Chevrolet Traverse Insurance Rates
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Michelle Robbins
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Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
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UPDATED: Apr 7, 2024
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The average insurance rates for a Chevrolet Traverse are $1,204 a year with full coverage. Comprehensive insurance costs on average $286 each year, collision costs $418, and liability is estimated at $364. A liability-only policy costs approximately $416 a year, with high-risk insurance costing $2,580 or more. Teen drivers cost the most to insure at $4,426 a year or more.
Average premium for full coverage: $1,204
Policy rates by type of insurance:
Full coverage includes $500 comprehensive and collision deductibles, split liability limits of 30/60, and includes both medical and UM/UIM coverage. Prices are averaged for all U.S. states and Traverse models.
Price Range Variability
For the average driver, Chevrolet Traverse insurance rates go from the low end price of $416 for basic liability insurance to a high rate of $2,580 for coverage for higher-risk drivers.
Urban vs. Rural Price Range
Living in a larger city can make a big difference on auto insurance rates. Rural areas are shown to have lower incidents of collision claims than larger metro areas.
The graphic below illustrates how location impacts car insurance rates.
The examples above demonstrate why all drivers should get quotes based on a specific location, instead of making a decision based on price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Rate Comparisons
The chart below details estimated Chevrolet Traverse insurance rates for different risk profiles and scenarios.
- The lowest rate with discounts is $704
- Choosing higher $1,000 deductibles can save around $160 annually
- The estimated price for a good driver age 40 with $500 deductibles is $1,204
- Choosing low deductibles for comp and collision coverage will cost an additional $308 annually
- Higher-risk drivers with multiple violations and an at-fault accident could pay upwards of $2,580 or more
- Policy cost that insures a 16-year-old driver may cost $4,426 each year
Car insurance rates for a Chevrolet Traverse also range considerably based on the trim level and model year, your age and driving habits, and policy deductibles and limits.
If you have a few points on your driving record or you caused an accident, you may be forking out at a minimum $1,400 to $1,900 extra every year, depending on your age. Insurance for high-risk drivers ranges from 43% to 130% more than average. View High Risk Driver Rates
More mature drivers with no driving violations and higher comprehensive and collision deductibles may pay as low as $1,100 annually on average, or $92 per month, for full coverage. Rates are highest for teenagers, since even teens with perfect driving records will be charged upwards of $4,400 a year. View Rates by Age
Your home state plays a big part in determining prices for Chevrolet Traverse insurance prices. A good driver about age 40 could pay as low as $870 a year in states like New Hampshire, Ohio, and Utah, or as much as $1,620 on average in Florida, Michigan, and New York.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,088 | -$116 | -9.6% |
| Alaska | $924 | -$280 | -23.3% |
| Arizona | $1,000 | -$204 | -16.9% |
| Arkansas | $1,204 | -$0 | 0.0% |
| California | $1,372 | $168 | 14.0% |
| Colorado | $1,150 | -$54 | -4.5% |
| Connecticut | $1,236 | $32 | 2.7% |
| Delaware | $1,362 | $158 | 13.1% |
| Florida | $1,504 | $300 | 24.9% |
| Georgia | $1,114 | -$90 | -7.5% |
| Hawaii | $866 | -$338 | -28.1% |
| Idaho | $818 | -$386 | -32.1% |
| Illinois | $898 | -$306 | -25.4% |
| Indiana | $910 | -$294 | -24.4% |
| Iowa | $812 | -$392 | -32.6% |
| Kansas | $1,144 | -$60 | -5.0% |
| Kentucky | $1,642 | $438 | 36.4% |
| Louisiana | $1,784 | $580 | 48.2% |
| Maine | $744 | -$460 | -38.2% |
| Maryland | $996 | -$208 | -17.3% |
| Massachusetts | $960 | -$244 | -20.3% |
| Michigan | $2,090 | $886 | 73.6% |
| Minnesota | $1,010 | -$194 | -16.1% |
| Mississippi | $1,444 | $240 | 19.9% |
| Missouri | $1,070 | -$134 | -11.1% |
| Montana | $1,294 | $90 | 7.5% |
| Nebraska | $950 | -$254 | -21.1% |
| Nevada | $1,444 | $240 | 19.9% |
| New Hampshire | $868 | -$336 | -27.9% |
| New Jersey | $1,348 | $144 | 12.0% |
| New Mexico | $1,066 | -$138 | -11.5% |
| New York | $1,266 | $62 | 5.1% |
| North Carolina | $692 | -$512 | -42.5% |
| North Dakota | $986 | -$218 | -18.1% |
| Ohio | $830 | -$374 | -31.1% |
| Oklahoma | $1,236 | $32 | 2.7% |
| Oregon | $1,104 | -$100 | -8.3% |
| Pennsylvania | $1,146 | -$58 | -4.8% |
| Rhode Island | $1,606 | $402 | 33.4% |
| South Carolina | $1,090 | -$114 | -9.5% |
| South Dakota | $1,018 | -$186 | -15.4% |
| Tennessee | $1,054 | -$150 | -12.5% |
| Texas | $1,452 | $248 | 20.6% |
| Utah | $892 | -$312 | -25.9% |
| Vermont | $824 | -$380 | -31.6% |
| Virginia | $720 | -$484 | -40.2% |
| Washington | $928 | -$276 | -22.9% |
| West Virginia | $1,104 | -$100 | -8.3% |
| Wisconsin | $832 | -$372 | -30.9% |
| Wyoming | $1,070 | -$134 | -11.1% |
Choosing high deductibles can save as much as $470 annually, whereas increasing liability limits will cost you more. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $327 extra every 12 months. View Rates by Deductible or Liability Limit
Because rates have so much variability, the best way to find out exactly what you will pay is to do a rate comparison from multiple companies. Each auto insurer uses a different rate calculation, so rate quotes will be varied.
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Chevrolet Traverse LS 2WD | $1,124 | $94 |
| Chevrolet Traverse LS AWD | $1,164 | $97 |
| Chevrolet Traverse LT 2WD | $1,164 | $97 |
| Chevrolet Traverse LT AWD | $1,232 | $103 |
| Chevrolet Traverse LTZ 2WD | $1,272 | $106 |
| Chevrolet Traverse LTZ AWD | $1,272 | $106 |
Rates assume 2021 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Chevrolet Traverse | $320 | $452 | $332 | $1,240 |
| 2023 Chevrolet Traverse | $306 | $448 | $338 | $1,228 |
| 2022 Chevrolet Traverse | $296 | $436 | $354 | $1,222 |
| 2021 Chevrolet Traverse | $286 | $418 | $364 | $1,204 |
| 2020 Chevrolet Traverse | $270 | $404 | $376 | $1,186 |
| 2019 Chevrolet Traverse | $260 | $374 | $384 | $1,154 |
| 2018 Chevrolet Traverse | $250 | $352 | $388 | $1,126 |
| 2017 Chevrolet Traverse | $240 | $316 | $390 | $1,082 |
| 2016 Chevrolet Traverse | $224 | $292 | $390 | $1,042 |
| 2015 Chevrolet Traverse | $216 | $272 | $394 | $1,018 |
| 2014 Chevrolet Traverse | $210 | $254 | $402 | $1,002 |
| 2013 Chevrolet Traverse | $194 | $236 | $402 | $968 |
| 2012 Chevrolet Traverse | $190 | $214 | $406 | $946 |
| 2011 Chevrolet Traverse | $176 | $196 | $402 | $910 |
| 2010 Chevrolet Traverse | $166 | $178 | $402 | $882 |
| 2009 Chevrolet Traverse | $162 | $160 | $398 | $856 |
Rates are averaged for all Chevrolet Traverse models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find More Affordable Chevrolet Traverse Insurance
Finding cheaper rates on insurance for a Chevrolet Traverse takes having a decent driving record, having a positive credit history, not filing small claims, and maximizing policy discounts. Shop around at least once a year by getting quotes from direct companies, and also from several local insurance agents.
The following items are a summary of the primary concepts that were touched on above.
- You may be able to save as much as $140 per year simply by quoting online in advance
- Drivers considered higher risk who have multiple accidents or major violations pay on average $1,380 more each year than a driver with a clean driving record
- Increasing comprehensive and collision deductibles can save approximately $475 each year
- 16 to 18-year-old drivers are expensive to insure, as much as $369 each month if full coverage is purchased
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,426 |
| 20 | $2,732 |
| 30 | $1,254 |
| 40 | $1,204 |
| 50 | $1,100 |
| 60 | $1,078 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,512 |
| $250 | $1,370 |
| $500 | $1,204 |
| $1,000 | $1,044 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,204 |
| 50/100 | $1,345 |
| 100/300 | $1,436 |
| 250/500 | $1,672 |
| 100 CSL | $1,381 |
| 300 CSL | $1,581 |
| 500 CSL | $1,727 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,312 |
| 20 | $4,340 |
| 30 | $2,634 |
| 40 | $2,580 |
| 50 | $2,456 |
| 60 | $2,432 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $64 |
| Multi-vehicle | $61 |
| Homeowner | $18 |
| 5-yr Accident Free | $85 |
| 5-yr Claim Free | $77 |
| Paid in Full/EFT | $53 |
| Advance Quote | $57 |
| Online Quote | $85 |
| Total Discounts | $500 |
Discounts are estimated and may not be available from every company or in every state.
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