Chevrolet Express Insurance Rates
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Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
UPDATED: May 2, 2024
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Average auto insurance rates for a Chevrolet Express are $1,340 annually including full coverage. Comprehensive costs an estimated $280, collision costs $512, and liability coverage is $390. A liability-only policy costs around $452 a year, with high-risk insurance costing around $2,896. Teenage drivers receive the highest rates at $5,012 a year or more.
Average premium for full coverage: $1,340
Rate estimates broken down by individual coverage type:
Prices are based on $500 policy deductibles, split liability limits of 30/60, and includes both medical and uninsured motorist insurance. Rates are averaged for all 50 U.S. states and for all Express models.
Price Range by Coverage and Risk
For a driver around age 40, prices range go from as cheap as $452 for minimum levels of liability insurance to the much higher price of $2,896 for coverage for higher-risk drivers.
Price Range by Location
Choosing to live in a large city has a large influence on the price of auto insurance. More rural locations tend to have fewer comprehensive and collision claims than densely populated cities.
The example below illustrates the difference between rural and urban areas on insurance prices.
These examples highlight why everyone should compare rates quotes for a targeted area and their own personal driving habits, rather than using average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Details
The chart below breaks down estimated Chevrolet Express insurance rates for other coverage scenarios.
- The best discount rate is $773
- Raising to $1,000 deductibles will save approximately $180 every year
- The estimated rate for a 40-year-old driver who has $500 deductibles is $1,340
- Using pricier low deductibles will cost $1,688
- Unlucky drivers who are prone to accidents and violations could pay up to $2,896 or more
- The cost with full coverage for a teenage driver for full coverage can cost as much as $5,012
Insurance rates for a Chevrolet Express can also vary considerably based on the trim level of your Express, your driving characteristics, and liability limits and deductibles.
A more mature driver with a clean driving record and high physical damage deductibles may only pay around $1,200 every 12 months on average for full coverage. Rates are much higher for teen drivers, where even without any violations or accidents they can expect to pay at least $5,000 a year. View Rates by Age
If you like to drive fast or you caused a few accidents, you are likely paying $1,600 to $2,200 extra per year, depending on your age. Chevrolet Express insurance for high-risk drivers is expensive and can cost around 44% to 133% more than a normal policy. View High Risk Driver Rates
Using high physical damage deductibles can reduce rates by up to $530 a year, whereas buying more liability protection will increase premiums. Changing from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $351 more per year. View Rates by Deductible or Liability Limit
Where you live also has a big influence on Chevrolet Express insurance rates. A middle-age driver might find rates as low as $1,030 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $1,910 on average in Louisiana, New York, and Michigan.
State | Premium | Compared to U.S. Avg | Percent Difference |
---|---|---|---|
Alabama | $1,212 | -$128 | -9.6% |
Alaska | $1,028 | -$312 | -23.3% |
Arizona | $1,112 | -$228 | -17.0% |
Arkansas | $1,340 | -$0 | 0.0% |
California | $1,526 | $186 | 13.9% |
Colorado | $1,280 | -$60 | -4.5% |
Connecticut | $1,378 | $38 | 2.8% |
Delaware | $1,518 | $178 | 13.3% |
Florida | $1,676 | $336 | 25.1% |
Georgia | $1,238 | -$102 | -7.6% |
Hawaii | $962 | -$378 | -28.2% |
Idaho | $906 | -$434 | -32.4% |
Illinois | $998 | -$342 | -25.5% |
Indiana | $1,010 | -$330 | -24.6% |
Iowa | $906 | -$434 | -32.4% |
Kansas | $1,274 | -$66 | -4.9% |
Kentucky | $1,828 | $488 | 36.4% |
Louisiana | $1,984 | $644 | 48.1% |
Maine | $828 | -$512 | -38.2% |
Maryland | $1,106 | -$234 | -17.5% |
Massachusetts | $1,072 | -$268 | -20.0% |
Michigan | $2,330 | $990 | 73.9% |
Minnesota | $1,120 | -$220 | -16.4% |
Mississippi | $1,604 | $264 | 19.7% |
Missouri | $1,190 | -$150 | -11.2% |
Montana | $1,440 | $100 | 7.5% |
Nebraska | $1,058 | -$282 | -21.0% |
Nevada | $1,606 | $266 | 19.9% |
New Hampshire | $964 | -$376 | -28.1% |
New Jersey | $1,500 | $160 | 11.9% |
New Mexico | $1,186 | -$154 | -11.5% |
New York | $1,412 | $72 | 5.4% |
North Carolina | $772 | -$568 | -42.4% |
North Dakota | $1,098 | -$242 | -18.1% |
Ohio | $926 | -$414 | -30.9% |
Oklahoma | $1,376 | $36 | 2.7% |
Oregon | $1,228 | -$112 | -8.4% |
Pennsylvania | $1,280 | -$60 | -4.5% |
Rhode Island | $1,788 | $448 | 33.4% |
South Carolina | $1,214 | -$126 | -9.4% |
South Dakota | $1,130 | -$210 | -15.7% |
Tennessee | $1,176 | -$164 | -12.2% |
Texas | $1,616 | $276 | 20.6% |
Utah | $992 | -$348 | -26.0% |
Vermont | $918 | -$422 | -31.5% |
Virginia | $802 | -$538 | -40.1% |
Washington | $1,034 | -$306 | -22.8% |
West Virginia | $1,228 | -$112 | -8.4% |
Wisconsin | $928 | -$412 | -30.7% |
Wyoming | $1,196 | -$144 | -10.7% |
With so much variability in rates, the best way to figure out which company is cheapest is to regularly compare rates and see how they stack up. Every auto insurance company uses a different method to calculate rates, so the rates can be significantly different between companies.
Model Year | Comprehensive | Collision | Liability | Total Premium |
---|---|---|---|---|
2024 Chevrolet Express | $280 | $512 | $390 | $1,340 |
2023 Chevrolet Express | $270 | $506 | $398 | $1,332 |
2022 Chevrolet Express | $260 | $494 | $416 | $1,328 |
2021 Chevrolet Express | $250 | $474 | $430 | $1,312 |
2020 Chevrolet Express | $238 | $458 | $442 | $1,296 |
2019 Chevrolet Express | $228 | $424 | $452 | $1,262 |
2018 Chevrolet Express | $218 | $400 | $456 | $1,232 |
2017 Chevrolet Express | $210 | $358 | $460 | $1,186 |
2016 Chevrolet Express | $196 | $330 | $460 | $1,144 |
2015 Chevrolet Express | $190 | $310 | $464 | $1,122 |
2014 Chevrolet Express | $184 | $288 | $474 | $1,104 |
2013 Chevrolet Express | $172 | $268 | $474 | $1,072 |
2012 Chevrolet Express | $166 | $244 | $478 | $1,046 |
2011 Chevrolet Express | $156 | $222 | $474 | $1,010 |
2010 Chevrolet Express | $146 | $202 | $474 | $980 |
2008 Chevrolet Express | $140 | $178 | $460 | $936 |
Rates are averaged for all Chevrolet Express models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy Affordable Chevrolet Express Insurance
Saving money on auto insurance consists of being safe and accident-free, having a good credit history, not filing small claims, and taking advantage of discounts. Set aside time to compare rates at least once a year by obtaining price quotes from direct car insurance companies like Progressive and GEICO, and also from insurance agencies where you live.
Below you'll find a brief review of the primary concepts that were covered above.
- You may be able to save approximately $160 per year simply by quoting online well ahead of the renewal date
- Drivers with DUI or reckless driving convictions could be forced to pay on average $1,560 more annually than a low-risk driver
- Increasing deductibles could save up to $525 each year
- Youthful drivers are charged the highest rates, as much as $418 per month including comprehensive and collision insurance
Rate Tables and Charts
Rates by Driver Age
Driver Age | Premium |
---|---|
16 | $5,012 |
20 | $3,094 |
30 | $1,396 |
40 | $1,340 |
50 | $1,224 |
60 | $1,200 |
Full coverage, $500 deductibles
Rates by Deductible
Deductible | Premium |
---|---|
$100 | $1,688 |
$250 | $1,528 |
$500 | $1,340 |
$1,000 | $1,160 |
Full coverage, driver age 40
Rates by Liability Limit
Liability Limit | Premium |
---|---|
30/60 | $1,340 |
50/100 | $1,418 |
100/300 | $1,516 |
250/500 | $1,769 |
100 CSL | $1,457 |
300 CSL | $1,672 |
500 CSL | $1,828 |
Full coverage, driver age 40
Rates for High Risk Drivers
Age | Premium |
---|---|
16 | $7,144 |
20 | $4,922 |
30 | $2,958 |
40 | $2,896 |
50 | $2,764 |
60 | $2,740 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
Discount | Savings |
---|---|
Multi-policy | $71 |
Multi-vehicle | $70 |
Homeowner | $20 |
5-yr Accident Free | $98 |
5-yr Claim Free | $86 |
Paid in Full/EFT | $61 |
Advance Quote | $66 |
Online Quote | $95 |
Total Discounts | $567 |
Discounts are estimated and may not be available from every company or in every state.
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