GMC Savana Insurance Rates

Average insurance rates for a GMC Savana are $1,196 a year including full coverage. Comprehensive costs an estimated $220, collision costs $358, and liability is $460. Liability-only coverage costs around $510 a year, with high-risk coverage costing around $2,586. 16-year-old drivers receive the highest rates at $4,658 a year or more.

Average premium for full coverage: $1,196

Rate estimates broken down by individual coverage type:

Prices include $500 policy deductibles, bodily injury liability limits of 30/60, and includes medical and UM/UIM coverage. Rates are averaged for all 50 U.S. states and for different Savana trim levels.

Price Range by Coverage and Risk

Price Range by Location

Choosing to live in a large city can make a big difference on the price of auto insurance. More rural locations tend to have lower incidents of comprehensive and collision claims than congested cities.

The price range example below illustrates how location impacts insurance prices.

These examples highlight why anyone shopping for car insurance should compare rates quotes for a targeted area, instead of making a decision based on rate averages.

Use the form below to get customized rates for your location.

More Rate Details

The chart below breaks down estimated GMC Savana insurance rates for other coverage scenarios.

• The best full coverage rate is $705
• Raising to $1,000 deductibles will save approximately $132 every year
• The estimated price for a 40-year-old driver who has $500 deductibles is $1,196
• Buying more expensive low deductibles bumps up the cost to $1,448
• Drivers with multiple tickets or accidents could pay up to $2,586 or more
• The cost that insures a 16-year-old driver with full coverage can cost as much as $4,658

View Chart as Image

Car insurance rates for a GMC Savana can also vary considerably based on the model year and trim level, your driving record and age, and liability limits and deductibles.

If you like to drive fast or you caused an accident, you are likely paying $1,400 to $2,000 extra per year, depending on your age. High-risk driver insurance is expensive and can cost from 43% to 130% more than the average rate. View High Risk Driver Rates

An older driver with no driving violations and higher comprehensive and collision deductibles may pay as low as $1,100 every 12 months on average for full coverage. Rates are highest for teen drivers, since even teens with perfect driving records will be charged at least $4,600 a year. View Rates by Age

Where you live also has a big influence on GMC Savana insurance prices. A middle-age driver might find rates as low as $920 a year in states like Vermont, New Hampshire, and Missouri, or at least $1,710 on average in Louisiana, New York, and Michigan.

View Chart as Image

Opting for high physical damage deductibles can reduce rates by up to $390 annually, while increasing your policy's liability limits will increase premiums. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $414 extra every 12 months. View Rates by Deductible or Liability Limit

With so much variability in rates, the best way to figure out which company is cheapest is to compare rates from multiple companies. Every auto insurance company utilizes a different rate formula, so rate quotes can be significantly different.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Right GMC Savana Insurance

Saving money on insurance for a GMC Savana consists of being safe and accident-free, having a positive credit history, not filing small claims, and not having any coverage lapses. Comparison shop every other policy renewal by getting rate quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from your local car insurance providers.

Below you'll find a quick rundown of the ideas that were touched on above.

• Youthful drivers have the highest car insurance rates, as much as $388 per month if full coverage is purchased
• Drivers considered higher risk with reckless driving or DUI convictions could be charged and average of $1,390 more annually than a low-risk driver
• Increasing deductibles can save approximately $375 each year
• You may be able to save approximately $140 per year simply by shopping early and online