GMC Savana Insurance Rates

U.S. average insurance prices for a GMC Savana are $1,196 every 12 months for full coverage insurance. Comprehensive costs approximately $220 a year, collision costs $358, and liability costs around $460. Liability-only coverage costs as low as $510 a year, with high-risk coverage costing around $2,586. Teenage drivers pay the highest rates at $4,658 a year or more.

Average premium for full coverage: $1,196

Price estimates by individual coverage:

Prices are based on $500 physical damage insurance deductibles, 30/60 bodily injury liability limits, and includes both medical and uninsured motorist insurance. Estimates are averaged for all 50 states and Savana trim levels.

Price Range from Low to High

Geographic Price Range

Where you live can make a big difference on the price of auto insurance. Rural locations have more infrequent physical damage claims than densely populated cities.

The diagram below illustrates how location impacts auto insurance prices.

The ranges above illustrate why it is important to compare prices using their specific location and their own driving history, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below illustrates estimated GMC Savana insurance rates for additional coverage and risk scenarios.

• The best discount rate is $705
• Using higher $1,000 deductibles will save $1,064 each year
• The average price for the average middle-age driver who chooses $500 deductibles is $1,196
• Using low $100 deductibles for physical damage coverage increases the price to $1,448
• High-risk insureds who are prone to accidents and violations could pay around $2,586 or more
• The price to insure a 16-year-old driver can cost $4,658 or more

View Chart as Image

Auto insurance prices for a GMC Savana are also quite variable based on deductibles and policy limits, your risk profile, and the model of your Savana.

Using high physical damage deductibles could cut prices by as much as $390 annually, while buying higher liability limits will push prices upward. Switching from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $414 extra every year. View Rates by Deductible or Liability Limit

Older drivers with a good driving record and higher deductibles may pay as low as $1,100 a year for full coverage. Prices are much higher for teenage drivers, since even excellent drivers will have to pay in the ballpark of $4,600 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you are probably paying anywhere from $1,400 to $2,000 in extra premium each year, depending on your age. A high-risk auto insurance policy can be from 43% to 130% more than a normal policy. View High Risk Driver Rates

The state you live in has a huge impact on GMC Savana insurance prices. A driver around age 40 might see prices as low as $780 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $1,620 on average in Florida, New York, and Michigan.

View Chart as Image

Since prices can be so different, the only way to figure out who has the best car insurance prices is to get quotes from multiple companies. Each insurance company uses a different method to calculate prices, and quoted prices may be quite different.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for Affordable GMC Savana Insurance

Getting lower rates on insurance for a GMC Savana requires being a low-risk driver, having a good credit score, not filing small claims, and not having any coverage lapses. Spend time shopping around at every other renewal by obtaining price quotes from direct insurance companies like Progressive, GEICO, and Esurance, and also from local insurance agencies.

The items below are a brief review of the concepts that were touched on above.

• Drivers considered higher risk with DUI or reckless driving convictions may have to pay on average $1,390 more per year to insure their Savana
• Teen drivers have the highest car insurance prices, as much as $388 a month if comprehensive and collision insurance is included
• It is possible to save around $140 per year simply by quoting early and online
• Increasing physical damage deductibles could save as much as $375 each year
• It is possible to save around $140 per year simply by quoting early and online