Chevrolet Express Insurance Rates

The average insurance rates for a Chevrolet Express are $1,340 a year for full coverage. Comprehensive insurance costs on average $280 a year, collision insurance costs $512, and liability costs $390. Buying just liability costs as little as $452 a year, and insurance for high-risk drivers costs $2,896 or more. Teenage drivers cost the most to insure at up to $5,012 a year.

Average premium for full coverage: $1,340

Policy rates by type of insurance:

Full coverage includes $500 comprehensive and collision deductibles, minimum liability limits, and includes UM/UIM and medical coverage. Prices are averaged for all states and Express trim levels.

Price Range Variability

Urban vs. Rural Price Range

Your location can have significant affects on car insurance rates. Rural areas are shown to have a lower frequency of accident claims than densely populated cities. The diagram below illustrates the difference location can make on car insurance rates.

The examples above show why it is important to compare rates based on a specific location and risk profile, instead of using average rates.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below shows average Chevrolet Express insurance rates for different risk profiles and scenarios.

• The best discount rate is $773
• Drivers who choose higher $1,000 deductibles will pay around $1,160 a year
• The average rate for a good driver age 40 with $500 deductibles is $1,340
• Using low $100 deductibles for comprehensive and collision insurance will cost an extra $348 every year
• Higher-risk drivers who are prone to accidents and violations could pay upwards of $2,896
• Policy cost for full coverage for a teen driver may cost $5,012 a year

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Insurance rates for a Chevrolet Express also range considerably based on your risk profile, the trim level of your Express, and policy deductibles and limits.

Older drivers with a clean driving record and high deductibles may pay as little as $1,200 per year on average, or $100 per month, for full coverage. Rates are much higher for teenagers, where even good drivers can expect to pay upwards of $5,000 a year. View Rates by Age

Your home state makes a big difference in Chevrolet Express insurance prices. A 40-year-old driver could pay as low as $880 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $1,910 on average in Michigan, Louisiana, and New York.

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Using high physical damage deductibles could save up to $530 every year, while buying higher liability limits will cost you more. Going from a 50/100 limit to a 250/500 limit will raise rates by up to $351 more per year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you could be paying at a minimum $1,600 to $2,200 extra every year, depending on your age. A high-risk auto insurance policy can cost as much as 44% to 133% more than a normal policy. View High Risk Driver Rates

How to Find More Affordable Chevrolet Express Insurance

Finding cheaper rates on car insurance not only requires avoiding accidents and violations, but also maintaining good credit, avoid buying unnecessary coverage, and determing if full coverage is necessary. Make time to compare rates every couple of years by getting price quotes from direct carriers like GEICO, Progressive, and Esurance, and also from your local insurance agents.

The list below is a summary of the material that was touched on in this article.

• Policyholders who require higher liability limits will pay an extra $430 each year to go from a 30/60 limit to 250/500 limits
• Teenagers pay the highest rates, costing up to $418 each month for full coverage
• Higher risk drivers who have multiple accidents or major violations will pay on average $1,560 more each year for car insurance
• Increasing comprehensive and collision deductibles can save around $525 each year