Chevrolet Trax Insurance Rates

When the time comes to start comparing Chevrolet Trax insurance rates, you may not know where to begin. The first thing you should know is that the average Chevy Trax insurance cost about $1,280 a year, which boils down to about $107 per month. 

This comprehensive guide will walk you through exactly how Chevrolet Trax rates are calculated so you can have a firm understanding of what to expect before you start shopping around. 

When you’re ready, you can start comparing Chevrolet Trax insurance quotes from multiple companies by taking advantage of our free online tool.

U.S. average insurance prices for a Chevrolet Trax are $1,230 every 12 months including full coverage. Comprehensive insurance costs an estimated $226 a year, collision costs $404, and liability coverage costs $442. Buying just liability costs as little as $496 a year, with insurance for high-risk drivers costing $2,668 or more. Teens pay the highest rates at $4,762 a year or more.

Average premium for full coverage: $1,230

Price estimates broken down by individual coverage:

Estimates include $500 physical damage deductibles, 30/60 bodily injury liability limits, and includes uninsured motorist and medical coverage. Estimates are averaged for all 50 U.S. states and Trax trim levels.

Price Range from Low to High

Geographic Price Range

Your location has a large influence on the price of auto insurance. More rural locations have more infrequent comprehensive and collision claims than cities with more traffic congestion.

The diagram below illustrates how location impacts insurance prices.

The ranges above highlight why it is important to compare rates for a targeted area and their own driving history, rather than using averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below breaks down estimated Chevrolet Trax insurance rates for other coverage scenarios.

• The cheapest rate after discounts is $718
• Drivers who choose higher $1,000 deductibles will pay approximately $1,088 every year
• The average price for the average middle-age driver who has $500 deductibles is $1,230
• Selecting low $100 deductibles for comprehensive and collision insurance costs an extra $278 each year
• High-risk insureds with serious driving violations could pay up to $2,668 or more
• The price to insure a teenage driver can cost as much as $4,762 a year

View Chart as Image

Insurance prices for a Chevrolet Trax are also quite variable based on deductibles and policy limits, your driving characteristics, and the model year and trim level.

Choosing higher comprehensive and collision insurance deductibles could save up to $420 a year, while buying higher liability limits will increase premiums. Changing from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $398 more each year. View Rates by Deductible or Liability Limit

Older drivers with no violations or accidents and higher deductibles may only pay around $1,200 per year on average for full coverage. Prices are much higher for teenage drivers, since even excellent drivers should be prepared to pay at least $4,700 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you are likely paying $1,500 to $2,000 additional each year, depending on your age. A high-risk auto insurance policy can cost around 42% to 136% more than the average policy. View High Risk Driver Rates

The state you live in makes a big difference in Chevrolet Trax insurance rates. A 40-year-old driver could pay as low as $940 a year in states like Vermont, New Hampshire, and Missouri, or have to pay at least $1,760 on average in Louisiana, New York, and Michigan.

View Chart as Image

Since prices can be so different, the best way to figure out which car insurance is cheapest is to get quotes and see how they stack up. Every company calculates prices differently, and prices may be quite different.

How to Shop for Low Cost Chevrolet Trax Insurance

Getting lower rates on auto insurance not only requires being a safe and courteous driver, but also having above-average credit, being claim-free, and maximizing policy discounts. Spend time shopping around at every other renewal by requesting rates from direct car insurance companies like Progressive, GEICO, and Esurance, and also from local insurance agencies.

Below is a review of the concepts that were touched on above.

• Drivers who have several accidents or serious violations may have to pay on average $1,440 more annually for auto insurance
• Teenage drivers are expensive to insure, possibly costing $397 a month if full coverage is included
• You may be able to save approximately $150 per year simply by quoting early and online
• Increasing physical damage deductibles could save as much as $425 each year
• You may be able to save approximately $150 per year simply by quoting early and online

Now that you have a better understanding of how an individual driver’s rates are determined, the next step is to shop with assurance for Chevrolet Trax insurance rates from multiple providers. You can even take advantage of our free quote tool below.

What are the safety ratings of the Chevrolet Trax?

It’s important to consider the safety ratings of the Chevrolet Trax to get a good idea of where you might qualify for policy discounts.

The ratings below show the breakdown of the crash test ratings for this model. The following results influence how much the 2019 Chevrolet Trax costs to insure.

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Acceptable
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good 
• Head restraints and seats: Good

For a frame of reference, the “Good” rating administered by the IIHS is the highest rating possible while “Acceptable” is the next best score a vehicle can receive.

Chevrolet Trax Compared Against Other Vehicles in the Same Class

Classified as a small SUV, the Chevrolet Trax is lighter than some of the other SUVs on the road, which contributes to its overall safety rating. 

So long as the Insurance Institute for Highway Safety (IIHS) reflects that the Chevrolet Trax has favorable loss percentages for its class, you can still save on Chevy Trax insurance rates.

Take a look at the following small SUVs to see how their average insurance rates compare to the Chevrolet Trax.

• Ford Escape Insurance Rates
• Honda CR-V Insurance Rates
• Kia Sportage Insurance Rates

Now that we have gone into great detail about how insurance rates are calculated, is there anything you want to know more about? If not, be sure to use our free online tool to start comparing Chevrolet Trax insurance quotes from multiple providers today.