GMC Savana Insurance Rates

The average insurance rates for a GMC Savana are $1,196 a year for full coverage. Comprehensive insurance costs around $220 each year, collision costs $358, and liability is $460. A liability-only policy costs around $510 a year, with high-risk insurance costing $2,586 or more. Teens cost the most to insure at $4,658 a year or more.

Average premium for full coverage: $1,196

Policy rates for type of insurance:

Price estimates include $500 comprehensive and collision deductibles, bodily injury liability limits of 30/60, and includes both medical and uninsured motorist insurance. Prices are averaged for all states and Savana models.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city can have significant affects on auto insurance rates. Areas with sparse population are shown to have a lower frequency of accident claims than cities with more traffic congestion.

The graphic below illustrates the difference between rural and urban areas on auto insurance rates.

The examples above show why all drivers should compare rates quotes for a specific zip code and risk profile, instead of using averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below shows estimated GMC Savana insurance rates for additional coverage choices and driver risks.

• The cheapest rate after discounts is $705
• Raising to $1,000 deductibles will save about $132 a year
• The average rate for a good driver age 40 using $500 deductibles is $1,196
• Selecting low deductibles will cost an extra $252 every year
• At-risk drivers with serious driving violations could pay at least $2,586 or more
• Policy cost for full coverage for a teen driver can be $4,658

View Chart as Image

Car insurance rates for a GMC Savana also range considerably based on your risk profile, the trim level of your Savana, and deductibles and policy limits.

More mature drivers with no driving violations and high deductibles may pay as little as $1,100 every 12 months on average, or $92 per month, for full coverage. Rates are much higher for teenagers, where even good drivers will be charged as much as $4,600 a year. View Rates by Age

Your home state also has a big influence on GMC Savana insurance prices. A middle-age driver might find rates as low as $790 a year in states like Idaho, Maine, and Iowa, or have to pay at least $1,710 on average in Michigan, Louisiana, and New York.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles can reduce rates by up to $390 every year, whereas increasing liability limits will increase rates. Going from a 50/100 limit to a 250/500 limit will raise rates by up to $414 extra every 12 months. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you could be paying at least $1,400 to $2,000 extra every year, depending on your age. Insurance for high-risk drivers is expensive and can cost as much as 43% to 130% more than the average policy. View High Risk Driver Rates

Because rates have so much variability, the only way to know your exact price is to do a rate comparison and see which company has the best rate. Every auto insurance company calculates rates differently, so rate quotes will be varied from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheaper GMC Savana Insurance

Finding cheaper rates on car insurance consists of avoiding accidents and violations, having above-average credit, avoid buying unnecessary coverage, and qualifying for all possible discounts. Set aside time to compare rates every other policy renewal by obtaining price quotes from direct carriers like GEICO, Progressive, and Esurance, and also from local insurance agents.

The list below is a condensed summary of the ideas that were covered above.

• Teenagers are the costliest to insure, costing up to $388 each month if full coverage is included
• Higher risk drivers with multiple at-fault accidents may be required to pay an average of $1,390 more every year for car insurance
• Increasing comprehensive and collision deductibles can save around $375 each year
• Drivers can save up to $140 per year simply by quoting online in advance