Chevrolet Express Insurance Rates

The average insurance rates for a Chevrolet Express are $1,340 a year for full coverage. Comprehensive insurance costs an estimated $280 a year, collision insurance costs $512, and liability coverage is estimated at $390. A liability-only policy costs approximately $452 a year, and high-risk insurance costs $2,896 or more. Teen drivers cost the most to insure at up to $5,012 a year.

Average premium for full coverage: $1,340

Policy rates broken down by type of insurance:

Includes $500 physical damage deductibles, liability coverage up to 30/60, and includes medical and UM/UIM coverage. Prices are averaged for all states and Express trim levels.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city has a large influence on insurance rates. More rural locations are shown to have a lower frequency of accident claims than larger metro areas. The diagram below illustrates how location impacts insurance prices.

The examples above show why it is important to get quotes for a targeted area and risk profile, rather than using price averages.

Use the form below to get customized rates for your location.

More Rate Details

The chart below shows average Chevrolet Express insurance rates for other coverage scenarios.

• The lowest rate with discounts is $773
• Choosing higher $1,000 deductibles can save approximately $1,160 a year
• The average rate for a good driver age 40 who has $500 deductibles is $1,340
• Choosing low $100 deductibles for comp and collision coverage will cost an extra $348 each year
• Drivers with multiple violations and an at-fault accident could pay up to $2,896
• Policy cost for full coverage for a teenage driver can cost as much as $5,012 each year

View Chart as Image

Car insurance rates for a Chevrolet Express also range considerably based on your risk profile, the trim level of your Express, and liability limits and deductibles.

Older drivers with no driving violations and high deductibles may only pay around $1,200 annually on average, or $100 per month, for full coverage. Rates are highest for teenagers, where even good drivers will be charged at least $5,000 a year. View Rates by Age

Your home state plays a big part in determining prices for Chevrolet Express insurance rates. A good driver about age 40 could pay as low as $880 a year in states like Iowa, Maine, and Idaho, or as much as $1,910 on average in New York, Louisiana, and Michigan.

View Chart as Image

Choosing high deductibles can save as much as $530 a year, while buying higher liability limits will increase premiums. Going from a 50/100 limit to a 250/500 limit will raise rates by up to $351 extra every 12 months. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you could be paying $1,600 to $2,200 extra every year, depending on your age. A high-risk auto insurance policy ranges around 44% to 133% more than average. View High Risk Driver Rates

How to Find the Cheapest Chevrolet Express Insurance

Finding cheaper rates on auto insurance takes being a safe and courteous driver, having above-average credit, avoid buying unnecessary coverage, and possibly higher deductibles. Spend time shopping around every time your policy renews by obtaining price quotes from direct carriers like GEICO, Progressive, and Esurance, and also from local independent and exclusive agents.

Below is a recap of the information touched on above.

• Drivers can save approximately $160 per year just by quoting early and online
• Teenage drivers have the highest car insurance rates, costing up to $418 each month if full coverage is included
• Increasing comprehensive and collision deductibles can save around $525 each year
• Drivers that have major violations or accidents pay an average of $1,560 more annually for auto insurance
• Consumers who want higher levels of liability will pay about $430 each year to raise limits from a 30/60 limit to 250/500 limits