Chevrolet Spark Insurance Rates

Average insurance rates for a Chevrolet Spark are $1,260 a year for full coverage insurance. Comprehensive costs on average $196 a year, collision insurance costs $374, and liability coverage costs around $510. Liability-only coverage costs as low as $568 a year, and high-risk coverage costs around $2,740. Teen drivers receive the highest rates at up to $5,016 a year.

Average premium for full coverage: $1,260

Rate estimates by individual coverage type:

Prices include $500 policy deductibles, minimum liability limits, and includes medical and UM/UIM coverage. Rates are averaged for all 50 states and Spark trim levels.

Price Range by Coverage and Risk

Price Range by Location

Where you live has a large influence on insurance rates. Rural areas tend to have lower incidents of physical damage claims than larger metro areas. The diagram below illustrates the effect of geographic area on car insurance rates.

These examples illustrate why it is important to compare prices based on a specific location, rather than using price averages.

Use the form below to get customized rates for your location.

More Rate Details

The chart below illustrates average Chevrolet Spark insurance rates for different risk profiles and scenarios.

• The lowest rate with discounts is $743
• Using higher $1,000 deductibles will save around $1,132 each year
• The estimated price for a 40-year-old driver with $500 deductibles is $1,260
• Choosing low $100 deductibles for physical damage coverage bumps up the cost to $1,512
• Higher-risk drivers with multiple violations and an at-fault accident could pay upwards of $2,740
• The cost that insures a teenage driver may cost $5,016 or more

View Chart as Image

Car insurance rates for a Chevrolet Spark can also vary considerably based on the trim level of your Spark, your age and driving record, and policy deductibles and limits.

If you like to drive fast or you caused an accident, you are probably paying at a minimum $1,500 to $2,100 extra per year, depending on your age. A high-risk auto insurance policy can be around 42% to 132% more than average. View High Risk Driver Rates

Older drivers with no driving violations and higher comprehensive and collision deductibles may only pay around $1,200 a year for full coverage. Rates are highest for teen drivers, since even teens with perfect driving records will be charged upwards of $5,000 a year. View Rates by Age

Where you live has a huge impact on Chevrolet Spark insurance rates. A driver around age 40 might see rates as low as $820 a year in states like Vermont, Wisconsin, and North Carolina, or as much as $1,700 on average in Michigan, New York, and Florida.

View Chart as Image

Choosing high deductibles could cut rates by as much as $380 a year, while buying higher liability limits will cost you more. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $459 extra every 12 months. View Rates by Deductible or Liability Limit

How to Find the Right Chevrolet Spark Insurance

Saving money on auto insurance requires being safe and accident-free, having a positive credit history, avoid buying unnecessary coverage, and possibly raising deductibles. Shop around every couple of years by requesting rates from direct insurance companies like Progressive, GEICO, and Esurance, and also from your local independent and exclusive agents.

Below you'll find a quick rundown of the material that was covered in the above illustrations.

• Consumers who require more liability protection will pay about $560 annually to increase from a minimum limit to the 250/500 level
• Youthful drivers are expensive to insure, costing up to $418 per month if full coverage is purchased
• Drivers with reckless driving or DUI convictions may pay on average $1,480 more each year than a low-risk driver
• Increasing deductibles can save approximately $375 each year