GMC Savana Insurance Rates

Estimated auto insurance rates for a GMC Savana are $1,154 annually including full coverage. Comprehensive insurance costs an estimated $206, collision costs $330, and liability costs $460. A policy with only liability insurance costs as little as $510 a year, with a high-risk policy costing $2,492 or more. 16-year-old drivers pay the most at $4,524 a year or more.

Average premium for full coverage: $1,154

Premium estimates broken down by type of coverage:

Prices include $500 physical damage deductibles, 30/60 split liability limits, and includes medical and uninsured motorist coverage. Rates include averaging for all 50 U.S. states and for different Savana trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Your location can make a big difference on the price of auto insurance. More rural locations are statistically proven to have fewer comprehensive and collision claims than congested cities.

The price range example below illustrates how your location can change insurance prices.

These rate differences highlight why anyone shopping for car insurance should compare rates for a targeted area and their own personal driving habits, instead of making a decision based on rate averages.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below breaks down estimated GMC Savana insurance rates for other coverage scenarios.

• The best full coverage rate is $682
• Drivers who choose higher $1,000 deductibles will pay approximately $122 every year
• The estimated rate for a 40-year-old good driver who has $500 deductibles is $1,154
• Buying more expensive low deductibles for comprehensive and collision insurance costs an additional $234 annually
• Drivers with multiple tickets or accidents could pay up to $2,492 or more
• An auto insurance policy with full coverage for a 16-year-old driver with full coverage can cost as much as $4,524 a year

View Chart as Image

Car insurance prices for a GMC Savana also have a wide range based on the model of your Savana, your driving characteristics, and liability limits and deductibles.

An older driver with no driving violations and high physical damage deductibles may pay as low as $1,100 per year on average, or $92 per month, for full coverage. Prices are highest for drivers in their teens, where even without any violations or accidents they will be charged at least $4,500 a year. View Rates by Age

If you have a few violations or you caused a few accidents, you are likely paying $1,400 to $1,900 extra annually, depending on your age. High-risk driver insurance can cost from 42% to 135% more than the average rate. View High Risk Driver Rates

Opting for high physical damage deductibles could save up to $360 annually, while increasing your policy's liability limits will increase premiums. Changing from a 50/100 bodily injury limit to a 250/500 limit will cost up to $414 extra every 12 months. View Rates by Deductible or Liability Limit

Where you choose to live makes a big difference in GMC Savana insurance prices. A 40-year-old driver could pay as low as $890 a year in states like Vermont, New Hampshire, and Missouri, or at least $1,650 on average in Louisiana, New York, and Michigan.

View Chart as Image

With such a large range in prices, the best way to figure out which insurance company is cheapest is to compare prices from multiple companies. Every company utilizes a different rate formula, so rate quotes will be substantially different between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy the Right GMC Savana Insurance

Finding better rates on insurance for a GMC Savana not only requires being a safe and courteous driver, but also having a good credit score, refrain from filing small claims, and not having any coverage lapses. Invest the time to shop around at least every other year by getting rate quotes from direct car insurance companies, and also from insurance agencies where you live.

Below is a quick rundown of the car insurance concepts illustrated above.

• Drivers considered higher risk with reckless driving or DUI convictions could be forced to pay on average $1,340 more annually for auto insurance
• You may be able to save approximately $130 per year simply by shopping early and online
• Increasing policy deductibles could save up to $350 each year
• Insureds who want higher levels of liability will pay around $510 per year to go from 30/60 bodily injury limits to higher 250/500 limits