GMC Savana Insurance Rates

Average insurance rates for a GMC Savana are $1,154 a year including full coverage. Comprehensive insurance costs an estimated $206 a year, collision insurance costs $330, and liability insurance is $460. Buying just liability costs around $510 a year, and insurance for high-risk drivers costs $2,492 or more. 16-year-old drivers receive the highest rates at up to $4,524 a year.

Average premium for full coverage: $1,154

Rate estimates broken down by individual coverage type:

These estimates include $500 physical damage insurance deductibles, liability limits of 30/60, and includes both medical and UM/UIM coverage. Rates are averaged for all 50 U.S. states and Savana trim levels.

Price Range by Coverage and Risk

Price Range by Location

Choosing to live in a large city has a significant impact on the price of auto insurance. More rural locations tend to have lower incidents of comprehensive and collision claims than congested cities. The diagram below illustrates the difference location can make on insurance prices.

These examples highlight why it is important to compare rates quotes for a targeted area, rather than relying on rate averages.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below breaks down average GMC Savana insurance rates for other coverage scenarios.

• The best full coverage rate is $682
• Raising to $1,000 deductibles will save approximately $1,032 every year
• The estimated price for a 40-year-old driver who has $500 deductibles is $1,154
• Buying low $100 deductibles will cost an additional $234 a year
• Higher-risk drivers with multiple tickets or accidents could pay up to $2,492
• The cost that insures a teen driver can cost as much as $4,524

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Auto insurance rates for a GMC Savana can also vary considerably based on the trim level of your Savana, your driving record and age, and liability limits and deductibles.

If you like to drive fast or you caused an accident, you are likely paying $1,400 to $1,900 in extra premium per year, depending on your age. A high-risk auto insurance policy is expensive and can cost anywhere from 42% to 135% more than the average rate. View High Risk Driver Rates

Older drivers with a good driving record and higher comprehensive and collision deductibles could pay as little as $1,100 every 12 months on average for full coverage. Rates are highest for teen drivers, since even teens with perfect driving records will have to pay at least $4,500 a year. View Rates by Age

Where you live also has a big influence on GMC Savana insurance rates. A middle-age driver might find rates as low as $890 a year in states like Vermont, New Hampshire, and Missouri, or at least $1,650 on average in Louisiana, New York, and Michigan.

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Opting for high physical damage deductibles can reduce rates by up to $360 each year, while buying higher liability limits will increase premiums. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $414 extra every year. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheap GMC Savana Insurance

Saving money on GMC Savana insurance consists of being a low-risk driver, maintaining a good credit score, not filing small claims, and consideration of higher deductibles. Comparison shop once a year by getting quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from your local car insurance providers.

The items below are a brief summary of the data that was touched on in this article.

• You may be able to save approximately $130 per year just by quoting early and online
• Drivers who want more liability coverage will pay around $510 per year to raise from a minimum limit to the 250/500 level
• Teen drivers are the costliest to insure, as much as $377 per month if the policy includes full coverage
• High-risk drivers that tend to have accidents or serious violations could be charged and average of $1,340 more annually to insure their Savana