Cadillac CT6 Insurance Rates

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UPDATED: Apr 24, 2024

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Average insurance rates for a Cadillac CT6 are $1,400 a year for full coverage insurance. Comprehensive costs an estimated $278, collision costs $504, and liability insurance costs around $460. Liability-only coverage costs as low as $510 a year, with high-risk coverage costing around $3,038. Teenage drivers receive the highest rates at $5,314 a year or more.

Average premium for full coverage: $1,400

Rate estimates broken down by individual coverage type:

Comprehensive $278
Collision $504
Liability $460

Estimates include $500 policy deductibles, 30/60 split liability limits, and includes both medical and uninsured motorist insurance. Rates are averaged for all 50 states and for different CT6 trim levels.

Price Range by Coverage and Risk

For the average driver, prices range go from the low end price of $510 for minimum levels of liability insurance to a much higher rate of $3,038 for a high-risk insurance policy.

Liability Only $510
Full Coverage $1,400
High Risk $3,038

Price Range by Location

Where you live has a significant impact on the price of insurance. More rural locations tend to have lower incidents of physical damage claims than densely populated cities.

The price range example below illustrates how location impacts insurance prices.

Rural Areas $1,050
Small Cities $1,470
Large Cities $1,890

These examples illustrate why anyone shopping for car insurance should compare prices for a targeted area, rather than relying on average rates.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

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Additional Rate Details

The chart below illustrates estimated Cadillac CT6 insurance rates for other coverage scenarios.

  • The best discount rate is $806
  • Using higher $1,000 deductibles will save approximately $178 each year
  • The estimated price for a 40-year-old driver who has $500 deductibles is $1,400
  • Using more expensive low deductibles for physical damage coverage bumps up the cost to $1,746
  • Drivers who are prone to accidents and violations could pay up to $3,038 or more
  • The cost that insures a teen driver with full coverage can cost as much as $5,314 or more

View Chart as Image

Cadillac CT6 insurance cost comparison chart
Column chart showing full coverage Cadillac CT6 insurance rates range from $806 to $5,314

Car insurance rates for a Cadillac CT6 can also vary considerably based on the model year and trim level, your age and driving record, and liability limits and deductibles.

If you like to drive fast or you caused an accident, you are probably paying $1,700 to $2,300 extra per year, depending on your age. High-risk driver insurance can be anywhere from 43% to 135% more than a normal policy. View High Risk Driver Rates

An older driver with no driving violations and higher comprehensive and collision deductibles could pay as little as $1,300 a year for full coverage. Rates are much higher for teen drivers, since even teens with perfect driving records will be charged at least $5,300 a year. View Rates by Age

Where you live has a huge impact on Cadillac CT6 insurance rates. A driver around age 40 might see rates as low as $920 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $1,890 on average in Florida, New York, and Michigan.

Cadillac CT6 Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,268 -$132 -9.4%
Alaska $1,074 -$326 -23.3%
Arizona $1,162 -$238 -17.0%
Arkansas $1,400 -$0 0.0%
California $1,596 $196 14.0%
Colorado $1,338 -$62 -4.4%
Connecticut $1,440 $40 2.9%
Delaware $1,584 $184 13.1%
Florida $1,752 $352 25.1%
Georgia $1,294 -$106 -7.6%
Hawaii $1,006 -$394 -28.1%
Idaho $948 -$452 -32.3%
Illinois $1,044 -$356 -25.4%
Indiana $1,054 -$346 -24.7%
Iowa $944 -$456 -32.6%
Kansas $1,330 -$70 -5.0%
Kentucky $1,912 $512 36.6%
Louisiana $2,072 $672 48.0%
Maine $864 -$536 -38.3%
Maryland $1,156 -$244 -17.4%
Massachusetts $1,120 -$280 -20.0%
Michigan $2,432 $1,032 73.7%
Minnesota $1,172 -$228 -16.3%
Mississippi $1,678 $278 19.9%
Missouri $1,244 -$156 -11.1%
Montana $1,506 $106 7.6%
Nebraska $1,104 -$296 -21.1%
Nevada $1,680 $280 20.0%
New Hampshire $1,008 -$392 -28.0%
New Jersey $1,564 $164 11.7%
New Mexico $1,240 -$160 -11.4%
New York $1,474 $74 5.3%
North Carolina $806 -$594 -42.4%
North Dakota $1,146 -$254 -18.1%
Ohio $968 -$432 -30.9%
Oklahoma $1,438 $38 2.7%
Oregon $1,284 -$116 -8.3%
Pennsylvania $1,336 -$64 -4.6%
Rhode Island $1,870 $470 33.6%
South Carolina $1,268 -$132 -9.4%
South Dakota $1,180 -$220 -15.7%
Tennessee $1,226 -$174 -12.4%
Texas $1,688 $288 20.6%
Utah $1,036 -$364 -26.0%
Vermont $958 -$442 -31.6%
Virginia $838 -$562 -40.1%
Washington $1,082 -$318 -22.7%
West Virginia $1,284 -$116 -8.3%
Wisconsin $968 -$432 -30.9%
Wyoming $1,248 -$152 -10.9%

View Chart as Image

Cadillac CT6 insurance rates by U.S. city

Using high physical damage deductibles could cut rates by as much as $530 each year, while increasing your policy's liability limits will increase premiums. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $414 extra every 12 months. View Rates by Deductible or Liability Limit

With so much variability in rates, the only way to figure out which company is cheapest is to compare rates from as many companies as possible. Each insurance company uses a different method to calculate rates, so rate quotes can be significantly different.

Cadillac CT6 Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2020 Cadillac CT6 $324 $648 $452 $1,582
2019 Cadillac CT6 $310 $610 $456 $1,534
2018 Cadillac CT6 $298 $548 $460 $1,464
2017 Cadillac CT6 $278 $504 $460 $1,400
2016 Cadillac CT6 $268 $472 $464 $1,362

Rates are averaged for all Cadillac CT6 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find Low Cost Cadillac CT6 Insurance

Saving money on Cadillac CT6 insurance requires avoiding accidents and claims, having a positive credit history, avoid buying unnecessary coverage, and not having any coverage lapses. Compare prices at least every other year by getting rate quotes from direct insurance companies like Progressive, GEICO, and Esurance, and also from local insurance agencies.

The points below are a review of the car insurance concepts touched on above.

  • High-risk drivers who have several accidents or serious violations may have to pay on average $1,640 more annually to insure a Cadillac CT6
  • It is possible to save approximately $170 per year simply by shopping early and online
  • Increasing deductibles can save approximately $525 each year
  • Drivers who want increased liability limits will pay an extra $510 annually to increase from a minimum limit to the 250/500 level

Rates by Driver Age

Cadillac CT6 Insurance Rates by Driver Age
Driver Age Premium
16 $5,314
20 $3,238
30 $1,454
40 $1,400
50 $1,280
60 $1,256

Full coverage, $500 deductibles

Rates by Deductible

Cadillac CT6 Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,746
$250 $1,584
$500 $1,400
$1,000 $1,222

Full coverage, driver age 40

Rates by Liability Limit

Cadillac CT6 Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,400
50/100 $1,492
100/300 $1,607
250/500 $1,906
100 CSL $1,538
300 CSL $1,791
500 CSL $1,975

Full coverage, driver age 40

Rates for High Risk Drivers

Cadillac CT6 Insurance Rates for High Risk Drivers
Age Premium
16 $7,572
20 $5,160
30 $3,100
40 $3,038
50 $2,904
60 $2,878

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $197

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $75
Multi-vehicle $75
Homeowner $22
5-yr Accident Free $101
5-yr Claim Free $91
Paid in Full/EFT $62
Advance Quote $69
Online Quote $99
Total Discounts $594
Rate after discounts $806

Discounts are estimated and may not be available from every company or in every state.

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