GMC Savana Insurance Rates

The average insurance rates for a GMC Savana are $1,154 a year for full coverage. Comprehensive costs an estimated $206 each year, collision insurance costs $330, and liability coverage costs around $460. A liability-only policy costs as low as $510 a year, and high-risk insurance costs around $2,492. Teen drivers cost the most to insure at up to $4,524 a year.

Average premium for full coverage: $1,154

Policy rates broken down by type of insurance:

Estimates include $500 policy deductibles, liability limits of 30/60, and includes additional medical/uninsured motorist coverage. Prices are averaged for all states and Savana models.

Price Range Variability

Urban vs. Rural Price Range

Where you live has a large influence on insurance rates. More rural locations are shown to have lower incidents of accident claims than larger metro areas. The graphic below illustrates the difference between rural and urban areas on insurance prices.

The examples above show why all drivers should compare prices for a targeted area, rather than using price averages.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below shows average GMC Savana insurance rates for other coverage scenarios.

• The lowest rate with discounts is $682
• Using higher $1,000 deductibles will save approximately $122 a year
• The estimated price for a good driver age 40 who has $500 deductibles is $1,154
• Choosing low deductibles for physical damage coverage bumps up the cost to $1,388
• Higher-risk drivers with multiple violations and an at-fault accident could pay up to $2,492
• Policy cost that insures a teenage driver can cost as much as $4,524 or more

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Car insurance rates for a GMC Savana also range considerably based on the trim level and model year, how you drive, and liability limits and deductibles.

If you have a few points on your driving record or you caused an accident, you could be paying $1,400 to $1,900 extra every year, depending on your age. Insurance for high-risk drivers can be around 42% to 135% more than average. View High Risk Driver Rates

More mature drivers with no driving violations and higher comprehensive and collision deductibles may only pay around $1,100 a year, or $92 per month, for full coverage. Rates are highest for teenagers, since even teens with perfect driving records will be charged at least $4,500 a year. View Rates by Age

Your home state has a huge impact on GMC Savana insurance rates. A driver around age 40 might see rates as low as $760 a year in states like Iowa, Maine, and Idaho, or as much as $1,650 on average in New York, Louisiana, and Michigan.

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Choosing high deductibles could cut rates by as much as $360 a year, whereas increasing liability limits will increase premiums. Going from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $414 extra every 12 months. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Low Cost GMC Savana Insurance

Finding cheaper rates on auto insurance requires being a good driver, having a positive credit history, avoid buying unnecessary coverage, and possibly higher deductibles. Shop around once a year by requesting quotes from direct carriers, and also from your local independent and exclusive agents.

The following list is a review of the data that was covered above.

• Drivers can save approximately $130 per year just by quoting online in advance
• Consumers who want an increased level of liability coverage will pay about $510 each year to increase from a 30/60 limit to the 250/500 level
• Drivers age 16 to 20 have the highest car insurance rates, costing up to $377 each month if full coverage is purchased
• Drivers who have several accidents or serious violations may pay on average $1,340 more annually than a safer driver