GMC Savana Insurance Rates

The average insurance rates for a GMC Savana are $1,154 a year for full coverage. Comprehensive insurance costs around $206, collision costs $330, and liability is $460. A liability-only policy costs around $510 a year, with high-risk insurance costing $2,492 or more. Teenage drivers cost the most to insure at $4,524 a year or more.

Average premium for full coverage: $1,154

Policy rates for type of insurance:

Prices are based on $500 comprehensive and collision deductibles, 30/60 liability limits, and includes uninsured/under-insured motorist coverage. Prices are averaged for all states and for all Savana models.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city can have significant affects on auto insurance rates. Areas with sparse population are shown to have lower incidents of accident claims than densely populated cities.

The example below illustrates how your location can change auto insurance rates.

The examples above show why everyone should compare rates quotes for a specific zip code, instead of using average rates.

Use the form below to get customized rates for your location.

More Rate Information

The chart below shows estimated GMC Savana insurance rates for additional coverage choices and driver risks.

• The best discount rate is $682
• Raising to $1,000 deductibles will save about $122 a year
• The estimated price for a good driver age 40 using $500 deductibles is $1,154
• Using pricier low deductibles will cost an additional $234 every year
• At-risk drivers who are prone to accidents and violations could pay at least $2,492 or more
• Policy cost that insures a teen driver for full coverage can be $4,524

View Chart as Image

Car insurance rates for a GMC Savana also range considerably based on the model of your Savana, how you drive, and deductibles and policy limits.

If you have a few points on your driving record or you caused an accident, you could be paying at least $1,400 to $1,900 extra every year, depending on your age. GMC Savana insurance for high-risk drivers is expensive and can cost as much as 42% to 135% more than a normal policy. View High Risk Driver Rates

A more mature driver with no driving violations and higher comprehensive and collision deductibles may pay as little as $1,100 every 12 months on average, or $92 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records will be charged as much as $4,500 a year. View Rates by Age

Your home state also has a big influence on GMC Savana insurance prices. A middle-age driver might find rates as low as $760 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $1,650 on average in Michigan, Louisiana, and New York.

View Chart as Image

Using high physical damage deductibles can reduce rates by up to $360 every year, whereas buying more liability protection will increase rates. Going from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $414 extra every 12 months. View Rates by Deductible or Liability Limit

Because rates have so much variability, the only way to know your exact price is to regularly compare rates and see which company has the best rate. Every auto insurance company uses a different method to calculate rates, so rate quotes will be varied.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Affordable GMC Savana Insurance

Finding cheaper rates on car insurance consists of having a decent driving record, having a positive credit history, avoid buying unnecessary coverage, and qualifying for all possible discounts. Compare prices at every policy renewal by getting rate quotes from direct carriers, and also from several local insurance agents.

The following items are a brief review of the data illustrated above.

• Policyholders who may need additional liability coverage will pay an extra $510 each year to raise from a 30/60 limit to the 250/500 level
• Drivers can save up to $130 per year simply by quoting online well ahead of the renewal date
• Increasing comprehensive and collision deductibles can save approximately $350 each year
• 16 to 18-year-old drivers are the costliest to insure, costing up to $377 each month if full coverage is purchased