Chevrolet Trax Insurance Rates

When the time comes to start comparing Chevrolet Trax insurance rates, you may not know where to begin. The first thing you should know is that the average Chevy Trax insurance cost about $1,280 a year, which boils down to about $107 per month. 

This comprehensive guide will walk you through exactly how Chevrolet Trax rates are calculated so you can have a firm understanding of what to expect before you start shopping around. 

When you’re ready, you can start comparing Chevrolet Trax insurance quotes from multiple companies by taking advantage of our free online tool.

Average insurance prices for a Chevrolet Trax are $1,230 every 12 months with full coverage. Comprehensive costs an estimated $226 each year, collision costs $404, and liability is $442. A policy with just liability insurance costs around $496 a year, with coverage for high-risk drivers costing around $2,668. 16-year-old drivers receive the highest rates at $4,762 a year or more.

Average premium for full coverage: $1,230

Rate estimates broken down by individual coverage type:

These estimates include $500 deductible amounts, 30/60 liability limits, and includes UM/UIM and medical coverage. Rates are averaged for all U.S. states and Trax models.

Price Range by Coverage and Risk

Price Range by Location

Choosing to live in a large city can make a big difference on car insurance rates. More rural locations tend to have more infrequent collision claims than congested cities.

The graphic below illustrates the difference between rural and urban areas on insurance prices.

These examples demonstrate why all drivers should compare rates quotes for a targeted area and their own driving history, instead of making a decision based on rate averages.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below details estimated Chevrolet Trax insurance rates for other coverage scenarios.

• The best full coverage rate is $718
• Raising to $1,000 deductibles will save approximately $142 annually
• The average price for a 40-year-old driver who has $500 deductibles is $1,230
• Buying low deductibles increases the price to $1,508
• Drivers with multiple tickets or accidents could pay up to $2,668 or more
• The cost to insure a 16-year-old driver can cost as much as $4,762

View Chart as Image

Insurance rates for a Chevrolet Trax can also vary considerably based on policy deductibles and limits, your driving record, and the model year and trim level.

Opting for high physical damage deductibles can reduce rates by up to $420 annually, whereas increasing liability limits will increase premiums. Moving from a 50/100 liability limit to a 250/500 limit will cost as much as $398 more each year. View Rates by Deductible or Liability Limit

More mature drivers with no violations or accidents and higher deductibles may pay as low as $1,200 every 12 months on average for full coverage. Rates are highest for teen drivers, since even excellent drivers should be prepared to pay at least $4,700 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you may be forking out $1,500 to $2,000 additional per year, depending on your age. Insurance for high-risk drivers is expensive and can cost from 42% to 136% more than the average rate. View High Risk Driver Rates

Where you live also has a big influence on Chevrolet Trax insurance prices. A middle-age driver might find rates as low as $890 a year in states like Utah, Ohio, and New Hampshire, or at least $1,660 on average in New York, Michigan, and Florida.

View Chart as Image

With so much variability in rates, the best way to find out which company is cheapest is to do a rate comparison from multiple companies. Every auto insurance company utilizes a different rate formula, and rates can be significantly different.

How to Shop for Cheap Chevrolet Trax Insurance

Saving money on insurance for a Chevrolet Trax consists of having a good driving record, having above-average credit, eliminating unnecessary coverage, and maximizing policy discounts. Set aside time to compare rates at every policy renewal by getting quotes from direct companies like GEICO, Progressive, and Esurance, and also from your local independent and exclusive agents.

The next list is a brief summary of the data covered above.

• Insureds who want increased levels of liability coverage will pay around $490 every year to raise from a minimum limit to a 250/500 level
• You may be able to save approximately $150 per year simply by quoting online in advance
• Increasing deductibles could save as much as $425 each year
• Drivers age 20 and younger are expensive to insure, with premiums as much as $397 per month if full coverage is included

Now that you have a better understanding of how an individual driver’s rates are determined, the next step is to shop with assurance for Chevrolet Trax insurance rates from multiple providers. You can even take advantage of our free quote tool below.

What are the safety ratings of the Chevrolet Trax?

It’s important to consider the safety ratings of the Chevrolet Trax to get a good idea of where you might qualify for policy discounts.

The ratings below show the breakdown of the crash test ratings for this model. The following results influence how much the 2019 Chevrolet Trax costs to insure.

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Acceptable
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good 
• Head restraints and seats: Good

For a frame of reference, the “Good” rating administered by the IIHS is the highest rating possible while “Acceptable” is the next best score a vehicle can receive.

Chevrolet Trax Compared Against Other Vehicles in the Same Class

Classified as a small SUV, the Chevrolet Trax is lighter than some of the other SUVs on the road, which contributes to its overall safety rating. 

So long as the Insurance Institute for Highway Safety (IIHS) reflects that the Chevrolet Trax has favorable loss percentages for its class, you can still save on Chevy Trax insurance rates.

Take a look at the following small SUVs to see how their average insurance rates compare to the Chevrolet Trax.

• Ford Escape Insurance Rates
• Honda CR-V Insurance Rates
• Kia Sportage Insurance Rates

Now that we have gone into great detail about how insurance rates are calculated, is there anything you want to know more about? If not, be sure to use our free online tool to start comparing Chevrolet Trax insurance quotes from multiple providers today.