GMC Savana Insurance Rates
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UPDATED: Jun 2, 2023
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The average insurance rates for a GMC Savana are $878 a year including full coverage. Comprehensive insurance costs on average $126, collision insurance costs $152, and liability is $442. Liability-only insurance costs around $496 a year, and high-risk driver insurance costs $1,886 or more. Teen drivers cost the most to insure at up to $3,630 a year.
Average premium for full coverage: $878
Policy rates by type of insurance:
Rates are based on $500 policy deductibles, liability limits of 30/60, and includes uninsured motorist and medical coverage. Prices are averaged for all 50 U.S. states and for all Savana models.
Price Range Variability
For a 40-year-old driver, GMC Savana insurance rates range from as low as $496 for the bare minimum liability coverage to the much higher price of $1,886 for a driver that may need high-risk insurance.
Urban vs. Rural Price Range
Choosing to live in a large city can have significant affects on car insurance rates. Rural areas are shown to have a lower frequency of comprehensive and collision claims than larger metro areas. The example below illustrates how your location can change car insurance rates.
The examples above highlight why everyone should compare rates quotes based on a specific location and risk profile, instead of using price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Information
The chart below breaks down average GMC Savana insurance rates for different risk profiles and scenarios.
- The lowest rate with discounts is $544
- Raising to $1,000 deductibles will save around $64 every year
- The average rate for a good driver age 40 with $500 deductibles is $878
- Choosing pricier low deductibles will cost an extra $122 every year
- At-risk drivers with multiple violations and an at-fault accident could pay upwards of $1,886
- Policy cost for full coverage for a teen driver for full coverage may cost $3,630
Auto insurance rates for a GMC Savana also range considerably based on your risk profile, the model of your Savana, and policy deductibles and limits.
A more mature driver with a good driving record and high deductibles may pay as little as $800 every 12 months on average, or $67 per month, for full coverage. Rates are highest for teenagers, where even good drivers will have to pay upwards of $3,600 a year. View Rates by Age
Your home state also has a big influence on GMC Savana insurance prices. A middle-age driver might find rates as low as $680 a year in states like Missouri, New Hampshire, and Vermont, or as much as $1,260 on average in Michigan, New York, and Louisiana.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $796 | -$82 | -9.3% |
| Alaska | $674 | -$204 | -23.2% |
| Arizona | $730 | -$148 | -16.9% |
| Arkansas | $878 | -$0 | 0.0% |
| California | $1,002 | $124 | 14.1% |
| Colorado | $840 | -$38 | -4.3% |
| Connecticut | $904 | $26 | 3.0% |
| Delaware | $996 | $118 | 13.4% |
| Florida | $1,100 | $222 | 25.3% |
| Georgia | $810 | -$68 | -7.7% |
| Hawaii | $632 | -$246 | -28.0% |
| Idaho | $596 | -$282 | -32.1% |
| Illinois | $656 | -$222 | -25.3% |
| Indiana | $662 | -$216 | -24.6% |
| Iowa | $592 | -$286 | -32.6% |
| Kansas | $836 | -$42 | -4.8% |
| Kentucky | $1,200 | $322 | 36.7% |
| Louisiana | $1,304 | $426 | 48.5% |
| Maine | $542 | -$336 | -38.3% |
| Maryland | $726 | -$152 | -17.3% |
| Massachusetts | $706 | -$172 | -19.6% |
| Michigan | $1,528 | $650 | 74.0% |
| Minnesota | $736 | -$142 | -16.2% |
| Mississippi | $1,054 | $176 | 20.0% |
| Missouri | $780 | -$98 | -11.2% |
| Montana | $946 | $68 | 7.7% |
| Nebraska | $694 | -$184 | -21.0% |
| Nevada | $1,054 | $176 | 20.0% |
| New Hampshire | $634 | -$244 | -27.8% |
| New Jersey | $984 | $106 | 12.1% |
| New Mexico | $780 | -$98 | -11.2% |
| New York | $928 | $50 | 5.7% |
| North Carolina | $506 | -$372 | -42.4% |
| North Dakota | $720 | -$158 | -18.0% |
| Ohio | $610 | -$268 | -30.5% |
| Oklahoma | $904 | $26 | 3.0% |
| Oregon | $806 | -$72 | -8.2% |
| Pennsylvania | $840 | -$38 | -4.3% |
| Rhode Island | $1,174 | $296 | 33.7% |
| South Carolina | $796 | -$82 | -9.3% |
| South Dakota | $742 | -$136 | -15.5% |
| Tennessee | $772 | -$106 | -12.1% |
| Texas | $1,060 | $182 | 20.7% |
| Utah | $652 | -$226 | -25.7% |
| Vermont | $602 | -$276 | -31.4% |
| Virginia | $528 | -$350 | -39.9% |
| Washington | $682 | -$196 | -22.3% |
| West Virginia | $806 | -$72 | -8.2% |
| Wisconsin | $610 | -$268 | -30.5% |
| Wyoming | $784 | -$94 | -10.7% |
Choosing high deductibles can reduce rates by up to $190 every year, whereas buying more liability protection will cost you more. Changing from a 50/100 limit to a 250/500 limit will raise rates by up to $398 extra every year. View Rates by Deductible or Liability Limit
If you have a few points on your driving record or tend to cause accidents, you are likely paying at a minimum $1,000 to $1,500 in extra premium every year, depending on your age. GMC Savana insurance for high-risk drivers is expensive and can cost as much as 41% to 127% more than average. View High Risk Driver Rates
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| GMC Savana 1500 2WD | $844 | $70 |
| GMC Savana 2500 2WD | $850 | $71 |
| GMC Savana 1500 2WD | $872 | $73 |
| GMC Savana 1500 2WD | $872 | $73 |
| GMC Savana 1500 AWD | $872 | $73 |
| GMC Savana 2500 2WD | $864 | $72 |
| GMC Savana 3500 2WD | $854 | $71 |
| GMC Savana 3500 2WD | $854 | $71 |
| GMC Savana 1500 2WD | $888 | $74 |
| GMC Savana 1500 2WD | $888 | $74 |
| GMC Savana 1500 2WD | $888 | $74 |
| GMC Savana 1500 AWD | $888 | $74 |
| GMC Savana 2500 2WD | $888 | $74 |
| GMC Savana 2500 2WD | $888 | $74 |
| GMC Savana 3500 2WD | $870 | $73 |
| GMC Savana 3500 2WD | $870 | $73 |
| GMC Savana 1500 AWD | $902 | $75 |
| GMC Savana 1500 AWD | $902 | $75 |
| GMC Savana 3500 2WD | $894 | $75 |
| GMC Savana 3500 2WD | $894 | $75 |
| GMC Savana 1500 AWD | $918 | $77 |
| GMC Savana 2500 2WD | $908 | $76 |
| GMC Savana 2500 2WD | $908 | $76 |
| GMC Savana 3500 2WD | $908 | $76 |
| GMC Savana 3500 2WD | $908 | $76 |
Rates assume 1999 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2008 GMC Savana | $148 | $182 | $468 | $956 |
Rates are averaged for all GMC Savana models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find the Best Cheap GMC Savana Insurance
Finding cheaper rates on car insurance consists of being a good driver, having good credit, paying for small claims out-of-pocket, and deciding if full coverage is necessary. Invest the time to shop around once a year by obtaining price quotes from direct car insurance companies like GEICO, Progressive, and Esurance, and also from local exclusive and independent agents.
The following list is a quick review of the data that was illustrated above.
- You may be able to save as much as $100 per year just by quoting online well ahead of the renewal date
- Policyholders who require an increased level of liability coverage will pay about $490 per year to raise from a 30/60 limit to 250/500 limits
- Drivers age 16 to 20 are charged the highest rates, with premiums being up to $303 each month if they have full coverage
- Higher risk drivers with a DUI or reckless driving violation may pay on average $1,010 more each year than a safer driver
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $3,630 |
| 20 | $2,014 |
| 30 | $890 |
| 40 | $878 |
| 50 | $808 |
| 60 | $790 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,000 |
| $250 | $946 |
| $500 | $878 |
| $1,000 | $814 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $878 |
| 50/100 | $996 |
| 100/300 | $1,107 |
| 250/500 | $1,394 |
| 100 CSL | $1,041 |
| 300 CSL | $1,284 |
| 500 CSL | $1,461 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $5,088 |
| 20 | $3,204 |
| 30 | $1,894 |
| 40 | $1,886 |
| 50 | $1,806 |
| 60 | $1,788 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $43 |
| Multi-vehicle | $47 |
| Homeowner | $16 |
| 5-yr Accident Free | $50 |
| 5-yr Claim Free | $54 |
| Paid in Full/EFT | $29 |
| Advance Quote | $37 |
| Online Quote | $58 |
| Total Discounts | $334 |
Discounts are estimated and may not be available from every company or in every state.
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