Chevrolet Suburban Insurance Rates
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Michelle Robbins
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Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
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UPDATED: Apr 19, 2024
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How much does a Chevrolet Suburban cost to insure? and is a Chevy Suburban expensive to insure? The average Chevy Suburban insurance rates are $1,398, or $116 a month. Read on to learn what drivers can do to save on Suburban insurance.
Want to jump right into finding Chevrolet Suburban insurance rates? Enter your ZIP code in our free tool above.
The average insurance rates for a Chevrolet Suburban are $1,364 a year for full coverage. Comprehensive costs an estimated $296, collision insurance costs $494, and liability is $416. Liability-only coverage costs around $474 a year, and high-risk coverage costs around $2,944. Teens cost the most to insure at up to $5,098 a year.
Average premium for full coverage: $1,364
Policy rates broken down by type of insurance:
Full coverage includes $500 policy deductibles, liability coverage up to 30/60, and includes medical and UM/UIM coverage. Prices are averaged for all states and for all Suburban models.
Price Range Variability
For a driver around age 40, Chevrolet Suburban insurance rates range from as low as $474 for just liability insurance to the much higher price of $2,944 for a high-risk driver policy.
Urban vs. Rural Price Range
Choosing to live in a large city can make a big difference on insurance rates. More rural locations are shown to have a lower frequency of accident claims than cities with more traffic congestion. The example below illustrates the difference between rural and urban areas on insurance prices.
The examples above show why everyone should compare rates quotes for a targeted area and risk profile, instead of making a decision based on averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Details
The chart below shows average Chevrolet Suburban insurance rates for other coverage scenarios.
- The cheapest rate after discounts is $792
- Raising to $1,000 deductibles will save approximately $178 a year
- The average rate for a good driver age 40 who has $500 deductibles is $1,364
- Selecting pricier low deductibles will increase the cost to $1,712
- Drivers with serious driving violations could pay up to $2,944
- Policy cost for full coverage for a 16-year-old driver for full coverage can cost as much as $5,098
Insurance rates for a Chevrolet Suburban also range considerably based on your risk profile, the trim level of your Suburban, and liability limits and deductibles.
A more mature driver with no violations or accidents and high deductibles may pay as low as $1,300 every 12 months on average, or $108 per month, for full coverage. Rates are much higher for teenagers, where even good drivers should be prepared to pay at least $5,000 a year. View Rates by Age
Your home state also has a big influence on Chevrolet Suburban insurance prices. A middle-age driver might find rates as low as $900 a year in states like Iowa, Maine, and Idaho, or have to pay at least $1,950 on average in New York, Louisiana, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,234 | -$130 | -9.5% |
| Alaska | $1,050 | -$314 | -23.0% |
| Arizona | $1,134 | -$230 | -16.9% |
| Arkansas | $1,364 | -$0 | 0.0% |
| California | $1,556 | $192 | 14.1% |
| Colorado | $1,304 | -$60 | -4.4% |
| Connecticut | $1,404 | $40 | 2.9% |
| Delaware | $1,546 | $182 | 13.3% |
| Florida | $1,708 | $344 | 25.2% |
| Georgia | $1,260 | -$104 | -7.6% |
| Hawaii | $980 | -$384 | -28.2% |
| Idaho | $924 | -$440 | -32.3% |
| Illinois | $1,016 | -$348 | -25.5% |
| Indiana | $1,028 | -$336 | -24.6% |
| Iowa | $922 | -$442 | -32.4% |
| Kansas | $1,300 | -$64 | -4.7% |
| Kentucky | $1,862 | $498 | 36.5% |
| Louisiana | $2,020 | $656 | 48.1% |
| Maine | $842 | -$522 | -38.3% |
| Maryland | $1,126 | -$238 | -17.4% |
| Massachusetts | $1,092 | -$272 | -19.9% |
| Michigan | $2,370 | $1,006 | 73.8% |
| Minnesota | $1,142 | -$222 | -16.3% |
| Mississippi | $1,634 | $270 | 19.8% |
| Missouri | $1,214 | -$150 | -11.0% |
| Montana | $1,468 | $104 | 7.6% |
| Nebraska | $1,078 | -$286 | -21.0% |
| Nevada | $1,638 | $274 | 20.1% |
| New Hampshire | $984 | -$380 | -27.9% |
| New Jersey | $1,526 | $162 | 11.9% |
| New Mexico | $1,208 | -$156 | -11.4% |
| New York | $1,438 | $74 | 5.4% |
| North Carolina | $786 | -$578 | -42.4% |
| North Dakota | $1,116 | -$248 | -18.2% |
| Ohio | $944 | -$420 | -30.8% |
| Oklahoma | $1,402 | $38 | 2.8% |
| Oregon | $1,252 | -$112 | -8.2% |
| Pennsylvania | $1,302 | -$62 | -4.5% |
| Rhode Island | $1,822 | $458 | 33.6% |
| South Carolina | $1,236 | -$128 | -9.4% |
| South Dakota | $1,154 | -$210 | -15.4% |
| Tennessee | $1,196 | -$168 | -12.3% |
| Texas | $1,646 | $282 | 20.7% |
| Utah | $1,012 | -$352 | -25.8% |
| Vermont | $934 | -$430 | -31.5% |
| Virginia | $818 | -$546 | -40.0% |
| Washington | $1,056 | -$308 | -22.6% |
| West Virginia | $1,252 | -$112 | -8.2% |
| Wisconsin | $946 | -$418 | -30.6% |
| Wyoming | $1,216 | -$148 | -10.9% |
Choosing higher comprehensive and collision insurance deductibles can reduce rates by up to $530 annually, whereas buying more liability protection will increase premiums. Going from a 50/100 limit to a 250/500 limit will raise rates by up to $375 more each year. View Rates by Deductible or Liability Limit
If you have a few points on your driving record or tend to cause accidents, you could be paying $1,600 to $2,200 additional every year, depending on your age. Chevrolet Suburban insurance for high-risk drivers is expensive and can cost from 43% to 131% more than the average policy. View High Risk Driver Rates
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Chevrolet Suburban LS 2WD | $1,324 | $110 |
| Chevrolet Suburban LT 2WD | $1,324 | $110 |
| Chevrolet Suburban LS 4WD | $1,324 | $110 |
| Chevrolet Suburban LT 4WD | $1,364 | $114 |
| Chevrolet Suburban LTZ 2WD | $1,406 | $117 |
| Chevrolet Suburban LTZ 4WD | $1,446 | $121 |
Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Chevrolet Suburban | $306 | $506 | $398 | $1,368 |
| 2023 Chevrolet Suburban | $296 | $494 | $416 | $1,364 |
| 2022 Chevrolet Suburban | $286 | $474 | $430 | $1,348 |
| 2021 Chevrolet Suburban | $270 | $458 | $442 | $1,328 |
| 2020 Chevrolet Suburban | $260 | $424 | $452 | $1,294 |
| 2019 Chevrolet Suburban | $250 | $400 | $456 | $1,264 |
| 2018 Chevrolet Suburban | $240 | $358 | $460 | $1,216 |
| 2017 Chevrolet Suburban | $224 | $330 | $460 | $1,172 |
| 2016 Chevrolet Suburban | $216 | $310 | $464 | $1,148 |
| 2015 Chevrolet Suburban | $210 | $288 | $474 | $1,130 |
| 2013 Chevrolet Suburban | $190 | $244 | $478 | $1,070 |
| 2011 Chevrolet Suburban | $166 | $202 | $474 | $1,000 |
| 2009 Chevrolet Suburban | $158 | $178 | $460 | $954 |
| 2008 Chevrolet Suburban | $156 | $168 | $452 | $934 |
| 2007 Chevrolet Suburban | $142 | $160 | $446 | $906 |
| 2006 Chevrolet Suburban | $138 | $152 | $442 | $890 |
Rates are averaged for all Chevrolet Suburban models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find More Affordable Chevrolet Suburban Insurance
Finding cheaper rates on insurance for a Chevrolet Suburban consists of avoiding accidents and claims, having a good credit history, avoid buying unnecessary coverage, and possibly raising deductibles. Set aside time to compare rates every time your policy renews by requesting quotes from direct carriers like GEICO, Progressive, and Esurance, and also from local independent and exclusive agents.
The points below are a summary of the information covered above.
- Drivers can save approximately $160 per year just by quoting online well ahead of the renewal date
- Drivers under the age of 20 are expensive to insure, costing up to $425 each month including comprehensive and collision insurance
- Increasing comprehensive and collision deductibles can save around $525 each year
- Drivers considered higher risk who have multiple accidents or major violations pay an average of $1,580 more annually to insure a Chevrolet Suburban
- Insureds who want increased liability limits will pay approximately $460 each year to raise from a 30/60 limit to 250/500 limits
Frequently Asked Questions
- How much is a fully loaded Suburban? Between $65,500 to $75,000
The average price of a Chevy Suburban insurance plan can be high for teenage drivers and drivers with DUIs. To save on all Suburban insurance plans, make sure to get quotes.
Whether you are wondering how much does a 2019 Chevy Suburban cost to insure or the 2014 Suburban cost of insurance, quotes will give you peace of mind that you are getting the best deal possible.
Enter your ZIP code in our free tool below to find premium Chevy Suburban insurance for a low price.
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What are the Chevrolet Suburban safety ratings?
The Chevrolet Suburban has the following safety features:
- Driver Air Bag
- Passenger Air Bag
- Front Head Air Bag
- Rear Head Air Bag
- Front Side Air Bag
- 4-Wheel ABS
- 4-Wheel Disc Brakes
- Brake Assist
- Electronic Stability Control
- Daytime Running Lights
- Child Safety Locks
- Adjustable Pedals
- Front Tow Hooks
- Traction Control
- Lane Departure Warning
- Lane Keeping Assist
The Chevrolet Suburban has not been crash-tested by the Insurance Institute for Highway Safety (IIHS).
Chevrolet Suburban Compared Against Other Vehicles in the Same Class
The Chevrolet Suburban is a large SUV, which means it could cause significant damage to other vehicles. However, the IIHS does not have liability loss data for the Chevrolet Suburban. Want to know how the Chevrolet Suburban’s rates compare to other large SUVs? Take a look a the SUVs below.
To start comparison shopping for Chevrolet Suburban insurance rates, enter your ZIP code in our free tool.
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,098 |
| 20 | $3,132 |
| 30 | $1,422 |
| 40 | $1,364 |
| 50 | $1,246 |
| 60 | $1,220 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,712 |
| $250 | $1,552 |
| $500 | $1,364 |
| $1,000 | $1,186 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,364 |
| 50/100 | $1,529 |
| 100/300 | $1,633 |
| 250/500 | $1,904 |
| 100 CSL | $1,571 |
| 300 CSL | $1,800 |
| 500 CSL | $1,966 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $7,264 |
| 20 | $4,986 |
| 30 | $3,006 |
| 40 | $2,944 |
| 50 | $2,808 |
| 60 | $2,782 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $72 |
| Multi-vehicle | $71 |
| Homeowner | $20 |
| 5-yr Accident Free | $98 |
| 5-yr Claim Free | $88 |
| Paid in Full/EFT | $61 |
| Advance Quote | $66 |
| Online Quote | $96 |
| Total Discounts | $572 |
Discounts are estimated and may not be available from every company or in every state.
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