Chevrolet Trax Insurance Rates

When the time comes to start comparing Chevrolet Trax insurance rates, you may not know where to begin. The first thing you should know is that the average Chevy Trax insurance cost about $1,280 a year, which boils down to about $107 per month. 

This comprehensive guide will walk you through exactly how Chevrolet Trax rates are calculated so you can have a firm understanding of what to expect before you start shopping around. 

When you’re ready, you can start comparing Chevrolet Trax insurance quotes from multiple companies by taking advantage of our free online tool.

U.S. average insurance rates for a Chevrolet Trax are $1,230 a year with full coverage. Comprehensive insurance costs on average $226, collision costs $404, and liability costs $442. A policy with just liability insurance costs as little as $496 a year, with coverage for high-risk drivers costing $2,668 or more. Teen drivers pay the highest rates at $4,762 a year or more.

Average premium for full coverage: $1,230

Price estimates by individual coverage:

Full coverage includes $500 comprehensive and collision deductibles, minimum liability limits, and includes medical/PIP and uninsured motorist coverage. Estimates are averaged for all U.S. states and for different Trax trim levels.

Price Range from Low to High

Geographic Price Range

Your location can have significant affects on auto insurance rates. Rural areas have a lower frequency of collision claims than larger metro areas.

The price range example below illustrates how rural and urban location affects car insurance rates.

The ranges above demonstrate why anyone shopping for car insurance should compare rates based on a specific location and risk profile, instead of using price averages.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below details estimated Chevrolet Trax insurance rates for different risk profiles and scenarios.

• The lowest rate with discounts is $718
• Drivers who choose higher $1,000 deductibles will pay around $142 annually
• The average rate for the average middle-age driver with $500 deductibles is $1,230
• Choosing more expensive low deductibles for comprehensive and collision insurance will cost an extra $278 every year
• Higher-risk drivers with multiple violations and an at-fault accident could pay upwards of $2,668 or more
• The price for full coverage for a teen driver with full coverage may cost $4,762 a year

View Chart as Image

Insurance prices for a Chevrolet Trax are also quite variable based on your driving record, the trim level and model year, and policy deductibles and limits.

An older driver with a clean driving record and high deductibles may pay as little as $1,200 per year on average for full coverage. Prices are highest for teenage drivers, where even good drivers can expect to pay upwards of $4,700 a year. View Rates by Age

The state you live in makes a big difference in Chevrolet Trax insurance prices. A 40-year-old driver could pay as low as $890 a year in states like New Hampshire, Ohio, and Utah, or as much as $1,660 on average in Florida, Michigan, and New York.

View Chart as Image

Choosing high deductibles could save up to $420 every year, while increasing your policy's liability limits will cost you more. Moving from a 50/100 limit to a 250/500 limit will increase prices by as much as $398 more per year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you may be forking out at a minimum $1,500 to $2,000 extra each year, depending on your age. High-risk driver insurance can cost as much as 42% to 136% more than average. View High Risk Driver Rates

Since prices can be so different, the best way to find out exactly what you will pay is to compare prices and see which company has the best price. Every company uses a different rate calculation, so the prices may be quite different from one company to the next.

How to Find More Affordable Chevrolet Trax Insurance

Getting lower rates on car insurance not only requires having a decent driving record, but also maintaining good credit, avoid buying unnecessary coverage, and bundling your home and auto policies. Set aside time to shop around every couple of years by quoting rates from direct companies like Progressive and GEICO, and also from local insurance agents.

The following items are a summary of the material that was raised in the charts and tables above.

• Policyholders who require additional liability coverage will pay about $490 every year to go from a low limit to 250/500 limits
• 16 to 18-year-old drivers pay the highest prices, costing up to $397 a month for full coverage
• Higher risk drivers who have multiple accidents or major violations may be required to pay an average of $1,440 more each year than a driver with a clean driving record
• Increasing physical damage deductibles can save around $425 each year

Now that you have a better understanding of how an individual driver’s rates are determined, the next step is to shop with assurance for Chevrolet Trax insurance rates from multiple providers. You can even take advantage of our free quote tool below.

What are the safety ratings of the Chevrolet Trax?

It’s important to consider the safety ratings of the Chevrolet Trax to get a good idea of where you might qualify for policy discounts.

The ratings below show the breakdown of the crash test ratings for this model. The following results influence how much the 2019 Chevrolet Trax costs to insure.

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Acceptable
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good 
• Head restraints and seats: Good

For a frame of reference, the “Good” rating administered by the IIHS is the highest rating possible while “Acceptable” is the next best score a vehicle can receive.

Chevrolet Trax Compared Against Other Vehicles in the Same Class

Classified as a small SUV, the Chevrolet Trax is lighter than some of the other SUVs on the road, which contributes to its overall safety rating. 

So long as the Insurance Institute for Highway Safety (IIHS) reflects that the Chevrolet Trax has favorable loss percentages for its class, you can still save on Chevy Trax insurance rates.

Take a look at the following small SUVs to see how their average insurance rates compare to the Chevrolet Trax.

• Ford Escape Insurance Rates
• Honda CR-V Insurance Rates
• Kia Sportage Insurance Rates

Now that we have gone into great detail about how insurance rates are calculated, is there anything you want to know more about? If not, be sure to use our free online tool to start comparing Chevrolet Trax insurance quotes from multiple providers today.