Chevrolet Trax Insurance Rates

When the time comes to start comparing Chevrolet Trax insurance rates, you may not know where to begin. The first thing you should know is that the average Chevy Trax insurance cost about $1,280 a year, which boils down to about $107 per month. 

This comprehensive guide will walk you through exactly how Chevrolet Trax rates are calculated so you can have a firm understanding of what to expect before you start shopping around. 

When you’re ready, you can start comparing Chevrolet Trax insurance quotes from multiple companies by taking advantage of our free online tool.

Average insurance rates for a Chevrolet Trax are $1,230 a year for full coverage. Comprehensive insurance costs on average $226 a year, collision insurance costs $404, and liability coverage costs around $442. A policy with just liability insurance costs as low as $496 a year, and coverage for high-risk drivers costs $2,668 or more. Teenage drivers receive the highest rates at up to $4,762 a year.

Average premium for full coverage: $1,230

Rate estimates by individual coverage type:

Estimates include $500 physical damage deductibles, 30/60 liability limits, and includes medical/PIP and uninsured motorist coverage. Rates are averaged for all states and Trax trim levels.

Price Range by Coverage and Risk

Price Range by Location

Where you live has a large influence on car insurance rates. Rural areas tend to have a lower frequency of accident claims than densely populated cities. The diagram below illustrates the difference location can make on car insurance rates.

These examples show why it is important to compare prices based on a specific location and risk profile, rather than using average rates.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below shows average Chevrolet Trax insurance rates for different risk profiles and scenarios.

• The best discount rate is $718
• Using higher $1,000 deductibles will save around $1,088 a year
• The average rate for a 40-year-old driver with $500 deductibles is $1,230
• Using low $100 deductibles for physical damage coverage will cost an extra $278 each year
• Higher-risk drivers who are prone to accidents and violations could pay upwards of $2,668
• The cost for full coverage for a teenage driver may cost $4,762 or more

View Chart as Image

Insurance rates for a Chevrolet Trax can also vary considerably based on your driver profile, the trim level of your Trax, and policy deductibles and limits.

Older drivers with no violations or accidents and high deductibles may only pay around $1,200 a year for full coverage. Rates are much higher for teen drivers, where even good drivers should be prepared to pay upwards of $4,700 a year. View Rates by Age

Where you live has a huge impact on Chevrolet Trax insurance rates. A driver around age 40 might see rates as low as $810 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $1,760 on average in Michigan, Louisiana, and New York.

View Chart as Image

Using high physical damage deductibles could cut rates by as much as $420 a year, while buying higher liability limits will cost you more. Going from a 50/100 limit to a 250/500 limit will cost as much as $398 more each year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you could be paying at a minimum $1,500 to $2,000 additional per year, depending on your age. A high-risk auto insurance policy can be around 42% to 136% more than a normal policy. View High Risk Driver Rates

How to Find Low Cost Chevrolet Trax Insurance

Saving money on auto insurance requires being a safe and courteous driver, having a good credit history, eliminating unneeded coverage, and dropping full coverage on older vehicles. Make time to compare rates at every policy renewal by getting rate quotes from direct carriers like GEICO and Progressive, and also from your local insurance agents.

Below is a review of the data touched on in this article.

• Consumers who require higher levels of liability will pay an extra $490 each year to increase from a minimum limit to 250/500 limits
• Drivers can save as much as $150 per year just by quoting early and online
• Increasing deductibles can save around $425 each year
• Teenage drivers pay higher rates, costing as high as $397 per month including comprehensive and collision insurance

Now that you have a better understanding of how an individual driver’s rates are determined, the next step is to shop with assurance for Chevrolet Trax insurance rates from multiple providers. You can even take advantage of our free quote tool below.

What are the safety ratings of the Chevrolet Trax?

It’s important to consider the safety ratings of the Chevrolet Trax to get a good idea of where you might qualify for policy discounts.

The ratings below show the breakdown of the crash test ratings for this model. The following results influence how much the 2019 Chevrolet Trax costs to insure.

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Acceptable
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good 
• Head restraints and seats: Good

For a frame of reference, the “Good” rating administered by the IIHS is the highest rating possible while “Acceptable” is the next best score a vehicle can receive.

Chevrolet Trax Compared Against Other Vehicles in the Same Class

Classified as a small SUV, the Chevrolet Trax is lighter than some of the other SUVs on the road, which contributes to its overall safety rating. 

So long as the Insurance Institute for Highway Safety (IIHS) reflects that the Chevrolet Trax has favorable loss percentages for its class, you can still save on Chevy Trax insurance rates.

Take a look at the following small SUVs to see how their average insurance rates compare to the Chevrolet Trax.

• Ford Escape Insurance Rates
• Honda CR-V Insurance Rates
• Kia Sportage Insurance Rates

Now that we have gone into great detail about how insurance rates are calculated, is there anything you want to know more about? If not, be sure to use our free online tool to start comparing Chevrolet Trax insurance quotes from multiple providers today.