Chevrolet Express Insurance Rates
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Dani Best
Licensed Insurance Producer
Dani Best has been a licensed insurance producer for nearly 10 years. Dani began her insurance career in a sales role with State Farm in 2014. During her time in sales, she graduated with her Bachelors in Psychology from Capella University and is currently earning her Masters in Marriage and Family Therapy. Since 2014, Dani has held and maintains licenses in Life, Disability, Property, and Casualt...
Licensed Insurance Producer
UPDATED: May 2, 2024
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The average insurance rates for a Chevrolet Express are $1,340 a year including full coverage. Comprehensive costs on average $280 each year, collision insurance costs $512, and liability coverage costs $390. Buying just liability costs as little as $452 a year, and insurance for high-risk drivers costs around $2,896. Teen drivers cost the most to insure at up to $5,012 a year.
Average premium for full coverage: $1,340
Policy rates by type of insurance:
Full coverage includes $500 policy deductibles, split liability limits of 30/60, and includes both medical and UM/UIM coverage. Prices are averaged for all 50 U.S. states and Express models.
Price Range Variability
For an average driver, Chevrolet Express insurance rates range from as low as $452 for basic liability insurance to a high rate of $2,896 for coverage for higher-risk drivers.
Urban vs. Rural Price Range
Your location has a large influence on car insurance rates. Rural areas are shown to have a lower frequency of comprehensive and collision claims than larger metro areas. The graphic below illustrates the effect of geographic area on car insurance rates.
The examples above highlight why all drivers should compare rates based on a specific location and risk profile, rather than using price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Rate Comparisons
The chart below breaks down average Chevrolet Express insurance rates for different risk profiles and scenarios.
- The lowest rate with discounts is $773
- Drivers who choose higher $1,000 deductibles will pay around $180 every year
- The average rate for a good driver age 40 with $500 deductibles is $1,340
- Choosing low deductibles for comprehensive and collision insurance will increase the cost to $1,688
- High-risk insureds with multiple violations and an at-fault accident could pay upwards of $2,896
- Policy cost for full coverage for a teenage driver may cost $5,012 a year
Insurance rates for a Chevrolet Express also range considerably based on your risk profile, the model of your Express, and policy deductibles and limits.
More mature drivers with a clean driving record and high deductibles may only pay around $1,200 per year on average, or $100 per month, for full coverage. Rates are highest for teenagers, where even good drivers can expect to pay upwards of $5,000 a year. View Rates by Age
Your home state makes a big difference in Chevrolet Express insurance rates. A 40-year-old driver could pay as low as $1,030 a year in states like Missouri, New Hampshire, and Vermont, or as much as $1,910 on average in Michigan, New York, and Louisiana.
State | Premium | Compared to U.S. Avg | Percent Difference |
---|---|---|---|
Alabama | $1,212 | -$128 | -9.6% |
Alaska | $1,028 | -$312 | -23.3% |
Arizona | $1,112 | -$228 | -17.0% |
Arkansas | $1,340 | -$0 | 0.0% |
California | $1,526 | $186 | 13.9% |
Colorado | $1,280 | -$60 | -4.5% |
Connecticut | $1,378 | $38 | 2.8% |
Delaware | $1,518 | $178 | 13.3% |
Florida | $1,676 | $336 | 25.1% |
Georgia | $1,238 | -$102 | -7.6% |
Hawaii | $962 | -$378 | -28.2% |
Idaho | $906 | -$434 | -32.4% |
Illinois | $998 | -$342 | -25.5% |
Indiana | $1,010 | -$330 | -24.6% |
Iowa | $906 | -$434 | -32.4% |
Kansas | $1,274 | -$66 | -4.9% |
Kentucky | $1,828 | $488 | 36.4% |
Louisiana | $1,984 | $644 | 48.1% |
Maine | $828 | -$512 | -38.2% |
Maryland | $1,106 | -$234 | -17.5% |
Massachusetts | $1,072 | -$268 | -20.0% |
Michigan | $2,330 | $990 | 73.9% |
Minnesota | $1,120 | -$220 | -16.4% |
Mississippi | $1,604 | $264 | 19.7% |
Missouri | $1,190 | -$150 | -11.2% |
Montana | $1,440 | $100 | 7.5% |
Nebraska | $1,058 | -$282 | -21.0% |
Nevada | $1,606 | $266 | 19.9% |
New Hampshire | $964 | -$376 | -28.1% |
New Jersey | $1,500 | $160 | 11.9% |
New Mexico | $1,186 | -$154 | -11.5% |
New York | $1,412 | $72 | 5.4% |
North Carolina | $772 | -$568 | -42.4% |
North Dakota | $1,098 | -$242 | -18.1% |
Ohio | $926 | -$414 | -30.9% |
Oklahoma | $1,376 | $36 | 2.7% |
Oregon | $1,228 | -$112 | -8.4% |
Pennsylvania | $1,280 | -$60 | -4.5% |
Rhode Island | $1,788 | $448 | 33.4% |
South Carolina | $1,214 | -$126 | -9.4% |
South Dakota | $1,130 | -$210 | -15.7% |
Tennessee | $1,176 | -$164 | -12.2% |
Texas | $1,616 | $276 | 20.6% |
Utah | $992 | -$348 | -26.0% |
Vermont | $918 | -$422 | -31.5% |
Virginia | $802 | -$538 | -40.1% |
Washington | $1,034 | -$306 | -22.8% |
West Virginia | $1,228 | -$112 | -8.4% |
Wisconsin | $928 | -$412 | -30.7% |
Wyoming | $1,196 | -$144 | -10.7% |
Choosing high deductibles could save up to $530 a year, whereas increasing liability limits will cost you more. Changing from a 50/100 limit to a 250/500 limit will raise rates by up to $351 more per year. View Rates by Deductible or Liability Limit
If you have a few points on your driving record or tend to cause accidents, you are likely paying at a minimum $1,600 to $2,200 extra every year, depending on your age. Insurance for high-risk drivers can cost around 44% to 133% more than average. View High Risk Driver Rates
Model Year | Comprehensive | Collision | Liability | Total Premium |
---|---|---|---|---|
2024 Chevrolet Express | $280 | $512 | $390 | $1,340 |
2023 Chevrolet Express | $270 | $506 | $398 | $1,332 |
2022 Chevrolet Express | $260 | $494 | $416 | $1,328 |
2021 Chevrolet Express | $250 | $474 | $430 | $1,312 |
2020 Chevrolet Express | $238 | $458 | $442 | $1,296 |
2019 Chevrolet Express | $228 | $424 | $452 | $1,262 |
2018 Chevrolet Express | $218 | $400 | $456 | $1,232 |
2017 Chevrolet Express | $210 | $358 | $460 | $1,186 |
2016 Chevrolet Express | $196 | $330 | $460 | $1,144 |
2015 Chevrolet Express | $190 | $310 | $464 | $1,122 |
2014 Chevrolet Express | $184 | $288 | $474 | $1,104 |
2013 Chevrolet Express | $172 | $268 | $474 | $1,072 |
2012 Chevrolet Express | $166 | $244 | $478 | $1,046 |
2011 Chevrolet Express | $156 | $222 | $474 | $1,010 |
2010 Chevrolet Express | $146 | $202 | $474 | $980 |
2008 Chevrolet Express | $140 | $178 | $460 | $936 |
Rates are averaged for all Chevrolet Express models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find More Affordable Chevrolet Express Insurance
Finding cheaper rates on auto insurance not only requires being a good driver, but also maintaining good credit, paying for small claims out-of-pocket, and determing if full coverage is necessary. Take the time to compare rates at least once a year by getting rate quotes from direct car insurance companies like GEICO, Progressive, and Esurance, and also from local exclusive and independent agents.
The following list is a summary of the primary concepts that were covered in the above illustrations.
- You may be able to save as much as $160 per year just by quoting online in advance
- Drivers who have multiple accidents or major violations may pay on average $1,560 more each year than a safer driver
- Increasing comprehensive and collision deductibles can save around $525 each year
- Drivers age 16 to 20 pay the highest rates, with premiums being up to $418 each month for full coverage
Rate Tables and Charts
Rates by Driver Age
Driver Age | Premium |
---|---|
16 | $5,012 |
20 | $3,094 |
30 | $1,396 |
40 | $1,340 |
50 | $1,224 |
60 | $1,200 |
Full coverage, $500 deductibles
Rates by Deductible
Deductible | Premium |
---|---|
$100 | $1,688 |
$250 | $1,528 |
$500 | $1,340 |
$1,000 | $1,160 |
Full coverage, driver age 40
Rates by Liability Limit
Liability Limit | Premium |
---|---|
30/60 | $1,340 |
50/100 | $1,418 |
100/300 | $1,516 |
250/500 | $1,769 |
100 CSL | $1,457 |
300 CSL | $1,672 |
500 CSL | $1,828 |
Full coverage, driver age 40
Rates for High Risk Drivers
Age | Premium |
---|---|
16 | $7,144 |
20 | $4,922 |
30 | $2,958 |
40 | $2,896 |
50 | $2,764 |
60 | $2,740 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
Discount | Savings |
---|---|
Multi-policy | $71 |
Multi-vehicle | $70 |
Homeowner | $20 |
5-yr Accident Free | $98 |
5-yr Claim Free | $86 |
Paid in Full/EFT | $61 |
Advance Quote | $66 |
Online Quote | $95 |
Total Discounts | $567 |
Discounts are estimated and may not be available from every company or in every state.
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