Chevrolet Express Insurance Rates

The average insurance rates for a Chevrolet Express are $1,332 a year for full coverage insurance. Comprehensive costs an estimated $270, collision insurance costs $506, and liability is $398. Buying just liability costs around $460 a year, and insurance for high-risk drivers costs around $2,888. Teen drivers cost the most to insure at up to $5,022 a year.

Average premium for full coverage: $1,332

Policy rates broken down by type of insurance:

These estimates include $500 policy deductibles, 30/60 liability limits, and includes uninsured/under-insured motorist coverage. Prices are averaged for all 50 states and for different Express trim levels.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city can make a big difference on the price of insurance. More rural locations are shown to have a lower frequency of physical damage claims than larger metro areas. The price range example below illustrates how rural and urban location affects insurance prices.

The examples above illustrate why anyone shopping for car insurance should compare rates quotes for a targeted area and risk profile, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

More Rate Information

The chart below illustrates average Chevrolet Express insurance rates for other coverage scenarios.

• The lowest rate with discounts is $767
• Raising to $1,000 deductibles will save approximately $176 each year
• The average rate for a good driver age 40 who has $500 deductibles is $1,332
• Choosing more expensive low deductibles will increase the cost to $1,674
• Drivers with multiple violations and an at-fault accident could pay up to $2,888
• Policy cost for full coverage for a 16-year-old driver with full coverage can cost as much as $5,022

View Chart as Image

Insurance rates for a Chevrolet Express also range considerably based on your risk profile, the model year and trim level, and liability limits and deductibles.

An older driver with a clean driving record and high deductibles may pay as low as $1,200 every 12 months on average, or $100 per month, for full coverage. Rates are highest for teenagers, where even good drivers can expect to pay at least $5,000 a year. View Rates by Age

Your home state also has a big influence on Chevrolet Express insurance prices. A middle-age driver might find rates as low as $870 a year in states like North Carolina, Wisconsin, and Vermont, or as much as $1,800 on average in Florida, New York, and Michigan.

View Chart as Image

Choosing high deductibles can reduce rates by up to $520 annually, while increasing your policy's liability limits will increase premiums. Switching from a 50/100 limit to a 250/500 limit will raise rates by up to $358 more per year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you are probably paying $1,600 to $2,200 extra every year, depending on your age. High-risk driver insurance is expensive and can cost from 44% to 134% more than average. View High Risk Driver Rates

How to Find Cheap Chevrolet Express Insurance

Finding cheaper rates on insurance for a Chevrolet Express consists of being a good driver, maintaining good credit, being claim-free, and deciding if full coverage is necessary. Set aside time to shop around at every policy renewal by getting quotes from direct insurance companies like GEICO, Progressive, and Esurance, and also from several local insurance agents.

The following list is a brief summary of the data raised in the charts and tables above.

• Insureds who want an increased level of liability coverage will pay about $440 annually to raise from a 30/60 limit to 250/500 limits
• It is possible to save approximately $160 per year just by shopping early and online
• Increasing comprehensive and collision deductibles can save around $525 each year
• Drivers age 16 to 20 are charged the highest rates, possibly costing $419 each month for full coverage