Cadillac CT6 Insurance Rates

Estimated insurance rates for a Cadillac CT6 are $1,004 a year for full coverage. Comprehensive insurance costs an estimated $172 each year, collision insurance costs $232, and liability insurance is estimated at $442. A policy with only liability insurance costs approximately $496 a year, and a high-risk policy costs $2,158 or more. 16-year-old drivers pay the most at up to $4,012 a year.

Average premium for full coverage: $1,004

Premium estimates broken down by type of coverage:

Price estimates include $500 deductible amounts, minimum liability limits, and includes UM/UIM and medical coverage. Rates include averaging for all states and CT6 models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Living in a larger city has a significant impact on insurance rates. More rural locations are statistically proven to have lower incidents of accident claims than congested cities. The graphic below illustrates how your location can change insurance prices.

These rate differences show why all drivers should get quotes for a targeted area, rather than relying on rate averages.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below shows average Cadillac CT6 insurance rates for other coverage scenarios.

• The best full coverage rate is $609
• Choosing higher $1,000 deductibles can save approximately $92 a year
• The estimated price for a 40-year-old good driver who has $500 deductibles is $1,004
• Buying low deductibles for comp and collision coverage will cost an additional $174 a year
• High-risk insureds with multiple tickets or accidents could pay up to $2,158
• An auto insurance policy that insures a teen driver can cost as much as $4,012 each year

View Chart as Image

Car insurance prices for a Cadillac CT6 also have a wide range based on the trim level and model year, how you drive, and liability limits and deductibles.

If you have a few violations or you caused an accident, you could be paying $1,200 to $1,700 extra annually, depending on your age. Insurance for high-risk drivers ranges anywhere from 42% to 133% more than the average rate. View High Risk Driver Rates

More mature drivers with no driving violations and higher comprehensive and collision deductibles could pay as little as $1,000 annually on average, or $83 per month, for full coverage. Prices are highest for drivers in their teens, since even teens with perfect driving records will be charged at least $4,000 a year. View Rates by Age

Where you choose to live plays a big part in determining prices for Cadillac CT6 insurance rates. A good driver about age 40 could pay as low as $660 a year in states like Iowa, Maine, and Idaho, or at least $1,440 on average in New York, Louisiana, and Michigan.

View Chart as Image

Opting for high physical damage deductibles can save as much as $270 each year, whereas increasing liability limits will increase premiums. Going from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $398 extra every 12 months. View Rates by Deductible or Liability Limit

How to Find Cheaper Cadillac CT6 Insurance

Finding better rates on Cadillac CT6 insurance takes having a good driving record, having a positive credit history, not filing small claims, and possibly higher deductibles. Comparison shop every couple of years by requesting quotes from direct carriers, and also from your local independent and exclusive agents.

The next list is a condensed summary of the material that was illustrated above.

• Drivers who want increased levels of liability coverage will pay around $490 each year to raise limits from 30/60 bodily injury limits to the 250/500 level
• Drivers age 20 and younger have the highest car insurance prices, as much as $334 per month if full coverage is purchased
• High-risk drivers with multiple at-fault accidents may pay on average $1,150 more annually to buy Cadillac CT6 insurance
• Increasing policy deductibles can save approximately $275 each year