Ford F-350 Insurance Rates

Comparing auto insurance from online companies is simple to do and there is a good chance you might just save a little. The critical component is to take the time to get rates from all providers so you can get all possible prices.

Using the web to shop for auto insurance direct can be a challenge if you have never used online quotes. But relax because comparing prices is actually very simple. Finding cheaper coverage prices is actually quite simple. All you need to do is take the time to get quotes online with multiple companies. This can be done by completing this short form.

Auto insurance rates paid to insure a Ford F-350 can vary widely subject to many criteria. Some of these factors include:

• Traffic citations increase rates
• Credit rating
• Male rates may be higher
• Low deductibles cost more
• Safety rating of your F-350
• Claims drive up premiums
• Having current coverage saves
• Whether you own your home

A final factor that can impact Ford F-350 insurance cost is the model year. New vehicles have a higher value in comparison to later models so the payout to repair can inflate annual premiums. On the flip side, newer vehicles may have a trim level with safety features like forward-collision avoidance, a collision avoidance system, dual-stage airbags, and all-wheel drive which can give discounted rates.

For you to have a better understanding of how rates are influenced for your specific model year, select the year of your vehicle below.

• 1997 Ford F-350
• 1996 Ford F-350
• 1995 Ford F-350
• 1994 Ford F-350
• 1993 Ford F-350
• 1992 Ford F-350
• 1991 Ford F-350
• 1990 Ford F-350

Liability coverage

Ford F-350 liability coverage can cover damage that occurs to a person or their property. Liability coverage pays for things like legal defense fees, bail bonds, and repair bills for other people's vehicles. This coverage is usually fairly inexpensive so consider buying higher limits if possible.

Collision protection

This coverage covers damage to your F-350 from colliding with another car or object. You will need to pay your deductible and the rest of the damage will be paid by collision coverage. This coverage can be expensive, so consider removing coverage from vehicles that are older. It's also possible to bump up the deductible to get cheaper Ford F-350 insurance cost.

Comprehensive coverage

This pays to fix your vehicle from damage OTHER than collision with another vehicle or object. You need to pay your deductible first and the remainder of the damage will be paid by your Ford F-350 comprehensive insurance. The maximum payout you'll receive from a claim is the market value of your vehicle, so if the vehicle's value is low it's probably time to drop comprehensive insurance.

Uninsured or underinsured coverage

Your UM/UIM coverage protects you and your vehicle when other motorists either are underinsured or have no liability coverage at all. Because many people have only the minimum liability required by law, it doesn't take a major accident to exceed their coverage limits. That's why carrying high Uninsured/Underinsured Motorist coverage is a good idea.

Medical payments coverage and PIP

Coverage for medical payments and/or PIP reimburse you for short-term medical expenses (i.e. nursing services, prosthetic devices, and dental work). They are used to cover expenses not covered by your health insurance policy or if you lack health insurance entirely. Personal injury protection coverage is not an option in every state but it provides additional coverages not offered by medical payments coverage.