GMC Savana Insurance Rates

The average auto insurance rates for a GMC Savana are $1,196 annually for full coverage insurance. Comprehensive insurance costs on average $220 each year, collision costs $358, and liability coverage is estimated at $460. Buying just liability costs approximately $510 a year, with insurance for high-risk drivers costing $2,586 or more. Teenage drivers cost the most to insure at $4,658 a year or more.

Average premium for full coverage: $1,196

Policy rates by type of insurance:

Rates are based on $500 physical damage deductibles, liability limits of 30/60, and includes both medical and UM/UIM coverage. Prices are averaged for all 50 states and Savana models.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city has a large influence on insurance rates. Rural areas are shown to have fewer physical damage claims than densely populated cities.

The graphic below illustrates how geographic area affects car insurance rates.

The examples above illustrate why all drivers should get quotes based on a specific location and their own personal driving habits, rather than using average rates.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below illustrates estimated GMC Savana insurance rates for different risk profiles and scenarios.

• The best discount rate is $705
• Choosing higher $1,000 deductibles can save around $132 each year
• The estimated rate for a good driver age 40 with $500 deductibles is $1,196
• Using low deductibles for comp and collision coverage costs an additional $252 each year
• Drivers who are prone to accidents and violations could pay upwards of $2,586 or more
• Policy cost with full coverage for a teenage driver may cost $4,658 each year

View Chart as Image

Insurance rates for a GMC Savana also range considerably based on the model year and trim level, your risk profile, and policy deductibles and limits.

More mature drivers with a clean driving record and high physical damage deductibles may only pay around $1,100 annually on average, or $92 per month, for full coverage. Rates are much higher for teenagers, where even without any violations or accidents they can expect to pay upwards of $4,600 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you are probably paying at a minimum $1,400 to $2,000 extra every year, depending on your age. Insurance for high-risk drivers ranges around 43% to 130% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles can save as much as $390 a year, whereas increasing liability limits will cost you more. Switching from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $414 more per year. View Rates by Deductible or Liability Limit

Your home state plays a big part in determining prices for GMC Savana insurance rates. A good driver about age 40 could pay as low as $780 a year in states like Vermont, Wisconsin, and North Carolina, or be forced to pay as much as $1,620 on average in Michigan, New York, and Florida.

View Chart as Image

Because rates have so much variability, the only way to figure out exactly what you will pay is to do a rate comparison and see how they stack up. Each auto insurer uses a different method to calculate rates, so the rates will be varied between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy the Best Cheap GMC Savana Insurance

Finding cheaper rates on auto insurance takes being a safe and courteous driver, having a good credit history, being claim-free, and bundling your home and auto policies. Invest the time to compare rates once a year by getting rate quotes from direct insurance companies like Progressive, GEICO, and Esurance, and also from local exclusive and independent agents.

Below is a quick review of the data that was presented in the illustrations above.

• It is possible to save as much as $140 per year simply by quoting online in advance
• Consumers who require higher levels of liability will pay an extra $510 annually to raise limits from a 30/60 limit to higher 250/500 limits
• Teenage drivers pay the highest rates, possibly costing $388 each month including comprehensive and collision insurance
• Drivers with a DUI or reckless driving violation may pay on average $1,390 more each year for auto insurance