Chevrolet Traverse Insurance Rates
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Written by
Jeffrey Johnson
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UPDATED: Apr 9, 2020
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Estimated insurance rates for a Chevrolet Traverse are $1,240 a year with full coverage. Comprehensive costs approximately $320, collision costs $452, and liability coverage costs around $332. Liability-only coverage costs as low as $388 a year, with high-risk coverage costing around $2,636. Teen drivers pay the most at $4,448 a year or more.
Average premium for full coverage: $1,240
Premium estimates by type of coverage:
Full coverage includes $500 comprehensive and collision deductibles, minimum liability limits, and includes UM/UIM and medical coverage. Rates include averaging for all U.S. states and for all Traverse models.
Insurance Price Range by Risk and Coverage
For a 40-year-old driver, insurance rates for a Chevrolet Traverse go from as low as $388 for a discount liability-only rate to the much higher price of $2,636 for high-risk insurance.
Insurance Price Range by Location
Where you live has a large influence on the price of insurance. Rural locations are statistically proven to have a lower frequency of collision claims than larger metro areas.
The example below illustrates how your location can change auto insurance prices.
These rate differences demonstrate why everyone should compare prices using their specific location and risk profile, rather than using price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Rates by State, City, and Model
The chart below details estimated Chevrolet Traverse insurance rates for additional coverage and risk scenarios.
- The lowest rate with discounts is $725
- Using higher $1,000 deductibles will save $178 annually
- The average rate for a 40-year-old good driver who chooses $500 deductibles is $1,240
- Choosing pricier low deductibles for physical damage coverage will increase the cost to $1,574
- Higher-risk drivers with multiple violations and an at-fault accident could pay around $2,636 or more
- An auto insurance policy for full coverage for a teenage driver for full coverage can cost $4,448 or more
Insurance prices for a Chevrolet Traverse also have a wide range based on your driving characteristics, the trim level and model year, and physical damage deductibles and liability limits.
A more mature driver with a clean driving record and high deductibles may only pay around $1,200 a year, or $100 per month, for full coverage. Prices are highest for drivers in their teens, where even good drivers can expect to pay in the ballpark of $4,400 a year. View Rates by Age
Where you choose to live has a huge impact on Chevrolet Traverse insurance rates. A driver around age 40 might see prices as low as $890 a year in states like Utah, Ohio, and New Hampshire, or as much as $1,670 on average in New York, Michigan, and Florida.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,118 | -$122 | -9.8% |
| Alaska | $950 | -$290 | -23.4% |
| Arizona | $1,026 | -$214 | -17.3% |
| Arkansas | $1,240 | -$0 | 0.0% |
| California | $1,410 | $170 | 13.7% |
| Colorado | $1,180 | -$60 | -4.8% |
| Connecticut | $1,270 | $30 | 2.4% |
| Delaware | $1,398 | $158 | 12.7% |
| Florida | $1,546 | $306 | 24.7% |
| Georgia | $1,144 | -$96 | -7.7% |
| Hawaii | $890 | -$350 | -28.2% |
| Idaho | $838 | -$402 | -32.4% |
| Illinois | $920 | -$320 | -25.8% |
| Indiana | $934 | -$306 | -24.7% |
| Iowa | $834 | -$406 | -32.7% |
| Kansas | $1,174 | -$66 | -5.3% |
| Kentucky | $1,688 | $448 | 36.1% |
| Louisiana | $1,832 | $592 | 47.7% |
| Maine | $764 | -$476 | -38.4% |
| Maryland | $1,022 | -$218 | -17.6% |
| Massachusetts | $986 | -$254 | -20.5% |
| Michigan | $2,150 | $910 | 73.4% |
| Minnesota | $1,038 | -$202 | -16.3% |
| Mississippi | $1,480 | $240 | 19.4% |
| Missouri | $1,098 | -$142 | -11.5% |
| Montana | $1,328 | $88 | 7.1% |
| Nebraska | $976 | -$264 | -21.3% |
| Nevada | $1,486 | $246 | 19.8% |
| New Hampshire | $892 | -$348 | -28.1% |
| New Jersey | $1,384 | $144 | 11.6% |
| New Mexico | $1,096 | -$144 | -11.6% |
| New York | $1,300 | $60 | 4.8% |
| North Carolina | $712 | -$528 | -42.6% |
| North Dakota | $1,016 | -$224 | -18.1% |
| Ohio | $852 | -$388 | -31.3% |
| Oklahoma | $1,268 | $28 | 2.3% |
| Oregon | $1,134 | -$106 | -8.5% |
| Pennsylvania | $1,178 | -$62 | -5.0% |
| Rhode Island | $1,650 | $410 | 33.1% |
| South Carolina | $1,122 | -$118 | -9.5% |
| South Dakota | $1,044 | -$196 | -15.8% |
| Tennessee | $1,082 | -$158 | -12.7% |
| Texas | $1,494 | $254 | 20.5% |
| Utah | $916 | -$324 | -26.1% |
| Vermont | $844 | -$396 | -31.9% |
| Virginia | $740 | -$500 | -40.3% |
| Washington | $954 | -$286 | -23.1% |
| West Virginia | $1,136 | -$104 | -8.4% |
| Wisconsin | $856 | -$384 | -31.0% |
| Wyoming | $1,102 | -$138 | -11.1% |
Choosing high deductibles could cut prices by as much as $520 a year, whereas buying more liability protection will push prices upward. Moving from a 50/100 limit to a 250/500 limit will cost up to $299 more per year. View Rates by Deductible or Liability Limit
If you have a few violations or tend to cause accidents, you may be forking out anywhere from $1,400 to $2,000 extra annually, depending on your age. Chevrolet Traverse insurance for high-risk drivers can be around 45% to 127% more than average. View High Risk Driver Rates
With such a large range in prices, the best way to find out who has the cheapest auto insurance prices is to regularly compare prices and see how they stack up. Each insurance company uses a different rate calculation, so the prices will be substantially different from one company to the next.
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Chevrolet Traverse LS 2WD | $1,154 | $96 |
| Chevrolet Traverse LS AWD | $1,196 | $100 |
| Chevrolet Traverse LT 2WD | $1,196 | $100 |
| Chevrolet Traverse LT AWD | $1,270 | $106 |
| Chevrolet Traverse LTZ 2WD | $1,312 | $109 |
| Chevrolet Traverse LTZ AWD | $1,312 | $109 |
Rates assume 2020 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2020 Chevrolet Traverse | $320 | $452 | $332 | $1,240 |
| 2019 Chevrolet Traverse | $306 | $448 | $338 | $1,228 |
| 2018 Chevrolet Traverse | $296 | $436 | $354 | $1,222 |
| 2017 Chevrolet Traverse | $286 | $418 | $364 | $1,204 |
| 2016 Chevrolet Traverse | $270 | $404 | $376 | $1,186 |
| 2015 Chevrolet Traverse | $260 | $374 | $384 | $1,154 |
| 2014 Chevrolet Traverse | $250 | $352 | $388 | $1,126 |
| 2013 Chevrolet Traverse | $240 | $316 | $390 | $1,082 |
| 2012 Chevrolet Traverse | $224 | $292 | $390 | $1,042 |
| 2011 Chevrolet Traverse | $216 | $272 | $394 | $1,018 |
| 2010 Chevrolet Traverse | $210 | $254 | $402 | $1,002 |
| 2009 Chevrolet Traverse | $194 | $236 | $402 | $968 |
Rates are averaged for all Chevrolet Traverse models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find More Affordable Chevrolet Traverse Insurance
Finding better rates on auto insurance requires avoiding accidents and violations, maintaining good credit, being claim-free, and maximizing policy discounts. Invest the time to shop around every couple of years by requesting quotes from direct companies like Progressive, GEICO, and Esurance, and also from several local insurance agents.
The list below is a summary of the material that was illustrated above.
- Consumers who purchase higher liability limits will pay about $370 every year to increase from 30/60 bodily injury limits to 250/500 limits
- Teenagers are expensive to insure, possibly costing $371 per month for full coverage
- Drivers who have multiple accidents or major violations pay on average $1,400 more per year for car insurance
- Increasing policy deductibles can save around $500 each year
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,448 |
| 20 | $2,788 |
| 30 | $1,296 |
| 40 | $1,240 |
| 50 | $1,126 |
| 60 | $1,104 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,574 |
| $250 | $1,422 |
| $500 | $1,240 |
| $1,000 | $1,062 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,240 |
| 50/100 | $1,378 |
| 100/300 | $1,461 |
| 250/500 | $1,677 |
| 100 CSL | $1,412 |
| 300 CSL | $1,594 |
| 500 CSL | $1,727 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,350 |
| 20 | $4,424 |
| 30 | $2,702 |
| 40 | $2,636 |
| 50 | $2,508 |
| 60 | $2,482 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $66 |
| Multi-vehicle | $61 |
| Homeowner | $18 |
| 5-yr Accident Free | $88 |
| 5-yr Claim Free | $79 |
| Paid in Full/EFT | $56 |
| Advance Quote | $59 |
| Online Quote | $88 |
| Total Discounts | $515 |
Discounts are estimated and may not be available from every company or in every state.
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