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Chevrolet Bolt Insurance Rates

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Jeffrey Johnson graduated summa cum laude from the University of Baltimore School of Law and has worked in legal offices and nonprofits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman University and worked in film, education, and publishing. His professional writing has appeared on sites like The Manifest and Vice, and he is the author of a novel ...

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UPDATED: Jan 6, 2020

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Average auto insurance rates for a Chevrolet Bolt are $1,416 annually with full coverage. Comprehensive costs an estimated $298, collision costs $530, and liability insurance costs $430. A policy with just liability insurance costs as little as $486 a year, with coverage for high-risk drivers costing around $3,062. Teens receive the highest rates at $5,298 a year or more.

Average premium for full coverage: $1,416

Rate estimates broken down by individual coverage type:

Comprehensive $298
Collision $530
Liability $430

Rates include $500 deductible amounts, 30/60 liability limits, and includes uninsured motorist and medical coverage. Rates are averaged for all U.S. states and for different Bolt trim levels.

Price Range by Coverage and Risk

For a middle-aged driver, prices range go from as cheap as $486 for the bare minimum liability coverage to a much higher rate of $3,062 for a high risk driver.

Liability Only $486
Full Coverage $1,416
High Risk $3,062

Price Range by Location

Your location has a significant impact on car insurance rates. More rural locations tend to have fewer collision claims than cities with more traffic congestion.

The price range example below illustrates the effect of location on insurance prices.

Rural Areas $1,062
Small Cities $1,487
Large Cities $1,912

These examples demonstrate why anyone shopping for car insurance should compare rates for a targeted area and their own personal driving habits, rather than relying on averaged prices.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Information

The chart below details estimated Chevrolet Bolt insurance rates for other coverage scenarios.

  • The cheapest rate after discounts is $815
  • Drivers who choose higher $1,000 deductibles will pay approximately $188 annually
  • The estimated rate for a 40-year-old driver who has $500 deductibles is $1,416
  • Selecting more expensive low deductibles for comprehensive and collision insurance will cost $1,780
  • High risk drivers with serious driving violations could pay up to $3,062 or more
  • The cost with full coverage for a teen driver with full coverage can cost as much as $5,298 a year

View Chart as Image

Chevrolet Bolt insurance cost comparison chart
Column chart showing full coverage Chevrolet Bolt insurance rates range from $815 to $5,298

Insurance rates for a Chevrolet Bolt can also vary considerably based on the trim level of your Bolt, your driving record, and liability limits and deductibles.

An older driver with no violations or accidents and high physical damage deductibles could pay as little as $1,300 per year on average for full coverage. Rates are much higher for teen drivers, where even without any violations or accidents they should be prepared to pay at least $5,200 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you may be forking out $1,700 to $2,300 additional per year, depending on your age. High-risk driver insurance can cost anywhere from 43% to 134% more than the average policy. View High Risk Driver Rates

Choosing higher comprehensive and collision insurance deductibles could save up to $560 each year, while increasing your policy's liability limits will increase premiums. Moving from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $387 more each year. View Rates by Deductible or Liability Limit

Where you live makes a big difference in Chevrolet Bolt insurance rates. A 40-year-old driver could pay as low as $1,020 a year in states like Utah, Ohio, and New Hampshire, or have to pay at least $1,910 on average in New York, Michigan, and Florida.

Chevrolet Bolt Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,278 -$138 -9.7%
Alaska $1,086 -$330 -23.3%
Arizona $1,174 -$242 -17.1%
Arkansas $1,416 -$0 0.0%
California $1,614 $198 14.0%
Colorado $1,352 -$64 -4.5%
Connecticut $1,456 $40 2.8%
Delaware $1,602 $186 13.1%
Florida $1,770 $354 25.0%
Georgia $1,306 -$110 -7.8%
Hawaii $1,016 -$400 -28.2%
Idaho $956 -$460 -32.5%
Illinois $1,054 -$362 -25.6%
Indiana $1,066 -$350 -24.7%
Iowa $954 -$462 -32.6%
Kansas $1,344 -$72 -5.1%
Kentucky $1,930 $514 36.3%
Louisiana $2,094 $678 47.9%
Maine $872 -$544 -38.4%
Maryland $1,166 -$250 -17.7%
Massachusetts $1,134 -$282 -19.9%
Michigan $2,458 $1,042 73.6%
Minnesota $1,186 -$230 -16.2%
Mississippi $1,694 $278 19.6%
Missouri $1,256 -$160 -11.3%
Montana $1,522 $106 7.5%
Nebraska $1,116 -$300 -21.2%
Nevada $1,694 $278 19.6%
New Hampshire $1,020 -$396 -28.0%
New Jersey $1,582 $166 11.7%
New Mexico $1,254 -$162 -11.4%
New York $1,492 $76 5.4%
North Carolina $816 -$600 -42.4%
North Dakota $1,160 -$256 -18.1%
Ohio $978 -$438 -30.9%
Oklahoma $1,454 $38 2.7%
Oregon $1,296 -$120 -8.5%
Pennsylvania $1,350 -$66 -4.7%
Rhode Island $1,886 $470 33.2%
South Carolina $1,282 -$134 -9.5%
South Dakota $1,194 -$222 -15.7%
Tennessee $1,240 -$176 -12.4%
Texas $1,706 $290 20.5%
Utah $1,048 -$368 -26.0%
Vermont $970 -$446 -31.5%
Virginia $848 -$568 -40.1%
Washington $1,094 -$322 -22.7%
West Virginia $1,296 -$120 -8.5%
Wisconsin $980 -$436 -30.8%
Wyoming $1,260 -$156 -11.0%

View Chart as Image

Chevrolet Bolt insurance rates by U.S. city

With so much variability in rates, the best way to find out which company is cheapest is to compare rates from as many companies as possible. Every company calculates rates differently, and rates can be significantly different between companies.

Chevrolet Bolt Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2017 Chevrolet Bolt $298 $530 $430 $1,416

Rates are averaged for all Chevrolet Bolt models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Buy Cheaper Chevrolet Bolt Insurance

Saving money on Chevrolet Bolt insurance not only requires having a good driving record, but also having good credit, eliminating unnecessary coverage, and maximizing policy discounts. Take the time to shop around at least every two years by obtaining price quotes from direct companies like Progressive and GEICO, and also from several local insurance agents.

The next list is a summary of the information that was covered in this article.

  • Increasing deductibles could save up to $550 each year
  • You may be able to save approximately $170 per year simply by shopping early and online
  • Drivers who want increased levels of liability coverage will pay approximately $470 every year to go from a minimum limit to higher 250/500 limits
  • Drivers age 20 and younger are expensive to insure, with premiums as much as $442 per month if they have full coverage
  • High-risk drivers that have multiple accidents or serious violations pay on average $1,650 more annually to buy Chevrolet Bolt insurance

Rates by Driver Age

Chevrolet Bolt Insurance Rates by Driver Age
Driver Age Premium
16 $5,298
20 $3,264
30 $1,474
40 $1,416
50 $1,294
60 $1,268

Full coverage, $500 deductibles

Rates by Deductible

Chevrolet Bolt Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,780
$250 $1,610
$500 $1,416
$1,000 $1,228

Full coverage, driver age 40

Rates by Liability Limit

Chevrolet Bolt Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,416
50/100 $1,502
100/300 $1,610
250/500 $1,889
100 CSL $1,545
300 CSL $1,782
500 CSL $1,954

Full coverage, driver age 40

Rates for High Risk Drivers

Chevrolet Bolt Insurance Rates for High Risk Drivers
Age Premium
16 $7,558
20 $5,196
30 $3,126
40 $3,062
50 $2,924
60 $2,898

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $198

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $75
Multi-vehicle $74
Homeowner $21
5-yr Accident Free $104
5-yr Claim Free $92
Paid in Full/EFT $64
Advance Quote $70
Online Quote $101
Total Discounts $601
Rate after discounts $815

Discounts are estimated and may not be available from every company or in every state.

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