Chevrolet Express Insurance Rates

The average insurance rates for a Chevrolet Express are $1,332 a year for full coverage. Comprehensive insurance costs an estimated $270 a year, collision insurance costs $506, and liability costs $398. Buying just liability costs as little as $460 a year, and insurance for high-risk drivers costs $2,888 or more. Teen drivers cost the most to insure at up to $5,022 a year.

Average premium for full coverage: $1,332

Policy rates broken down by type of insurance:

These estimates include $500 deductibles, 30/60 liability limits, and includes additional medical/uninsured motorist coverage. Prices are averaged for all states and Express trim levels.

Price Range Variability

Urban vs. Rural Price Range

Your location can make a big difference on insurance rates. More rural locations are shown to have lower incidents of accident claims than larger metro areas. The diagram below illustrates how your location can change insurance prices.

The examples above show why it is important to compare rates for a targeted area, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below shows average Chevrolet Express insurance rates for other coverage scenarios.

• The lowest rate with discounts is $767
• Drivers who choose higher $1,000 deductibles will pay approximately $1,156 a year
• The estimated price for a good driver age 40 who has $500 deductibles is $1,332
• Choosing low $100 deductibles for comprehensive and collision insurance will cost an additional $342 annually
• Drivers with multiple violations and an at-fault accident could pay up to $2,888
• Policy cost that insures a 16-year-old driver can cost as much as $5,022 a year

View Chart as Image

Insurance rates for a Chevrolet Express also range considerably based on the trim level of your Express, how you drive, and liability limits and deductibles.

If you have a few points on your driving record or you caused an accident, you could be paying $1,600 to $2,200 extra every year, depending on your age. A high-risk auto insurance policy can cost from 44% to 134% more than average. View High Risk Driver Rates

Older drivers with a clean driving record and higher comprehensive and collision deductibles may pay as low as $1,200 per year on average, or $100 per month, for full coverage. Rates are highest for teenagers, since even teens with perfect driving records can expect to pay at least $5,000 a year. View Rates by Age

Your home state makes a big difference in Chevrolet Express insurance prices. A 40-year-old driver could pay as low as $880 a year in states like Iowa, Maine, and Idaho, or as much as $1,900 on average in New York, Louisiana, and Michigan.

View Chart as Image

Choosing high deductibles could save up to $520 annually, while buying higher liability limits will increase premiums. Going from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $358 more per year. View Rates by Deductible or Liability Limit

How to Find Cheap Chevrolet Express Insurance

Finding cheaper rates on insurance for a Chevrolet Express not only requires not taking risks behind the wheel, but also having above-average credit, avoid buying unnecessary coverage, and deciding if full coverage is necessary. Shop around at every policy renewal by quoting rates from direct carriers, and also from your local independent and exclusive agents.

The following is a brief summary of the data illustrated above.

• Insureds who want higher liability limits will pay about $440 each year to go from a 30/60 limit to the 250/500 level
• Drivers can save approximately $160 per year just by quoting early and online
• Increasing comprehensive and collision deductibles can save approximately $525 each year
• Teens are charged the highest rates, costing up to $419 each month if full coverage is included