GMC Savana Insurance Rates

U.S. average insurance rates for a GMC Savana are $1,154 a year including full coverage. Comprehensive costs an estimated $206 a year, collision costs $330, and liability is $460. Buying just liability costs around $510 a year, with insurance for high-risk drivers costing around $2,492. Teens pay the highest rates at $4,524 a year or more.

Average premium for full coverage: $1,154

Price estimates broken down by individual coverage:

Price estimates include $500 policy deductibles, liability coverage up to 30/60, and includes UM/UIM and medical coverage. Estimates are averaged for all 50 U.S. states and Savana trim levels.

Price Range from Low to High

Geographic Price Range

Choosing to live in a large city can have significant affects on the price of auto insurance. More rural locations have lower incidents of comprehensive and collision claims than cities with more traffic congestion.

The diagram below illustrates how location impacts insurance prices.

The ranges above highlight why it is important to compare rates quotes for a targeted area, instead of using averaged prices.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below breaks down estimated GMC Savana insurance rates for other coverage scenarios.

• The cheapest rate after discounts is $682
• Raising to $1,000 deductibles will save approximately $1,032 every year
• The estimated price for the average middle-age driver who has $500 deductibles is $1,154
• Selecting low $100 deductibles bumps up the cost to $1,388
• At-risk drivers with serious driving violations could pay up to $2,492 or more
• The price that insures a teen driver can cost as much as $4,524

View Chart as Image

Insurance prices for a GMC Savana are also quite variable based on the trim level of your Savana, your driving record and age, and liability limits and deductibles.

If you have some driving violations or you caused an accident, you are likely paying $1,400 to $1,900 additional each year, depending on your age. A high-risk auto insurance policy is expensive and can cost as much as 42% to 135% more than the average policy. View High Risk Driver Rates

Older drivers with no violations or accidents and higher comprehensive and collision deductibles may pay as little as $1,100 every 12 months on average for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records should be prepared to pay at least $4,500 a year. View Rates by Age

The state you live in also has a big influence on GMC Savana insurance prices. A middle-age driver might find prices as low as $890 a year in states like Vermont, New Hampshire, and Missouri, or have to pay at least $1,650 on average in Louisiana, New York, and Michigan.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles can reduce prices by up to $360 every year, while buying higher liability limits will increase premiums. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $414 more each year. View Rates by Deductible or Liability Limit

Since prices can be so different, the best way to figure out which car insurance is cheapest is to get quotes and see which company has the best price. Every auto insurance company calculates prices differently, and prices may be quite different.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheaper GMC Savana Insurance

Getting lower rates on car insurance consists of being a good driver, having a good credit score, being claim-free, and maximizing policy discounts. Compare rates every time your policy renews by requesting rates from direct car insurance companies, and also from your local car insurance providers.

The following list is a condensed summary of the information touched on above.

• You may be able to save approximately $130 per year simply by quoting early and online
• Drivers age 16 to 20 are expensive to insure, possibly costing $377 a month if comprehensive and collision insurance is included
• Increasing physical damage deductibles can save approximately $350 each year
• Higher risk drivers with multiple at-fault accidents could be charged and average of $1,340 more annually than a safer driver
• Policyholders who want an increased level of liability coverage will pay approximately $510 per year to raise from a low limit to the 250/500 level