Chevrolet Suburban Insurance Rates
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Dani Best
Licensed Insurance Producer
Dani Best has been a licensed insurance producer for nearly 10 years. Dani began her insurance career in a sales role with State Farm in 2014. During her time in sales, she graduated with her Bachelors in Psychology from Capella University and is currently earning her Masters in Marriage and Family Therapy. Since 2014, Dani has held and maintains licenses in Life, Disability, Property, and Casualt...
Licensed Insurance Producer
UPDATED: Apr 19, 2024
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How much does a Chevrolet Suburban cost to insure? and is a Chevy Suburban expensive to insure? The average Chevy Suburban insurance rates are $1,398, or $116 a month. Read on to learn what drivers can do to save on Suburban insurance.
Want to jump right into finding Chevrolet Suburban insurance rates? Enter your ZIP code in our free tool above.
U.S. average insurance rates for a Chevrolet Suburban are $1,368 a year with full coverage. Comprehensive insurance costs around $306, collision costs $506, and liability is estimated at $398. Liability-only insurance costs approximately $460 a year, with high-risk driver insurance costing $2,950 or more. Teenage drivers pay the highest rates at $5,078 a year or more.
Average premium for full coverage: $1,368
Price estimates for individual coverage:
Prices include $500 physical damage deductibles, bodily injury liability limits of 30/60, and includes uninsured motorist and medical coverage. Estimates are averaged for all U.S. states and for all Suburban models.
Price Range from Low to High
For a driver around age 40, Chevrolet Suburban insurance prices go from as low as $460 for the bare minimum liability coverage to the much higher price of $2,950 for a driver who has had serious violations or accidents.
Geographic Price Range
Living in a larger city can have significant affects on insurance rates. Areas with sparse population have a lower frequency of collision claims than densely populated cities.
The example below illustrates the difference between rural and urban areas on auto insurance rates.
The ranges above demonstrate why everyone should get quotes for a specific zip code and risk profile, instead of using average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Information
The chart below details estimated Chevrolet Suburban insurance rates for additional coverage choices and driver risks.
- The best discount rate is $792
- Choosing higher $1,000 deductibles can save about $182 annually
- The average rate for the average middle-age driver using $500 deductibles is $1,368
- Using pricier low deductibles for comp and collision coverage will cost an extra $358 every year
- Unlucky drivers who are prone to accidents and violations could pay at least $2,950 or more
- The price for full coverage for a teen driver for full coverage can be $5,078 each year
Car insurance prices for a Chevrolet Suburban are also quite variable based on your driving record, the trim level and model year, and deductibles and policy limits.
A more mature driver with no driving violations and high deductibles may pay as little as $1,300 annually on average for full coverage. Prices are much higher for teenage drivers, where even good drivers will be charged as much as $5,000 a year. View Rates by Age
The state you live in plays a big part in determining prices for Chevrolet Suburban insurance prices. A good driver about age 40 could pay as low as $990 a year in states like New Hampshire, Ohio, and Utah, or be forced to pay as much as $1,850 on average in Florida, Michigan, and New York.
State | Premium | Compared to U.S. Avg | Percent Difference |
---|---|---|---|
Alabama | $1,240 | -$128 | -9.4% |
Alaska | $1,052 | -$316 | -23.1% |
Arizona | $1,136 | -$232 | -17.0% |
Arkansas | $1,368 | -$0 | 0.0% |
California | $1,562 | $194 | 14.2% |
Colorado | $1,308 | -$60 | -4.4% |
Connecticut | $1,410 | $42 | 3.1% |
Delaware | $1,550 | $182 | 13.3% |
Florida | $1,716 | $348 | 25.4% |
Georgia | $1,266 | -$102 | -7.5% |
Hawaii | $984 | -$384 | -28.1% |
Idaho | $928 | -$440 | -32.2% |
Illinois | $1,022 | -$346 | -25.3% |
Indiana | $1,032 | -$336 | -24.6% |
Iowa | $926 | -$442 | -32.3% |
Kansas | $1,304 | -$64 | -4.7% |
Kentucky | $1,870 | $502 | 36.7% |
Louisiana | $2,028 | $660 | 48.2% |
Maine | $846 | -$522 | -38.2% |
Maryland | $1,130 | -$238 | -17.4% |
Massachusetts | $1,098 | -$270 | -19.7% |
Michigan | $2,380 | $1,012 | 74.0% |
Minnesota | $1,146 | -$222 | -16.2% |
Mississippi | $1,644 | $276 | 20.2% |
Missouri | $1,216 | -$152 | -11.1% |
Montana | $1,472 | $104 | 7.6% |
Nebraska | $1,082 | -$286 | -20.9% |
Nevada | $1,644 | $276 | 20.2% |
New Hampshire | $990 | -$378 | -27.6% |
New Jersey | $1,532 | $164 | 12.0% |
New Mexico | $1,216 | -$152 | -11.1% |
New York | $1,444 | $76 | 5.6% |
North Carolina | $790 | -$578 | -42.3% |
North Dakota | $1,122 | -$246 | -18.0% |
Ohio | $948 | -$420 | -30.7% |
Oklahoma | $1,408 | $40 | 2.9% |
Oregon | $1,256 | -$112 | -8.2% |
Pennsylvania | $1,308 | -$60 | -4.4% |
Rhode Island | $1,828 | $460 | 33.6% |
South Carolina | $1,244 | -$124 | -9.1% |
South Dakota | $1,156 | -$212 | -15.5% |
Tennessee | $1,200 | -$168 | -12.3% |
Texas | $1,652 | $284 | 20.8% |
Utah | $1,014 | -$354 | -25.9% |
Vermont | $938 | -$430 | -31.4% |
Virginia | $820 | -$548 | -40.1% |
Washington | $1,060 | -$308 | -22.5% |
West Virginia | $1,256 | -$112 | -8.2% |
Wisconsin | $948 | -$420 | -30.7% |
Wyoming | $1,222 | -$146 | -10.7% |
Using high physical damage deductibles can save as much as $540 every year, whereas buying more liability protection will increase prices. Moving from a 50/100 limit to a 250/500 limit will increase prices by as much as $358 extra every 12 months. View Rates by Deductible or Liability Limit
If you have some driving violations or tend to cause accidents, you may be forking out at least $1,600 to $2,200 extra each year, depending on your age. Chevrolet Suburban insurance for high-risk drivers ranges as much as 43% to 131% more than a normal policy. View High Risk Driver Rates
Since prices can be so different, the best way to find out your exact price is to regularly compare prices and see which company has the best price. Each auto insurer uses a different method to calculate prices, so rate quotes may be quite different from one company to the next.
Insurance Rates by Trim Level and Model Year
Model and Trim | Annual Premium | Monthly Premium |
---|---|---|
Chevrolet Suburban LS 2WD | $1,328 | $111 |
Chevrolet Suburban LT 2WD | $1,328 | $111 |
Chevrolet Suburban LS 4WD | $1,328 | $111 |
Chevrolet Suburban LT 4WD | $1,368 | $114 |
Chevrolet Suburban LTZ 2WD | $1,412 | $118 |
Chevrolet Suburban LTZ 4WD | $1,454 | $121 |
Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
Model Year | Comprehensive | Collision | Liability | Total Premium |
---|---|---|---|---|
2024 Chevrolet Suburban | $320 | $512 | $390 | $1,380 |
2023 Chevrolet Suburban | $306 | $506 | $398 | $1,368 |
2022 Chevrolet Suburban | $296 | $494 | $416 | $1,364 |
2021 Chevrolet Suburban | $286 | $474 | $430 | $1,348 |
2020 Chevrolet Suburban | $270 | $458 | $442 | $1,328 |
2019 Chevrolet Suburban | $260 | $424 | $452 | $1,294 |
2018 Chevrolet Suburban | $250 | $400 | $456 | $1,264 |
2017 Chevrolet Suburban | $240 | $358 | $460 | $1,216 |
2016 Chevrolet Suburban | $224 | $330 | $460 | $1,172 |
2015 Chevrolet Suburban | $216 | $310 | $464 | $1,148 |
2013 Chevrolet Suburban | $194 | $268 | $474 | $1,094 |
2011 Chevrolet Suburban | $176 | $222 | $474 | $1,030 |
2009 Chevrolet Suburban | $162 | $182 | $468 | $970 |
2008 Chevrolet Suburban | $158 | $178 | $460 | $954 |
2007 Chevrolet Suburban | $156 | $168 | $452 | $934 |
2006 Chevrolet Suburban | $142 | $160 | $446 | $906 |
2005 Chevrolet Suburban | $138 | $152 | $442 | $890 |
Rates are averaged for all Chevrolet Suburban models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find the Right Chevrolet Suburban Insurance
Getting lower rates on car insurance takes being a safe and courteous driver, having above-average credit, avoid buying unnecessary coverage, and qualifying for all possible discounts. Set aside time to compare rates every other policy renewal by getting rate quotes from direct companies like Progressive and GEICO, and also from local independent and exclusive agents.
Below is a quick rundown of the ideas that were covered above.
- Teenage drivers are the costliest to insure, costing up to $423 a month if full coverage is included
- Higher risk drivers with reckless driving or DUI convictions pay an average of $1,580 more every year for auto insurance
- Increasing physical damage deductibles can save around $550 each year
- You may be able to save up to $160 per year simply by quoting online well ahead of the renewal date
Frequently Asked Questions
- How much is a fully loaded Suburban? Between $65,500 to $75,000
The average price of a Chevy Suburban insurance plan can be high for teenage drivers and drivers with DUIs. To save on all Suburban insurance plans, make sure to get quotes.
Whether you are wondering how much does a 2019 Chevy Suburban cost to insure or the 2014 Suburban cost of insurance, quotes will give you peace of mind that you are getting the best deal possible.
Enter your ZIP code in our free tool below to find premium Chevy Suburban insurance for a low price.
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What are the Chevrolet Suburban safety ratings?
The Chevrolet Suburban has the following safety features:
- Driver Air Bag
- Passenger Air Bag
- Front Head Air Bag
- Rear Head Air Bag
- Front Side Air Bag
- 4-Wheel ABS
- 4-Wheel Disc Brakes
- Brake Assist
- Electronic Stability Control
- Daytime Running Lights
- Child Safety Locks
- Adjustable Pedals
- Front Tow Hooks
- Traction Control
- Lane Departure Warning
- Lane Keeping Assist
The Chevrolet Suburban has not been crash-tested by the Insurance Institute for Highway Safety (IIHS).
Chevrolet Suburban Compared Against Other Vehicles in the Same Class
The Chevrolet Suburban is a large SUV, which means it could cause significant damage to other vehicles. However, the IIHS does not have liability loss data for the Chevrolet Suburban. Want to know how the Chevrolet Suburban’s rates compare to other large SUVs? Take a look a the SUVs below.
To start comparison shopping for Chevrolet Suburban insurance rates, enter your ZIP code in our free tool.
Rate Tables and Charts
Rates by Driver Age
Driver Age | Premium |
---|---|
16 | $5,078 |
20 | $3,142 |
30 | $1,432 |
40 | $1,368 |
50 | $1,250 |
60 | $1,226 |
Full coverage, $500 deductibles
Rates by Deductible
Deductible | Premium |
---|---|
$100 | $1,726 |
$250 | $1,562 |
$500 | $1,368 |
$1,000 | $1,186 |
Full coverage, driver age 40
Rates by Liability Limit
Liability Limit | Premium |
---|---|
30/60 | $1,368 |
50/100 | $1,534 |
100/300 | $1,633 |
250/500 | $1,892 |
100 CSL | $1,573 |
300 CSL | $1,792 |
500 CSL | $1,952 |
Full coverage, driver age 40
Rates for High Risk Drivers
Age | Premium |
---|---|
16 | $7,238 |
20 | $4,990 |
30 | $3,014 |
40 | $2,950 |
50 | $2,814 |
60 | $2,788 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
Discount | Savings |
---|---|
Multi-policy | $73 |
Multi-vehicle | $70 |
Homeowner | $20 |
5-yr Accident Free | $99 |
5-yr Claim Free | $88 |
Paid in Full/EFT | $62 |
Advance Quote | $67 |
Online Quote | $97 |
Total Discounts | $576 |
Discounts are estimated and may not be available from every company or in every state.
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