Chevrolet Express Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: Jun 1, 2023

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The average insurance prices for a Chevrolet Express are $872 every 12 months for full coverage insurance. Comprehensive insurance costs around $120, collision insurance costs $152, and liability is estimated at $442. Buying just liability costs approximately $496 a year, and insurance for high-risk drivers costs $1,878 or more. Teens cost the most to insure at up to $3,622 a year.

Average premium for full coverage: $872

Policy rates for type of insurance:

Comprehensive $120
Collision $152
Liability $442

Rate estimates include $500 policy deductibles, 30/60 split liability limits, and includes medical/PIP and uninsured motorist coverage. Prices are averaged for all 50 states and for different Express trim levels.

Price Range Variability

Using a middle-aged driver as an example, Chevrolet Express insurance rates range from the cheapest price of $496 for liability-only coverage to a much higher rate of $1,878 for a high-risk insurance policy.

Liability Only $496
Full Coverage $872
High Risk $1,878

Urban vs. Rural Price Range

Living in a larger city can have significant affects on car insurance rates. Areas with sparse population are shown to have more infrequent physical damage claims than cities with more traffic congestion. The price range example below illustrates how where you live affects auto insurance rates.

Rural Areas $654
Small Cities $916
Large Cities $1,177

The examples above illustrate why anyone shopping for car insurance should get quotes for a specific zip code and their own driving history, instead of using averaged prices.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Charts and Tables

The chart below illustrates average Chevrolet Express insurance rates for additional coverage choices and driver risks.

  • The cheapest rate after discounts is $539
  • Choosing higher $1,000 deductibles can save about $62 each year
  • The average price for a good driver age 40 using $500 deductibles is $872
  • Selecting more expensive low deductibles for comp and collision coverage costs an extra $120 every year
  • Unlucky drivers with serious driving violations could pay at least $1,878
  • Policy cost to insure a teen driver with full coverage can be $3,622 each year

View Chart as Image

Chevrolet Express insurance cost comparison chart
Column chart showing Chevrolet Express insurance prices range from $539 to $3,622 for full coverage

Insurance rates for a Chevrolet Express also range considerably based on liability limits and deductibles, your risk profile, and the trim level and model year.

Choosing higher comprehensive and collision insurance deductibles can save as much as $190 every year, while increasing your policy's liability limits will increase rates. Switching from a 50/100 liability limit to a 250/500 limit will raise rates by up to $398 more per year. View Rates by Deductible or Liability Limit

An older driver with a clean driving record and higher deductibles may pay as little as $800 annually on average, or $67 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers can expect to pay as much as $3,600 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you are probably paying at least $1,000 to $1,500 extra every year, depending on your age. High-risk driver insurance ranges as much as 41% to 127% more than the average policy. View High Risk Driver Rates

Your home state plays a big part in determining prices for Chevrolet Express insurance prices. A good driver about age 40 could pay as low as $570 a year in states like Vermont, Wisconsin, and North Carolina, or have to pay at least $1,180 on average in Michigan, New York, and Florida.

Chevrolet Express Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $792 -$80 -9.2%
Alaska $670 -$202 -23.2%
Arizona $726 -$146 -16.7%
Arkansas $872 -$0 0.0%
California $996 $124 14.2%
Colorado $836 -$36 -4.1%
Connecticut $898 $26 3.0%
Delaware $988 $116 13.3%
Florida $1,094 $222 25.5%
Georgia $806 -$66 -7.6%
Hawaii $628 -$244 -28.0%
Idaho $592 -$280 -32.1%
Illinois $652 -$220 -25.2%
Indiana $658 -$214 -24.5%
Iowa $588 -$284 -32.6%
Kansas $830 -$42 -4.8%
Kentucky $1,192 $320 36.7%
Louisiana $1,294 $422 48.4%
Maine $538 -$334 -38.3%
Maryland $722 -$150 -17.2%
Massachusetts $700 -$172 -19.7%
Michigan $1,518 $646 74.1%
Minnesota $732 -$140 -16.1%
Mississippi $1,046 $174 20.0%
Missouri $776 -$96 -11.0%
Montana $940 $68 7.8%
Nebraska $690 -$182 -20.9%
Nevada $1,046 $174 20.0%
New Hampshire $630 -$242 -27.8%
New Jersey $978 $106 12.2%
New Mexico $776 -$96 -11.0%
New York $922 $50 5.7%
North Carolina $504 -$368 -42.2%
North Dakota $714 -$158 -18.1%
Ohio $606 -$266 -30.5%
Oklahoma $898 $26 3.0%
Oregon $800 -$72 -8.3%
Pennsylvania $836 -$36 -4.1%
Rhode Island $1,168 $296 33.9%
South Carolina $792 -$80 -9.2%
South Dakota $738 -$134 -15.4%
Tennessee $768 -$104 -11.9%
Texas $1,054 $182 20.9%
Utah $648 -$224 -25.7%
Vermont $598 -$274 -31.4%
Virginia $524 -$348 -39.9%
Washington $678 -$194 -22.2%
West Virginia $800 -$72 -8.3%
Wisconsin $606 -$266 -30.5%
Wyoming $780 -$92 -10.6%

View Chart as Image

Chevrolet Express insurance rates by U.S. city
Chevrolet Express Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2015 Chevrolet Express $196 $330 $460 $1,144
2014 Chevrolet Express $190 $310 $464 $1,122
2008 Chevrolet Express $142 $182 $468 $950

Rates are averaged for all Chevrolet Express models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Shop for the Best Chevrolet Express Insurance

Finding cheaper rates on car insurance takes being safe and accident-free, having good credit, being claim-free, and dropping full coverage on older vehicles. Take the time to comparison shop at least every other year by requesting rates from direct insurance companies, and also from your local independent and exclusive agents.

Below you'll find a brief recap of the car insurance concepts touched on in the above illustrations.

  • Higher risk drivers who tend to receive serious violations may pay on average $1,010 more every year than a low-risk driver
  • It is possible to save up to $90 per year just by shopping early and online
  • Increasing comprehensive and collision deductibles could save as much as $175 each year
  • Policyholders who may need more liability protection will pay approximately $490 annually to raise limits from a 30/60 limit to a 250/500 level

Rates by Driver Age

Chevrolet Express Insurance Rates by Driver Age
Driver Age Premium
16 $3,622
20 $2,006
30 $882
40 $872
50 $804
60 $786

Full coverage, $500 deductibles

Rates by Deductible

Chevrolet Express Insurance Rates with Different Deductibles
Deductible Premium
$100 $992
$250 $938
$500 $872
$1,000 $810

Full coverage, driver age 40

Rates by Liability Limit

Chevrolet Express Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $872
50/100 $960
100/300 $1,071
250/500 $1,358
100 CSL $1,005
300 CSL $1,248
500 CSL $1,425

Full coverage, driver age 40

Rates for High Risk Drivers

Chevrolet Express Insurance Rates for High Risk Drivers
Age Premium
16 $5,074
20 $3,192
30 $1,884
40 $1,878
50 $1,798
60 $1,780

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $115

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $43
Multi-vehicle $47
Homeowner $16
5-yr Accident Free $50
5-yr Claim Free $54
Paid in Full/EFT $29
Advance Quote $37
Online Quote $57
Total Discounts $333
Rate after discounts $539

Discounts are estimated and may not be available from every company or in every state.

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