GMC Savana Insurance Rates

The average insurance prices for a GMC Savana are $1,196 every 12 months with full coverage. Comprehensive insurance costs approximately $220, collision costs $358, and liability costs $460. Liability-only coverage costs as little as $510 a year, with high-risk coverage costing $2,586 or more. 16-year-old drivers cost the most to insure at $4,658 a year or more.

Average premium for full coverage: $1,196

Policy rates by type of insurance:

Prices include $500 comprehensive and collision deductibles, 30/60 bodily injury liability limits, and includes uninsured/under-insured motorist coverage. Prices are averaged for all U.S. states and for different Savana trim levels.

Price Range Variability

Urban vs. Rural Price Range

Your location can make a big difference on the price of insurance. Rural locations are shown to have more infrequent collision claims than congested cities.

The price range example below illustrates the difference between rural and urban areas on auto insurance prices.

The examples above demonstrate why anyone shopping for car insurance should compare rates using their specific location and their own driving history, instead of making a decision based on rate averages.

Use the form below to get customized rates for your location.

More Rate Information

The chart below details estimated GMC Savana insurance rates for additional coverage and risk scenarios.

• The best full coverage rate is $705
• Drivers who choose higher $1,000 deductibles will pay $132 annually
• The average price for a good driver age 40 who chooses $500 deductibles is $1,196
• Buying more expensive low deductibles for comprehensive and collision insurance costs an extra $252 annually
• Drivers with multiple tickets or accidents could pay around $2,586 or more
• Policy cost to insure a 16-year-old driver with full coverage can cost $4,658 a year

View Chart as Image

Insurance rates for a GMC Savana also range considerably based on liability limits and deductibles, your driving record, and the model of your Savana.

Opting for high physical damage deductibles could save up to $390 annually, while increasing your policy's liability limits will push rates upward. Moving from a 50/100 liability limit to a 250/500 limit will raise rates by up to $414 more each year. View Rates by Deductible or Liability Limit

An older driver with no violations or accidents and higher deductibles may pay as low as $1,100 per year on average, or $92 per month, for full coverage. Rates are highest for teenagers, since even excellent drivers should be prepared to pay in the ballpark of $4,600 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you may be forking out anywhere from $1,400 to $2,000 additional every year, depending on your age. High-risk driver insurance can cost from 43% to 130% more than the average rate. View High Risk Driver Rates

Your home state makes a big difference in GMC Savana insurance prices. A 40-year-old driver could pay as low as $860 a year in states like Utah, Ohio, and New Hampshire, or at least $1,620 on average in New York, Michigan, and Florida.

View Chart as Image

Because rates have so much variability, the best way to find out who has the cheapest auto insurance rates is to compare rates from multiple companies. Every company utilizes a different rate formula, and rates will be varied.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for the Right GMC Savana Insurance

Finding cheaper rates on insurance for a GMC Savana not only requires having a decent driving record, but also having above-average credit, not filing small claims, and qualifying for all possible discounts. Set aside time to compare rates at every other renewal by requesting quotes from direct companies, and also from insurance agencies where you live.

The following items are a quick rundown of the concepts that were covered above.

• Drivers considered higher risk with reckless driving or DUI convictions could be forced to pay on average $1,390 more per year than a driver with a clean driving record
• 16 to 18-year-old drivers are the costliest to insure, as much as $388 each month if full coverage is included
• You may be able to save around $140 per year simply by shopping early and online
• Increasing comprehensive and collision deductibles could save as much as $375 each year
• You may be able to save around $140 per year simply by shopping early and online