Chevrolet Express Insurance Rates

Average auto insurance rates for a Chevrolet Express are $1,332 annually for full coverage. Comprehensive insurance costs approximately $270 each year, collision insurance costs $506, and liability coverage is estimated at $398. A liability-only policy costs approximately $460 a year, and high-risk insurance costs $2,888 or more. Teenage drivers receive the highest rates at up to $5,022 a year.

Average premium for full coverage: $1,332

Rate estimates by individual coverage type:

Prices include $500 comprehensive and collision deductibles, 30/60 liability limits, and includes medical and uninsured motorist coverage. Rates are averaged for all states and Express models.

Price Range by Coverage and Risk

Price Range by Location

Living in a larger city has a large influence on car insurance rates. Rural locations tend to have fewer accident claims than densely populated cities. The graphic below illustrates how location impacts auto insurance prices.

These examples show why all drivers should get quotes using their specific location and their own personal driving habits, rather than using average rates.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below shows average Chevrolet Express insurance rates for additional coverage and risk scenarios.

• The best discount rate is $767
• Choosing higher $1,000 deductibles can save $176 a year
• The estimated rate for a 40-year-old driver who chooses $500 deductibles is $1,332
• Using low deductibles for comp and collision coverage costs an additional $342 each year
• Drivers who are prone to accidents and violations could pay around $2,888
• The cost with full coverage for a teenage driver can cost $5,022 each year

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Insurance rates for a Chevrolet Express can also vary considerably based on the trim level of your Express, your driver profile, and physical damage deductibles and liability limits.

More mature drivers with a clean driving record and high physical damage deductibles may only pay around $1,200 annually on average for full coverage. Rates are much higher for teen drivers, where even without any violations or accidents they can expect to pay in the ballpark of $5,000 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you could be paying anywhere from $1,600 to $2,200 extra per year, depending on your age. Insurance for high-risk drivers ranges around 44% to 134% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles can save as much as $520 a year, whereas increasing liability limits will push rates upward. Going from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $358 more per year. View Rates by Deductible or Liability Limit

Where you live plays a big part in determining prices for Chevrolet Express insurance rates. A good driver about age 40 could pay as low as $880 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $1,900 on average in New York, Louisiana, and Michigan.

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How to Buy the Right Chevrolet Express Insurance

Saving money on auto insurance takes having a decent driving record, having a good credit history, eliminating unneeded coverage, and possibly raising deductibles. Spend time shopping around at every policy renewal by getting quotes from direct carriers like Progressive and GEICO, and also from several local insurance agents.

The following items are a quick rundown of the data touched on above.

• Consumers who purchase additional liability coverage will pay an extra $440 each year to raise limits from a minimum limit to higher 250/500 limits
• Drivers can save around $160 per year just by quoting online in advance
• Increasing deductibles could save up to $525 each year
• 16 to 18-year-old drivers are expensive to insure, costing as high as $419 per month including comprehensive and collision insurance