Chevrolet Express Insurance Rates

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UPDATED: May 2, 2024

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U.S. average insurance rates for a Chevrolet Express are $1,332 a year including full coverage. Comprehensive insurance costs approximately $270 a year, collision costs $506, and liability costs around $398. Liability-only coverage costs as low as $460 a year, with high-risk coverage costing $2,888 or more. 16-year-old drivers pay the highest rates at $5,022 a year or more.

Average premium for full coverage: $1,332

Price estimates by individual coverage:

Comprehensive $270
Collision $506
Liability $398

Price estimates include $500 comprehensive and collision deductibles, 30/60 liability coverage, and includes UM/UIM and medical coverage. Estimates are averaged for all 50 U.S. states and Express trim levels.

Price Range from Low to High

Using a 40-year-old driver as an example, Chevrolet Express insurance prices go from as low as $460 for a discount liability-only rate to a high of $2,888 for a policy for a high-risk driver.

Liability Only $460
Full Coverage $1,332
High Risk $2,888

Geographic Price Range

Where you live can have significant affects on car insurance prices. Rural locations have a lower frequency of comprehensive and collision claims than congested cities.

The diagram below illustrates how rural and urban location affects auto insurance prices.

Rural Areas $999
Small Cities $1,399
Large Cities $1,798

The ranges above highlight why it is important to compare prices using their specific location and risk profile, instead of using rate averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Rates by State, City, and Model

The chart below breaks down estimated Chevrolet Express insurance rates for additional coverage and risk scenarios.

  • The best full coverage rate is $767
  • Using higher $1,000 deductibles will save $1,156 every year
  • The average rate for the average middle-age driver who chooses $500 deductibles is $1,332
  • Buying low $100 deductibles for physical damage coverage will cost an extra $342 every year
  • Drivers with multiple tickets or accidents could pay around $2,888 or more
  • The price for full coverage for a teen driver can cost $5,022 or more

View Chart as Image

Chevrolet Express insurance cost comparison chart
Column chart showing full coverage Chevrolet Express insurance prices range from $767 to $5,022

Auto insurance prices for a Chevrolet Express are also quite variable based on your driving record, the model of your Express, and physical damage deductibles and liability limits.

Older drivers with a good driving record and high deductibles may pay as little as $1,200 a year for full coverage. Prices are highest for teenage drivers, where even good drivers will have to pay in the ballpark of $5,000 a year. View Rates by Age

The state you live in has a huge impact on Chevrolet Express insurance prices. A driver around age 40 might see prices as low as $1,020 a year in states like Vermont, New Hampshire, and Missouri, or at least $1,900 on average in Louisiana, New York, and Michigan.

Chevrolet Express Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,206 -$126 -9.5%
Alaska $1,022 -$310 -23.3%
Arizona $1,106 -$226 -17.0%
Arkansas $1,332 -$0 0.0%
California $1,518 $186 14.0%
Colorado $1,272 -$60 -4.5%
Connecticut $1,370 $38 2.9%
Delaware $1,508 $176 13.2%
Florida $1,668 $336 25.2%
Georgia $1,230 -$102 -7.7%
Hawaii $958 -$374 -28.1%
Idaho $902 -$430 -32.3%
Illinois $994 -$338 -25.4%
Indiana $1,002 -$330 -24.8%
Iowa $900 -$432 -32.4%
Kansas $1,268 -$64 -4.8%
Kentucky $1,820 $488 36.6%
Louisiana $1,972 $640 48.0%
Maine $822 -$510 -38.3%
Maryland $1,098 -$234 -17.6%
Massachusetts $1,068 -$264 -19.8%
Michigan $2,316 $984 73.9%
Minnesota $1,116 -$216 -16.2%
Mississippi $1,598 $266 20.0%
Missouri $1,182 -$150 -11.3%
Montana $1,432 $100 7.5%
Nebraska $1,052 -$280 -21.0%
Nevada $1,598 $266 20.0%
New Hampshire $962 -$370 -27.8%
New Jersey $1,490 $158 11.9%
New Mexico $1,182 -$150 -11.3%
New York $1,406 $74 5.6%
North Carolina $768 -$564 -42.3%
North Dakota $1,090 -$242 -18.2%
Ohio $922 -$410 -30.8%
Oklahoma $1,370 $38 2.9%
Oregon $1,220 -$112 -8.4%
Pennsylvania $1,272 -$60 -4.5%
Rhode Island $1,778 $446 33.5%
South Carolina $1,210 -$122 -9.2%
South Dakota $1,126 -$206 -15.5%
Tennessee $1,168 -$164 -12.3%
Texas $1,606 $274 20.6%
Utah $988 -$344 -25.8%
Vermont $912 -$420 -31.5%
Virginia $798 -$534 -40.1%
Washington $1,032 -$300 -22.5%
West Virginia $1,220 -$112 -8.4%
Wisconsin $922 -$410 -30.8%
Wyoming $1,188 -$144 -10.8%

View Chart as Image

Chevrolet Express insurance rates by U.S. city

Opting for high physical damage deductibles could cut prices by as much as $520 every year, while buying higher liability limits will push prices upward. Changing from a 50/100 limit to a 250/500 limit will increase prices by as much as $358 extra every year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you are likely paying anywhere from $1,600 to $2,200 in extra premium each year, depending on your age. A high-risk auto insurance policy can be as much as 44% to 134% more than the average rate. View High Risk Driver Rates

Since prices can be so different, the best way to figure out who has the best auto insurance prices is to get quotes and see which company has the best price. Each insurance company utilizes a different rate formula, and quoted prices may be quite different from one company to the next.

Chevrolet Express Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Chevrolet Express $270 $506 $398 $1,332
2023 Chevrolet Express $260 $494 $416 $1,328
2022 Chevrolet Express $250 $474 $430 $1,312
2021 Chevrolet Express $238 $458 $442 $1,296
2020 Chevrolet Express $228 $424 $452 $1,262
2019 Chevrolet Express $218 $400 $456 $1,232
2018 Chevrolet Express $210 $358 $460 $1,186
2017 Chevrolet Express $196 $330 $460 $1,144
2016 Chevrolet Express $190 $310 $464 $1,122
2015 Chevrolet Express $184 $288 $474 $1,104
2014 Chevrolet Express $172 $268 $474 $1,072
2013 Chevrolet Express $166 $244 $478 $1,046
2012 Chevrolet Express $156 $222 $474 $1,010
2011 Chevrolet Express $146 $202 $474 $980
2010 Chevrolet Express $142 $182 $468 $950
2008 Chevrolet Express $136 $168 $452 $914

Rates are averaged for all Chevrolet Express models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find Cheaper Chevrolet Express Insurance

Getting lower rates on car insurance requires avoiding accidents and violations, having good credit, being claim-free, and not having any coverage lapses. Set aside time to shop around every year by obtaining price quotes from direct car insurance companies like Progressive and GEICO, and also from insurance agencies where you live.

The list below is a condensed summary of the coverage data raised in the charts and tables above.

  • You may be able to save around $160 per year simply by quoting early and online
  • Increasing physical damage deductibles can save around $525 each year
  • Teenagers have the highest car insurance prices, possibly costing $419 a month if they have full coverage
  • Higher risk drivers with multiple at-fault accidents could be forced to pay on average $1,560 more per year for car insurance

Rates by Driver Age

Chevrolet Express Insurance Rates by Driver Age
Driver Age Premium
16 $5,022
20 $3,090
30 $1,390
40 $1,332
50 $1,218
60 $1,194

Full coverage, $500 deductibles

Rates by Deductible

Chevrolet Express Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,674
$250 $1,516
$500 $1,332
$1,000 $1,156

Full coverage, driver age 40

Rates by Liability Limit

Chevrolet Express Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,332
50/100 $1,412
100/300 $1,511
250/500 $1,770
100 CSL $1,451
300 CSL $1,670
500 CSL $1,830

Full coverage, driver age 40

Rates for High Risk Drivers

Chevrolet Express Insurance Rates for High Risk Drivers
Age Premium
16 $7,156
20 $4,914
30 $2,950
40 $2,888
50 $2,758
60 $2,734

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $186

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $70
Multi-vehicle $70
Homeowner $20
5-yr Accident Free $98
5-yr Claim Free $86
Paid in Full/EFT $61
Advance Quote $66
Online Quote $94
Total Discounts $565
Rate after discounts $767

Discounts are estimated and may not be available from every company or in every state.

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