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Chevrolet Traverse Insurance Rates

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Jeffrey Johnson graduated summa cum laude from the University of Baltimore School of Law and has worked in legal offices and nonprofits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman University and worked in film, education, and publishing...

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UPDATED: Apr 9, 2020

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Chevrolet Traverse insurance

Estimated insurance rates for a Chevrolet Traverse are $1,258 a year with full coverage. Comprehensive costs approximately $336, collision costs $470, and liability coverage costs around $316. Liability-only coverage costs as low as $376 a year, with high-risk coverage costing around $2,672. Teen drivers pay the most at $4,474 a year or more.

Average premium for full coverage: $1,258

Premium estimates by type of coverage:

Comprehensive $336
Collision $470
Liability $316

Full coverage includes $500 comprehensive and collision deductibles, minimum liability limits, and includes UM/UIM and medical coverage. Rates include averaging for all U.S. states and for all Traverse models.

Insurance Price Range by Risk and Coverage

For a 40-year-old driver, insurance rates for a Chevrolet Traverse go from as low as $376 for a discount liability-only rate to the much higher price of $2,672 for high-risk insurance.

Liability Only $376
Full Coverage $1,258
High Risk $2,672

Insurance Price Range by Location

Where you live has a large influence on the price of insurance. Rural locations are statistically proven to have a lower frequency of collision claims than larger metro areas.

The example below illustrates how your location can change auto insurance prices.

Rural Areas $944
Small Cities $1,321
Large Cities $1,698

These rate differences demonstrate why everyone should compare prices using their specific location and risk profile, rather than using price averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Rates by State, City, and Model

The chart below details estimated Chevrolet Traverse insurance rates for additional coverage and risk scenarios.

  • The lowest rate with discounts is $734
  • Using higher $1,000 deductibles will save $186 annually
  • The average rate for a 40-year-old good driver who chooses $500 deductibles is $1,258
  • Choosing pricier low deductibles for physical damage coverage will increase the cost to $1,606
  • Higher-risk drivers with multiple violations and an at-fault accident could pay around $2,672 or more
  • An auto insurance policy for full coverage for a teenage driver for full coverage can cost $4,474 or more

View Chart as Image

Chevrolet Traverse insurance cost comparison chart
Column chart showing full coverage Chevrolet Traverse insurance rates range from $734 to $4,474

Insurance prices for a Chevrolet Traverse also have a wide range based on your driving characteristics, the trim level and model year, and physical damage deductibles and liability limits.

A more mature driver with a clean driving record and high deductibles may only pay around $1,200 a year, or $100 per month, for full coverage. Prices are highest for drivers in their teens, where even good drivers can expect to pay in the ballpark of $4,400 a year. View Rates by Age

Where you choose to live has a huge impact on Chevrolet Traverse insurance rates. A driver around age 40 might see prices as low as $910 a year in states like Utah, Ohio, and New Hampshire, or as much as $1,700 on average in New York, Michigan, and Florida.

Chevrolet Traverse Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,134 -$124 -9.9%
Alaska $964 -$294 -23.4%
Arizona $1,042 -$216 -17.2%
Arkansas $1,258 -$0 0.0%
California $1,432 $174 13.8%
Colorado $1,198 -$60 -4.8%
Connecticut $1,290 $32 2.5%
Delaware $1,420 $162 12.9%
Florida $1,568 $310 24.6%
Georgia $1,162 -$96 -7.6%
Hawaii $904 -$354 -28.1%
Idaho $852 -$406 -32.3%
Illinois $936 -$322 -25.6%
Indiana $946 -$312 -24.8%
Iowa $848 -$410 -32.6%
Kansas $1,192 -$66 -5.2%
Kentucky $1,714 $456 36.2%
Louisiana $1,858 $600 47.7%
Maine $776 -$482 -38.3%
Maryland $1,038 -$220 -17.5%
Massachusetts $1,002 -$256 -20.3%
Michigan $2,182 $924 73.4%
Minnesota $1,050 -$208 -16.5%
Mississippi $1,506 $248 19.7%
Missouri $1,114 -$144 -11.4%
Montana $1,348 $90 7.2%
Nebraska $990 -$268 -21.3%
Nevada $1,506 $248 19.7%
New Hampshire $906 -$352 -28.0%
New Jersey $1,404 $146 11.6%
New Mexico $1,110 -$148 -11.8%
New York $1,322 $64 5.1%
North Carolina $722 -$536 -42.6%
North Dakota $1,030 -$228 -18.1%
Ohio $866 -$392 -31.2%
Oklahoma $1,288 $30 2.4%
Oregon $1,152 -$106 -8.4%
Pennsylvania $1,198 -$60 -4.8%
Rhode Island $1,676 $418 33.2%
South Carolina $1,140 -$118 -9.4%
South Dakota $1,060 -$198 -15.7%
Tennessee $1,098 -$160 -12.7%
Texas $1,516 $258 20.5%
Utah $930 -$328 -26.1%
Vermont $858 -$400 -31.8%
Virginia $754 -$504 -40.1%
Washington $968 -$290 -23.1%
West Virginia $1,152 -$106 -8.4%
Wisconsin $868 -$390 -31.0%
Wyoming $1,118 -$140 -11.1%

View Chart as Image

Chevrolet Traverse insurance rates by U.S. city

Choosing high deductibles could cut prices by as much as $540 a year, whereas buying more liability protection will push prices upward. Moving from a 50/100 limit to a 250/500 limit will cost up to $285 more per year. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you may be forking out anywhere from $1,400 to $2,000 extra annually, depending on your age. Chevrolet Traverse insurance for high-risk drivers can be around 45% to 125% more than average. View High Risk Driver Rates

With such a large range in prices, the best way to find out who has the cheapest auto insurance prices is to regularly compare prices and see how they stack up. Each insurance company uses a different rate calculation, so the prices will be substantially different from one company to the next.

Insurance Rates by Trim Level and Model Year

Chevrolet Traverse Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Chevrolet Traverse LS 2WD $1,168 $97
Chevrolet Traverse LS AWD $1,212 $101
Chevrolet Traverse LT 2WD $1,212 $101
Chevrolet Traverse LT AWD $1,288 $107
Chevrolet Traverse LTZ 2WD $1,332 $111
Chevrolet Traverse LTZ AWD $1,332 $111

Rates assume 2020 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Chevrolet Traverse Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2020 Chevrolet Traverse $336 $470 $316 $1,258
2019 Chevrolet Traverse $320 $452 $332 $1,240
2018 Chevrolet Traverse $306 $448 $338 $1,228
2017 Chevrolet Traverse $296 $436 $354 $1,222
2016 Chevrolet Traverse $286 $418 $364 $1,204
2015 Chevrolet Traverse $270 $404 $376 $1,186
2014 Chevrolet Traverse $260 $374 $384 $1,154
2013 Chevrolet Traverse $250 $352 $388 $1,126
2012 Chevrolet Traverse $240 $316 $390 $1,082
2011 Chevrolet Traverse $224 $292 $390 $1,042
2010 Chevrolet Traverse $216 $272 $394 $1,018
2009 Chevrolet Traverse $210 $254 $402 $1,002

Rates are averaged for all Chevrolet Traverse models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find More Affordable Chevrolet Traverse Insurance

Finding better rates on auto insurance requires avoiding accidents and violations, maintaining good credit, being claim-free, and maximizing policy discounts. Invest the time to shop around every couple of years by requesting quotes from direct companies like Progressive, GEICO, and Esurance, and also from several local insurance agents.

The list below is a summary of the material that was illustrated above.

  • Consumers who purchase higher liability limits will pay about $350 every year to increase from 30/60 bodily injury limits to 250/500 limits
  • Teenagers are expensive to insure, possibly costing $373 per month for full coverage
  • Drivers who have multiple accidents or major violations pay on average $1,410 more per year for car insurance
  • Increasing policy deductibles can save around $525 each year

Rates by Driver Age

Chevrolet Traverse Insurance Rates by Driver Age
Driver Age Premium
16 $4,474
20 $2,828
30 $1,318
40 $1,258
50 $1,144
60 $1,120

Full coverage, $500 deductibles

Rates by Deductible

Chevrolet Traverse Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,606
$250 $1,446
$500 $1,258
$1,000 $1,072

Full coverage, driver age 40

Rates by Liability Limit

Chevrolet Traverse Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,258
50/100 $1,395
100/300 $1,474
250/500 $1,680
100 CSL $1,427
300 CSL $1,601
500 CSL $1,727

Full coverage, driver age 40

Rates for High Risk Drivers

Chevrolet Traverse Insurance Rates for High Risk Drivers
Age Premium
16 $6,390
20 $4,480
30 $2,738
40 $2,672
50 $2,540
60 $2,514

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $166

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $67
Multi-vehicle $62
Homeowner $18
5-yr Accident Free $90
5-yr Claim Free $80
Paid in Full/EFT $57
Advance Quote $60
Online Quote $90
Total Discounts $524
Rate after discounts $734

Discounts are estimated and may not be available from every company or in every state.

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