Chevrolet Express Insurance Rates

The average insurance rates for a Chevrolet Express are $1,340 a year including full coverage. Comprehensive costs on average $280 each year, collision insurance costs $512, and liability coverage costs $390. Buying just liability costs as little as $452 a year, and insurance for high-risk drivers costs around $2,896. Teen drivers cost the most to insure at up to $5,012 a year.

Average premium for full coverage: $1,340

Policy rates by type of insurance:

Full coverage includes $500 policy deductibles, split liability limits of 30/60, and includes both medical and UM/UIM coverage. Prices are averaged for all 50 U.S. states and Express models.

Price Range Variability

Urban vs. Rural Price Range

Your location has a large influence on car insurance rates. Rural areas are shown to have a lower frequency of comprehensive and collision claims than larger metro areas. The graphic below illustrates the effect of geographic area on car insurance rates.

The examples above highlight why all drivers should compare rates based on a specific location and risk profile, rather than using price averages.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below breaks down average Chevrolet Express insurance rates for different risk profiles and scenarios.

• The lowest rate with discounts is $773
• Drivers who choose higher $1,000 deductibles will pay around $180 every year
• The average rate for a good driver age 40 with $500 deductibles is $1,340
• Choosing low deductibles for comprehensive and collision insurance will increase the cost to $1,688
• High-risk insureds with multiple violations and an at-fault accident could pay upwards of $2,896
• Policy cost for full coverage for a teenage driver may cost $5,012 a year

View Chart as Image

Insurance rates for a Chevrolet Express also range considerably based on your risk profile, the model of your Express, and policy deductibles and limits.

More mature drivers with a clean driving record and high deductibles may only pay around $1,200 per year on average, or $100 per month, for full coverage. Rates are highest for teenagers, where even good drivers can expect to pay upwards of $5,000 a year. View Rates by Age

Your home state makes a big difference in Chevrolet Express insurance rates. A 40-year-old driver could pay as low as $1,030 a year in states like Missouri, New Hampshire, and Vermont, or as much as $1,910 on average in Michigan, New York, and Louisiana.

View Chart as Image

Choosing high deductibles could save up to $530 a year, whereas increasing liability limits will cost you more. Changing from a 50/100 limit to a 250/500 limit will raise rates by up to $351 more per year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you are likely paying at a minimum $1,600 to $2,200 extra every year, depending on your age. Insurance for high-risk drivers can cost around 44% to 133% more than average. View High Risk Driver Rates

How to Find More Affordable Chevrolet Express Insurance

Finding cheaper rates on auto insurance not only requires being a good driver, but also maintaining good credit, paying for small claims out-of-pocket, and determing if full coverage is necessary. Take the time to compare rates at least once a year by getting rate quotes from direct car insurance companies like GEICO, Progressive, and Esurance, and also from local exclusive and independent agents.

The following list is a summary of the primary concepts that were covered in the above illustrations.

• You may be able to save as much as $160 per year just by quoting online in advance
• Drivers who have multiple accidents or major violations may pay on average $1,560 more each year than a safer driver
• Increasing comprehensive and collision deductibles can save around $525 each year
• Drivers age 16 to 20 pay the highest rates, with premiums being up to $418 each month for full coverage