Chevrolet Trax Insurance Rates
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UPDATED: Apr 9, 2020
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When the time comes to start comparing Chevrolet Trax insurance rates, you may not know where to begin. The first thing you should know is that the average Chevy Trax insurance cost about $1,280 a year, which boils down to about $107 per month.
This comprehensive guide will walk you through exactly how Chevrolet Trax rates are calculated so you can have a firm understanding of what to expect before you start shopping around.
When you’re ready, you can start comparing Chevrolet Trax insurance quotes from multiple companies by taking advantage of our free online tool.
Estimated insurance prices for a Chevrolet Trax are $1,268 every 12 months with full coverage. Comprehensive costs an estimated $268 each year, collision insurance costs $452, and liability coverage is estimated at $390. Liability-only coverage costs approximately $452 a year, and high-risk coverage costs around $2,730. Teenage drivers pay the most at up to $4,758 a year.
Average premium for full coverage: $1,268
Premium estimates broken down by type of coverage:
Estimates include $500 comprehensive and collision deductibles, bodily injury liability limits of 30/60, and includes uninsured/under-insured motorist coverage. Rates include averaging for all U.S. states and Trax models.
Insurance Price Range by Risk and Coverage
For a driver in their 40's, insurance rates for a Chevrolet Trax range from the cheapest price of $452 for your basic liability-only policy to a high rate of $2,730 for a driver who has had serious violations or accidents.
Insurance Price Range by Location
Living in a larger city has a large influence on car insurance rates. More rural locations are statistically proven to have more infrequent collision claims than densely populated cities. The graphic below illustrates how location helps determine insurance prices.
These rate differences demonstrate why all drivers should get quotes for a targeted area and their own driving history, rather than using average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Information
The chart below details average Chevrolet Trax insurance rates for other coverage scenarios.
- The best discount rate is $739
- Choosing higher $1,000 deductibles can save approximately $164 annually
- The average price for a 40-year-old good driver who has $500 deductibles is $1,268
- Using low deductibles for comp and collision coverage increases the price to $1,582
- Drivers who are prone to accidents and violations could pay up to $2,730
- An auto insurance policy to insure a teenage driver can cost as much as $4,758 each year
Insurance prices for a Chevrolet Trax also have a wide range based on physical damage deductibles and liability limits, your driving record, and the model year and trim level.
Using high physical damage deductibles can save as much as $480 a year, whereas increasing liability limits will increase premiums. Moving from a 50/100 liability limit to a 250/500 limit will cost up to $351 more per year. View Rates by Deductible or Liability Limit
More mature drivers with a clean driving record and higher deductibles may only pay around $1,200 annually on average, or $100 per month, for full coverage. Prices are much higher for drivers in their teens, since even excellent drivers can expect to pay at least $4,700 a year. View Rates by Age
If you have a few violations or you were responsible for an accident, you may be forking out $1,500 to $2,100 extra annually, depending on your age. Insurance for high-risk drivers ranges around 44% to 132% more than a normal policy. View High Risk Driver Rates
Where you choose to live plays a big part in determining prices for Chevrolet Trax insurance rates. A good driver about age 40 could pay as low as $910 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $1,710 on average in New York, Michigan, and Florida.
|State||Premium||Compared to U.S. Avg||Percent Difference|
|Model Year||Comprehensive||Collision||Liability||Total Premium|
|2020 Chevrolet Trax||$268||$452||$390||$1,268|
|2019 Chevrolet Trax||$256||$448||$398||$1,260|
|2018 Chevrolet Trax||$248||$436||$416||$1,258|
|2017 Chevrolet Trax||$240||$418||$430||$1,246|
|2016 Chevrolet Trax||$226||$404||$442||$1,230|
|2015 Chevrolet Trax||$218||$374||$452||$1,202|
Rates are averaged for all Chevrolet Trax models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for Low Cost Chevrolet Trax Insurance
Finding better rates on auto insurance takes having a decent driving record, having good credit, being claim-free, and deciding if full coverage is necessary. Invest time comparing rates every other policy renewal by requesting rates from direct companies, and also from your local independent and exclusive agents.
The following items are a review of the ideas that were covered in the charts and tables above.
- 16 to 18-year-old drivers are charged the highest prices, possibly costing $397 per month if they have full coverage
- Drivers who have several accidents or serious violations may pay on average $1,460 more annually than a driver with a clean driving record
- Increasing policy deductibles could save as much as $475 each year
- You may be able to save approximately $150 per year just by quoting online in advance
Now that you have a better understanding of how an individual driver’s rates are determined, the next step is to shop with assurance for Chevrolet Trax insurance rates from multiple providers. You can even take advantage of our free quote tool below.
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What are the safety ratings of the Chevrolet Trax?
It’s important to consider the safety ratings of the Chevrolet Trax to get a good idea of where you might qualify for policy discounts.
The ratings below show the breakdown of the crash test ratings for this model. The following results influence how much the 2019 Chevrolet Trax costs to insure.
- Small overlap front (driver-side): Good
- Small overlap front (passenger-side): Acceptable
- Moderate overlap front: Good
- Side: Good
- Roof strength: Good
- Head restraints and seats: Good
For a frame of reference, the “Good” rating administered by the IIHS is the highest rating possible while “Acceptable” is the next best score a vehicle can receive.
Chevrolet Trax Compared Against Other Vehicles in the Same Class
Classified as a small SUV, the Chevrolet Trax is lighter than some of the other SUVs on the road, which contributes to its overall safety rating.
So long as the Insurance Institute for Highway Safety (IIHS) reflects that the Chevrolet Trax has favorable loss percentages for its class, you can still save on Chevy Trax insurance rates.
Take a look at the following small SUVs to see how their average insurance rates compare to the Chevrolet Trax.
Now that we have gone into great detail about how insurance rates are calculated, is there anything you want to know more about? If not, be sure to use our free online tool to start comparing Chevrolet Trax insurance quotes from multiple providers today.
Rate Tables and Charts
Rates by Driver Age
Full coverage, $500 deductibles
Rates by Deductible
Full coverage, driver age 40
Rates by Liability Limit
Full coverage, driver age 40
Rates for High Risk Drivers
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
|5-yr Accident Free||$90|
|5-yr Claim Free||$81|
|Paid in Full/EFT||$56|
Discounts are estimated and may not be available from every company or in every state.