Chevrolet Express Insurance Rates

The average insurance rates for a Chevrolet Express are $1,332 a year for full coverage. Comprehensive costs around $270 each year, collision insurance costs $506, and liability is $398. Liability-only coverage costs around $460 a year, and high-risk coverage costs around $2,888. Teen drivers cost the most to insure at up to $5,022 a year.

Average premium for full coverage: $1,332

Policy rates for type of insurance:

Prices are based on $500 comprehensive and collision deductibles, bodily injury liability limits of 30/60, and includes UM/UIM and medical coverage. Prices are averaged for all states and Express models.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city can have significant affects on auto insurance rates. Areas with sparse population are shown to have lower incidents of accident claims than larger metro areas. The graphic below illustrates the difference between rural and urban areas on auto insurance rates.

The examples above show why all drivers should compare rates quotes for a specific zip code, instead of using price averages.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below shows average Chevrolet Express insurance rates for additional coverage choices and driver risks.

• The lowest rate with discounts is $767
• Raising to $1,000 deductibles will save about $176 a year
• The estimated price for a good driver age 40 using $500 deductibles is $1,332
• Choosing low deductibles bumps up the cost to $1,674
• At-risk drivers with multiple violations and an at-fault accident could pay at least $2,888
• Policy cost that insures a teen driver can be $5,022

View Chart as Image

Insurance rates for a Chevrolet Express also range considerably based on the trim level and model year, how you drive, and deductibles and policy limits.

If you have a few points on your driving record or you caused an accident, you could be paying at least $1,600 to $2,200 additional every year, depending on your age. Insurance for high-risk drivers is expensive and can cost as much as 44% to 134% more than average. View High Risk Driver Rates

More mature drivers with no violations or accidents and higher comprehensive and collision deductibles may pay as little as $1,200 every 12 months on average, or $100 per month, for full coverage. Rates are highest for teenagers, since even teens with perfect driving records should be prepared to pay as much as $5,000 a year. View Rates by Age

Your home state also has a big influence on Chevrolet Express insurance prices. A middle-age driver might find rates as low as $880 a year in states like Idaho, Maine, and Iowa, or as much as $1,900 on average in Michigan, Louisiana, and New York.

View Chart as Image

Choosing high deductibles can reduce rates by up to $520 every year, whereas increasing liability limits will increase rates. Going from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $358 more each year. View Rates by Deductible or Liability Limit

How to Find Affordable Chevrolet Express Insurance

Finding cheaper rates on car insurance consists of having a decent driving record, having a good credit score, avoid buying unnecessary coverage, and deciding if full coverage is necessary. Shop around every other policy renewal by requesting rates from direct carriers, and also from several local insurance agents.

The following items are a brief review of the ideas that were covered above.

• 16 to 18-year-old drivers are charged the highest rates, costing up to $419 each month if comprehensive and collision insurance is included
• Higher risk drivers with DUI or reckless driving convictions pay on average $1,560 more every year than a driver with a clean driving record
• Increasing comprehensive and collision deductibles can save approximately $525 each year
• Drivers can save up to $160 per year just by quoting online in advance