GMC Savana Insurance Rates

U.S. average auto insurance rates for a GMC Savana are $1,196 annually with full coverage. Comprehensive insurance costs on average $220, collision costs $358, and liability insurance costs around $460. Liability-only coverage costs as low as $510 a year, with high-risk coverage costing $2,586 or more. Teenage drivers pay the highest rates at $4,658 a year or more.

Average premium for full coverage: $1,196

Price estimates by individual coverage:

Includes $500 policy deductibles, 30/60 bodily injury liability limits, and includes additional medical/uninsured motorist coverage. Estimates are averaged for all U.S. states and for different Savana trim levels.

Price Range from Low to High

Geographic Price Range

Where you live has a significant impact on auto insurance rates. Rural areas have fewer collision claims than densely populated cities.

The price range example below illustrates the difference location can make on car insurance rates.

The ranges above demonstrate why anyone shopping for car insurance should compare prices based on a specific location and their own personal driving habits, rather than relying on average rates.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below details estimated GMC Savana insurance rates for different risk profiles and scenarios.

• The best discount rate is $705
• Using higher $1,000 deductibles will save around $132 annually
• The estimated rate for the average middle-age driver with $500 deductibles is $1,196
• Using more expensive low deductibles for physical damage coverage costs an additional $252 a year
• Drivers who are prone to accidents and violations could pay upwards of $2,586 or more
• The price with full coverage for a teen driver with full coverage may cost $4,658 or more

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Auto insurance prices for a GMC Savana are also quite variable based on the trim level and model year, your driving record, and policy deductibles and limits.

An older driver with a good driving record and high physical damage deductibles could pay as little as $1,100 a year for full coverage. Prices are much higher for teenage drivers, where even without any violations or accidents they will have to pay upwards of $4,600 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you may be forking out at a minimum $1,400 to $2,000 in extra premium each year, depending on your age. High-risk driver insurance can be anywhere from 43% to 130% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could cut prices by as much as $390 each year, while increasing your policy's liability limits will cost you more. Moving from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $414 extra every year. View Rates by Deductible or Liability Limit

The state you live in has a huge impact on GMC Savana insurance rates. A driver around age 40 might see prices as low as $860 a year in states like New Hampshire, Ohio, and Utah, or be forced to pay as much as $1,620 on average in Florida, Michigan, and New York.

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Since prices can be so different, the best way to find out exactly what you will pay is to compare prices from as many companies as possible. Each insurance company uses a different method to calculate prices, and quoted prices may be quite different between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy the Cheapest GMC Savana Insurance

Getting lower rates on GMC Savana insurance requires being safe and accident-free, having above-average credit, avoid buying unnecessary coverage, and taking advantage of discounts. Make time to compare rates at every other renewal by getting quotes from direct companies like GEICO, Progressive, and Esurance, and also from local independent and exclusive agents.

Below you'll find a recap of the concepts that were touched on in this article.

• High-risk drivers that have major violations or accidents pay an average of $1,390 more each year than a low-risk driver
• Youthful drivers are charged the highest prices, costing up to $388 a month if full coverage is included
• You may be able to save as much as $140 per year simply by shopping early and online
• Increasing physical damage deductibles could save up to $375 each year
• You may be able to save as much as $140 per year simply by shopping early and online