Chevrolet Trax Insurance Rates

When the time comes to start comparing Chevrolet Trax insurance rates, you may not know where to begin. The first thing you should know is that the average Chevy Trax insurance cost about $1,280 a year, which boils down to about $107 per month. 

This comprehensive guide will walk you through exactly how Chevrolet Trax rates are calculated so you can have a firm understanding of what to expect before you start shopping around. 

When you’re ready, you can start comparing Chevrolet Trax insurance quotes from multiple companies by taking advantage of our free online tool.

The average insurance prices for a Chevrolet Trax are $1,246 every 12 months for full coverage insurance. Comprehensive insurance costs an estimated $240, collision insurance costs $418, and liability insurance is estimated at $430. Buying just liability costs approximately $486 a year, and insurance for high-risk drivers costs $2,692 or more. Teen drivers cost the most to insure at up to $4,776 a year.

Average premium for full coverage: $1,246

Policy rates broken down by type of insurance:

Price estimates include $500 deductibles, liability limits of 30/60, and includes UM/UIM and medical coverage. Prices are averaged for all 50 states and for all Trax models.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city has a significant impact on the price of insurance. More rural locations are shown to have more infrequent physical damage claims than larger metro areas. The example below illustrates the effect of geographic area on insurance prices.

The examples above illustrate why everyone should get quotes for a targeted area and their own driving history, rather than relying on price averages.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below illustrates average Chevrolet Trax insurance rates for other coverage scenarios.

• The lowest rate with discounts is $728
• Choosing higher $1,000 deductibles can save approximately $150 each year
• The average price for a good driver age 40 who has $500 deductibles is $1,246
• Choosing pricier low deductibles for comp and collision coverage costs an extra $290 a year
• High-risk insureds with multiple violations and an at-fault accident could pay up to $2,692
• Policy cost to insure a teen driver for full coverage can cost as much as $4,776 each year

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Insurance rates for a Chevrolet Trax also range considerably based on liability limits and deductibles, your risk profile, and the model year and trim level.

Choosing high deductibles can save as much as $440 each year, whereas buying more liability protection will increase premiums. Switching from a 50/100 liability limit to a 250/500 limit will raise rates by up to $387 more per year. View Rates by Deductible or Liability Limit

A more mature driver with a clean driving record and higher deductibles could pay as little as $1,200 annually on average, or $100 per month, for full coverage. Rates are highest for teenagers, since even excellent drivers can expect to pay at least $4,700 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you are probably paying $1,500 to $2,100 extra every year, depending on your age. Chevrolet Trax insurance for high-risk drivers ranges anywhere from 44% to 134% more than average. View High Risk Driver Rates

Your home state plays a big part in determining prices for Chevrolet Trax insurance rates. A good driver about age 40 could pay as low as $820 a year in states like North Carolina, Wisconsin, and Vermont, or as much as $1,680 on average in Florida, New York, and Michigan.

View Chart as Image

How to Shop for Cheaper Chevrolet Trax Insurance

Finding cheaper rates on Chevrolet Trax insurance takes not taking risks behind the wheel, having good credit, being claim-free, and deciding if full coverage is necessary. Take the time to compare rates once a year by obtaining price quotes from direct insurance companies, and also from insurance agencies where you live.

The following is a condensed summary of the data that was covered in the above illustrations.

• It is possible to save approximately $150 per year just by quoting online well ahead of the renewal date
• Drivers who want higher liability limits will pay about $470 annually to raise limits from a 30/60 limit to a 250/500 level
• Teens are charged the highest rates, possibly costing $398 each month if they have full coverage
• High-risk drivers with multiple at-fault accidents could be forced to pay on average $1,450 more annually for Trax insurance

Now that you have a better understanding of how an individual driver’s rates are determined, the next step is to shop with assurance for Chevrolet Trax insurance rates from multiple providers. You can even take advantage of our free quote tool below.

What are the safety ratings of the Chevrolet Trax?

It’s important to consider the safety ratings of the Chevrolet Trax to get a good idea of where you might qualify for policy discounts.

The ratings below show the breakdown of the crash test ratings for this model. The following results influence how much the 2019 Chevrolet Trax costs to insure.

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Acceptable
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good 
• Head restraints and seats: Good

For a frame of reference, the “Good” rating administered by the IIHS is the highest rating possible while “Acceptable” is the next best score a vehicle can receive.

Chevrolet Trax Compared Against Other Vehicles in the Same Class

Classified as a small SUV, the Chevrolet Trax is lighter than some of the other SUVs on the road, which contributes to its overall safety rating. 

So long as the Insurance Institute for Highway Safety (IIHS) reflects that the Chevrolet Trax has favorable loss percentages for its class, you can still save on Chevy Trax insurance rates.

Take a look at the following small SUVs to see how their average insurance rates compare to the Chevrolet Trax.

• Ford Escape Insurance Rates
• Honda CR-V Insurance Rates
• Kia Sportage Insurance Rates

Now that we have gone into great detail about how insurance rates are calculated, is there anything you want to know more about? If not, be sure to use our free online tool to start comparing Chevrolet Trax insurance quotes from multiple providers today.