GMC Savana Insurance Rates

U.S. average insurance prices for a GMC Savana are $1,154 every 12 months with full coverage. Comprehensive costs around $206 a year, collision costs $330, and liability insurance is $460. A policy with just liability insurance costs around $510 a year, with coverage for high-risk drivers costing around $2,492. Teen drivers pay the highest rates at $4,524 a year or more.

Average premium for full coverage: $1,154

Price estimates for individual coverage:

Full coverage includes $500 deductibles, liability coverage up to 30/60, and includes medical/PIP and uninsured motorist coverage. Estimates are averaged for all U.S. states and Savana trim levels.

Price Range from Low to High

Geographic Price Range

Choosing to live in a large city has a significant impact on insurance rates. Areas with sparse population have more infrequent collision claims than larger metro areas.

The diagram below illustrates how your location can change auto insurance rates.

The ranges above demonstrate why it is important to compare rates quotes for a specific zip code and their own driving history, rather than relying on price averages.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below details estimated GMC Savana insurance rates for additional coverage choices and driver risks.

• The lowest rate with discounts is $682
• Raising to $1,000 deductibles will save about $1,032 annually
• The average price for the average middle-age driver using $500 deductibles is $1,154
• Choosing low $100 deductibles increases the price to $1,388
• Higher-risk drivers with multiple violations and an at-fault accident could pay at least $2,492 or more
• The price to insure a teen driver can be $4,524

View Chart as Image

Insurance prices for a GMC Savana are also quite variable based on deductibles and policy limits, your driving record, and the trim level and model year.

Choosing high deductibles can reduce prices by up to $360 each year, while buying higher liability limits will increase prices. Moving from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $414 more per year. View Rates by Deductible or Liability Limit

Older drivers with a clean driving record and higher deductibles could pay as little as $1,100 every 12 months on average for full coverage. Prices are highest for teenage drivers, since even excellent drivers can expect to pay as much as $4,500 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you may be forking out at least $1,400 to $1,900 extra each year, depending on your age. A high-risk auto insurance policy is expensive and can cost anywhere from 42% to 135% more than average. View High Risk Driver Rates

The state you live in also has a big influence on GMC Savana insurance rates. A middle-age driver might find prices as low as $830 a year in states like New Hampshire, Ohio, and Utah, or as much as $1,560 on average in Florida, Michigan, and New York.

View Chart as Image

Since prices can be so different, the best way to find out your exact price is to get quotes from as many companies as possible. Every auto insurance company uses a different rate calculation, so the prices may be quite different.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for More Affordable GMC Savana Insurance

Getting lower rates on GMC Savana insurance consists of not taking risks behind the wheel, having good credit, avoid buying unnecessary coverage, and insuring your home and auto with the same company. Invest the time to shop around every time your policy renews by getting rate quotes from direct companies like Progressive, GEICO, and Esurance, and also from several local insurance agents.

The following is a summary of the information illustrated above.

• You may be able to save up to $130 per year simply by quoting early and online
• Teens pay higher prices, costing up to $377 a month if they have full coverage
• Increasing physical damage deductibles could save as much as $350 each year
• High-risk drivers who have multiple accidents or major violations pay on average $1,340 more every year for Savana insurance
• Drivers who may need higher liability limits will pay about $510 every year to raise from a low limit to a 250/500 level