Dodge Spirit Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

Michelle Robbins

Licensed Insurance Agent

Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...

Licensed Insurance Agent

UPDATED: May 27, 2023

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Buying auto insurance from online companies can be fast and easy and there is a good chance you will probably save money. The most important part is to get rates from all providers so you can get all your choices.

If you're new to shopping for auto insurance online, you can be overwhelmed by the hoards of online companies competing for your business. Finding cheaper coverage prices is actually quite simple. The only requirement is to take the time comparing rates provided by online insurance companies. This can be accomplished by completing this short form.

Insurance rates paid to insure a Dodge Spirit can fluctuate considerably depending on several factors. Some of these factors include:

  • A clean driving record keeps rates low
  • Credit rating impacts rates
  • Male drivers pay higher rates
  • Low deductibles cost more
  • Safety rating of your Spirit
  • No claims lowers premiums
  • Maintaining coverage lowers rates
  • Whether you own your home

One last important factor that helps determine the rate you pay on your Dodge Spirit is the year of manufacture. Older models cost less so the costs to repair may result in lower rates. But new Spirit models may have options including an advanced theft deterrent system, all-wheel drive, and traction control which may give discounted rates.

Liability coverage

damage that occurs to things like legal defense fees, bail bonds, and repair bills for other people's vehicles. .

Collision coverage

another car or object. . , . .

Comprehensive protection

OTHER than collision with another vehicle or object. . you'll receive from a claim , .

Uninsured or underinsured coverage

Your UM/UIM coverage . , . .

Medical payments coverage and PIP

short-term medical expenses nursing services, prosthetic devices, and dental work. . .

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