Chevrolet Express Insurance Rates

U.S. average insurance rates for a Chevrolet Express are $1,332 a year for full coverage insurance. Comprehensive costs an estimated $270 each year, collision insurance costs $506, and liability coverage costs $398. Buying just liability costs as little as $460 a year, and insurance for high-risk drivers costs around $2,888. 16-year-old drivers pay the highest rates at up to $5,022 a year.

Average premium for full coverage: $1,332

Price estimates broken down by individual coverage:

Full coverage includes $500 deductibles, split liability limits of 30/60, and includes both medical and UM/UIM coverage. Estimates are averaged for all 50 states and Express models.

Price Range from Low to High

Geographic Price Range

Your location has a large influence on the price of insurance. More rural locations have a lower frequency of physical damage claims than congested cities. The graphic below illustrates how location helps determine insurance prices.

The ranges above illustrate why all drivers should compare rates for a targeted area and risk profile, rather than using rate averages.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below illustrates average Chevrolet Express insurance rates for other coverage scenarios.

• The best full coverage rate is $767
• Drivers who choose higher $1,000 deductibles will pay approximately $176 each year
• The average rate for the average middle-age driver who has $500 deductibles is $1,332
• Buying low deductibles for comprehensive and collision insurance will increase the cost to $1,674
• High-risk insureds with multiple tickets or accidents could pay up to $2,888
• The price for full coverage for a teenage driver can cost as much as $5,022 a year

View Chart as Image

Insurance prices for a Chevrolet Express are also quite variable based on your driving record, the model year and trim level, and liability limits and deductibles.

More mature drivers with no violations or accidents and high deductibles may only pay around $1,200 per year on average for full coverage. Prices are highest for teenage drivers, where even good drivers should be prepared to pay at least $5,000 a year. View Rates by Age

The state you live in makes a big difference in Chevrolet Express insurance rates. A 40-year-old driver could pay as low as $870 a year in states like North Carolina, Wisconsin, and Vermont, or at least $1,800 on average in Florida, New York, and Michigan.

View Chart as Image

Opting for high physical damage deductibles could save up to $520 a year, whereas increasing liability limits will increase premiums. Switching from a 50/100 limit to a 250/500 limit will increase prices by as much as $358 more each year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you are probably paying $1,600 to $2,200 additional each year, depending on your age. Insurance for high-risk drivers can cost around 44% to 134% more than the average rate. View High Risk Driver Rates

How to Find More Affordable Chevrolet Express Insurance

Getting lower rates on auto insurance not only requires not taking risks behind the wheel, but also having a good credit history, not filing small claims, and possibly raising deductibles. Invest time comparing rates at least once a year by getting quotes from direct insurance companies like Progressive and GEICO, and also from several local insurance agents.

The following is a summary of the primary concepts that were covered in the charts and tables above.

• It is possible to save approximately $160 per year just by quoting online in advance
• Drivers who have multiple accidents or major violations pay on average $1,560 more annually for Express insurance
• Increasing physical damage deductibles can save around $525 each year
• Teens are expensive to insure, as much as $419 a month including comprehensive and collision insurance