Chevrolet Trax Insurance Rates

When the time comes to start comparing Chevrolet Trax insurance rates, you may not know where to begin. The first thing you should know is that the average Chevy Trax insurance cost about $1,280 a year, which boils down to about $107 per month. 

This comprehensive guide will walk you through exactly how Chevrolet Trax rates are calculated so you can have a firm understanding of what to expect before you start shopping around. 

When you’re ready, you can start comparing Chevrolet Trax insurance quotes from multiple companies by taking advantage of our free online tool.

The average insurance prices for a Chevrolet Trax are $1,246 every 12 months including full coverage. Comprehensive costs an estimated $240 each year, collision insurance costs $418, and liability costs $430. Buying just liability costs as little as $486 a year, and insurance for high-risk drivers costs around $2,692. 16-year-old drivers cost the most to insure at up to $4,776 a year.

Average premium for full coverage: $1,246

Policy rates broken down by type of insurance:

Full coverage includes $500 physical damage insurance deductibles, liability limits of 30/60, and includes uninsured motorist and medical coverage. Prices are averaged for all 50 U.S. states and Trax models.

Price Range Variability

Urban vs. Rural Price Range

Your location can make a big difference on the price of auto insurance. More rural locations are shown to have more infrequent comprehensive and collision claims than congested cities. The graphic below illustrates how rural and urban location affects insurance prices.

The examples above highlight why all drivers should compare rates for a targeted area and their own driving history, instead of making a decision based on rate averages.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below breaks down average Chevrolet Trax insurance rates for other coverage scenarios.

• The best full coverage rate is $728
• Drivers who choose higher $1,000 deductibles will pay approximately $150 every year
• The average price for a good driver age 40 who has $500 deductibles is $1,246
• Buying low deductibles for comprehensive and collision insurance increases the price to $1,536
• Drivers with multiple tickets or accidents could pay up to $2,692
• Policy cost to insure a 16-year-old driver can cost as much as $4,776 a year

View Chart as Image

Insurance rates for a Chevrolet Trax also range considerably based on liability limits and deductibles, your driving characteristics, and the model year and trim level.

Opting for high physical damage deductibles could save up to $440 annually, whereas increasing liability limits will increase premiums. Changing from a 50/100 liability limit to a 250/500 limit will raise rates by up to $387 more per year. View Rates by Deductible or Liability Limit

More mature drivers with a clean driving record and higher deductibles may pay as low as $1,200 per year on average, or $100 per month, for full coverage. Rates are highest for teenagers, since even excellent drivers can expect to pay at least $4,700 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you are likely paying $1,500 to $2,100 extra every year, depending on your age. Insurance for high-risk drivers can cost from 44% to 134% more than the average rate. View High Risk Driver Rates

Your home state makes a big difference in Chevrolet Trax insurance prices. A 40-year-old driver could pay as low as $960 a year in states like Vermont, New Hampshire, and Missouri, or at least $1,780 on average in Louisiana, New York, and Michigan.

View Chart as Image

How to Shop for More Affordable Chevrolet Trax Insurance

Finding cheaper rates on insurance for a Chevrolet Trax not only requires being a low-risk driver, but also having good credit, paying for small claims out-of-pocket, and deciding if full coverage is necessary. Set aside time to shop around once a year by requesting rates from direct car insurance companies, and also from local insurance agencies.

The items below are a summary of the data that was raised in the charts and tables above.

• You may be able to save approximately $150 per year just by quoting online in advance
• Insureds who want more liability coverage will pay around $470 per year to go from a 30/60 limit to a 250/500 level
• Teen drivers are charged the highest rates, with premiums being up to $398 each month if they have full coverage
• Drivers considered higher risk who have multiple accidents or major violations may have to pay on average $1,450 more annually to insure their Trax

Now that you have a better understanding of how an individual driver’s rates are determined, the next step is to shop with assurance for Chevrolet Trax insurance rates from multiple providers. You can even take advantage of our free quote tool below.

What are the safety ratings of the Chevrolet Trax?

It’s important to consider the safety ratings of the Chevrolet Trax to get a good idea of where you might qualify for policy discounts.

The ratings below show the breakdown of the crash test ratings for this model. The following results influence how much the 2019 Chevrolet Trax costs to insure.

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Acceptable
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good 
• Head restraints and seats: Good

For a frame of reference, the “Good” rating administered by the IIHS is the highest rating possible while “Acceptable” is the next best score a vehicle can receive.

Chevrolet Trax Compared Against Other Vehicles in the Same Class

Classified as a small SUV, the Chevrolet Trax is lighter than some of the other SUVs on the road, which contributes to its overall safety rating. 

So long as the Insurance Institute for Highway Safety (IIHS) reflects that the Chevrolet Trax has favorable loss percentages for its class, you can still save on Chevy Trax insurance rates.

Take a look at the following small SUVs to see how their average insurance rates compare to the Chevrolet Trax.

• Ford Escape Insurance Rates
• Honda CR-V Insurance Rates
• Kia Sportage Insurance Rates

Now that we have gone into great detail about how insurance rates are calculated, is there anything you want to know more about? If not, be sure to use our free online tool to start comparing Chevrolet Trax insurance quotes from multiple providers today.