GMC Savana Insurance Rates

U.S. average auto insurance rates for a GMC Savana are $1,154 annually for full coverage insurance. Comprehensive insurance costs an estimated $206 each year, collision insurance costs $330, and liability is estimated at $460. Liability-only coverage costs approximately $510 a year, and high-risk coverage costs $2,492 or more. Teenage drivers pay the highest rates at up to $4,524 a year.

Average premium for full coverage: $1,154

Price estimates broken down by individual coverage:

These estimates include $500 deductibles, minimum liability limits, and includes both medical and uninsured motorist insurance. Estimates are averaged for all 50 states and Savana models.

Price Range from Low to High

Geographic Price Range

Living in a larger city can make a big difference on the price of insurance. More rural locations have fewer physical damage claims than densely populated cities. The graphic below illustrates the difference location can make on insurance prices.

The ranges above illustrate why all drivers should get quotes for a targeted area and their own personal driving habits, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below illustrates average GMC Savana insurance rates for other coverage scenarios.

• The best discount rate is $682
• Choosing higher $1,000 deductibles can save approximately $122 each year
• The estimated rate for the average middle-age driver who has $500 deductibles is $1,154
• Using low deductibles for comp and collision coverage costs an additional $234 annually
• Higher-risk drivers who are prone to accidents and violations could pay up to $2,492
• The price with full coverage for a 16-year-old driver can cost as much as $4,524 each year

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Auto insurance prices for a GMC Savana are also quite variable based on the trim level and model year, your risk profile, and liability limits and deductibles.

More mature drivers with a good driving record and high physical damage deductibles may pay as low as $1,100 annually on average for full coverage. Prices are much higher for teenage drivers, where even without any violations or accidents they will have to pay at least $4,500 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you are probably paying $1,400 to $1,900 in extra premium each year, depending on your age. Insurance for high-risk drivers ranges from 42% to 135% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles can save as much as $360 annually, whereas increasing liability limits will increase premiums. Switching from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $414 extra every year. View Rates by Deductible or Liability Limit

The state you live in plays a big part in determining prices for GMC Savana insurance prices. A good driver about age 40 could pay as low as $760 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $1,560 on average in Florida, New York, and Michigan.

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Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Cheap GMC Savana Insurance

Getting lower rates on insurance for a GMC Savana takes not taking risks behind the wheel, having above-average credit, not filing small claims, and consideration of higher deductibles. Make time to compare rates every couple of years by obtaining price quotes from direct insurance companies like GEICO, Progressive, and Esurance, and also from your local independent and exclusive agents.

The following is a brief summary of the material that was touched on in this article.

• Insureds who want higher liability limits will pay an extra $510 annually to raise limits from a low limit to higher 250/500 limits
• Teens are the costliest to insure, as much as $377 a month if full coverage is included
• Drivers considered higher risk that tend to have accidents or serious violations may pay on average $1,340 more annually for Savana insurance
• Increasing physical damage deductibles could save up to $350 each year