Chevrolet Trax Insurance Rates

When the time comes to start comparing Chevrolet Trax insurance rates, you may not know where to begin. The first thing you should know is that the average Chevy Trax insurance cost about $1,280 a year, which boils down to about $107 per month. 

This comprehensive guide will walk you through exactly how Chevrolet Trax rates are calculated so you can have a firm understanding of what to expect before you start shopping around. 

When you’re ready, you can start comparing Chevrolet Trax insurance quotes from multiple companies by taking advantage of our free online tool.

The average auto insurance rates for a Chevrolet Trax are $1,230 annually for full coverage. Comprehensive insurance costs on average $226 a year, collision insurance costs $404, and liability costs around $442. A liability-only policy costs as low as $496 a year, and high-risk insurance costs $2,668 or more. 16-year-old drivers cost the most to insure at up to $4,762 a year.

Average premium for full coverage: $1,230

Policy rates by type of insurance:

Includes $500 comprehensive and collision deductibles, bodily injury liability limits of 30/60, and includes medical and UM/UIM coverage. Prices are averaged for all states and Trax trim levels.

Price Range Variability

Urban vs. Rural Price Range

Where you live can have significant affects on car insurance rates. Rural areas are shown to have fewer accident claims than congested cities. The diagram below illustrates how location helps determine car insurance rates.

The examples above show why it is important to compare prices based on a specific location and their own personal driving habits, instead of using rate averages.

Use the form below to get customized rates for your location.

More Rate Details

The chart below shows average Chevrolet Trax insurance rates for different risk profiles and scenarios.

• The best full coverage rate is $718
• Using higher $1,000 deductibles will save around $1,088 a year
• The estimated rate for a good driver age 40 with $500 deductibles is $1,230
• Buying low $100 deductibles for physical damage coverage costs an additional $278 every year
• Drivers with multiple tickets or accidents could pay upwards of $2,668
• Policy cost with full coverage for a teen driver may cost $4,762 or more

View Chart as Image

Car insurance rates for a Chevrolet Trax also range considerably based on the model year and trim level, your driver profile, and policy deductibles and limits.

Older drivers with no driving violations and high physical damage deductibles may pay as little as $1,200 a year, or $100 per month, for full coverage. Rates are highest for teenagers, where even without any violations or accidents they will be charged upwards of $4,700 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you could be paying at a minimum $1,500 to $2,000 extra every year, depending on your age. A high-risk auto insurance policy can be as much as 42% to 136% more than the average rate. View High Risk Driver Rates

Opting for high physical damage deductibles could cut rates by as much as $420 every year, while buying higher liability limits will cost you more. Going from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $398 extra every 12 months. View Rates by Deductible or Liability Limit

Your home state has a huge impact on Chevrolet Trax insurance prices. A driver around age 40 might see rates as low as $810 a year in states like Idaho, Maine, and Iowa, or at least $1,760 on average in Michigan, Louisiana, and New York.

View Chart as Image

How to Buy the Cheapest Chevrolet Trax Insurance

Finding cheaper rates on car insurance requires having a decent driving record, having a good credit score, avoid buying unnecessary coverage, and possibly raising deductibles. Invest time comparing rates every other policy renewal by requesting rates from direct carriers like Progressive, GEICO, and Esurance, and also from local insurance agents.

The following items are a recap of the ideas that were covered in the charts and tables above.

• 16 to 18-year-old drivers are expensive to insure, costing up to $397 each month if comprehensive and collision insurance is included
• Higher risk drivers that have major violations or accidents may be required to pay an average of $1,440 more each year than a driver with a clean driving record
• Increasing comprehensive and collision deductibles could save up to $425 each year
• Drivers can save as much as $150 per year just by quoting early and online

Now that you have a better understanding of how an individual driver’s rates are determined, the next step is to shop with assurance for Chevrolet Trax insurance rates from multiple providers. You can even take advantage of our free quote tool below.

What are the safety ratings of the Chevrolet Trax?

It’s important to consider the safety ratings of the Chevrolet Trax to get a good idea of where you might qualify for policy discounts.

The ratings below show the breakdown of the crash test ratings for this model. The following results influence how much the 2019 Chevrolet Trax costs to insure.

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Acceptable
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good 
• Head restraints and seats: Good

For a frame of reference, the “Good” rating administered by the IIHS is the highest rating possible while “Acceptable” is the next best score a vehicle can receive.

Chevrolet Trax Compared Against Other Vehicles in the Same Class

Classified as a small SUV, the Chevrolet Trax is lighter than some of the other SUVs on the road, which contributes to its overall safety rating. 

So long as the Insurance Institute for Highway Safety (IIHS) reflects that the Chevrolet Trax has favorable loss percentages for its class, you can still save on Chevy Trax insurance rates.

Take a look at the following small SUVs to see how their average insurance rates compare to the Chevrolet Trax.

• Ford Escape Insurance Rates
• Honda CR-V Insurance Rates
• Kia Sportage Insurance Rates

Now that we have gone into great detail about how insurance rates are calculated, is there anything you want to know more about? If not, be sure to use our free online tool to start comparing Chevrolet Trax insurance quotes from multiple providers today.