Chevrolet Traverse Insurance Rates

U.S. average insurance prices for a Chevrolet Traverse are $1,186 every 12 months including full coverage. Comprehensive costs on average $270 a year, collision costs $404, and liability coverage is $376. Buying just liability costs around $426 a year, with insurance for high-risk drivers costing around $2,544. Teenage drivers pay the highest rates at $4,402 a year or more.

Average premium for full coverage: $1,186

Price estimates by individual coverage:

Prices are based on $500 deductibles, liability limits of 30/60, and includes both medical and uninsured motorist insurance. Estimates are averaged for all 50 U.S. states and Traverse trim levels.

Price Range from Low to High

Geographic Price Range

Choosing to live in a large city has a large influence on car insurance rates. Rural areas have more infrequent comprehensive and collision claims than densely populated cities.

The diagram below illustrates how your location can change car insurance rates.

The ranges above highlight why it is important to compare rates quotes based on a specific location and their own driving history, rather than using average rates.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below breaks down estimated Chevrolet Traverse insurance rates for different risk profiles and scenarios.

• The best discount rate is $692
• Raising to $1,000 deductibles will save around $1,034 every year
• The average price for the average middle-age driver with $500 deductibles is $1,186
• Using low $100 deductibles increases the price to $1,480
• Unlucky drivers who are prone to accidents and violations could pay upwards of $2,544 or more
• The price to insure a teenage driver may cost $4,402

View Chart as Image

Insurance prices for a Chevrolet Traverse are also quite variable based on deductibles and policy limits, your driving characteristics, and the trim level of your Traverse.

Using high physical damage deductibles can reduce prices by up to $450 a year, while buying higher liability limits will cost you more. Changing from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $339 more each year. View Rates by Deductible or Liability Limit

Older drivers with no violations or accidents and higher deductibles may only pay around $1,100 every 12 months on average for full coverage. Prices are much higher for teenage drivers, since even excellent drivers should be prepared to pay upwards of $4,400 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you are likely paying at a minimum $1,400 to $1,900 additional each year, depending on your age. A high-risk auto insurance policy is expensive and can cost around 43% to 132% more than a normal policy. View High Risk Driver Rates

The state you live in also has a big influence on Chevrolet Traverse insurance rates. A middle-age driver might find prices as low as $910 a year in states like Missouri, New Hampshire, and Vermont, or be forced to pay as much as $1,690 on average in Michigan, New York, and Louisiana.

View Chart as Image

Since prices can be so different, the best way to figure out exactly what you will pay is to get quotes and see how they stack up. Every auto insurance company uses a different method to calculate prices, and prices may be quite different.

Insurance Rates by Trim Level and Model Year

Rates assume 2019 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for Affordable Chevrolet Traverse Insurance

Getting lower rates on auto insurance consists of not taking risks behind the wheel, having above-average credit, being claim-free, and insuring your home and auto with the same company. Invest the time to shop around once a year by getting rate quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from your local independent and exclusive agents.

The following is a brief review of the data that was illustrated above.

• You may be able to save as much as $140 per year simply by quoting early and online
• Consumers who require higher liability limits will pay an extra $410 per year to raise from a low limit to a 250/500 level
• Teens pay higher prices, possibly costing $367 a month if full coverage is included
• Drivers with DUI or reckless driving convictions may pay on average $1,360 more each year for Traverse insurance