Chevrolet Express Insurance Rates
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Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
UPDATED: May 2, 2024
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U.S. average auto insurance rates for a Chevrolet Express are $1,340 annually with full coverage. Comprehensive insurance costs on average $280, collision costs $512, and liability coverage is estimated at $390. Buying just liability costs approximately $452 a year, with insurance for high-risk drivers costing $2,896 or more. Teen drivers pay the highest rates at $5,012 a year or more.
Average premium for full coverage: $1,340
Price estimates by individual coverage:
Prices are based on $500 deductibles, 30/60 bodily injury liability limits, and includes additional medical/uninsured motorist coverage. Estimates are averaged for all U.S. states and for different Express trim levels.
Price Range from Low to High
For the average 40-year-old driver, Chevrolet Express insurance prices go from as cheap as $452 for just the minimum liability insurance to a much higher rate of $2,896 for a driver who requires high-risk insurance.
Geographic Price Range
Living in a larger city has a large influence on auto insurance rates. Rural areas have fewer collision claims than larger metro areas.
The price range example below illustrates the difference location can make on car insurance rates.
The ranges above demonstrate why anyone shopping for car insurance should get quotes based on a specific location and their own personal driving habits, rather than using price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Analysis
The chart below details estimated Chevrolet Express insurance rates for different risk profiles and scenarios.
- The lowest rate with discounts is $773
- Choosing higher $1,000 deductibles can save around $180 annually
- The estimated rate for the average middle-age driver with $500 deductibles is $1,340
- Choosing more expensive low deductibles for comp and collision coverage costs an additional $348 each year
- Drivers with multiple violations and an at-fault accident could pay upwards of $2,896 or more
- The price with full coverage for a teenage driver with full coverage may cost $5,012 each year
Insurance prices for a Chevrolet Express are also quite variable based on the trim level and model year, your driving record, and policy deductibles and limits.
An older driver with no violations or accidents and high physical damage deductibles may only pay around $1,200 annually on average for full coverage. Prices are highest for teenage drivers, where even without any violations or accidents they should be prepared to pay upwards of $5,000 a year. View Rates by Age
If you have some driving violations or you caused a few accidents, you may be forking out at a minimum $1,600 to $2,200 additional each year, depending on your age. High-risk driver insurance ranges around 44% to 133% more than average. View High Risk Driver Rates
Choosing high deductibles can save as much as $530 a year, while increasing your policy's liability limits will cost you more. Moving from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $351 more each year. View Rates by Deductible or Liability Limit
The state you live in plays a big part in determining prices for Chevrolet Express insurance rates. A good driver about age 40 could pay as low as $970 a year in states like New Hampshire, Ohio, and Utah, or as much as $1,810 on average in Florida, Michigan, and New York.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,212 | -$128 | -9.6% |
| Alaska | $1,028 | -$312 | -23.3% |
| Arizona | $1,112 | -$228 | -17.0% |
| Arkansas | $1,340 | -$0 | 0.0% |
| California | $1,526 | $186 | 13.9% |
| Colorado | $1,280 | -$60 | -4.5% |
| Connecticut | $1,378 | $38 | 2.8% |
| Delaware | $1,518 | $178 | 13.3% |
| Florida | $1,676 | $336 | 25.1% |
| Georgia | $1,238 | -$102 | -7.6% |
| Hawaii | $962 | -$378 | -28.2% |
| Idaho | $906 | -$434 | -32.4% |
| Illinois | $998 | -$342 | -25.5% |
| Indiana | $1,010 | -$330 | -24.6% |
| Iowa | $906 | -$434 | -32.4% |
| Kansas | $1,274 | -$66 | -4.9% |
| Kentucky | $1,828 | $488 | 36.4% |
| Louisiana | $1,984 | $644 | 48.1% |
| Maine | $828 | -$512 | -38.2% |
| Maryland | $1,106 | -$234 | -17.5% |
| Massachusetts | $1,072 | -$268 | -20.0% |
| Michigan | $2,330 | $990 | 73.9% |
| Minnesota | $1,120 | -$220 | -16.4% |
| Mississippi | $1,604 | $264 | 19.7% |
| Missouri | $1,190 | -$150 | -11.2% |
| Montana | $1,440 | $100 | 7.5% |
| Nebraska | $1,058 | -$282 | -21.0% |
| Nevada | $1,606 | $266 | 19.9% |
| New Hampshire | $964 | -$376 | -28.1% |
| New Jersey | $1,500 | $160 | 11.9% |
| New Mexico | $1,186 | -$154 | -11.5% |
| New York | $1,412 | $72 | 5.4% |
| North Carolina | $772 | -$568 | -42.4% |
| North Dakota | $1,098 | -$242 | -18.1% |
| Ohio | $926 | -$414 | -30.9% |
| Oklahoma | $1,376 | $36 | 2.7% |
| Oregon | $1,228 | -$112 | -8.4% |
| Pennsylvania | $1,280 | -$60 | -4.5% |
| Rhode Island | $1,788 | $448 | 33.4% |
| South Carolina | $1,214 | -$126 | -9.4% |
| South Dakota | $1,130 | -$210 | -15.7% |
| Tennessee | $1,176 | -$164 | -12.2% |
| Texas | $1,616 | $276 | 20.6% |
| Utah | $992 | -$348 | -26.0% |
| Vermont | $918 | -$422 | -31.5% |
| Virginia | $802 | -$538 | -40.1% |
| Washington | $1,034 | -$306 | -22.8% |
| West Virginia | $1,228 | -$112 | -8.4% |
| Wisconsin | $928 | -$412 | -30.7% |
| Wyoming | $1,196 | -$144 | -10.7% |
Since prices can be so different, the best way to find out exactly what you will pay is to compare prices and see how they stack up. Each auto insurer uses a different rate calculation, and prices may be quite different between companies.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Chevrolet Express | $280 | $512 | $390 | $1,340 |
| 2023 Chevrolet Express | $270 | $506 | $398 | $1,332 |
| 2022 Chevrolet Express | $260 | $494 | $416 | $1,328 |
| 2021 Chevrolet Express | $250 | $474 | $430 | $1,312 |
| 2020 Chevrolet Express | $238 | $458 | $442 | $1,296 |
| 2019 Chevrolet Express | $228 | $424 | $452 | $1,262 |
| 2018 Chevrolet Express | $218 | $400 | $456 | $1,232 |
| 2017 Chevrolet Express | $210 | $358 | $460 | $1,186 |
| 2016 Chevrolet Express | $196 | $330 | $460 | $1,144 |
| 2015 Chevrolet Express | $190 | $310 | $464 | $1,122 |
| 2014 Chevrolet Express | $184 | $288 | $474 | $1,104 |
| 2013 Chevrolet Express | $172 | $268 | $474 | $1,072 |
| 2012 Chevrolet Express | $166 | $244 | $478 | $1,046 |
| 2011 Chevrolet Express | $156 | $222 | $474 | $1,010 |
| 2010 Chevrolet Express | $146 | $202 | $474 | $980 |
| 2008 Chevrolet Express | $140 | $178 | $460 | $936 |
Rates are averaged for all Chevrolet Express models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy Affordable Chevrolet Express Insurance
Getting lower rates on auto insurance takes not taking risks behind the wheel, having good credit, avoid buying unnecessary coverage, and insuring your home and auto with the same company. Make time to compare rates at every other renewal by requesting rates from direct companies like GEICO, Progressive, and Esurance, and also from local independent and exclusive agents.
The following is a brief review of the concepts that were touched on in this article.
- Drivers with DUI or reckless driving convictions pay an average of $1,560 more each year for Express insurance
- Teens pay higher prices, costing up to $418 a month if they have full coverage
- You may be able to save as much as $160 per year simply by shopping early and online
- Increasing physical damage deductibles could save up to $525 each year
- You may be able to save as much as $160 per year simply by shopping early and online
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,012 |
| 20 | $3,094 |
| 30 | $1,396 |
| 40 | $1,340 |
| 50 | $1,224 |
| 60 | $1,200 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,688 |
| $250 | $1,528 |
| $500 | $1,340 |
| $1,000 | $1,160 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,340 |
| 50/100 | $1,418 |
| 100/300 | $1,516 |
| 250/500 | $1,769 |
| 100 CSL | $1,457 |
| 300 CSL | $1,672 |
| 500 CSL | $1,828 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $7,144 |
| 20 | $4,922 |
| 30 | $2,958 |
| 40 | $2,896 |
| 50 | $2,764 |
| 60 | $2,740 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $71 |
| Multi-vehicle | $70 |
| Homeowner | $20 |
| 5-yr Accident Free | $98 |
| 5-yr Claim Free | $86 |
| Paid in Full/EFT | $61 |
| Advance Quote | $66 |
| Online Quote | $95 |
| Total Discounts | $567 |
Discounts are estimated and may not be available from every company or in every state.
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