Chevrolet Express Insurance Rates

U.S. average insurance rates for a Chevrolet Express are $1,332 a year for full coverage. Comprehensive insurance costs an estimated $270, collision insurance costs $506, and liability coverage costs $398. Liability-only coverage costs as little as $460 a year, and high-risk coverage costs $2,888 or more. Teen drivers pay the highest rates at up to $5,022 a year.

Average premium for full coverage: $1,332

Price estimates broken down by individual coverage:

These estimates include $500 comprehensive and collision deductibles, 30/60 liability coverage, and includes both medical and UM/UIM coverage. Estimates are averaged for all states and for different Express trim levels.

Price Range from Low to High

Geographic Price Range

Your location has a large influence on insurance rates. More rural locations have lower incidents of accident claims than larger metro areas. The price range example below illustrates how rural and urban location affects insurance prices.

The ranges above show why anyone shopping for car insurance should compare rates for a targeted area, rather than using price averages.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below shows average Chevrolet Express insurance rates for other coverage scenarios.

• The lowest rate with discounts is $767
• Drivers who choose higher $1,000 deductibles will pay approximately $176 a year
• The estimated price for the average middle-age driver who has $500 deductibles is $1,332
• Choosing more expensive low deductibles for comprehensive and collision insurance will cost an additional $342 each year
• High-risk insureds with multiple violations and an at-fault accident could pay up to $2,888
• The price that insures a teenage driver with full coverage can cost as much as $5,022 a year

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Auto insurance prices for a Chevrolet Express are also quite variable based on the model year and trim level, how you drive, and liability limits and deductibles.

If you have some driving violations or you caused an accident, you could be paying $1,600 to $2,200 in extra premium each year, depending on your age. High-risk driver insurance can cost around 44% to 134% more than average. View High Risk Driver Rates

An older driver with a good driving record and higher comprehensive and collision deductibles may only pay around $1,200 per year on average for full coverage. Prices are highest for teenage drivers, since even teens with perfect driving records will have to pay at least $5,000 a year. View Rates by Age

The state you live in makes a big difference in Chevrolet Express insurance rates. A 40-year-old driver could pay as low as $880 a year in states like Iowa, Maine, and Idaho, or as much as $1,900 on average in New York, Louisiana, and Michigan.

View Chart as Image

Choosing high deductibles could save up to $520 a year, while increasing your policy's liability limits will increase premiums. Going from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $358 extra every year. View Rates by Deductible or Liability Limit

How to Find Cheap Chevrolet Express Insurance

Getting lower rates on auto insurance not only requires having a decent driving record, but also maintaining a good credit score, eliminating unnecessary coverage, and consideration of higher deductibles. Shop around every year by requesting quotes from direct carriers, and also from your local independent and exclusive agents.

The following items are a brief summary of the coverage data raised in the charts and tables above.

• Drivers can save approximately $160 per year just by shopping early and online
• Increasing physical damage deductibles can save approximately $525 each year
• 16 to 18-year-old drivers are the costliest to insure, with premiums as much as $419 a month if the policy includes full coverage
• Drivers that tend to have accidents or serious violations may pay on average $1,560 more annually than a driver with a clean driving record