Chevrolet Trax Insurance Rates

When the time comes to start comparing Chevrolet Trax insurance rates, you may not know where to begin. The first thing you should know is that the average Chevy Trax insurance cost about $1,280 a year, which boils down to about $107 per month. 

This comprehensive guide will walk you through exactly how Chevrolet Trax rates are calculated so you can have a firm understanding of what to expect before you start shopping around. 

When you’re ready, you can start comparing Chevrolet Trax insurance quotes from multiple companies by taking advantage of our free online tool.

Average insurance rates for a Chevrolet Trax are $1,230 a year for full coverage. Comprehensive costs approximately $226 a year, collision costs $404, and liability is estimated at $442. A policy with just liability insurance costs approximately $496 a year, with coverage for high-risk drivers costing around $2,668. Teens receive the highest rates at $4,762 a year or more.

Average premium for full coverage: $1,230

Rate estimates by individual coverage type:

Rates are based on $500 comprehensive and collision deductibles, minimum liability limits, and includes medical/PIP and uninsured motorist coverage. Rates are averaged for all states and Trax trim levels.

Price Range by Coverage and Risk

Price Range by Location

Living in a larger city can have significant affects on car insurance rates. Rural locations tend to have a lower frequency of accident claims than cities with more traffic congestion.

The diagram below illustrates the effect of geographic area on auto insurance prices.

These examples show why it is important to get quotes using their specific location and risk profile, instead of using averaged prices.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below shows estimated Chevrolet Trax insurance rates for additional coverage and risk scenarios.

• The cheapest rate after discounts is $718
• Choosing higher $1,000 deductibles can save $1,088 a year
• The average rate for a 40-year-old driver who chooses $500 deductibles is $1,230
• Selecting low $100 deductibles for comp and collision coverage will increase the cost to $1,508
• Unlucky drivers with serious driving violations could pay around $2,668 or more
• The cost for full coverage for a teen driver can cost $4,762 each year

View Chart as Image

Insurance rates for a Chevrolet Trax can also vary considerably based on your driver profile, the trim level of your Trax, and physical damage deductibles and liability limits.

Older drivers with no violations or accidents and high deductibles may pay as little as $1,200 annually on average for full coverage. Rates are much higher for teen drivers, where even good drivers should be prepared to pay in the ballpark of $4,700 a year. View Rates by Age

Where you live plays a big part in determining prices for Chevrolet Trax insurance prices. A good driver about age 40 could pay as low as $810 a year in states like Iowa, Maine, and Idaho, or have to pay at least $1,760 on average in New York, Louisiana, and Michigan.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles can save as much as $420 every year, while buying higher liability limits will push rates upward. Going from a 50/100 limit to a 250/500 limit will cost as much as $398 more each year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you could be paying anywhere from $1,500 to $2,000 additional per year, depending on your age. A high-risk auto insurance policy ranges as much as 42% to 136% more than the average policy. View High Risk Driver Rates

With so much variability in rates, the only way to know who has the cheapest car insurance rates is to get quotes and see which company has the best rate. Each auto insurer calculates rates differently, and rates can be significantly different from one company to the next.

How to Find the Best Cheap Chevrolet Trax Insurance

Saving money on car insurance takes having a decent driving record, having a good credit history, eliminating unneeded coverage, and qualifying for all possible discounts. Take the time to compare rates every couple of years by getting quotes from direct carriers like GEICO and Progressive, and also from local exclusive and independent agents.

The following items are a quick review of the material that was covered in the above illustrations.

• Policyholders who purchase additional liability coverage will pay approximately $490 each year to raise limits from a minimum limit to 250/500 limits
• 16 to 18-year-old drivers are the costliest to insure, costing as high as $397 per month including comprehensive and collision insurance
• Higher risk drivers with a DUI or reckless driving violation may pay on average $1,440 more per year than a driver with a clean driving record
• Increasing deductibles can save around $425 each year

Now that you have a better understanding of how an individual driver’s rates are determined, the next step is to shop with assurance for Chevrolet Trax insurance rates from multiple providers. You can even take advantage of our free quote tool below.

What are the safety ratings of the Chevrolet Trax?

It’s important to consider the safety ratings of the Chevrolet Trax to get a good idea of where you might qualify for policy discounts.

The ratings below show the breakdown of the crash test ratings for this model. The following results influence how much the 2019 Chevrolet Trax costs to insure.

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Acceptable
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good 
• Head restraints and seats: Good

For a frame of reference, the “Good” rating administered by the IIHS is the highest rating possible while “Acceptable” is the next best score a vehicle can receive.

Chevrolet Trax Compared Against Other Vehicles in the Same Class

Classified as a small SUV, the Chevrolet Trax is lighter than some of the other SUVs on the road, which contributes to its overall safety rating. 

So long as the Insurance Institute for Highway Safety (IIHS) reflects that the Chevrolet Trax has favorable loss percentages for its class, you can still save on Chevy Trax insurance rates.

Take a look at the following small SUVs to see how their average insurance rates compare to the Chevrolet Trax.

• Ford Escape Insurance Rates
• Honda CR-V Insurance Rates
• Kia Sportage Insurance Rates

Now that we have gone into great detail about how insurance rates are calculated, is there anything you want to know more about? If not, be sure to use our free online tool to start comparing Chevrolet Trax insurance quotes from multiple providers today.