Chevrolet Express Insurance Rates

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UPDATED: May 2, 2024

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Average insurance prices for a Chevrolet Express are $1,332 every 12 months for full coverage. Comprehensive costs on average $270 each year, collision insurance costs $506, and liability is $398. A policy with just liability insurance costs around $460 a year, and coverage for high-risk drivers costs around $2,888. 16-year-old drivers receive the highest rates at up to $5,022 a year.

Average premium for full coverage: $1,332

Rate estimates by individual coverage type:

Comprehensive $270
Collision $506
Liability $398

Rates are based on $500 physical damage insurance deductibles, liability coverage up to 30/60, and includes uninsured/under-insured motorist coverage. Rates are averaged for all states and Express models.

Price Range by Coverage and Risk

For an average driver, prices range range from the cheapest price of $460 for your basic liability-only policy to a high rate of $2,888 for a high-risk driver policy.

Liability Only $460
Full Coverage $1,332
High Risk $2,888

Price Range by Location

Choosing to live in a large city can have significant affects on car insurance rates. Rural areas tend to have more infrequent accident claims than congested cities. The graphic below illustrates the effect of geographic area on car insurance rates.

Rural Areas $999
Small Cities $1,399
Large Cities $1,798

These examples show why all drivers should compare rates quotes based on a specific location and their own driving history, instead of using rate averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

More Rate Information

The chart below shows average Chevrolet Express insurance rates for different risk profiles and scenarios.

  • The best full coverage rate is $767
  • Raising to $1,000 deductibles will save around $176 a year
  • The average price for a 40-year-old driver with $500 deductibles is $1,332
  • Buying low deductibles increases the price to $1,674
  • At-risk drivers with multiple tickets or accidents could pay upwards of $2,888
  • The cost to insure a teen driver may cost $5,022

View Chart as Image

Chevrolet Express insurance cost comparison chart
Column chart showing Chevrolet Express insurance rates range from $767 to $5,022 for full coverage

Insurance rates for a Chevrolet Express can also vary considerably based on policy deductibles and limits, your driver profile, and the trim level of your Express.

Opting for high physical damage deductibles can reduce rates by up to $520 every year, whereas increasing liability limits will cost you more. Going from a 50/100 liability limit to a 250/500 limit will cost as much as $358 more each year. View Rates by Deductible or Liability Limit

More mature drivers with no violations or accidents and higher deductibles may pay as little as $1,200 every 12 months on average for full coverage. Rates are highest for teen drivers, since even excellent drivers should be prepared to pay upwards of $5,000 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you could be paying at a minimum $1,600 to $2,200 additional per year, depending on your age. Insurance for high-risk drivers is expensive and can cost as much as 44% to 134% more than the average rate. View High Risk Driver Rates

Where you live also has a big influence on Chevrolet Express insurance prices. A middle-age driver might find rates as low as $880 a year in states like Idaho, Maine, and Iowa, or at least $1,900 on average in Michigan, Louisiana, and New York.

Chevrolet Express Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,206 -$126 -9.5%
Alaska $1,022 -$310 -23.3%
Arizona $1,106 -$226 -17.0%
Arkansas $1,332 -$0 0.0%
California $1,518 $186 14.0%
Colorado $1,272 -$60 -4.5%
Connecticut $1,370 $38 2.9%
Delaware $1,508 $176 13.2%
Florida $1,668 $336 25.2%
Georgia $1,230 -$102 -7.7%
Hawaii $958 -$374 -28.1%
Idaho $902 -$430 -32.3%
Illinois $994 -$338 -25.4%
Indiana $1,002 -$330 -24.8%
Iowa $900 -$432 -32.4%
Kansas $1,268 -$64 -4.8%
Kentucky $1,820 $488 36.6%
Louisiana $1,972 $640 48.0%
Maine $822 -$510 -38.3%
Maryland $1,098 -$234 -17.6%
Massachusetts $1,068 -$264 -19.8%
Michigan $2,316 $984 73.9%
Minnesota $1,116 -$216 -16.2%
Mississippi $1,598 $266 20.0%
Missouri $1,182 -$150 -11.3%
Montana $1,432 $100 7.5%
Nebraska $1,052 -$280 -21.0%
Nevada $1,598 $266 20.0%
New Hampshire $962 -$370 -27.8%
New Jersey $1,490 $158 11.9%
New Mexico $1,182 -$150 -11.3%
New York $1,406 $74 5.6%
North Carolina $768 -$564 -42.3%
North Dakota $1,090 -$242 -18.2%
Ohio $922 -$410 -30.8%
Oklahoma $1,370 $38 2.9%
Oregon $1,220 -$112 -8.4%
Pennsylvania $1,272 -$60 -4.5%
Rhode Island $1,778 $446 33.5%
South Carolina $1,210 -$122 -9.2%
South Dakota $1,126 -$206 -15.5%
Tennessee $1,168 -$164 -12.3%
Texas $1,606 $274 20.6%
Utah $988 -$344 -25.8%
Vermont $912 -$420 -31.5%
Virginia $798 -$534 -40.1%
Washington $1,032 -$300 -22.5%
West Virginia $1,220 -$112 -8.4%
Wisconsin $922 -$410 -30.8%
Wyoming $1,188 -$144 -10.8%

View Chart as Image

Chevrolet Express insurance rates by U.S. city
Chevrolet Express Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Chevrolet Express $270 $506 $398 $1,332
2023 Chevrolet Express $260 $494 $416 $1,328
2022 Chevrolet Express $250 $474 $430 $1,312
2021 Chevrolet Express $238 $458 $442 $1,296
2020 Chevrolet Express $228 $424 $452 $1,262
2019 Chevrolet Express $218 $400 $456 $1,232
2018 Chevrolet Express $210 $358 $460 $1,186
2017 Chevrolet Express $196 $330 $460 $1,144
2016 Chevrolet Express $190 $310 $464 $1,122
2015 Chevrolet Express $184 $288 $474 $1,104
2014 Chevrolet Express $172 $268 $474 $1,072
2013 Chevrolet Express $166 $244 $478 $1,046
2012 Chevrolet Express $156 $222 $474 $1,010
2011 Chevrolet Express $146 $202 $474 $980
2010 Chevrolet Express $142 $182 $468 $950
2008 Chevrolet Express $136 $168 $452 $914

Rates are averaged for all Chevrolet Express models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Shop for the Best Cheap Chevrolet Express Insurance

Saving money on car insurance consists of being a low-risk driver, having above-average credit, eliminating unneeded coverage, and dropping full coverage on older vehicles. Take the time to compare rates every time your policy renews by quoting rates from direct carriers like GEICO, Progressive, and Esurance, and also from local independent and exclusive agents.

The items below are a quick review of the information covered in the above illustrations.

  • Drivers can save as much as $160 per year just by quoting online in advance
  • Teen drivers pay higher rates, costing as high as $419 per month if full coverage is included
  • Increasing deductibles could save as much as $525 each year
  • Higher risk drivers with a DUI or reckless driving violation pay an average of $1,560 more each year to insure their Express
  • Policyholders who require more liability coverage will pay around $440 each year to raise from a minimum limit to a 250/500 level

Rates by Driver Age

Chevrolet Express Insurance Rates by Driver Age
Driver Age Premium
16 $5,022
20 $3,090
30 $1,390
40 $1,332
50 $1,218
60 $1,194

Full coverage, $500 deductibles

Rates by Deductible

Chevrolet Express Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,674
$250 $1,516
$500 $1,332
$1,000 $1,156

Full coverage, driver age 40

Rates by Liability Limit

Chevrolet Express Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,332
50/100 $1,412
100/300 $1,511
250/500 $1,770
100 CSL $1,451
300 CSL $1,670
500 CSL $1,830

Full coverage, driver age 40

Rates for High Risk Drivers

Chevrolet Express Insurance Rates for High Risk Drivers
Age Premium
16 $7,156
20 $4,914
30 $2,950
40 $2,888
50 $2,758
60 $2,734

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $186

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $70
Multi-vehicle $70
Homeowner $20
5-yr Accident Free $98
5-yr Claim Free $86
Paid in Full/EFT $61
Advance Quote $66
Online Quote $94
Total Discounts $565
Rate after discounts $767

Discounts are estimated and may not be available from every company or in every state.

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