GMC Savana Insurance Rates

Estimated auto insurance rates for a GMC Savana are $1,154 annually for full coverage. Comprehensive costs around $206 a year, collision costs $330, and liability costs around $460. Liability-only insurance costs as low as $510 a year, with high-risk driver insurance costing around $2,492. Teen drivers pay the most at $4,524 a year or more.

Average premium for full coverage: $1,154

Premium estimates for type of coverage:

Estimates include $500 deductible amounts, split liability limits of 30/60, and includes both medical and UM/UIM coverage. Rates include averaging for all states and Savana trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Where you live can make a big difference on auto insurance rates. Areas with sparse population are statistically proven to have fewer accident claims than larger metro areas.

The diagram below illustrates the effect of geographic area on auto insurance rates.

These rate differences show why it is important to compare prices for a specific zip code and their own personal driving habits, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below shows estimated GMC Savana insurance rates for additional coverage choices and driver risks.

• The lowest rate with discounts is $682
• Using higher $1,000 deductibles will save about $1,032 a year
• The estimated rate for a 40-year-old good driver using $500 deductibles is $1,154
• Choosing low $100 deductibles for physical damage coverage will cost $1,388
• High-risk insureds with multiple violations and an at-fault accident could pay at least $2,492 or more
• An auto insurance policy with full coverage for a 16-year-old driver can be $4,524 or more

View Chart as Image

Insurance prices for a GMC Savana also have a wide range based on the model of your Savana, your driver profile, and deductibles and policy limits.

Older drivers with no violations or accidents and high physical damage deductibles may pay as low as $1,100 a year, or $92 per month, for full coverage. Prices are highest for drivers in their teens, where even without any violations or accidents they should be prepared to pay as much as $4,500 a year. View Rates by Age

If you have a few violations or you caused a few accidents, you could be paying at least $1,400 to $1,900 additional annually, depending on your age. A high-risk auto insurance policy can be from 42% to 135% more than average. View High Risk Driver Rates

Choosing high deductibles could cut prices by as much as $360 annually, while buying higher liability limits will increase prices. Going from a 50/100 bodily injury limit to a 250/500 limit will cost up to $414 more each year. View Rates by Deductible or Liability Limit

Where you choose to live has a huge impact on GMC Savana insurance prices. A driver around age 40 might see prices as low as $760 a year in states like Idaho, Maine, and Iowa, or as much as $1,650 on average in Michigan, Louisiana, and New York.

View Chart as Image

With such a large range in prices, the only way to know your exact price is to get quotes from multiple companies. Each insurance company uses a different rate calculation, and prices will be substantially different between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Low Cost GMC Savana Insurance

Finding better rates on insurance for a GMC Savana requires having a good driving record, having good credit, not filing small claims, and taking advantage of discounts. Take the time to compare rates at least once a year by quoting rates from direct carriers, and also from local independent and exclusive agents.

The next list is a review of the primary concepts that were covered in the above illustrations.

• Drivers can save up to $130 per year simply by quoting early and online
• Drivers considered higher risk who have several accidents or serious violations pay an average of $1,340 more every year to buy GMC Savana insurance
• Increasing policy deductibles could save up to $350 each year
• Drivers age 20 and younger are charged the highest prices, as much as $377 per month if they have full coverage