Chevrolet Express Insurance Rates

U.S. average insurance rates for a Chevrolet Express are $1,340 a year with full coverage. Comprehensive costs around $280 a year, collision insurance costs $512, and liability coverage is $390. A policy with just liability insurance costs around $452 a year, and coverage for high-risk drivers costs around $2,896. Teen drivers pay the highest rates at up to $5,012 a year.

Average premium for full coverage: $1,340

Price estimates for individual coverage:

Includes $500 policy deductibles, 30/60 split liability limits, and includes uninsured motorist and medical coverage. Estimates are averaged for all U.S. states and Express trim levels.

Price Range from Low to High

Geographic Price Range

Choosing to live in a large city has a large influence on insurance rates. Areas with sparse population have lower incidents of collision claims than larger metro areas. The diagram below illustrates the difference between rural and urban areas on auto insurance rates.

The ranges above demonstrate why it is important to compare rates quotes for a specific zip code, rather than using price averages.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below details average Chevrolet Express insurance rates for additional coverage choices and driver risks.

• The lowest rate with discounts is $773
• Raising to $1,000 deductibles will save about $1,160 annually
• The estimated price for the average middle-age driver using $500 deductibles is $1,340
• Choosing low $100 deductibles bumps up the cost to $1,688
• Unlucky drivers with multiple violations and an at-fault accident could pay at least $2,896
• The price that insures a teenage driver can be $5,012

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Insurance prices for a Chevrolet Express are also quite variable based on the trim level of your Express, your age and driving habits, and deductibles and policy limits.

If you have some driving violations or you caused an accident, you may be forking out at least $1,600 to $2,200 extra each year, depending on your age. A high-risk auto insurance policy is expensive and can cost around 44% to 133% more than average. View High Risk Driver Rates

Older drivers with a clean driving record and higher comprehensive and collision deductibles may only pay around $1,200 every 12 months on average for full coverage. Prices are highest for teenage drivers, since even teens with perfect driving records can expect to pay as much as $5,000 a year. View Rates by Age

The state you live in also has a big influence on Chevrolet Express insurance rates. A middle-age driver might find prices as low as $970 a year in states like New Hampshire, Ohio, and Utah, or as much as $1,810 on average in Florida, Michigan, and New York.

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Choosing high deductibles can reduce prices by up to $530 a year, while buying higher liability limits will increase prices. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $351 more per year. View Rates by Deductible or Liability Limit

How to Find the Cheapest Chevrolet Express Insurance

Getting lower rates on auto insurance consists of being a good driver, having above-average credit, avoid buying unnecessary coverage, and dropping full coverage on older vehicles. Shop around at least every other year by getting rate quotes from direct companies, and also from your local independent and exclusive agents.

The following list is a recap of the car insurance concepts covered above.

• Drivers that have major violations or accidents may pay on average $1,560 more every year than a safer driver
• You may be able to save up to $160 per year just by quoting early and online
• Increasing physical damage deductibles can save approximately $525 each year
• Consumers who may need an increased level of liability coverage will pay about $430 every year to raise from a low limit to the 250/500 level