GMC Savana Insurance Rates

U.S. average insurance rates for a GMC Savana are $1,154 a year including full coverage. Comprehensive insurance costs on average $206, collision costs $330, and liability is $460. Liability-only coverage costs around $510 a year, with high-risk coverage costing $2,492 or more. Teenage drivers pay the highest rates at $4,524 a year or more.

Average premium for full coverage: $1,154

Price estimates by individual coverage:

Rate estimates include $500 physical damage deductibles, liability limits of 30/60, and includes uninsured motorist and medical coverage. Estimates are averaged for all 50 U.S. states and for all Savana models.

Price Range from Low to High

Geographic Price Range

Choosing to live in a large city can have significant affects on car insurance rates. Rural areas have a lower frequency of comprehensive and collision claims than densely populated cities.

The example below illustrates how where you live affects car insurance rates.

The ranges above highlight why everyone should compare rates quotes based on a specific location and risk profile, instead of using average rates.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below breaks down estimated GMC Savana insurance rates for different risk profiles and scenarios.

• The best discount rate is $682
• Raising to $1,000 deductibles will save around $122 every year
• The average rate for the average middle-age driver with $500 deductibles is $1,154
• Using pricier low deductibles will cost an extra $234 every year
• At-risk drivers who are prone to accidents and violations could pay upwards of $2,492 or more
• The price for full coverage for a teen driver for full coverage may cost $4,524

View Chart as Image

Auto insurance prices for a GMC Savana are also quite variable based on your driving record, the model of your Savana, and policy deductibles and limits.

A more mature driver with a good driving record and high deductibles may pay as little as $1,100 every 12 months on average for full coverage. Prices are much higher for teenage drivers, where even good drivers will have to pay upwards of $4,500 a year. View Rates by Age

The state you live in also has a big influence on GMC Savana insurance prices. A middle-age driver might find prices as low as $890 a year in states like Missouri, New Hampshire, and Vermont, or be forced to pay as much as $1,650 on average in Michigan, New York, and Louisiana.

View Chart as Image

Using high physical damage deductibles can reduce prices by up to $360 every year, whereas buying more liability protection will cost you more. Changing from a 50/100 limit to a 250/500 limit will increase prices by as much as $414 extra every year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you are likely paying at a minimum $1,400 to $1,900 in extra premium each year, depending on your age. GMC Savana insurance for high-risk drivers is expensive and can cost as much as 42% to 135% more than a normal policy. View High Risk Driver Rates

Since prices can be so different, the best way to figure out exactly what you will pay is to regularly compare prices and see which company has the best price. Every auto insurance company uses a different method to calculate prices, and quoted prices may be quite different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best GMC Savana Insurance

Getting lower rates on car insurance consists of being a safe and courteous driver, having good credit, being claim-free, and taking advantage of discounts. Take the time to comparison shop once a year by obtaining price quotes from direct car insurance companies like Progressive and GEICO, and also from local exclusive and independent agents.

Below is a brief recap of the data that was touched on in the above illustrations.

• You may be able to save as much as $130 per year simply by quoting online well ahead of the renewal date
• Policyholders who require higher levels of liability will pay an extra $510 per year to raise from a low limit to 250/500 limits
• Teenage drivers are charged the highest prices, possibly costing $377 a month if they have full coverage
• Higher risk drivers who tend to receive serious violations may pay on average $1,340 more each year for auto insurance