GMC Savana Insurance Rates

The average insurance rates for a GMC Savana are $1,154 a year for full coverage insurance. Comprehensive costs approximately $206, collision insurance costs $330, and liability coverage is $460. Buying just liability costs around $510 a year, and insurance for high-risk drivers costs around $2,492. 16-year-old drivers cost the most to insure at up to $4,524 a year.

Average premium for full coverage: $1,154

Policy rates by type of insurance:

Estimates include $500 policy deductibles, 30/60 split liability limits, and includes uninsured/under-insured motorist coverage. Prices are averaged for all 50 states and for all Savana models.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city has a large influence on the price of auto insurance. Rural locations are shown to have lower incidents of physical damage claims than congested cities. The example below illustrates how rural and urban location affects auto insurance prices.

The examples above illustrate why everyone should compare rates quotes using their specific location, rather than using rate averages.

Use the form below to get customized rates for your location.

More Rate Information

The chart below illustrates average GMC Savana insurance rates for additional coverage and risk scenarios.

• The best full coverage rate is $682
• Raising to $1,000 deductibles will save $122 each year
• The estimated price for a good driver age 40 who chooses $500 deductibles is $1,154
• Buying pricier low deductibles bumps up the cost to $1,388
• Unlucky drivers with multiple tickets or accidents could pay around $2,492
• Policy cost that insures a teenage driver for full coverage can cost $4,524

View Chart as Image

Insurance rates for a GMC Savana also range considerably based on the model of your Savana, your age and driving record, and physical damage deductibles and liability limits.

If you have a few points on your driving record or you caused an accident, you are probably paying anywhere from $1,400 to $1,900 extra every year, depending on your age. GMC Savana insurance for high-risk drivers is expensive and can cost around 42% to 135% more than the average rate. View High Risk Driver Rates

A more mature driver with a clean driving record and higher comprehensive and collision deductibles may only pay around $1,100 every 12 months on average, or $92 per month, for full coverage. Rates are highest for teenagers, since even teens with perfect driving records can expect to pay in the ballpark of $4,500 a year. View Rates by Age

Your home state also has a big influence on GMC Savana insurance rates. A middle-age driver might find rates as low as $760 a year in states like North Carolina, Wisconsin, and Vermont, or at least $1,560 on average in Florida, New York, and Michigan.

View Chart as Image

Opting for high physical damage deductibles can reduce rates by up to $360 a year, whereas buying more liability protection will push rates upward. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $414 more per year. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Low Cost GMC Savana Insurance

Finding cheaper rates on auto insurance consists of being a good driver, having above-average credit, being claim-free, and possibly raising deductibles. Comparison shop at least every other year by requesting quotes from direct insurance companies, and also from your local car insurance providers.

The following list is a review of the car insurance concepts raised in the charts and tables above.

• Drivers who have several accidents or serious violations could be charged and average of $1,340 more per year than a safer driver
• It is possible to save around $130 per year just by quoting online well ahead of the renewal date
• Increasing comprehensive and collision deductibles can save approximately $350 each year
• Consumers who purchase an increased level of liability coverage will pay around $510 annually to raise from a 30/60 limit to the 250/500 level