Chevrolet Express Insurance Rates

Average insurance rates for a Chevrolet Express are $1,332 a year with full coverage. Comprehensive costs around $270 a year, collision insurance costs $506, and liability coverage is estimated at $398. Buying just liability costs approximately $460 a year, and insurance for high-risk drivers costs around $2,888. Teenage drivers receive the highest rates at up to $5,022 a year.

Average premium for full coverage: $1,332

Rate estimates for individual coverage type:

Price estimates include $500 physical damage insurance deductibles, split liability limits of 30/60, and includes both medical and UM/UIM coverage. Rates are averaged for all U.S. states and Express trim levels.

Price Range by Coverage and Risk

Price Range by Location

Living in a larger city has a large influence on insurance rates. Areas with sparse population tend to have a lower frequency of collision claims than densely populated cities. The diagram below illustrates the difference between rural and urban areas on auto insurance rates.

These examples demonstrate why it is important to get quotes for a specific zip code and risk profile, rather than using average rates.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below details average Chevrolet Express insurance rates for additional coverage choices and driver risks.

• The best discount rate is $767
• Choosing higher $1,000 deductibles can save about $1,156 annually
• The average rate for a 40-year-old driver using $500 deductibles is $1,332
• Using low $100 deductibles for comp and collision coverage will increase the cost to $1,674
• Drivers who are prone to accidents and violations could pay at least $2,888
• The cost for full coverage for a teenage driver can be $5,022 each year

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Auto insurance rates for a Chevrolet Express can also vary considerably based on your driver profile, the trim level and model year, and deductibles and policy limits.

Older drivers with a good driving record and high deductibles may only pay around $1,200 annually on average for full coverage. Rates are much higher for teen drivers, where even good drivers will have to pay as much as $5,000 a year. View Rates by Age

Where you live plays a big part in determining prices for Chevrolet Express insurance rates. A good driver about age 40 could pay as low as $960 a year in states like New Hampshire, Ohio, and Utah, or be forced to pay as much as $1,800 on average in Florida, Michigan, and New York.

View Chart as Image

Using high physical damage deductibles can save as much as $520 a year, while buying higher liability limits will increase rates. Moving from a 50/100 limit to a 250/500 limit will cost as much as $358 extra every year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you may be forking out at least $1,600 to $2,200 in extra premium per year, depending on your age. A high-risk auto insurance policy ranges around 44% to 134% more than a normal policy. View High Risk Driver Rates

How to Find Cheaper Chevrolet Express Insurance

Saving money on auto insurance takes being a low-risk driver, having good credit, eliminating unnecessary coverage, and possibly raising deductibles. Set aside time to compare rates at least once a year by requesting rates from direct companies like GEICO and Progressive, and also from local independent and exclusive agents.

The items below are a condensed summary of the primary concepts that were covered above.

• You may be able to save up to $160 per year just by quoting early and online
• Drivers with multiple at-fault accidents pay an average of $1,560 more every year to insure their Express
• Increasing deductibles can save around $525 each year
• Teen drivers are expensive to insure, with premiums as much as $419 per month if they have full coverage