Chevrolet Express Insurance Rates
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Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
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UPDATED: May 2, 2024
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Average insurance rates for a Chevrolet Express are $1,332 a year with full coverage. Comprehensive costs an estimated $270 a year, collision costs $506, and liability coverage costs $398. A liability-only policy costs as little as $460 a year, with high-risk insurance costing around $2,888. Teenage drivers receive the highest rates at $5,022 a year or more.
Average premium for full coverage: $1,332
Rate estimates broken down by individual coverage type:
Rate estimates include $500 comprehensive and collision deductibles, 30/60 liability limits, and includes uninsured motorist and medical coverage. Rates are averaged for all U.S. states and Express trim levels.
Price Range by Coverage and Risk
For the average driver, prices range go from the low end price of $460 for the bare minimum liability coverage to a high of $2,888 for a driver required to buy high-risk insurance.
Price Range by Location
Your location has a large influence on car insurance rates. More rural locations tend to have lower incidents of collision claims than densely populated cities.
The diagram below illustrates how location impacts insurance prices.
These examples demonstrate why it is important to compare rates for a targeted area, rather than using average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Information
The chart below details estimated Chevrolet Express insurance rates for other coverage scenarios.
- The best discount rate is $767
- Drivers who choose higher $1,000 deductibles will pay approximately $1,156 annually
- The estimated price for a 40-year-old driver who has $500 deductibles is $1,332
- Using low $100 deductibles for comprehensive and collision insurance bumps up the cost to $1,674
- High-risk insureds who are prone to accidents and violations could pay up to $2,888 or more
- The cost that insures a teenage driver can cost as much as $5,022 a year
Insurance rates for a Chevrolet Express can also vary considerably based on the trim level of your Express, your age and driving habits, and liability limits and deductibles.
If you like to drive fast or you caused an accident, you may be forking out $1,600 to $2,200 extra per year, depending on your age. A high-risk auto insurance policy can cost around 44% to 134% more than a normal policy. View High Risk Driver Rates
Older drivers with a clean driving record and higher comprehensive and collision deductibles may only pay around $1,200 per year on average for full coverage. Rates are much higher for teen drivers, since even teens with perfect driving records can expect to pay at least $5,000 a year. View Rates by Age
Where you live makes a big difference in Chevrolet Express insurance rates. A 40-year-old driver could pay as low as $960 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $1,800 on average in New York, Michigan, and Florida.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,206 | -$126 | -9.5% |
| Alaska | $1,022 | -$310 | -23.3% |
| Arizona | $1,106 | -$226 | -17.0% |
| Arkansas | $1,332 | -$0 | 0.0% |
| California | $1,518 | $186 | 14.0% |
| Colorado | $1,272 | -$60 | -4.5% |
| Connecticut | $1,370 | $38 | 2.9% |
| Delaware | $1,508 | $176 | 13.2% |
| Florida | $1,668 | $336 | 25.2% |
| Georgia | $1,230 | -$102 | -7.7% |
| Hawaii | $958 | -$374 | -28.1% |
| Idaho | $902 | -$430 | -32.3% |
| Illinois | $994 | -$338 | -25.4% |
| Indiana | $1,002 | -$330 | -24.8% |
| Iowa | $900 | -$432 | -32.4% |
| Kansas | $1,268 | -$64 | -4.8% |
| Kentucky | $1,820 | $488 | 36.6% |
| Louisiana | $1,972 | $640 | 48.0% |
| Maine | $822 | -$510 | -38.3% |
| Maryland | $1,098 | -$234 | -17.6% |
| Massachusetts | $1,068 | -$264 | -19.8% |
| Michigan | $2,316 | $984 | 73.9% |
| Minnesota | $1,116 | -$216 | -16.2% |
| Mississippi | $1,598 | $266 | 20.0% |
| Missouri | $1,182 | -$150 | -11.3% |
| Montana | $1,432 | $100 | 7.5% |
| Nebraska | $1,052 | -$280 | -21.0% |
| Nevada | $1,598 | $266 | 20.0% |
| New Hampshire | $962 | -$370 | -27.8% |
| New Jersey | $1,490 | $158 | 11.9% |
| New Mexico | $1,182 | -$150 | -11.3% |
| New York | $1,406 | $74 | 5.6% |
| North Carolina | $768 | -$564 | -42.3% |
| North Dakota | $1,090 | -$242 | -18.2% |
| Ohio | $922 | -$410 | -30.8% |
| Oklahoma | $1,370 | $38 | 2.9% |
| Oregon | $1,220 | -$112 | -8.4% |
| Pennsylvania | $1,272 | -$60 | -4.5% |
| Rhode Island | $1,778 | $446 | 33.5% |
| South Carolina | $1,210 | -$122 | -9.2% |
| South Dakota | $1,126 | -$206 | -15.5% |
| Tennessee | $1,168 | -$164 | -12.3% |
| Texas | $1,606 | $274 | 20.6% |
| Utah | $988 | -$344 | -25.8% |
| Vermont | $912 | -$420 | -31.5% |
| Virginia | $798 | -$534 | -40.1% |
| Washington | $1,032 | -$300 | -22.5% |
| West Virginia | $1,220 | -$112 | -8.4% |
| Wisconsin | $922 | -$410 | -30.8% |
| Wyoming | $1,188 | -$144 | -10.8% |
Using high physical damage deductibles could save up to $520 a year, while buying higher liability limits will increase premiums. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $358 more per year. View Rates by Deductible or Liability Limit
With so much variability in rates, the best way to find out which company is cheapest is to get quotes and see how they stack up. Every company uses a different method to calculate rates, so the rates can be significantly different.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Chevrolet Express | $270 | $506 | $398 | $1,332 |
| 2023 Chevrolet Express | $260 | $494 | $416 | $1,328 |
| 2022 Chevrolet Express | $250 | $474 | $430 | $1,312 |
| 2021 Chevrolet Express | $238 | $458 | $442 | $1,296 |
| 2020 Chevrolet Express | $228 | $424 | $452 | $1,262 |
| 2019 Chevrolet Express | $218 | $400 | $456 | $1,232 |
| 2018 Chevrolet Express | $210 | $358 | $460 | $1,186 |
| 2017 Chevrolet Express | $196 | $330 | $460 | $1,144 |
| 2016 Chevrolet Express | $190 | $310 | $464 | $1,122 |
| 2015 Chevrolet Express | $184 | $288 | $474 | $1,104 |
| 2014 Chevrolet Express | $172 | $268 | $474 | $1,072 |
| 2013 Chevrolet Express | $166 | $244 | $478 | $1,046 |
| 2012 Chevrolet Express | $156 | $222 | $474 | $1,010 |
| 2011 Chevrolet Express | $146 | $202 | $474 | $980 |
| 2010 Chevrolet Express | $142 | $182 | $468 | $950 |
| 2008 Chevrolet Express | $136 | $168 | $452 | $914 |
Rates are averaged for all Chevrolet Express models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find the Best Chevrolet Express Insurance
Saving money on auto insurance not only requires having a decent driving record, but also having above-average credit, eliminating unnecessary coverage, and taking advantage of discounts. Compare prices at every policy renewal by quoting rates from direct companies like Progressive, GEICO, and Esurance, and also from insurance agencies where you live.
The following items are a brief recap of the data touched on above.
- Consumers who want additional liability coverage will pay an extra $440 every year to go from a minimum limit to the 250/500 level
- You may be able to save approximately $160 per year simply by quoting early and online
- Increasing deductibles can save approximately $525 each year
- 16 to 18-year-old drivers are charged the highest rates, with premiums as much as $419 per month if full coverage is included
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,022 |
| 20 | $3,090 |
| 30 | $1,390 |
| 40 | $1,332 |
| 50 | $1,218 |
| 60 | $1,194 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,674 |
| $250 | $1,516 |
| $500 | $1,332 |
| $1,000 | $1,156 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,332 |
| 50/100 | $1,412 |
| 100/300 | $1,511 |
| 250/500 | $1,770 |
| 100 CSL | $1,451 |
| 300 CSL | $1,670 |
| 500 CSL | $1,830 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $7,156 |
| 20 | $4,914 |
| 30 | $2,950 |
| 40 | $2,888 |
| 50 | $2,758 |
| 60 | $2,734 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $70 |
| Multi-vehicle | $70 |
| Homeowner | $20 |
| 5-yr Accident Free | $98 |
| 5-yr Claim Free | $86 |
| Paid in Full/EFT | $61 |
| Advance Quote | $66 |
| Online Quote | $94 |
| Total Discounts | $565 |
Discounts are estimated and may not be available from every company or in every state.
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