GMC Savana Insurance Rates

The average insurance rates for a GMC Savana are $1,196 a year including full coverage. Comprehensive insurance costs around $220 a year, collision costs $358, and liability coverage is estimated at $460. A liability-only policy costs approximately $510 a year, with high-risk insurance costing $2,586 or more. Teenage drivers cost the most to insure at $4,658 a year or more.

Average premium for full coverage: $1,196

Policy rates for type of insurance:

Prices include $500 policy deductibles, liability limits of 30/60, and includes both medical and uninsured motorist insurance. Prices are averaged for all 50 U.S. states and Savana trim levels.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city has a large influence on the price of insurance. Areas with sparse population are shown to have lower incidents of comprehensive and collision claims than densely populated cities.

The diagram below illustrates the difference between rural and urban areas on auto insurance rates.

The examples above highlight why it is important to get quotes for a specific zip code, rather than using average rates.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below breaks down estimated GMC Savana insurance rates for additional coverage choices and driver risks.

• The best discount rate is $705
• Choosing higher $1,000 deductibles can save about $1,064 every year
• The estimated price for a good driver age 40 using $500 deductibles is $1,196
• Using low $100 deductibles for comp and collision coverage will cost an additional $252 each year
• Drivers who are prone to accidents and violations could pay at least $2,586 or more
• Policy cost that insures a teenage driver can be $4,658 each year

View Chart as Image

Car insurance rates for a GMC Savana also range considerably based on the trim level of your Savana, your driving record and age, and deductibles and policy limits.

If you have a few points on your driving record or you caused an accident, you are likely paying at least $1,400 to $2,000 extra every year, depending on your age. A high-risk auto insurance policy ranges around 43% to 130% more than a normal policy. View High Risk Driver Rates

Older drivers with no driving violations and higher comprehensive and collision deductibles may only pay around $1,100 annually on average, or $92 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records will be charged as much as $4,600 a year. View Rates by Age

Your home state plays a big part in determining prices for GMC Savana insurance rates. A good driver about age 40 could pay as low as $920 a year in states like Missouri, New Hampshire, and Vermont, or be forced to pay as much as $1,710 on average in Michigan, New York, and Louisiana.

View Chart as Image

Using high physical damage deductibles can save as much as $390 a year, while buying higher liability limits will increase rates. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $414 extra every 12 months. View Rates by Deductible or Liability Limit

Because rates have so much variability, the best way to figure out your exact price is to get quotes and see how they stack up. Each auto insurer uses a different method to calculate rates, so rate quotes will be varied.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Right GMC Savana Insurance

Finding cheaper rates on auto insurance takes being safe and accident-free, having a positive credit history, paying for small claims out-of-pocket, and qualifying for all possible discounts. Compare prices once a year by getting quotes from direct car insurance companies, and also from local insurance agencies.

Below you'll find a quick rundown of the data that was covered above.

• You may be able to save up to $140 per year simply by quoting early and online
• Consumers who may need more liability protection will pay an extra $510 per year to raise limits from a 30/60 limit to the 250/500 level
• Youthful drivers are the costliest to insure, with premiums being up to $388 each month if full coverage is purchased
• Drivers with reckless driving or DUI convictions may have to pay on average $1,390 more every year than a low-risk driver