GMC Savana Insurance Rates

The average auto insurance rates for a GMC Savana are $1,154 annually for full coverage insurance. Comprehensive insurance costs on average $206 each year, collision costs $330, and liability insurance is $460. Liability-only insurance costs around $510 a year, with high-risk driver insurance costing $2,492 or more. Teens cost the most to insure at $4,524 a year or more.

Average premium for full coverage: $1,154

Policy rates by type of insurance:

Full coverage includes $500 deductible amounts, split liability limits of 30/60, and includes medical and uninsured motorist coverage. Prices are averaged for all 50 states and Savana models.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city has a significant impact on insurance rates. Rural areas are shown to have fewer physical damage claims than cities with more traffic congestion.

The graphic below illustrates how your location can change car insurance rates.

The examples above illustrate why all drivers should compare rates quotes based on a specific location and their own personal driving habits, rather than relying on averaged prices.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below illustrates estimated GMC Savana insurance rates for different risk profiles and scenarios.

• The cheapest rate after discounts is $682
• Raising to $1,000 deductibles will save around $122 each year
• The estimated rate for a good driver age 40 with $500 deductibles is $1,154
• Selecting low deductibles costs an additional $234 a year
• Higher-risk drivers with serious driving violations could pay upwards of $2,492 or more
• Policy cost with full coverage for a teen driver may cost $4,524

View Chart as Image

Auto insurance rates for a GMC Savana also range considerably based on the model year and trim level, your risk profile, and policy deductibles and limits.

More mature drivers with a good driving record and high physical damage deductibles could pay as little as $1,100 every 12 months on average, or $92 per month, for full coverage. Rates are much higher for teenagers, where even without any violations or accidents they will have to pay upwards of $4,500 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you are probably paying at a minimum $1,400 to $1,900 in extra premium every year, depending on your age. Insurance for high-risk drivers is expensive and can cost anywhere from 42% to 135% more than the average policy. View High Risk Driver Rates

Choosing higher comprehensive and collision insurance deductibles can reduce rates by up to $360 each year, whereas increasing liability limits will cost you more. Switching from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $414 extra every year. View Rates by Deductible or Liability Limit

Your home state also has a big influence on GMC Savana insurance rates. A middle-age driver might find rates as low as $760 a year in states like Vermont, Wisconsin, and North Carolina, or have to pay at least $1,560 on average in Michigan, New York, and Florida.

View Chart as Image

Because rates have so much variability, the only way to figure out exactly what you will pay is to do a rate comparison from as many companies as possible. Every auto insurance company calculates rates differently, and quoted rates will be varied between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy More Affordable GMC Savana Insurance

Finding cheaper rates on GMC Savana insurance consists of having a good driving record, having above-average credit, being claim-free, and taking advantage of discounts. Invest the time to shop around at least once a year by requesting rates from direct insurance companies like Progressive, GEICO, and Esurance, and also from local exclusive and independent agents.

The next list is a summary of the primary concepts that were illustrated above.

• It is possible to save as much as $130 per year simply by quoting online in advance
• High-risk drivers who have multiple accidents or major violations may pay on average $1,340 more each year to buy GMC Savana insurance
• Increasing comprehensive and collision deductibles could save up to $350 each year
• Drivers age 20 and younger are charged the highest rates, possibly costing $377 each month if full coverage is included