Chevrolet Express Insurance Rates

The average insurance rates for a Chevrolet Express are $1,332 a year including full coverage. Comprehensive costs around $270 each year, collision insurance costs $506, and liability costs around $398. A liability-only policy costs as low as $460 a year, and high-risk insurance costs around $2,888. Teenage drivers cost the most to insure at up to $5,022 a year.

Average premium for full coverage: $1,332

Policy rates for type of insurance:

Prices are based on $500 physical damage deductibles, 30/60 liability limits, and includes uninsured motorist and medical coverage. Prices are averaged for all 50 U.S. states and Express models.

Price Range Variability

Urban vs. Rural Price Range

Where you live can make a big difference on the price of insurance. Areas with sparse population are shown to have a lower frequency of comprehensive and collision claims than densely populated cities. The graphic below illustrates the effect of geographic area on auto insurance rates.

The examples above highlight why all drivers should compare prices for a specific zip code and risk profile, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below breaks down average Chevrolet Express insurance rates for additional coverage choices and driver risks.

• The best discount rate is $767
• Using higher $1,000 deductibles will save about $176 every year
• The average rate for a good driver age 40 using $500 deductibles is $1,332
• Using low deductibles for physical damage coverage will increase the cost to $1,674
• High-risk insureds who are prone to accidents and violations could pay at least $2,888
• Policy cost for full coverage for a 16-year-old driver can be $5,022 or more

View Chart as Image

Car insurance rates for a Chevrolet Express also range considerably based on your risk profile, the model of your Express, and deductibles and policy limits.

More mature drivers with no driving violations and high deductibles may pay as low as $1,200 a year, or $100 per month, for full coverage. Rates are much higher for teenagers, where even good drivers will be charged as much as $5,000 a year. View Rates by Age

Your home state has a huge impact on Chevrolet Express insurance prices. A driver around age 40 might see rates as low as $1,020 a year in states like Missouri, New Hampshire, and Vermont, or be forced to pay as much as $1,900 on average in Michigan, New York, and Louisiana.

View Chart as Image

Using high physical damage deductibles could cut rates by as much as $520 annually, whereas increasing liability limits will increase rates. Changing from a 50/100 limit to a 250/500 limit will raise rates by up to $358 extra every 12 months. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you are likely paying at least $1,600 to $2,200 extra every year, depending on your age. Insurance for high-risk drivers can be from 44% to 134% more than a normal policy. View High Risk Driver Rates

How to Find Affordable Chevrolet Express Insurance

Finding cheaper rates on insurance for a Chevrolet Express requires being a safe and courteous driver, having above-average credit, paying for small claims out-of-pocket, and consideration of higher deductibles. Take the time to compare rates at every policy renewal by obtaining price quotes from direct car insurance companies like GEICO, Progressive, and Esurance, and also from several local insurance agents.

Below is a brief review of the data covered in the above illustrations.

• Insureds who may need higher levels of liability will pay an extra $440 per year to increase from a 30/60 limit to 250/500 limits
• You may be able to save up to $160 per year just by quoting online in advance
• Increasing comprehensive and collision deductibles can save around $525 each year
• Teenage drivers are the costliest to insure, with premiums being up to $419 each month if full coverage is included