Chevrolet Trax Insurance Rates

When the time comes to start comparing Chevrolet Trax insurance rates, you may not know where to begin. The first thing you should know is that the average Chevy Trax insurance cost about $1,280 a year, which boils down to about $107 per month. 

This comprehensive guide will walk you through exactly how Chevrolet Trax rates are calculated so you can have a firm understanding of what to expect before you start shopping around. 

When you’re ready, you can start comparing Chevrolet Trax insurance quotes from multiple companies by taking advantage of our free online tool.

Average auto insurance rates for a Chevrolet Trax are $1,230 annually for full coverage insurance. Comprehensive costs approximately $226 a year, collision insurance costs $404, and liability insurance is estimated at $442. Liability-only coverage costs approximately $496 a year, and high-risk coverage costs around $2,668. Teen drivers receive the highest rates at up to $4,762 a year.

Average premium for full coverage: $1,230

Rate estimates by individual coverage type:

Prices are based on $500 policy deductibles, liability coverage up to 30/60, and includes uninsured motorist and medical coverage. Rates are averaged for all 50 states and Trax trim levels.

Price Range by Coverage and Risk

Price Range by Location

Living in a larger city has a significant impact on the price of auto insurance. Rural locations tend to have fewer physical damage claims than larger metro areas. The diagram below illustrates how geographic area affects auto insurance prices.

These examples illustrate why it is important to get quotes using their specific location and their own personal driving habits, rather than relying on price averages.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below illustrates average Chevrolet Trax insurance rates for additional coverage and risk scenarios.

• The lowest rate with discounts is $718
• Choosing higher $1,000 deductibles can save $1,088 each year
• The estimated rate for a 40-year-old driver who chooses $500 deductibles is $1,230
• Choosing low $100 deductibles for comp and collision coverage will cost $1,508
• High-risk insureds with multiple violations and an at-fault accident could pay around $2,668
• The cost with full coverage for a teen driver can cost $4,762 each year

View Chart as Image

Car insurance rates for a Chevrolet Trax can also vary considerably based on the trim level of your Trax, your risk profile, and physical damage deductibles and liability limits.

Older drivers with no driving violations and high physical damage deductibles could pay as little as $1,200 annually on average for full coverage. Rates are highest for teen drivers, where even without any violations or accidents they will be charged in the ballpark of $4,700 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you are probably paying anywhere from $1,500 to $2,000 extra per year, depending on your age. A high-risk auto insurance policy ranges anywhere from 42% to 136% more than average. View High Risk Driver Rates

Choosing high deductibles can save as much as $420 each year, while buying higher liability limits will push rates upward. Switching from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $398 extra every 12 months. View Rates by Deductible or Liability Limit

Where you live plays a big part in determining prices for Chevrolet Trax insurance rates. A good driver about age 40 could pay as low as $810 a year in states like North Carolina, Wisconsin, and Vermont, or as much as $1,660 on average in Florida, New York, and Michigan.

View Chart as Image

How to Buy Affordable Chevrolet Trax Insurance

Saving money on Chevrolet Trax insurance takes being safe and accident-free, having a good credit score, avoid buying unnecessary coverage, and attention to physical damage deductibles. Invest the time to compare rates every time your policy renews by requesting quotes from direct insurance companies like Progressive and GEICO, and also from insurance agencies where you live.

Below you'll find a brief review of the information presented in the illustrations above.

• It is possible to save around $150 per year just by quoting early and online
• Youthful drivers pay the highest auto insurance rates, costing up to $397 per month if comprehensive and collision insurance is included
• Increasing deductibles could save up to $425 each year
• High-risk drivers with DUI or reckless driving convictions could be forced to pay on average $1,440 more per year than a low-risk driver
• Drivers who purchase more liability protection will pay about $490 annually to raise limits from a minimum limit to higher 250/500 limits

Now that you have a better understanding of how an individual driver’s rates are determined, the next step is to shop with assurance for Chevrolet Trax insurance rates from multiple providers. You can even take advantage of our free quote tool below.

What are the safety ratings of the Chevrolet Trax?

It’s important to consider the safety ratings of the Chevrolet Trax to get a good idea of where you might qualify for policy discounts.

The ratings below show the breakdown of the crash test ratings for this model. The following results influence how much the 2019 Chevrolet Trax costs to insure.

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Acceptable
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good 
• Head restraints and seats: Good

For a frame of reference, the “Good” rating administered by the IIHS is the highest rating possible while “Acceptable” is the next best score a vehicle can receive.

Chevrolet Trax Compared Against Other Vehicles in the Same Class

Classified as a small SUV, the Chevrolet Trax is lighter than some of the other SUVs on the road, which contributes to its overall safety rating. 

So long as the Insurance Institute for Highway Safety (IIHS) reflects that the Chevrolet Trax has favorable loss percentages for its class, you can still save on Chevy Trax insurance rates.

Take a look at the following small SUVs to see how their average insurance rates compare to the Chevrolet Trax.

• Ford Escape Insurance Rates
• Honda CR-V Insurance Rates
• Kia Sportage Insurance Rates

Now that we have gone into great detail about how insurance rates are calculated, is there anything you want to know more about? If not, be sure to use our free online tool to start comparing Chevrolet Trax insurance quotes from multiple providers today.