Chevrolet Trax Insurance Rates
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Michelle Robbins
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Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
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UPDATED: Jun 9, 2024
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When the time comes to start comparing Chevrolet Trax insurance rates, you may not know where to begin. The first thing you should know is that the average Chevy Trax insurance cost about $1,280 a year, which boils down to about $107 per month.
This comprehensive guide will walk you through exactly how Chevrolet Trax rates are calculated so you can have a firm understanding of what to expect before you start shopping around.
When you’re ready, you can start comparing Chevrolet Trax insurance quotes from multiple companies by taking advantage of our free online tool.
Estimated auto insurance rates for a Chevrolet Trax are $1,230 annually for full coverage insurance. Comprehensive insurance costs approximately $226, collision costs $404, and liability coverage is $442. Liability-only coverage costs around $496 a year, with high-risk coverage costing $2,668 or more. 16-year-old drivers pay the most at $4,762 a year or more.
Average premium for full coverage: $1,230
Premium estimates by type of coverage:
Full coverage includes $500 policy deductibles, 30/60 liability coverage, and includes medical and uninsured motorist coverage. Rates include averaging for all 50 states and for different Trax trim levels.
Insurance Price Range by Risk and Coverage
For the average 40-year-old driver, insurance rates for a Chevrolet Trax go from as cheap as $496 for just liability coverage to a much higher rate of $2,668 for a policy for a high-risk driver.
Insurance Price Range by Location
Choosing to live in a large city has a large influence on the price of auto insurance. Rural locations are statistically proven to have fewer physical damage claims than congested cities.
The price range example below illustrates the difference location can make on auto insurance prices.
These rate differences illustrate why anyone shopping for car insurance should compare rates quotes using their specific location and their own personal driving habits, rather than using rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Detailed Rate Analysis
The chart below illustrates estimated Chevrolet Trax insurance rates for additional coverage and risk scenarios.
- The best full coverage rate is $718
- Raising to $1,000 deductibles will save $142 each year
- The estimated rate for a 40-year-old good driver who chooses $500 deductibles is $1,230
- Buying more expensive low deductibles costs an additional $278 each year
- Unlucky drivers with multiple tickets or accidents could pay around $2,668 or more
- An auto insurance policy with full coverage for a teenage driver with full coverage can cost $4,762
Insurance prices for a Chevrolet Trax also have a wide range based on the model of your Trax, your risk profile, and physical damage deductibles and liability limits.
An older driver with a clean driving record and high physical damage deductibles may only pay around $1,200 every 12 months on average, or $100 per month, for full coverage. Prices are highest for drivers in their teens, where even without any violations or accidents they can expect to pay in the ballpark of $4,700 a year. View Rates by Age
If you have a few violations or you caused a few accidents, you are probably paying anywhere from $1,500 to $2,000 extra annually, depending on your age. High-risk driver insurance is expensive and can cost around 42% to 136% more than the average rate. View High Risk Driver Rates
Opting for high physical damage deductibles can reduce prices by up to $420 a year, while increasing your policy's liability limits will push prices upward. Switching from a 50/100 bodily injury limit to a 250/500 limit will cost up to $398 more per year. View Rates by Deductible or Liability Limit
Where you choose to live also has a big influence on Chevrolet Trax insurance rates. A middle-age driver might find prices as low as $810 a year in states like North Carolina, Wisconsin, and Vermont, or at least $1,660 on average in Florida, New York, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,112 | -$118 | -9.6% |
| Alaska | $946 | -$284 | -23.1% |
| Arizona | $1,024 | -$206 | -16.7% |
| Arkansas | $1,230 | -$0 | 0.0% |
| California | $1,402 | $172 | 14.0% |
| Colorado | $1,176 | -$54 | -4.4% |
| Connecticut | $1,264 | $34 | 2.8% |
| Delaware | $1,392 | $162 | 13.2% |
| Florida | $1,538 | $308 | 25.0% |
| Georgia | $1,136 | -$94 | -7.6% |
| Hawaii | $884 | -$346 | -28.1% |
| Idaho | $834 | -$396 | -32.2% |
| Illinois | $916 | -$314 | -25.5% |
| Indiana | $926 | -$304 | -24.7% |
| Iowa | $828 | -$402 | -32.7% |
| Kansas | $1,170 | -$60 | -4.9% |
| Kentucky | $1,678 | $448 | 36.4% |
| Louisiana | $1,822 | $592 | 48.1% |
| Maine | $760 | -$470 | -38.2% |
| Maryland | $1,016 | -$214 | -17.4% |
| Massachusetts | $984 | -$246 | -20.0% |
| Michigan | $2,138 | $908 | 73.8% |
| Minnesota | $1,030 | -$200 | -16.3% |
| Mississippi | $1,474 | $244 | 19.8% |
| Missouri | $1,090 | -$140 | -11.4% |
| Montana | $1,324 | $94 | 7.6% |
| Nebraska | $970 | -$260 | -21.1% |
| Nevada | $1,476 | $246 | 20.0% |
| New Hampshire | $886 | -$344 | -28.0% |
| New Jersey | $1,376 | $146 | 11.9% |
| New Mexico | $1,090 | -$140 | -11.4% |
| New York | $1,298 | $68 | 5.5% |
| North Carolina | $708 | -$522 | -42.4% |
| North Dakota | $1,008 | -$222 | -18.0% |
| Ohio | $850 | -$380 | -30.9% |
| Oklahoma | $1,264 | $34 | 2.8% |
| Oregon | $1,128 | -$102 | -8.3% |
| Pennsylvania | $1,176 | -$54 | -4.4% |
| Rhode Island | $1,642 | $412 | 33.5% |
| South Carolina | $1,114 | -$116 | -9.4% |
| South Dakota | $1,038 | -$192 | -15.6% |
| Tennessee | $1,080 | -$150 | -12.2% |
| Texas | $1,482 | $252 | 20.5% |
| Utah | $912 | -$318 | -25.9% |
| Vermont | $842 | -$388 | -31.5% |
| Virginia | $738 | -$492 | -40.0% |
| Washington | $952 | -$278 | -22.6% |
| West Virginia | $1,128 | -$102 | -8.3% |
| Wisconsin | $852 | -$378 | -30.7% |
| Wyoming | $1,098 | -$132 | -10.7% |
With such a large range in prices, the only way to figure out who has the best car insurance prices is to compare prices and see how they stack up. Every auto insurance company utilizes a different rate formula, so the prices will be substantially different between companies.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Chevrolet Trax | $256 | $448 | $398 | $1,260 |
| 2023 Chevrolet Trax | $248 | $436 | $416 | $1,258 |
| 2022 Chevrolet Trax | $240 | $418 | $430 | $1,246 |
| 2021 Chevrolet Trax | $226 | $404 | $442 | $1,230 |
| 2020 Chevrolet Trax | $218 | $374 | $452 | $1,202 |
| 2019 Chevrolet Trax | $208 | $352 | $456 | $1,174 |
| 2018 Chevrolet Trax | $200 | $316 | $460 | $1,134 |
| 2017 Chevrolet Trax | $188 | $292 | $460 | $1,098 |
| 2016 Chevrolet Trax | $180 | $272 | $464 | $1,074 |
| 2015 Chevrolet Trax | $176 | $254 | $474 | $1,062 |
Rates are averaged for all Chevrolet Trax models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy More Affordable Chevrolet Trax Insurance
Finding better rates on auto insurance consists of being safe and accident-free, having a good credit history, paying for small claims out-of-pocket, and maximizing policy discounts. Make time to compare rates every year by obtaining price quotes from direct insurance companies, and also from insurance agencies where you live.
Below you'll find a summary of the coverage data touched on in this article.
- It is possible to save around $150 per year simply by shopping early and online
- Increasing policy deductibles could save up to $425 each year
- Youthful drivers are expensive to insure, with premiums being up to $397 per month including comprehensive and collision insurance
- Drivers who have multiple accidents or major violations could be forced to pay on average $1,440 more per year than a low-risk driver
Now that you have a better understanding of how an individual driver’s rates are determined, the next step is to shop with assurance for Chevrolet Trax insurance rates from multiple providers. You can even take advantage of our free quote tool below.
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What are the safety ratings of the Chevrolet Trax?
It’s important to consider the safety ratings of the Chevrolet Trax to get a good idea of where you might qualify for policy discounts.
The ratings below show the breakdown of the crash test ratings for this model. The following results influence how much the 2019 Chevrolet Trax costs to insure.
- Small overlap front (driver-side): Good
- Small overlap front (passenger-side): Acceptable
- Moderate overlap front: Good
- Side: Good
- Roof strength: Good
- Head restraints and seats: Good
For a frame of reference, the “Good” rating administered by the IIHS is the highest rating possible while “Acceptable” is the next best score a vehicle can receive.
Chevrolet Trax Compared Against Other Vehicles in the Same Class
Classified as a small SUV, the Chevrolet Trax is lighter than some of the other SUVs on the road, which contributes to its overall safety rating.
So long as the Insurance Institute for Highway Safety (IIHS) reflects that the Chevrolet Trax has favorable loss percentages for its class, you can still save on Chevy Trax insurance rates.
Take a look at the following small SUVs to see how their average insurance rates compare to the Chevrolet Trax.
Now that we have gone into great detail about how insurance rates are calculated, is there anything you want to know more about? If not, be sure to use our free online tool to start comparing Chevrolet Trax insurance quotes from multiple providers today.
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,762 |
| 20 | $2,846 |
| 30 | $1,272 |
| 40 | $1,230 |
| 50 | $1,128 |
| 60 | $1,106 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,508 |
| $250 | $1,378 |
| $500 | $1,230 |
| $1,000 | $1,088 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,230 |
| 50/100 | $1,318 |
| 100/300 | $1,429 |
| 250/500 | $1,716 |
| 100 CSL | $1,363 |
| 300 CSL | $1,606 |
| 500 CSL | $1,783 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,760 |
| 20 | $4,536 |
| 30 | $2,712 |
| 40 | $2,668 |
| 50 | $2,550 |
| 60 | $2,528 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $64 |
| Multi-vehicle | $66 |
| Homeowner | $20 |
| 5-yr Accident Free | $86 |
| 5-yr Claim Free | $79 |
| Paid in Full/EFT | $52 |
| Advance Quote | $59 |
| Online Quote | $86 |
| Total Discounts | $512 |
Discounts are estimated and may not be available from every company or in every state.
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