Chevrolet Express Insurance Rates

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UPDATED: May 2, 2024

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U.S. average insurance rates for a Chevrolet Express are $1,332 a year for full coverage insurance. Comprehensive insurance costs approximately $270, collision insurance costs $506, and liability costs around $398. A policy with just liability insurance costs as low as $460 a year, and coverage for high-risk drivers costs $2,888 or more. Teens pay the highest rates at up to $5,022 a year.

Average premium for full coverage: $1,332

Price estimates by individual coverage:

Comprehensive $270
Collision $506
Liability $398

Rates are based on $500 policy deductibles, 30/60 liability coverage, and includes medical/PIP and uninsured motorist coverage. Estimates are averaged for all 50 states and for all Express models.

Price Range from Low to High

For a driver around age 40, Chevrolet Express insurance prices range from as low as $460 for liability-only coverage to the much higher price of $2,888 for a policy for a high-risk driver.

Liability Only $460
Full Coverage $1,332
High Risk $2,888

Geographic Price Range

Where you live can have significant affects on the price of auto insurance. Rural locations have a lower frequency of physical damage claims than cities with more traffic congestion. The example below illustrates the difference between rural and urban areas on auto insurance prices.

Rural Areas $999
Small Cities $1,399
Large Cities $1,798

The ranges above illustrate why everyone should compare prices using their specific location and risk profile, instead of using averaged prices.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Charts and Tables

The chart below illustrates average Chevrolet Express insurance rates for additional coverage and risk scenarios.

  • The cheapest rate after discounts is $767
  • Using higher $1,000 deductibles will save $176 each year
  • The average rate for the average middle-age driver who chooses $500 deductibles is $1,332
  • Selecting pricier low deductibles for physical damage coverage will cost an extra $342 every year
  • Drivers with serious driving violations could pay around $2,888
  • The price for full coverage for a teen driver for full coverage can cost $5,022 or more

View Chart as Image

Chevrolet Express insurance cost comparison chart
Column chart showing Chevrolet Express insurance prices range from $767 to $5,022 for full coverage

Insurance prices for a Chevrolet Express are also quite variable based on your driving record, the model year and trim level, and physical damage deductibles and liability limits.

A more mature driver with a clean driving record and high deductibles may pay as little as $1,200 a year for full coverage. Prices are much higher for teenage drivers, where even good drivers can expect to pay in the ballpark of $5,000 a year. View Rates by Age

The state you live in has a huge impact on Chevrolet Express insurance prices. A driver around age 40 might see prices as low as $870 a year in states like North Carolina, Wisconsin, and Vermont, or have to pay at least $1,800 on average in Florida, New York, and Michigan.

Chevrolet Express Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,206 -$126 -9.5%
Alaska $1,022 -$310 -23.3%
Arizona $1,106 -$226 -17.0%
Arkansas $1,332 -$0 0.0%
California $1,518 $186 14.0%
Colorado $1,272 -$60 -4.5%
Connecticut $1,370 $38 2.9%
Delaware $1,508 $176 13.2%
Florida $1,668 $336 25.2%
Georgia $1,230 -$102 -7.7%
Hawaii $958 -$374 -28.1%
Idaho $902 -$430 -32.3%
Illinois $994 -$338 -25.4%
Indiana $1,002 -$330 -24.8%
Iowa $900 -$432 -32.4%
Kansas $1,268 -$64 -4.8%
Kentucky $1,820 $488 36.6%
Louisiana $1,972 $640 48.0%
Maine $822 -$510 -38.3%
Maryland $1,098 -$234 -17.6%
Massachusetts $1,068 -$264 -19.8%
Michigan $2,316 $984 73.9%
Minnesota $1,116 -$216 -16.2%
Mississippi $1,598 $266 20.0%
Missouri $1,182 -$150 -11.3%
Montana $1,432 $100 7.5%
Nebraska $1,052 -$280 -21.0%
Nevada $1,598 $266 20.0%
New Hampshire $962 -$370 -27.8%
New Jersey $1,490 $158 11.9%
New Mexico $1,182 -$150 -11.3%
New York $1,406 $74 5.6%
North Carolina $768 -$564 -42.3%
North Dakota $1,090 -$242 -18.2%
Ohio $922 -$410 -30.8%
Oklahoma $1,370 $38 2.9%
Oregon $1,220 -$112 -8.4%
Pennsylvania $1,272 -$60 -4.5%
Rhode Island $1,778 $446 33.5%
South Carolina $1,210 -$122 -9.2%
South Dakota $1,126 -$206 -15.5%
Tennessee $1,168 -$164 -12.3%
Texas $1,606 $274 20.6%
Utah $988 -$344 -25.8%
Vermont $912 -$420 -31.5%
Virginia $798 -$534 -40.1%
Washington $1,032 -$300 -22.5%
West Virginia $1,220 -$112 -8.4%
Wisconsin $922 -$410 -30.8%
Wyoming $1,188 -$144 -10.8%

View Chart as Image

Chevrolet Express insurance rates by U.S. city

Choosing higher comprehensive and collision insurance deductibles could cut prices by as much as $520 every year, whereas buying more liability protection will push prices upward. Switching from a 50/100 limit to a 250/500 limit will increase prices by as much as $358 more per year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you are probably paying anywhere from $1,600 to $2,200 extra each year, depending on your age. Chevrolet Express insurance for high-risk drivers can be as much as 44% to 134% more than the average policy. View High Risk Driver Rates

Chevrolet Express Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Chevrolet Express $270 $506 $398 $1,332
2023 Chevrolet Express $260 $494 $416 $1,328
2022 Chevrolet Express $250 $474 $430 $1,312
2021 Chevrolet Express $238 $458 $442 $1,296
2020 Chevrolet Express $228 $424 $452 $1,262
2019 Chevrolet Express $218 $400 $456 $1,232
2018 Chevrolet Express $210 $358 $460 $1,186
2017 Chevrolet Express $196 $330 $460 $1,144
2016 Chevrolet Express $190 $310 $464 $1,122
2015 Chevrolet Express $184 $288 $474 $1,104
2014 Chevrolet Express $172 $268 $474 $1,072
2013 Chevrolet Express $166 $244 $478 $1,046
2012 Chevrolet Express $156 $222 $474 $1,010
2011 Chevrolet Express $146 $202 $474 $980
2010 Chevrolet Express $142 $182 $468 $950
2008 Chevrolet Express $136 $168 $452 $914

Rates are averaged for all Chevrolet Express models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find the Best Cheap Chevrolet Express Insurance

Getting lower rates on car insurance requires avoiding accidents and claims, maintaining good credit, not filing small claims, and possibly raising deductibles. Set aside time to compare rates every year by requesting quotes from direct insurance companies like Progressive and GEICO, and also from your local independent and exclusive agents.

The points below are a quick review of the coverage data covered above.

  • It is possible to save around $160 per year just by quoting online well ahead of the renewal date
  • Increasing physical damage deductibles can save around $525 each year
  • Drivers under the age of 20 are expensive to insure, as much as $419 a month for full coverage
  • Higher risk drivers with a DUI or reckless driving violation may pay on average $1,560 more per year to insure a Chevrolet Express

Rates by Driver Age

Chevrolet Express Insurance Rates by Driver Age
Driver Age Premium
16 $5,022
20 $3,090
30 $1,390
40 $1,332
50 $1,218
60 $1,194

Full coverage, $500 deductibles

Rates by Deductible

Chevrolet Express Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,674
$250 $1,516
$500 $1,332
$1,000 $1,156

Full coverage, driver age 40

Rates by Liability Limit

Chevrolet Express Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,332
50/100 $1,412
100/300 $1,511
250/500 $1,770
100 CSL $1,451
300 CSL $1,670
500 CSL $1,830

Full coverage, driver age 40

Rates for High Risk Drivers

Chevrolet Express Insurance Rates for High Risk Drivers
Age Premium
16 $7,156
20 $4,914
30 $2,950
40 $2,888
50 $2,758
60 $2,734

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $186

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $70
Multi-vehicle $70
Homeowner $20
5-yr Accident Free $98
5-yr Claim Free $86
Paid in Full/EFT $61
Advance Quote $66
Online Quote $94
Total Discounts $565
Rate after discounts $767

Discounts are estimated and may not be available from every company or in every state.

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