Chevrolet Express Insurance Rates

The average insurance rates for a Chevrolet Express are $1,332 a year for full coverage insurance. Comprehensive insurance costs approximately $270 a year, collision insurance costs $506, and liability is estimated at $398. Liability-only insurance costs approximately $460 a year, and high-risk driver insurance costs $2,888 or more. Teenage drivers cost the most to insure at up to $5,022 a year.

Average premium for full coverage: $1,332

Policy rates by type of insurance:

These estimates include $500 deductibles, 30/60 split liability limits, and includes uninsured motorist and medical coverage. Prices are averaged for all 50 states and Express trim levels.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city can make a big difference on the price of auto insurance. Rural locations are shown to have lower incidents of physical damage claims than densely populated cities. The diagram below illustrates how location helps determine auto insurance prices.

The examples above illustrate why it is important to get quotes using their specific location, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below illustrates average Chevrolet Express insurance rates for additional coverage and risk scenarios.

• The best discount rate is $767
• Choosing higher $1,000 deductibles can save $1,156 each year
• The estimated price for a good driver age 40 who chooses $500 deductibles is $1,332
• Using low $100 deductibles for comp and collision coverage will cost an additional $342 annually
• Higher-risk drivers who are prone to accidents and violations could pay around $2,888
• Policy cost that insures a 16-year-old driver can cost $5,022 each year

View Chart as Image

Auto insurance rates for a Chevrolet Express also range considerably based on the trim level of your Express, your age and driving record, and physical damage deductibles and liability limits.

If you have a few points on your driving record or you caused an accident, you are probably paying anywhere from $1,600 to $2,200 in extra premium every year, depending on your age. A high-risk auto insurance policy ranges from 44% to 134% more than a normal policy. View High Risk Driver Rates

Older drivers with a good driving record and higher comprehensive and collision deductibles may pay as low as $1,200 annually on average, or $100 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records will have to pay in the ballpark of $5,000 a year. View Rates by Age

Your home state plays a big part in determining prices for Chevrolet Express insurance prices. A good driver about age 40 could pay as low as $870 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $1,800 on average in Florida, New York, and Michigan.

View Chart as Image

Using high physical damage deductibles can save as much as $520 annually, while buying higher liability limits will push rates upward. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $358 extra every year. View Rates by Deductible or Liability Limit

How to Find Cheap Chevrolet Express Insurance

Finding cheaper rates on insurance for a Chevrolet Express takes not taking risks behind the wheel, maintaining a good credit score, being claim-free, and possibly higher deductibles. Compare prices at least every other year by obtaining price quotes from direct insurance companies, and also from your local car insurance providers.

The following is a brief summary of the car insurance concepts covered in the charts and tables above.

• Drivers considered higher risk that tend to have accidents or serious violations could be charged and average of $1,560 more per year for Express insurance
• It is possible to save around $160 per year just by quoting early and online
• Increasing comprehensive and collision deductibles can save approximately $525 each year
• Insureds who purchase higher liability limits will pay an extra $440 annually to raise limits from a 30/60 limit to the 250/500 level