Chevrolet Express Insurance Rates
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Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
UPDATED: May 2, 2024
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Average insurance rates for a Chevrolet Express are $1,340 a year for full coverage insurance. Comprehensive costs an estimated $280, collision insurance costs $512, and liability costs $390. Liability-only coverage costs as little as $452 a year, and high-risk coverage costs around $2,896. Teen drivers receive the highest rates at up to $5,012 a year.
Average premium for full coverage: $1,340
Rate estimates broken down by individual coverage type:
These estimates include $500 policy deductibles, bodily injury liability limits of 30/60, and includes medical and UM/UIM coverage. Rates are averaged for all 50 states and for all Express models.
Price Range by Coverage and Risk
Using a middle-aged driver as an example, prices range range from as low as $452 for just liability insurance to the much higher price of $2,896 for a driver who has had serious violations or accidents.
Price Range by Location
Your location can make a big difference on the price of insurance. More rural locations tend to have a lower frequency of physical damage claims than larger metro areas. The example below illustrates how where you live affects insurance prices.
These examples illustrate why everyone should compare rates for a targeted area and risk profile, instead of making a decision based on price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Details
The chart below illustrates average Chevrolet Express insurance rates for other coverage scenarios.
- The lowest rate with discounts is $773
- Drivers who choose higher $1,000 deductibles will pay approximately $180 each year
- The average rate for a 40-year-old driver who has $500 deductibles is $1,340
- Choosing pricier low deductibles for comprehensive and collision insurance will increase the cost to $1,688
- Drivers with multiple violations and an at-fault accident could pay up to $2,896
- The cost for full coverage for a 16-year-old driver for full coverage can cost as much as $5,012 a year
Car insurance rates for a Chevrolet Express can also vary considerably based on your driver profile, the model year and trim level, and liability limits and deductibles.
A more mature driver with no driving violations and high deductibles may pay as low as $1,200 per year on average for full coverage. Rates are highest for teen drivers, where even good drivers will be charged at least $5,000 a year. View Rates by Age
Where you live makes a big difference in Chevrolet Express insurance prices. A 40-year-old driver could pay as low as $880 a year in states like North Carolina, Wisconsin, and Vermont, or as much as $1,810 on average in Florida, New York, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,212 | -$128 | -9.6% |
| Alaska | $1,028 | -$312 | -23.3% |
| Arizona | $1,112 | -$228 | -17.0% |
| Arkansas | $1,340 | -$0 | 0.0% |
| California | $1,526 | $186 | 13.9% |
| Colorado | $1,280 | -$60 | -4.5% |
| Connecticut | $1,378 | $38 | 2.8% |
| Delaware | $1,518 | $178 | 13.3% |
| Florida | $1,676 | $336 | 25.1% |
| Georgia | $1,238 | -$102 | -7.6% |
| Hawaii | $962 | -$378 | -28.2% |
| Idaho | $906 | -$434 | -32.4% |
| Illinois | $998 | -$342 | -25.5% |
| Indiana | $1,010 | -$330 | -24.6% |
| Iowa | $906 | -$434 | -32.4% |
| Kansas | $1,274 | -$66 | -4.9% |
| Kentucky | $1,828 | $488 | 36.4% |
| Louisiana | $1,984 | $644 | 48.1% |
| Maine | $828 | -$512 | -38.2% |
| Maryland | $1,106 | -$234 | -17.5% |
| Massachusetts | $1,072 | -$268 | -20.0% |
| Michigan | $2,330 | $990 | 73.9% |
| Minnesota | $1,120 | -$220 | -16.4% |
| Mississippi | $1,604 | $264 | 19.7% |
| Missouri | $1,190 | -$150 | -11.2% |
| Montana | $1,440 | $100 | 7.5% |
| Nebraska | $1,058 | -$282 | -21.0% |
| Nevada | $1,606 | $266 | 19.9% |
| New Hampshire | $964 | -$376 | -28.1% |
| New Jersey | $1,500 | $160 | 11.9% |
| New Mexico | $1,186 | -$154 | -11.5% |
| New York | $1,412 | $72 | 5.4% |
| North Carolina | $772 | -$568 | -42.4% |
| North Dakota | $1,098 | -$242 | -18.1% |
| Ohio | $926 | -$414 | -30.9% |
| Oklahoma | $1,376 | $36 | 2.7% |
| Oregon | $1,228 | -$112 | -8.4% |
| Pennsylvania | $1,280 | -$60 | -4.5% |
| Rhode Island | $1,788 | $448 | 33.4% |
| South Carolina | $1,214 | -$126 | -9.4% |
| South Dakota | $1,130 | -$210 | -15.7% |
| Tennessee | $1,176 | -$164 | -12.2% |
| Texas | $1,616 | $276 | 20.6% |
| Utah | $992 | -$348 | -26.0% |
| Vermont | $918 | -$422 | -31.5% |
| Virginia | $802 | -$538 | -40.1% |
| Washington | $1,034 | -$306 | -22.8% |
| West Virginia | $1,228 | -$112 | -8.4% |
| Wisconsin | $928 | -$412 | -30.7% |
| Wyoming | $1,196 | -$144 | -10.7% |
Choosing high deductibles could save up to $530 annually, whereas buying more liability protection will increase premiums. Switching from a 50/100 limit to a 250/500 limit will cost as much as $351 extra every 12 months. View Rates by Deductible or Liability Limit
If you like to drive fast or tend to cause accidents, you are probably paying $1,600 to $2,200 extra per year, depending on your age. Chevrolet Express insurance for high-risk drivers can cost from 44% to 133% more than average. View High Risk Driver Rates
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Chevrolet Express | $280 | $512 | $390 | $1,340 |
| 2023 Chevrolet Express | $270 | $506 | $398 | $1,332 |
| 2022 Chevrolet Express | $260 | $494 | $416 | $1,328 |
| 2021 Chevrolet Express | $250 | $474 | $430 | $1,312 |
| 2020 Chevrolet Express | $238 | $458 | $442 | $1,296 |
| 2019 Chevrolet Express | $228 | $424 | $452 | $1,262 |
| 2018 Chevrolet Express | $218 | $400 | $456 | $1,232 |
| 2017 Chevrolet Express | $210 | $358 | $460 | $1,186 |
| 2016 Chevrolet Express | $196 | $330 | $460 | $1,144 |
| 2015 Chevrolet Express | $190 | $310 | $464 | $1,122 |
| 2014 Chevrolet Express | $184 | $288 | $474 | $1,104 |
| 2013 Chevrolet Express | $172 | $268 | $474 | $1,072 |
| 2012 Chevrolet Express | $166 | $244 | $478 | $1,046 |
| 2011 Chevrolet Express | $156 | $222 | $474 | $1,010 |
| 2010 Chevrolet Express | $146 | $202 | $474 | $980 |
| 2008 Chevrolet Express | $140 | $178 | $460 | $936 |
Rates are averaged for all Chevrolet Express models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find Cheap Chevrolet Express Insurance
Saving money on insurance for a Chevrolet Express not only requires being safe and accident-free, but also having above-average credit, avoid buying unnecessary coverage, and possibly higher deductibles. Take the time to comparison shop every other policy renewal by getting rate quotes from direct insurance companies like GEICO and Progressive, and also from several local insurance agents.
Below you'll find a brief summary of the ideas that were touched on in the above illustrations.
- Youthful drivers have the highest car insurance rates, costing up to $418 per month if full coverage is included
- Drivers considered higher risk that tend to have accidents or serious violations pay on average $1,560 more annually than a low-risk driver
- Increasing deductibles can save around $525 each year
- It is possible to save approximately $160 per year just by quoting online well ahead of the renewal date
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,012 |
| 20 | $3,094 |
| 30 | $1,396 |
| 40 | $1,340 |
| 50 | $1,224 |
| 60 | $1,200 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,688 |
| $250 | $1,528 |
| $500 | $1,340 |
| $1,000 | $1,160 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,340 |
| 50/100 | $1,418 |
| 100/300 | $1,516 |
| 250/500 | $1,769 |
| 100 CSL | $1,457 |
| 300 CSL | $1,672 |
| 500 CSL | $1,828 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $7,144 |
| 20 | $4,922 |
| 30 | $2,958 |
| 40 | $2,896 |
| 50 | $2,764 |
| 60 | $2,740 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $71 |
| Multi-vehicle | $70 |
| Homeowner | $20 |
| 5-yr Accident Free | $98 |
| 5-yr Claim Free | $86 |
| Paid in Full/EFT | $61 |
| Advance Quote | $66 |
| Online Quote | $95 |
| Total Discounts | $567 |
Discounts are estimated and may not be available from every company or in every state.
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