Chevrolet Express Insurance Rates

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UPDATED: May 2, 2024

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U.S. average insurance rates for a Chevrolet Express are $1,340 a year including full coverage. Comprehensive costs an estimated $280 a year, collision costs $512, and liability is estimated at $390. Liability-only coverage costs approximately $452 a year, with high-risk coverage costing around $2,896. 16-year-old drivers pay the highest rates at $5,012 a year or more.

Average premium for full coverage: $1,340

Price estimates broken down by individual coverage:

Comprehensive $280
Collision $512
Liability $390

Estimates include $500 policy deductibles, 30/60 split liability limits, and includes additional medical/uninsured motorist coverage. Estimates are averaged for all 50 U.S. states and Express trim levels.

Price Range from Low to High

For a driver around age 40, Chevrolet Express insurance prices go from the low end price of $452 for just the minimum liability insurance to a high of $2,896 for a high-risk insurance policy.

Liability Only $452
Full Coverage $1,340
High Risk $2,896

Geographic Price Range

Living in a larger city can have significant affects on the price of auto insurance. More rural locations have lower incidents of comprehensive and collision claims than congested cities.

The diagram below illustrates the difference between rural and urban areas on insurance prices.

Rural Areas $1,005
Small Cities $1,407
Large Cities $1,809

The ranges above highlight why it is important to get quotes for a targeted area, instead of using rate averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Analysis

The chart below breaks down estimated Chevrolet Express insurance rates for other coverage scenarios.

  • The best full coverage rate is $773
  • Choosing higher $1,000 deductibles can save approximately $1,160 every year
  • The estimated price for the average middle-age driver who has $500 deductibles is $1,340
  • Buying low $100 deductibles for comp and collision coverage bumps up the cost to $1,688
  • Unlucky drivers with multiple tickets or accidents could pay up to $2,896 or more
  • The price that insures a teen driver can cost as much as $5,012 each year

View Chart as Image

Chevrolet Express insurance cost comparison chart
Column chart showing full coverage Chevrolet Express insurance rates range from $773 to $5,012

Auto insurance prices for a Chevrolet Express are also quite variable based on the trim level of your Express, your driving record and age, and liability limits and deductibles.

If you have some driving violations or you caused an accident, you are likely paying $1,600 to $2,200 in extra premium each year, depending on your age. A high-risk auto insurance policy ranges as much as 44% to 133% more than the average rate. View High Risk Driver Rates

Older drivers with a good driving record and higher comprehensive and collision deductibles may pay as little as $1,200 annually on average for full coverage. Prices are highest for teenage drivers, since even teens with perfect driving records will have to pay at least $5,000 a year. View Rates by Age

The state you live in plays a big part in determining prices for Chevrolet Express insurance prices. A good driver about age 40 could pay as low as $1,030 a year in states like Vermont, New Hampshire, and Missouri, or at least $1,910 on average in Louisiana, New York, and Michigan.

Chevrolet Express Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,212 -$128 -9.6%
Alaska $1,028 -$312 -23.3%
Arizona $1,112 -$228 -17.0%
Arkansas $1,340 -$0 0.0%
California $1,526 $186 13.9%
Colorado $1,280 -$60 -4.5%
Connecticut $1,378 $38 2.8%
Delaware $1,518 $178 13.3%
Florida $1,676 $336 25.1%
Georgia $1,238 -$102 -7.6%
Hawaii $962 -$378 -28.2%
Idaho $906 -$434 -32.4%
Illinois $998 -$342 -25.5%
Indiana $1,010 -$330 -24.6%
Iowa $906 -$434 -32.4%
Kansas $1,274 -$66 -4.9%
Kentucky $1,828 $488 36.4%
Louisiana $1,984 $644 48.1%
Maine $828 -$512 -38.2%
Maryland $1,106 -$234 -17.5%
Massachusetts $1,072 -$268 -20.0%
Michigan $2,330 $990 73.9%
Minnesota $1,120 -$220 -16.4%
Mississippi $1,604 $264 19.7%
Missouri $1,190 -$150 -11.2%
Montana $1,440 $100 7.5%
Nebraska $1,058 -$282 -21.0%
Nevada $1,606 $266 19.9%
New Hampshire $964 -$376 -28.1%
New Jersey $1,500 $160 11.9%
New Mexico $1,186 -$154 -11.5%
New York $1,412 $72 5.4%
North Carolina $772 -$568 -42.4%
North Dakota $1,098 -$242 -18.1%
Ohio $926 -$414 -30.9%
Oklahoma $1,376 $36 2.7%
Oregon $1,228 -$112 -8.4%
Pennsylvania $1,280 -$60 -4.5%
Rhode Island $1,788 $448 33.4%
South Carolina $1,214 -$126 -9.4%
South Dakota $1,130 -$210 -15.7%
Tennessee $1,176 -$164 -12.2%
Texas $1,616 $276 20.6%
Utah $992 -$348 -26.0%
Vermont $918 -$422 -31.5%
Virginia $802 -$538 -40.1%
Washington $1,034 -$306 -22.8%
West Virginia $1,228 -$112 -8.4%
Wisconsin $928 -$412 -30.7%
Wyoming $1,196 -$144 -10.7%

View Chart as Image

Chevrolet Express insurance rates by U.S. city

Opting for high physical damage deductibles can save as much as $530 every year, while buying higher liability limits will increase premiums. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $351 extra every year. View Rates by Deductible or Liability Limit

Since prices can be so different, the best way to figure out which car insurance is cheapest is to get quotes and see which company has the best price. Each auto insurer utilizes a different rate formula, and quoted prices may be quite different.

Chevrolet Express Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Chevrolet Express $280 $512 $390 $1,340
2023 Chevrolet Express $270 $506 $398 $1,332
2022 Chevrolet Express $260 $494 $416 $1,328
2021 Chevrolet Express $250 $474 $430 $1,312
2020 Chevrolet Express $238 $458 $442 $1,296
2019 Chevrolet Express $228 $424 $452 $1,262
2018 Chevrolet Express $218 $400 $456 $1,232
2017 Chevrolet Express $210 $358 $460 $1,186
2016 Chevrolet Express $196 $330 $460 $1,144
2015 Chevrolet Express $190 $310 $464 $1,122
2014 Chevrolet Express $184 $288 $474 $1,104
2013 Chevrolet Express $172 $268 $474 $1,072
2012 Chevrolet Express $166 $244 $478 $1,046
2011 Chevrolet Express $156 $222 $474 $1,010
2010 Chevrolet Express $146 $202 $474 $980
2008 Chevrolet Express $140 $178 $460 $936

Rates are averaged for all Chevrolet Express models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find Low Cost Chevrolet Express Insurance

Getting lower rates on car insurance takes being safe and accident-free, maintaining a good credit score, being claim-free, and qualifying for all possible discounts. Comparison shop at least every other year by getting quotes from direct car insurance companies, and also from your local car insurance providers.

Below you'll find a review of the car insurance concepts covered above.

  • Higher risk drivers who have several accidents or serious violations could be charged and average of $1,560 more annually than a low-risk driver
  • You may be able to save approximately $160 per year simply by quoting early and online
  • Increasing physical damage deductibles can save approximately $525 each year
  • Policyholders who want more liability protection will pay around $430 per year to raise limits from a low limit to the 250/500 level

Rates by Driver Age

Chevrolet Express Insurance Rates by Driver Age
Driver Age Premium
16 $5,012
20 $3,094
30 $1,396
40 $1,340
50 $1,224
60 $1,200

Full coverage, $500 deductibles

Rates by Deductible

Chevrolet Express Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,688
$250 $1,528
$500 $1,340
$1,000 $1,160

Full coverage, driver age 40

Rates by Liability Limit

Chevrolet Express Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,340
50/100 $1,418
100/300 $1,516
250/500 $1,769
100 CSL $1,457
300 CSL $1,672
500 CSL $1,828

Full coverage, driver age 40

Rates for High Risk Drivers

Chevrolet Express Insurance Rates for High Risk Drivers
Age Premium
16 $7,144
20 $4,922
30 $2,958
40 $2,896
50 $2,764
60 $2,740

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $186

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $71
Multi-vehicle $70
Homeowner $20
5-yr Accident Free $98
5-yr Claim Free $86
Paid in Full/EFT $61
Advance Quote $66
Online Quote $95
Total Discounts $567
Rate after discounts $773

Discounts are estimated and may not be available from every company or in every state.

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