Chevrolet Trax Insurance Rates

When the time comes to start comparing Chevrolet Trax insurance rates, you may not know where to begin. The first thing you should know is that the average Chevy Trax insurance cost about $1,280 a year, which boils down to about $107 per month. 

This comprehensive guide will walk you through exactly how Chevrolet Trax rates are calculated so you can have a firm understanding of what to expect before you start shopping around. 

When you’re ready, you can start comparing Chevrolet Trax insurance quotes from multiple companies by taking advantage of our free online tool.

The average auto insurance rates for a Chevrolet Trax are $1,230 annually including full coverage. Comprehensive insurance costs on average $226, collision costs $404, and liability coverage costs $442. A liability-only policy costs as little as $496 a year, with high-risk insurance costing $2,668 or more. 16-year-old drivers cost the most to insure at $4,762 a year or more.

Average premium for full coverage: $1,230

Policy rates by type of insurance:

Rate estimates include $500 physical damage insurance deductibles, bodily injury liability limits of 30/60, and includes uninsured/under-insured motorist coverage. Prices are averaged for all 50 U.S. states and for all Trax models.

Price Range Variability

Urban vs. Rural Price Range

Your location has a large influence on car insurance rates. Rural areas are shown to have fewer comprehensive and collision claims than congested cities.

The example below illustrates the effect of geographic area on car insurance rates.

The examples above highlight why everyone should compare rates based on a specific location and their own personal driving habits, rather than using rate averages.

Use the form below to get customized rates for your location.

More Rate Information

The chart below breaks down estimated Chevrolet Trax insurance rates for different risk profiles and scenarios.

• The best full coverage rate is $718
• Drivers who choose higher $1,000 deductibles will pay around $142 every year
• The estimated rate for a good driver age 40 with $500 deductibles is $1,230
• Buying pricier low deductibles for comprehensive and collision insurance costs an additional $278 each year
• High-risk insureds with multiple tickets or accidents could pay upwards of $2,668 or more
• Policy cost with full coverage for a teenage driver for full coverage may cost $4,762 a year

View Chart as Image

Car insurance rates for a Chevrolet Trax also range considerably based on the model year and trim level, your driving characteristics, and policy deductibles and limits.

A more mature driver with no driving violations and high physical damage deductibles may only pay around $1,200 per year on average, or $100 per month, for full coverage. Rates are highest for teenagers, where even without any violations or accidents they will be charged upwards of $4,700 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you are likely paying at a minimum $1,500 to $2,000 extra every year, depending on your age. Chevrolet Trax insurance for high-risk drivers can cost around 42% to 136% more than the average rate. View High Risk Driver Rates

Opting for high physical damage deductibles could save up to $420 a year, whereas buying more liability protection will cost you more. Changing from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $398 extra every 12 months. View Rates by Deductible or Liability Limit

Your home state makes a big difference in Chevrolet Trax insurance rates. A 40-year-old driver could pay as low as $940 a year in states like Missouri, New Hampshire, and Vermont, or at least $1,760 on average in Michigan, New York, and Louisiana.

View Chart as Image

Because rates have so much variability, the best way to figure out exactly what you will pay is to regularly compare rates and see how they stack up. Every company utilizes a different rate formula, so rate quotes will be varied between companies.

How to Buy the Best Chevrolet Trax Insurance

Finding cheaper rates on auto insurance not only requires being a low-risk driver, but also having a good credit score, paying for small claims out-of-pocket, and maximizing policy discounts. Take the time to compare rates every other policy renewal by requesting quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from several local insurance agents.

The items below are a brief recap of the ideas that were covered in the above illustrations.

• Teen drivers are expensive to insure, with premiums being up to $397 each month if comprehensive and collision insurance is included
• Drivers who tend to receive serious violations pay on average $1,440 more each year to insure their Trax
• Increasing comprehensive and collision deductibles could save up to $425 each year
• You may be able to save as much as $150 per year simply by quoting online well ahead of the renewal date

Now that you have a better understanding of how an individual driver’s rates are determined, the next step is to shop with assurance for Chevrolet Trax insurance rates from multiple providers. You can even take advantage of our free quote tool below.

What are the safety ratings of the Chevrolet Trax?

It’s important to consider the safety ratings of the Chevrolet Trax to get a good idea of where you might qualify for policy discounts.

The ratings below show the breakdown of the crash test ratings for this model. The following results influence how much the 2019 Chevrolet Trax costs to insure.

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Acceptable
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good 
• Head restraints and seats: Good

For a frame of reference, the “Good” rating administered by the IIHS is the highest rating possible while “Acceptable” is the next best score a vehicle can receive.

Chevrolet Trax Compared Against Other Vehicles in the Same Class

Classified as a small SUV, the Chevrolet Trax is lighter than some of the other SUVs on the road, which contributes to its overall safety rating. 

So long as the Insurance Institute for Highway Safety (IIHS) reflects that the Chevrolet Trax has favorable loss percentages for its class, you can still save on Chevy Trax insurance rates.

Take a look at the following small SUVs to see how their average insurance rates compare to the Chevrolet Trax.

• Ford Escape Insurance Rates
• Honda CR-V Insurance Rates
• Kia Sportage Insurance Rates

Now that we have gone into great detail about how insurance rates are calculated, is there anything you want to know more about? If not, be sure to use our free online tool to start comparing Chevrolet Trax insurance quotes from multiple providers today.