Chevrolet Express Insurance Rates

Average insurance rates for a Chevrolet Express are $1,340 a year including full coverage. Comprehensive costs around $280 each year, collision insurance costs $512, and liability costs around $390. A policy with just liability insurance costs as low as $452 a year, and coverage for high-risk drivers costs around $2,896. Teenage drivers receive the highest rates at up to $5,012 a year.

Average premium for full coverage: $1,340

Rate estimates for individual coverage type:

Price estimates include $500 policy deductibles, bodily injury liability limits of 30/60, and includes uninsured motorist and medical coverage. Rates are averaged for all 50 U.S. states and Express models.

Price Range by Coverage and Risk

Price Range by Location

Where you live can have significant affects on the price of insurance. Areas with sparse population tend to have a lower frequency of comprehensive and collision claims than densely populated cities. The graphic below illustrates how location impacts auto insurance rates.

These examples highlight why all drivers should compare prices for a specific zip code and risk profile, instead of using average rates.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below breaks down average Chevrolet Express insurance rates for additional coverage choices and driver risks.

• The best discount rate is $773
• Using higher $1,000 deductibles will save about $180 every year
• The average rate for a 40-year-old driver using $500 deductibles is $1,340
• Using low deductibles for physical damage coverage will increase the cost to $1,688
• Drivers who are prone to accidents and violations could pay at least $2,896
• The cost for full coverage for a teen driver can be $5,012 or more

View Chart as Image

Insurance rates for a Chevrolet Express can also vary considerably based on your driver profile, the model of your Express, and deductibles and policy limits.

More mature drivers with no violations or accidents and high deductibles may pay as little as $1,200 a year for full coverage. Rates are much higher for teen drivers, where even good drivers should be prepared to pay as much as $5,000 a year. View Rates by Age

Where you live has a huge impact on Chevrolet Express insurance prices. A driver around age 40 might see rates as low as $1,030 a year in states like Missouri, New Hampshire, and Vermont, or be forced to pay as much as $1,910 on average in Michigan, New York, and Louisiana.

View Chart as Image

Using high physical damage deductibles could cut rates by as much as $530 every year, whereas increasing liability limits will increase rates. Changing from a 50/100 limit to a 250/500 limit will cost as much as $351 more each year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you are likely paying at least $1,600 to $2,200 additional per year, depending on your age. Insurance for high-risk drivers can be as much as 44% to 133% more than a normal policy. View High Risk Driver Rates

How to Find Cheaper Chevrolet Express Insurance

Saving money on car insurance requires being a good driver, having a good credit history, not filing small claims, and deciding if full coverage is necessary. Spend time shopping around every other policy renewal by requesting rates from direct car insurance companies like GEICO and Progressive, and also from several local insurance agents.

The following list is a condensed summary of the ideas that were touched on above.

• Drivers age 16 to 20 are charged the highest rates, as much as $418 per month including comprehensive and collision insurance
• Higher risk drivers with multiple at-fault accidents pay on average $1,560 more every year than a safer driver
• Increasing deductibles can save around $525 each year
• You may be able to save up to $160 per year just by quoting online in advance