GMC Savana Insurance Rates

U.S. average auto insurance rates for a GMC Savana are $1,196 annually with full coverage. Comprehensive costs an estimated $220, collision insurance costs $358, and liability is estimated at $460. Liability-only insurance costs approximately $510 a year, and high-risk driver insurance costs around $2,586. Teens pay the highest rates at up to $4,658 a year.

Average premium for full coverage: $1,196

Price estimates broken down by individual coverage:

Rates are based on $500 policy deductibles, split liability limits of 30/60, and includes UM/UIM and medical coverage. Estimates are averaged for all U.S. states and for all Savana models.

Price Range from Low to High

Geographic Price Range

Living in a larger city can have significant affects on car insurance rates. More rural locations have fewer collision claims than cities with more traffic congestion. The example below illustrates how location helps determine insurance prices.

The ranges above demonstrate why everyone should get quotes for a targeted area and their own personal driving habits, instead of using averaged prices.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below details average GMC Savana insurance rates for other coverage scenarios.

• The cheapest rate after discounts is $705
• Choosing higher $1,000 deductibles can save approximately $132 annually
• The estimated rate for the average middle-age driver who has $500 deductibles is $1,196
• Selecting pricier low deductibles for comp and collision coverage will cost $1,448
• Unlucky drivers with serious driving violations could pay up to $2,586
• The price with full coverage for a teen driver for full coverage can cost as much as $4,658 each year

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Car insurance prices for a GMC Savana are also quite variable based on the trim level and model year, your driving record, and liability limits and deductibles.

A more mature driver with no driving violations and high physical damage deductibles may pay as little as $1,100 annually on average for full coverage. Prices are much higher for teenage drivers, where even without any violations or accidents they will be charged at least $4,600 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you may be forking out $1,400 to $2,000 extra each year, depending on your age. GMC Savana insurance for high-risk drivers ranges as much as 43% to 130% more than the average policy. View High Risk Driver Rates

Choosing higher comprehensive and collision insurance deductibles can save as much as $390 every year, whereas buying more liability protection will increase premiums. Moving from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $414 extra every 12 months. View Rates by Deductible or Liability Limit

The state you live in plays a big part in determining prices for GMC Savana insurance prices. A good driver about age 40 could pay as low as $860 a year in states like Utah, Ohio, and New Hampshire, or have to pay at least $1,620 on average in New York, Michigan, and Florida.

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Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy the Best Cheap GMC Savana Insurance

Getting lower rates on car insurance takes being a good driver, having a good credit score, avoid buying unnecessary coverage, and possibly higher deductibles. Invest time comparing rates at least once a year by getting rate quotes from direct companies like GEICO, Progressive, and Esurance, and also from several local insurance agents.

The following list is a quick review of the primary concepts that were covered in the charts and tables above.

• You may be able to save approximately $140 per year just by quoting online well ahead of the renewal date
• Higher risk drivers with a DUI or reckless driving violation pay on average $1,390 more annually than a safer driver
• Increasing physical damage deductibles could save up to $375 each year
• Drivers age 16 to 20 have the highest car insurance prices, costing up to $388 a month if comprehensive and collision insurance is included