Chevrolet Express Insurance Rates

Average insurance rates for a Chevrolet Express are $1,332 a year for full coverage insurance. Comprehensive costs around $270 a year, collision insurance costs $506, and liability is estimated at $398. Liability-only coverage costs approximately $460 a year, and high-risk coverage costs around $2,888. Teenage drivers receive the highest rates at up to $5,022 a year.

Average premium for full coverage: $1,332

Rate estimates for individual coverage type:

Estimates include $500 physical damage deductibles, split liability limits of 30/60, and includes medical/PIP and uninsured motorist coverage. Rates are averaged for all 50 states and Express trim levels.

Price Range by Coverage and Risk

Price Range by Location

Living in a larger city can make a big difference on car insurance rates. Areas with sparse population tend to have a lower frequency of physical damage claims than densely populated cities. The diagram below illustrates how geographic area affects auto insurance rates.

These examples illustrate why it is important to get quotes for a specific zip code and risk profile, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below illustrates average Chevrolet Express insurance rates for additional coverage choices and driver risks.

• The best discount rate is $767
• Choosing higher $1,000 deductibles can save about $1,156 each year
• The average rate for a 40-year-old driver using $500 deductibles is $1,332
• Using low $100 deductibles for comp and collision coverage will increase the cost to $1,674
• Higher-risk drivers who are prone to accidents and violations could pay at least $2,888
• The cost for full coverage for a 16-year-old driver can be $5,022 each year

View Chart as Image

Car insurance rates for a Chevrolet Express can also vary considerably based on your driver profile, the model year and trim level, and deductibles and policy limits.

Older drivers with no driving violations and high deductibles may pay as low as $1,200 annually on average for full coverage. Rates are much higher for teen drivers, where even good drivers will be charged as much as $5,000 a year. View Rates by Age

Where you live plays a big part in determining prices for Chevrolet Express insurance prices. A good driver about age 40 could pay as low as $870 a year in states like Vermont, Wisconsin, and North Carolina, or be forced to pay as much as $1,800 on average in Michigan, New York, and Florida.

View Chart as Image

Using high physical damage deductibles can save as much as $520 annually, while buying higher liability limits will increase rates. Switching from a 50/100 limit to a 250/500 limit will cost as much as $358 extra every 12 months. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you are probably paying at least $1,600 to $2,200 extra per year, depending on your age. A high-risk auto insurance policy ranges from 44% to 134% more than a normal policy. View High Risk Driver Rates

How to Find Low Cost Chevrolet Express Insurance

Saving money on insurance for a Chevrolet Express takes being a safe and courteous driver, having above-average credit, avoid buying unnecessary coverage, and consideration of higher deductibles. Invest the time to compare rates at least once a year by getting quotes from direct insurance companies like GEICO and Progressive, and also from local exclusive and independent agents.

Below is a review of the primary concepts that were presented in the illustrations above.

• It is possible to save up to $160 per year just by quoting early and online
• Drivers considered higher risk who have several accidents or serious violations may pay on average $1,560 more every year for auto insurance
• Increasing deductibles can save around $525 each year
• Teenage drivers are the costliest to insure, costing up to $419 per month if full coverage is included