GMC Savana Insurance Rates

The average insurance prices for a GMC Savana are $1,154 every 12 months including full coverage. Comprehensive costs an estimated $206, collision costs $330, and liability costs around $460. Buying just liability costs as low as $510 a year, with insurance for high-risk drivers costing around $2,492. Teens cost the most to insure at $4,524 a year or more.

Average premium for full coverage: $1,154

Policy rates broken down by type of insurance:

These estimates include $500 comprehensive and collision deductibles, 30/60 liability limits, and includes uninsured motorist and medical coverage. Prices are averaged for all 50 U.S. states and for all Savana models.

Price Range Variability

Urban vs. Rural Price Range

Where you live can make a big difference on the price of auto insurance. More rural locations are shown to have more infrequent comprehensive and collision claims than cities with more traffic congestion.

The example below illustrates how where you live affects insurance prices.

The examples above highlight why everyone should compare prices for a targeted area and their own driving history, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below breaks down estimated GMC Savana insurance rates for other coverage scenarios.

• The cheapest rate after discounts is $682
• Using higher $1,000 deductibles will save approximately $122 every year
• The average price for a good driver age 40 who has $500 deductibles is $1,154
• Selecting pricier low deductibles for physical damage coverage increases the price to $1,388
• High-risk insureds with serious driving violations could pay up to $2,492 or more
• Policy cost to insure a 16-year-old driver for full coverage can cost as much as $4,524 or more

View Chart as Image

Insurance rates for a GMC Savana also range considerably based on liability limits and deductibles, your driving characteristics, and the model year and trim level.

Choosing higher comprehensive and collision insurance deductibles could cut rates by as much as $360 annually, whereas buying more liability protection will increase premiums. Changing from a 50/100 liability limit to a 250/500 limit will raise rates by up to $414 more per year. View Rates by Deductible or Liability Limit

A more mature driver with a clean driving record and higher deductibles may pay as low as $1,100 a year, or $92 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers can expect to pay at least $4,500 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you are likely paying $1,400 to $1,900 extra every year, depending on your age. GMC Savana insurance for high-risk drivers can be from 42% to 135% more than the average policy. View High Risk Driver Rates

Your home state has a huge impact on GMC Savana insurance prices. A driver around age 40 might see rates as low as $890 a year in states like Vermont, New Hampshire, and Missouri, or have to pay at least $1,650 on average in Louisiana, New York, and Michigan.

View Chart as Image

Because rates have so much variability, the best way to figure out which auto insurance is cheapest is to regularly compare rates from multiple companies. Each insurance company calculates rates differently, so the rates will be varied.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for Cheap GMC Savana Insurance

Finding cheaper rates on insurance for a GMC Savana requires having a decent driving record, having good credit, paying for small claims out-of-pocket, and taking advantage of discounts. Take the time to comparison shop at every policy renewal by obtaining price quotes from direct car insurance companies, and also from local insurance agencies.

The following items are a brief summary of the data touched on in the above illustrations.

• Insureds who want additional liability coverage will pay approximately $510 per year to increase from a 30/60 limit to a 250/500 level
• You may be able to save approximately $130 per year simply by quoting online well ahead of the renewal date
• Increasing comprehensive and collision deductibles could save as much as $350 each year
• 16 to 18-year-old drivers are charged the highest rates, with premiums being up to $377 each month if they have full coverage