Chevrolet Traverse Insurance Rates
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UPDATED: Apr 7, 2024
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The average insurance rates for a Chevrolet Traverse are $1,204 a year with full coverage. Comprehensive costs on average $286 a year, collision costs $418, and liability insurance is estimated at $364. Buying just liability costs approximately $416 a year, with insurance for high-risk drivers costing around $2,580. Teens cost the most to insure at $4,426 a year or more.
Average premium for full coverage: $1,204
Policy rates by type of insurance:
Includes $500 policy deductibles, 30/60 split liability limits, and includes medical and uninsured motorist coverage. Prices are averaged for all U.S. states and Traverse trim levels.
Price Range Variability
Using a 40-year-old driver as an example, Chevrolet Traverse insurance rates go from the low end price of $416 for just liability coverage to a high of $2,580 for a high-risk insurance policy.
Urban vs. Rural Price Range
Living in a larger city has a significant impact on auto insurance rates. Rural areas are shown to have lower incidents of collision claims than cities with more traffic congestion.
The diagram below illustrates how rural and urban location affects car insurance rates.
The examples above demonstrate why it is important to get quotes based on a specific location, rather than relying on averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Detailed Rate Analysis
The chart below details estimated Chevrolet Traverse insurance rates for different risk profiles and scenarios.
- The cheapest rate after discounts is $704
- Choosing higher $1,000 deductibles can save around $1,044 annually
- The estimated price for a good driver age 40 with $500 deductibles is $1,204
- Selecting low $100 deductibles for comp and collision coverage bumps up the cost to $1,512
- High-risk insureds with serious driving violations could pay upwards of $2,580 or more
- Policy cost that insures a teen driver may cost $4,426 each year
Insurance rates for a Chevrolet Traverse also range considerably based on the trim level of your Traverse, your age and driving habits, and policy deductibles and limits.
If you have a few points on your driving record or you caused an accident, you may be forking out at a minimum $1,400 to $1,900 extra every year, depending on your age. A high-risk auto insurance policy ranges anywhere from 43% to 130% more than the average policy. View High Risk Driver Rates
Older drivers with a clean driving record and higher comprehensive and collision deductibles could pay as little as $1,100 annually on average, or $92 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records can expect to pay upwards of $4,400 a year. View Rates by Age
Your home state plays a big part in determining prices for Chevrolet Traverse insurance rates. A good driver about age 40 could pay as low as $870 a year in states like New Hampshire, Ohio, and Utah, or have to pay at least $1,620 on average in Florida, Michigan, and New York.
State | Premium | Compared to U.S. Avg | Percent Difference |
---|---|---|---|
Alabama | $1,088 | -$116 | -9.6% |
Alaska | $924 | -$280 | -23.3% |
Arizona | $1,000 | -$204 | -16.9% |
Arkansas | $1,204 | -$0 | 0.0% |
California | $1,372 | $168 | 14.0% |
Colorado | $1,150 | -$54 | -4.5% |
Connecticut | $1,236 | $32 | 2.7% |
Delaware | $1,362 | $158 | 13.1% |
Florida | $1,504 | $300 | 24.9% |
Georgia | $1,114 | -$90 | -7.5% |
Hawaii | $866 | -$338 | -28.1% |
Idaho | $818 | -$386 | -32.1% |
Illinois | $898 | -$306 | -25.4% |
Indiana | $910 | -$294 | -24.4% |
Iowa | $812 | -$392 | -32.6% |
Kansas | $1,144 | -$60 | -5.0% |
Kentucky | $1,642 | $438 | 36.4% |
Louisiana | $1,784 | $580 | 48.2% |
Maine | $744 | -$460 | -38.2% |
Maryland | $996 | -$208 | -17.3% |
Massachusetts | $960 | -$244 | -20.3% |
Michigan | $2,090 | $886 | 73.6% |
Minnesota | $1,010 | -$194 | -16.1% |
Mississippi | $1,444 | $240 | 19.9% |
Missouri | $1,070 | -$134 | -11.1% |
Montana | $1,294 | $90 | 7.5% |
Nebraska | $950 | -$254 | -21.1% |
Nevada | $1,444 | $240 | 19.9% |
New Hampshire | $868 | -$336 | -27.9% |
New Jersey | $1,348 | $144 | 12.0% |
New Mexico | $1,066 | -$138 | -11.5% |
New York | $1,266 | $62 | 5.1% |
North Carolina | $692 | -$512 | -42.5% |
North Dakota | $986 | -$218 | -18.1% |
Ohio | $830 | -$374 | -31.1% |
Oklahoma | $1,236 | $32 | 2.7% |
Oregon | $1,104 | -$100 | -8.3% |
Pennsylvania | $1,146 | -$58 | -4.8% |
Rhode Island | $1,606 | $402 | 33.4% |
South Carolina | $1,090 | -$114 | -9.5% |
South Dakota | $1,018 | -$186 | -15.4% |
Tennessee | $1,054 | -$150 | -12.5% |
Texas | $1,452 | $248 | 20.6% |
Utah | $892 | -$312 | -25.9% |
Vermont | $824 | -$380 | -31.6% |
Virginia | $720 | -$484 | -40.2% |
Washington | $928 | -$276 | -22.9% |
West Virginia | $1,104 | -$100 | -8.3% |
Wisconsin | $832 | -$372 | -30.9% |
Wyoming | $1,070 | -$134 | -11.1% |
Choosing higher comprehensive and collision insurance deductibles can save as much as $470 each year, while buying higher liability limits will cost you more. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $327 more per year. View Rates by Deductible or Liability Limit
Because rates have so much variability, the best way to find out exactly what you will pay is to get quotes from as many companies as possible. Each auto insurer calculates rates differently, so the rates will be varied.
Insurance Rates by Trim Level and Model Year
Model and Trim | Annual Premium | Monthly Premium |
---|---|---|
Chevrolet Traverse LS 2WD | $1,124 | $94 |
Chevrolet Traverse LS AWD | $1,164 | $97 |
Chevrolet Traverse LT 2WD | $1,164 | $97 |
Chevrolet Traverse LT AWD | $1,232 | $103 |
Chevrolet Traverse LTZ 2WD | $1,272 | $106 |
Chevrolet Traverse LTZ AWD | $1,272 | $106 |
Rates assume 2021 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
Model Year | Comprehensive | Collision | Liability | Total Premium |
---|---|---|---|---|
2024 Chevrolet Traverse | $320 | $452 | $332 | $1,240 |
2023 Chevrolet Traverse | $306 | $448 | $338 | $1,228 |
2022 Chevrolet Traverse | $296 | $436 | $354 | $1,222 |
2021 Chevrolet Traverse | $286 | $418 | $364 | $1,204 |
2020 Chevrolet Traverse | $270 | $404 | $376 | $1,186 |
2019 Chevrolet Traverse | $260 | $374 | $384 | $1,154 |
2018 Chevrolet Traverse | $250 | $352 | $388 | $1,126 |
2017 Chevrolet Traverse | $240 | $316 | $390 | $1,082 |
2016 Chevrolet Traverse | $224 | $292 | $390 | $1,042 |
2015 Chevrolet Traverse | $216 | $272 | $394 | $1,018 |
2014 Chevrolet Traverse | $210 | $254 | $402 | $1,002 |
2013 Chevrolet Traverse | $194 | $236 | $402 | $968 |
2012 Chevrolet Traverse | $190 | $214 | $406 | $946 |
2011 Chevrolet Traverse | $176 | $196 | $402 | $910 |
2010 Chevrolet Traverse | $166 | $178 | $402 | $882 |
2009 Chevrolet Traverse | $162 | $160 | $398 | $856 |
Rates are averaged for all Chevrolet Traverse models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find the Cheapest Chevrolet Traverse Insurance
Finding cheaper rates on Chevrolet Traverse insurance takes being a good driver, having above-average credit, not filing small claims, and bundling your home and auto policies. Compare rates at least every other year by getting price quotes from direct companies, and also from several local insurance agents.
The following list is a recap of the car insurance concepts raised in the charts and tables above.
- High-risk drivers that have major violations or accidents pay on average $1,380 more each year than a safer driver
- You may be able to save as much as $140 per year simply by quoting early and online
- Increasing comprehensive and collision deductibles can save approximately $475 each year
- Drivers who require an increased level of liability coverage will pay approximately $400 every year to raise limits from a 30/60 limit to the 250/500 level
Rate Tables and Charts
Rates by Driver Age
Driver Age | Premium |
---|---|
16 | $4,426 |
20 | $2,732 |
30 | $1,254 |
40 | $1,204 |
50 | $1,100 |
60 | $1,078 |
Full coverage, $500 deductibles
Rates by Deductible
Deductible | Premium |
---|---|
$100 | $1,512 |
$250 | $1,370 |
$500 | $1,204 |
$1,000 | $1,044 |
Full coverage, driver age 40
Rates by Liability Limit
Liability Limit | Premium |
---|---|
30/60 | $1,204 |
50/100 | $1,345 |
100/300 | $1,436 |
250/500 | $1,672 |
100 CSL | $1,381 |
300 CSL | $1,581 |
500 CSL | $1,727 |
Full coverage, driver age 40
Rates for High Risk Drivers
Age | Premium |
---|---|
16 | $6,312 |
20 | $4,340 |
30 | $2,634 |
40 | $2,580 |
50 | $2,456 |
60 | $2,432 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
Discount | Savings |
---|---|
Multi-policy | $64 |
Multi-vehicle | $61 |
Homeowner | $18 |
5-yr Accident Free | $85 |
5-yr Claim Free | $77 |
Paid in Full/EFT | $53 |
Advance Quote | $57 |
Online Quote | $85 |
Total Discounts | $500 |
Discounts are estimated and may not be available from every company or in every state.
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