GMC Savana Insurance Rates

U.S. average insurance rates for a GMC Savana are $1,154 a year including full coverage. Comprehensive insurance costs an estimated $206 a year, collision costs $330, and liability insurance costs $460. Liability-only coverage costs as little as $510 a year, with high-risk coverage costing $2,492 or more. Teens pay the highest rates at $4,524 a year or more.

Average premium for full coverage: $1,154

Price estimates broken down by individual coverage:

Includes $500 comprehensive and collision deductibles, 30/60 bodily injury liability limits, and includes both medical and uninsured motorist insurance. Estimates are averaged for all 50 U.S. states and Savana trim levels.

Price Range from Low to High

Geographic Price Range

Your location has a significant impact on the price of auto insurance. More rural locations have a lower frequency of comprehensive and collision claims than cities with more traffic congestion.

The diagram below illustrates the difference location can make on insurance prices.

The ranges above highlight why it is important to compare rates for a targeted area and risk profile, rather than relying on averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below breaks down estimated GMC Savana insurance rates for other coverage scenarios.

• The cheapest rate after discounts is $682
• Drivers who choose higher $1,000 deductibles will pay approximately $1,032 every year
• The average rate for the average middle-age driver who has $500 deductibles is $1,154
• Selecting low $100 deductibles for comprehensive and collision insurance will cost an extra $234 a year
• High risk drivers with serious driving violations could pay up to $2,492 or more
• The price for full coverage for a teen driver can cost as much as $4,524 a year

View Chart as Image

Auto insurance prices for a GMC Savana are also quite variable based on your driving record, the model of your Savana, and liability limits and deductibles.

Older drivers with a good driving record and high deductibles could pay as little as $1,100 per year on average for full coverage. Prices are much higher for teenage drivers, where even good drivers will have to pay at least $4,500 a year. View Rates by Age

The state you live in makes a big difference in GMC Savana insurance rates. A 40-year-old driver could pay as low as $890 a year in states like Vermont, New Hampshire, and Missouri, or have to pay at least $1,650 on average in Louisiana, New York, and Michigan.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles could save up to $360 each year, while buying higher liability limits will increase premiums. Changing from a 50/100 limit to a 250/500 limit will increase prices by as much as $414 extra every year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you are likely paying $1,400 to $1,900 in extra premium each year, depending on your age. A high-risk auto insurance policy can cost anywhere from 42% to 135% more than the average policy. View High Risk Driver Rates

Since prices can be so different, the best way to figure out which car insurance is cheapest is to get quotes from as many companies as possible. Every company calculates prices differently, and quoted prices may be quite different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Cheapest GMC Savana Insurance

Getting lower rates on GMC Savana insurance not only requires having a decent driving record, but also having good credit, being claim-free, and qualifying for all possible discounts. Make time to compare rates at every other renewal by getting quotes from direct car insurance companies like Progressive and GEICO, and also from your local independent and exclusive agents.

The following items are a recap of the concepts that were touched on in this article.

• High-risk drivers that have major violations or accidents may pay on average $1,340 more annually than a driver with a clean driving record
• 16 to 18-year-old drivers are the costliest to insure, possibly costing $377 a month if they have full coverage
• You may be able to save approximately $130 per year simply by quoting early and online
• Increasing physical damage deductibles can save around $350 each year
• You may be able to save approximately $130 per year simply by quoting early and online