Chevrolet Express Insurance Rates

The average auto insurance rates for a Chevrolet Express are $1,340 annually for full coverage insurance. Comprehensive costs approximately $280, collision insurance costs $512, and liability insurance is estimated at $390. Buying just liability costs approximately $452 a year, and insurance for high-risk drivers costs around $2,896. Teenage drivers cost the most to insure at up to $5,012 a year.

Average premium for full coverage: $1,340

Policy rates by type of insurance:

Includes $500 policy deductibles, minimum liability limits, and includes uninsured/under-insured motorist coverage. Prices are averaged for all 50 states and for different Express trim levels.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city has a significant impact on the price of auto insurance. Rural locations are shown to have fewer physical damage claims than densely populated cities. The price range example below illustrates the difference location can make on auto insurance prices.

The examples above illustrate why anyone shopping for car insurance should get quotes using their specific location and their own personal driving habits, rather than relying on average rates.

Use the form below to get customized rates for your location.

More Rate Information

The chart below illustrates average Chevrolet Express insurance rates for additional coverage and risk scenarios.

• The best discount rate is $773
• Choosing higher $1,000 deductibles can save $180 each year
• The estimated rate for a good driver age 40 who chooses $500 deductibles is $1,340
• Using more expensive low deductibles for comp and collision coverage will cost $1,688
• High-risk insureds who are prone to accidents and violations could pay around $2,896
• Policy cost with full coverage for a teen driver with full coverage can cost $5,012 each year

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Insurance rates for a Chevrolet Express also range considerably based on the model year and trim level, your risk profile, and physical damage deductibles and liability limits.

An older driver with a clean driving record and high physical damage deductibles could pay as little as $1,200 annually on average, or $100 per month, for full coverage. Rates are much higher for teenagers, where even without any violations or accidents they can expect to pay in the ballpark of $5,000 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you are probably paying anywhere from $1,600 to $2,200 extra every year, depending on your age. High-risk driver insurance ranges anywhere from 44% to 133% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles can save as much as $530 each year, while increasing your policy's liability limits will push rates upward. Switching from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $351 more per year. View Rates by Deductible or Liability Limit

Your home state plays a big part in determining prices for Chevrolet Express insurance rates. A good driver about age 40 could pay as low as $880 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $1,810 on average in Florida, New York, and Michigan.

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How to Buy the Cheapest Chevrolet Express Insurance

Finding cheaper rates on Chevrolet Express insurance takes avoiding accidents and claims, having a good credit history, being claim-free, and possibly raising deductibles. Make time to compare rates every couple of years by obtaining price quotes from direct insurance companies like Progressive, GEICO, and Esurance, and also from insurance agencies where you live.

The points below are a recap of the material that was touched on in this article.

• Drivers who purchase increased liability limits will pay an extra $430 annually to raise limits from a 30/60 limit to higher 250/500 limits
• Drivers under the age of 20 are expensive to insure, possibly costing $418 each month including comprehensive and collision insurance
• High-risk drivers that have major violations or accidents could be forced to pay on average $1,560 more per year to insure a Chevrolet Express
• Increasing comprehensive and collision deductibles could save up to $525 each year