GMC Savana Insurance Rates

Estimated auto insurance rates for a GMC Savana are $1,154 annually with full coverage. Comprehensive insurance costs on average $206, collision costs $330, and liability coverage is estimated at $460. Liability-only insurance costs approximately $510 a year, with high-risk driver insurance costing $2,492 or more. Teenage drivers pay the most at $4,524 a year or more.

Average premium for full coverage: $1,154

Premium estimates by type of coverage:

Rates are based on $500 physical damage insurance deductibles, 30/60 liability coverage, and includes medical and uninsured motorist coverage. Rates include averaging for all U.S. states and for all Savana models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Living in a larger city has a large influence on auto insurance rates. Rural areas are statistically proven to have fewer collision claims than densely populated cities.

The example below illustrates the difference location can make on car insurance rates.

These rate differences demonstrate why everyone should get quotes based on a specific location and their own personal driving habits, rather than using average rates.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below details estimated GMC Savana insurance rates for different risk profiles and scenarios.

• The best discount rate is $682
• Choosing higher $1,000 deductibles can save around $122 annually
• The estimated rate for a 40-year-old good driver with $500 deductibles is $1,154
• Using pricier low deductibles for comp and collision coverage costs an additional $234 each year
• Drivers who are prone to accidents and violations could pay upwards of $2,492 or more
• An auto insurance policy with full coverage for a teenage driver for full coverage may cost $4,524 each year

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Insurance prices for a GMC Savana also have a wide range based on the model of your Savana, your driving record, and policy deductibles and limits.

A more mature driver with no violations or accidents and high physical damage deductibles may only pay around $1,100 annually on average, or $92 per month, for full coverage. Prices are much higher for drivers in their teens, where even without any violations or accidents they should be prepared to pay upwards of $4,500 a year. View Rates by Age

If you have a few violations or you caused a few accidents, you may be forking out at a minimum $1,400 to $1,900 additional annually, depending on your age. GMC Savana insurance for high-risk drivers ranges around 42% to 135% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles can save as much as $360 a year, whereas buying more liability protection will cost you more. Moving from a 50/100 bodily injury limit to a 250/500 limit will cost up to $414 more each year. View Rates by Deductible or Liability Limit

Where you choose to live plays a big part in determining prices for GMC Savana insurance rates. A good driver about age 40 could pay as low as $830 a year in states like New Hampshire, Ohio, and Utah, or be forced to pay as much as $1,560 on average in Florida, Michigan, and New York.

View Chart as Image

With such a large range in prices, the best way to find out exactly what you will pay is to regularly compare prices and see how they stack up. Each auto insurer uses a different method to calculate prices, and prices will be substantially different between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy the Best Cheap GMC Savana Insurance

Finding better rates on auto insurance takes being a low-risk driver, having good credit, being claim-free, and insuring your home and auto with the same company. Make time to compare rates every year by getting quotes from direct companies, and also from local independent and exclusive agents.

The items below are a quick review of the coverage data touched on in this article.

• You may be able to save as much as $130 per year simply by quoting online well ahead of the renewal date
• Increasing policy deductibles could save up to $350 each year
• Teen drivers pay higher prices, possibly costing $377 per month if they have full coverage
• Drivers with a DUI or reckless driving violation pay an average of $1,340 more each year to insure their Savana