GMC Savana Insurance Rates

Average auto insurance rates for a GMC Savana are $1,196 annually with full coverage. Comprehensive costs an estimated $220, collision insurance costs $358, and liability is $460. Buying just liability costs around $510 a year, and insurance for high-risk drivers costs around $2,586. Teenage drivers receive the highest rates at up to $4,658 a year.

Average premium for full coverage: $1,196

Rate estimates broken down by individual coverage type:

Includes $500 comprehensive and collision deductibles, liability limits of 30/60, and includes uninsured/under-insured motorist coverage. Rates are averaged for all U.S. states and for different Savana trim levels.

Price Range by Coverage and Risk

Price Range by Location

Choosing to live in a large city can make a big difference on car insurance rates. More rural locations tend to have fewer collision claims than densely populated cities. The price range example below illustrates how location impacts insurance prices.

These examples demonstrate why anyone shopping for car insurance should compare rates quotes for a targeted area and their own personal driving habits, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

More Rate Information

The chart below details average GMC Savana insurance rates for other coverage scenarios.

• The best discount rate is $705
• Raising to $1,000 deductibles will save approximately $132 annually
• The estimated rate for a 40-year-old driver who has $500 deductibles is $1,196
• Using more expensive low deductibles will cost $1,448
• Drivers who are prone to accidents and violations could pay up to $2,586
• The cost with full coverage for a 16-year-old driver with full coverage can cost as much as $4,658

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Auto insurance rates for a GMC Savana can also vary considerably based on the trim level of your Savana, your driving record, and liability limits and deductibles.

An older driver with a good driving record and high physical damage deductibles may pay as low as $1,100 every 12 months on average for full coverage. Rates are much higher for teen drivers, where even without any violations or accidents they will have to pay at least $4,600 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you may be forking out $1,400 to $2,000 in extra premium per year, depending on your age. High-risk driver insurance is expensive and can cost from 43% to 130% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles can reduce rates by up to $390 annually, while increasing your policy's liability limits will increase premiums. Moving from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $414 extra every year. View Rates by Deductible or Liability Limit

Where you live also has a big influence on GMC Savana insurance prices. A middle-age driver might find rates as low as $860 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $1,620 on average in New York, Michigan, and Florida.

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Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy the Cheapest GMC Savana Insurance

Saving money on insurance for a GMC Savana consists of avoiding accidents and violations, having above-average credit, eliminating unnecessary coverage, and consideration of higher deductibles. Spend time shopping around once a year by requesting quotes from direct companies like Progressive and GEICO, and also from several local insurance agents.

The list below is a recap of the data that was touched on above.

• You may be able to save approximately $140 per year just by shopping early and online
• Insureds who want higher liability limits will pay an extra $510 every year to raise from a minimum limit to higher 250/500 limits
• Teenagers are the costliest to insure, with premiums as much as $388 per month if full coverage is included
• Drivers considered higher risk that have major violations or accidents pay on average $1,390 more annually for car insurance