GMC Savana Insurance Rates

The average auto insurance rates for a GMC Savana are $1,154 annually for full coverage insurance. Comprehensive costs approximately $206 each year, collision insurance costs $330, and liability insurance is $460. Buying just liability costs around $510 a year, and insurance for high-risk drivers costs around $2,492. Teens cost the most to insure at up to $4,524 a year.

Average premium for full coverage: $1,154

Policy rates by type of insurance:

These estimates include $500 policy deductibles, 30/60 liability coverage, and includes additional medical/uninsured motorist coverage. Prices are averaged for all 50 states and Savana models.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city has a significant impact on the price of auto insurance. Rural locations are shown to have fewer physical damage claims than cities with more traffic congestion. The graphic below illustrates how location impacts auto insurance prices.

The examples above illustrate why all drivers should compare rates quotes using their specific location and their own personal driving habits, rather than relying on averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below illustrates average GMC Savana insurance rates for additional coverage and risk scenarios.

• The cheapest rate after discounts is $682
• Raising to $1,000 deductibles will save $122 each year
• The estimated rate for a good driver age 40 who chooses $500 deductibles is $1,154
• Selecting low deductibles will cost $1,388
• Higher-risk drivers with serious driving violations could pay around $2,492
• Policy cost with full coverage for a teen driver can cost $4,524

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Insurance rates for a GMC Savana also range considerably based on the model year and trim level, your risk profile, and physical damage deductibles and liability limits.

More mature drivers with a clean driving record and high physical damage deductibles could pay as little as $1,100 every 12 months on average, or $92 per month, for full coverage. Rates are much higher for teenagers, where even without any violations or accidents they can expect to pay in the ballpark of $4,500 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you are probably paying anywhere from $1,400 to $1,900 extra every year, depending on your age. Insurance for high-risk drivers is expensive and can cost anywhere from 42% to 135% more than the average policy. View High Risk Driver Rates

Choosing higher comprehensive and collision insurance deductibles can reduce rates by up to $360 each year, whereas increasing liability limits will push rates upward. Switching from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $414 more per year. View Rates by Deductible or Liability Limit

Your home state also has a big influence on GMC Savana insurance rates. A middle-age driver might find rates as low as $760 a year in states like North Carolina, Wisconsin, and Vermont, or have to pay at least $1,560 on average in Florida, New York, and Michigan.

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Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Cheap GMC Savana Insurance

Finding cheaper rates on GMC Savana insurance consists of being safe and accident-free, having a good credit history, being claim-free, and possibly raising deductibles. Spend time shopping around every year by getting quotes from direct insurance companies like Progressive, GEICO, and Esurance, and also from insurance agencies where you live.

Below you'll find a brief summary of the coverage data touched on above.

• It is possible to save around $130 per year just by quoting online in advance
• Increasing comprehensive and collision deductibles could save up to $350 each year
• Youthful drivers are expensive to insure, possibly costing $377 each month including comprehensive and collision insurance
• High-risk drivers that tend to have accidents or serious violations could be forced to pay on average $1,340 more per year than a low-risk driver