GMC Savana Insurance Rates

Estimated insurance prices for a GMC Savana are $1,196 every 12 months for full coverage. Comprehensive costs approximately $220 each year, collision costs $358, and liability coverage costs around $460. A policy with only liability insurance costs as low as $510 a year, with a high-risk policy costing around $2,586. Teenage drivers pay the most at $4,658 a year or more.

Average premium for full coverage: $1,196

Premium estimates by type of coverage:

Includes $500 policy deductibles, 30/60 liability limits, and includes uninsured motorist and medical coverage. Rates include averaging for all states and Savana models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Where you live has a large influence on car insurance rates. Rural locations are statistically proven to have more infrequent accident claims than densely populated cities.

The graphic below illustrates how location impacts auto insurance prices.

These rate differences show why all drivers should compare prices using their specific location and their own driving history, rather than using average rates.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below shows estimated GMC Savana insurance rates for additional coverage and risk scenarios.

• The best discount rate is $705
• Using higher $1,000 deductibles will save $132 a year
• The average price for a 40-year-old good driver who chooses $500 deductibles is $1,196
• Using low deductibles for physical damage coverage increases the price to $1,448
• Higher-risk drivers who are prone to accidents and violations could pay around $2,586 or more
• An auto insurance policy to insure a teenage driver can cost $4,658 or more

View Chart as Image

Car insurance prices for a GMC Savana also have a wide range based on physical damage deductibles and liability limits, your driver profile, and the model of your Savana.

Using high physical damage deductibles could cut prices by as much as $390 a year, whereas increasing liability limits will push prices upward. Going from a 50/100 liability limit to a 250/500 limit will cost up to $414 extra every 12 months. View Rates by Deductible or Liability Limit

More mature drivers with no driving violations and higher deductibles may only pay around $1,100 a year, or $92 per month, for full coverage. Prices are much higher for drivers in their teens, since even excellent drivers will be charged in the ballpark of $4,600 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you could be paying anywhere from $1,400 to $2,000 extra annually, depending on your age. Insurance for high-risk drivers can be around 43% to 130% more than a normal policy. View High Risk Driver Rates

Where you choose to live has a huge impact on GMC Savana insurance rates. A driver around age 40 might see prices as low as $790 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $1,710 on average in New York, Louisiana, and Michigan.

View Chart as Image

With such a large range in prices, the only way to know who has the cheapest car insurance prices is to do a rate comparison and see how they stack up. Each insurance company uses a different method to calculate prices, so rate quotes will be substantially different.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for the Cheapest GMC Savana Insurance

Finding better rates on auto insurance requires avoiding accidents and claims, maintaining a good credit score, not filing small claims, and avoiding coverage lapses. Spend time shopping around at every policy renewal by getting rate quotes from direct carriers, and also from your local independent and exclusive agents.

The points below are a recap of the data touched on above.

• Consumers who purchase increased liability limits will pay an extra $510 each year to increase from 30/60 bodily injury limits to a 250/500 level
• Drivers can save around $140 per year simply by quoting online in advance
• Increasing policy deductibles could save as much as $375 each year
• Drivers under the age of 20 pay the highest auto insurance prices, as much as $388 per month if the policy includes full coverage