivers will be charged upwards of $5,300 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you could be paying at a minimum $1,700 to $2,300 extra per year, depending on your age. Cadillac CT6 insurance for high-risk drivers can cost around 43% to 135% more than the average policy. View High Risk Driver Rates

Where you live makes a big difference in Cadillac CT6 insurance rates. A 40-year-old driver could pay as low as $920 a year in states like Idaho, Maine, and Iowa, or have to pay at least $2,000 on average in Michigan, Louisiana, and New York.

Cadillac CT6 Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,268 -$132 -9.4%
Alaska $1,074 -$326 -23.3%
Arizona $1,162 -$238 -17.0%
Arkansas $1,400 -$0 0.0%
California $1,596 $196 14.0%
Colorado $1,338 -$62 -4.4%
Connecticut $1,440 $40 2.9%
Delaware $1,584 $184 13.1%
Florida $1,752 $352 25.1%
Georgia $1,294 -$106 -7.6%
Hawaii $1,006 -$394 -28.1%
Idaho $948 -$452 -32.3%
Illinois $1,044 -$356 -25.4%
Indiana $1,054 -$346 -24.7%
Iowa $944 -$456 -32.6%
Kansas $1,330 -$70 -5.0%
Kentucky $1,912 $512 36.6%
Louisiana $2,072 $672 48.0%
Maine $864 -$536 -38.3%
Maryland $1,156 -$244 -17.4%
Massachusetts $1,120 -$280 -20.0%
Michigan $2,432 $1,032 73.7%
Minnesota $1,172 -$228 -16.3%
Mississippi $1,678 $278 19.9%
Missouri $1,244 -$156 -11.1%
Montana $1,506 $106 7.6%
Nebraska $1,104 -$296 -21.1%
Nevada $1,680 $280 20.0%
New Hampshire $1,008 -$392 -28.0%
New Jersey $1,564 $164 11.7%
New Mexico $1,240 -$160 -11.4%
New York $1,474 $74 5.3%
North Carolina $806 -$594 -42.4%
North Dakota $1,146 -$254 -18.1%
Ohio $968 -$432 -30.9%
Oklahoma $1,438 $38 2.7%
Oregon $1,284 -$116 -8.3%
Pennsylvania $1,336 -$64 -4.6%
Rhode Island $1,870 $470 33.6%
South Carolina $1,268 -$132 -9.4%
South Dakota $1,180 -$220 -15.7%
Tennessee $1,226 -$174 -12.4%
Texas $1,688 $288 20.6%
Utah $1,036 -$364 -26.0%
Vermont $958 -$442 -31.6%
Virginia $838 -$562 -40.1%
Washington $1,082 -$318 -22.7%
West Virginia $1,284 -$116 -8.3%
Wisconsin $968 -$432 -30.9%
Wyoming $1,248 -$152 -10.9%

View Chart as Image

Cadillac CT6 insurance rates by U.S. city
Cadillac CT6 Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2020 Cadillac CT6 $324 $648 $452 $1,582
2019 Cadillac CT6 $310 $610 $456 $1,534
2018 Cadillac CT6 $298 $548 $460 $1,464
2017 Cadillac CT6 $278 $504 $460 $1,400
2016 Cadillac CT6 $268 $472 $464 $1,362

Rates are averaged for all Cadillac CT6 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Shop for Low Cost Cadillac CT6 Insurance

Saving money on auto insurance not only requires having a decent driving record, but also maintaining a good credit score, eliminating unneeded coverage, and possibly raising deductibles. Set aside time to compare rates at every policy renewal by requesting quotes from direct carriers like GEICO, Progressive, and Esurance, and also from local independent and exclusive agents.

The following items are a review of the data covered above.

  • Consumers who require additional liability coverage will pay approximately $510 each year to go from a minimum limit to a 250/500 level
  • Drivers can save as much as $170 per year just by quoting online well ahead of the renewal date
  • Increasing deductibles could save as much as $525 each year
  • 16 to 18-year-old drivers are expensive to insure, costing as high as $443 per month if the policy includes full coverage

Rates by Driver Age

Cadillac CT6 Insurance Rates by Driver Age
Driver Age Premium
16 $5,314
20 $3,238
30 $1,454
40 $1,400
50 $1,280
60 $1,256

Full coverage, $500 deductibles

Rates by Deductible

Cadillac CT6 Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,746
$250 $1,584
$500 $1,400
$1,000 $1,222

Full coverage, driver age 40

Rates by Liability Limit

Cadillac CT6 Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,400
50/100 $1,492
100/300 $1,607
250/500 $1,906
100 CSL $1,538
300 CSL $1,791
500 CSL $1,975

Full coverage, driver age 40

Rates for High Risk Drivers

Cadillac CT6 Insurance Rates for High Risk Drivers
Age Premium
16 $7,572
20 $5,160
30 $3,100
40 $3,038
50 $2,904
60 $2,878

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $197

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $75
Multi-vehicle $75
Homeowner $22
5-yr Accident Free $101
5-yr Claim Free $91
Paid in Full/EFT $62
Advance Quote $69
Online Quote $99
Total Discounts $594
Rate after discounts $806

Discounts are estimated and may not be available from every company or in every state.

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