Dodge Spirit Insurance Rates
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Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
UPDATED: May 27, 2023
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Shopping for auto insurance by getting online quotes can be fast and easy and there is a good chance you might just save a little. The most important part is to compare rates from all providers so you can compare the best prices.
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Auto insurance rates paid to insure a Dodge Spirit will vary greatly depending on several factors. Some of these factors include:
- A clean driving record keeps rates low
- Your credit history
- Men typically pay more than women
- Higher deductibles save money
- Safety rating of your Spirit
- Claims drive up premiums
- Having continuous coverage saves you money
- Whether you own your home
A final factor that will help determine Dodge Spirit insurance rates is the model year. Older cars and trucks cost less in comparison to older models so the costs to repair may result in lower rates. Although more recent Spirit vehicles may have a trim level with safety features included like pedestrian detection, dual-stage airbags, a rollover prevention system, and automatic crash notification so those may provide discounts that lower premiums.
Liability - damage that occurs to things like legal defense fees, bail bonds, and repair bills for other people's vehicles. .
Collision insurance - another car or object. . , . .
Comprehensive coverage (or Other than Collision) - OTHER than collision with another vehicle or object. . you'll receive from a claim , .
Uninsured and underinsured coverage - Your UM/UIM coverage . , . .
Medical costs insurance - short-term medical expenses nursing services, prosthetic devices, and dental work. . .
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