Chevrolet Trax Insurance Rates

When the time comes to start comparing Chevrolet Trax insurance rates, you may not know where to begin. The first thing you should know is that the average Chevy Trax insurance cost about $1,280 a year, which boils down to about $107 per month. 

This comprehensive guide will walk you through exactly how Chevrolet Trax rates are calculated so you can have a firm understanding of what to expect before you start shopping around. 

When you’re ready, you can start comparing Chevrolet Trax insurance quotes from multiple companies by taking advantage of our free online tool.

U.S. average auto insurance rates for a Chevrolet Trax are $1,246 annually for full coverage. Comprehensive costs an estimated $240, collision insurance costs $418, and liability costs around $430. Buying just liability costs as low as $486 a year, and insurance for high-risk drivers costs around $2,692. Teenage drivers pay the highest rates at up to $4,776 a year.

Average premium for full coverage: $1,246

Price estimates broken down by individual coverage:

Rates are based on $500 comprehensive and collision deductibles, bodily injury liability limits of 30/60, and includes additional medical/uninsured motorist coverage. Estimates are averaged for all states and for all Trax models.

Price Range from Low to High

Geographic Price Range

Where you live can have significant affects on insurance rates. More rural locations have fewer accident claims than densely populated cities. The example below illustrates the difference between rural and urban areas on insurance prices.

The ranges above show why everyone should compare prices for a targeted area and their own personal driving habits, instead of using average rates.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below shows average Chevrolet Trax insurance rates for other coverage scenarios.

• The best discount rate is $728
• Using higher $1,000 deductibles will save approximately $150 a year
• The estimated rate for the average middle-age driver who has $500 deductibles is $1,246
• Using pricier low deductibles for physical damage coverage will cost $1,536
• Drivers who are prone to accidents and violations could pay up to $2,692
• The price with full coverage for a teen driver for full coverage can cost as much as $4,776 or more

View Chart as Image

Insurance prices for a Chevrolet Trax are also quite variable based on the trim level and model year, your driver profile, and liability limits and deductibles.

A more mature driver with no violations or accidents and high physical damage deductibles may pay as little as $1,200 a year for full coverage. Prices are much higher for teenage drivers, where even without any violations or accidents they should be prepared to pay at least $4,700 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you could be paying $1,500 to $2,100 additional each year, depending on your age. Chevrolet Trax insurance for high-risk drivers can be as much as 44% to 134% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could cut prices by as much as $440 every year, whereas buying more liability protection will increase premiums. Going from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $387 more each year. View Rates by Deductible or Liability Limit

The state you live in has a huge impact on Chevrolet Trax insurance prices. A driver around age 40 might see prices as low as $820 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $1,780 on average in New York, Louisiana, and Michigan.

View Chart as Image

How to Buy the Best Cheap Chevrolet Trax Insurance

Getting lower rates on car insurance requires having a decent driving record, having good credit, eliminating unnecessary coverage, and possibly raising deductibles. Set aside time to compare rates every other policy renewal by requesting quotes from direct carriers like GEICO, Progressive, and Esurance, and also from local exclusive and independent agents.

The following items are a quick review of the ideas that were covered above.

• 16 to 18-year-old drivers are expensive to insure, with premiums as much as $398 a month if they have full coverage
• Higher risk drivers with a DUI or reckless driving violation may pay on average $1,450 more annually than a driver with a clean driving record
• Increasing physical damage deductibles could save up to $450 each year
• Drivers can save approximately $150 per year just by quoting online well ahead of the renewal date

Now that you have a better understanding of how an individual driver’s rates are determined, the next step is to shop with assurance for Chevrolet Trax insurance rates from multiple providers. You can even take advantage of our free quote tool below.

What are the safety ratings of the Chevrolet Trax?

It’s important to consider the safety ratings of the Chevrolet Trax to get a good idea of where you might qualify for policy discounts.

The ratings below show the breakdown of the crash test ratings for this model. The following results influence how much the 2019 Chevrolet Trax costs to insure.

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Acceptable
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good 
• Head restraints and seats: Good

For a frame of reference, the “Good” rating administered by the IIHS is the highest rating possible while “Acceptable” is the next best score a vehicle can receive.

Chevrolet Trax Compared Against Other Vehicles in the Same Class

Classified as a small SUV, the Chevrolet Trax is lighter than some of the other SUVs on the road, which contributes to its overall safety rating. 

So long as the Insurance Institute for Highway Safety (IIHS) reflects that the Chevrolet Trax has favorable loss percentages for its class, you can still save on Chevy Trax insurance rates.

Take a look at the following small SUVs to see how their average insurance rates compare to the Chevrolet Trax.

• Ford Escape Insurance Rates
• Honda CR-V Insurance Rates
• Kia Sportage Insurance Rates

Now that we have gone into great detail about how insurance rates are calculated, is there anything you want to know more about? If not, be sure to use our free online tool to start comparing Chevrolet Trax insurance quotes from multiple providers today.