GMC Savana Insurance Rates

Average auto insurance rates for a GMC Savana are $1,196 annually for full coverage. Comprehensive insurance costs approximately $220, collision costs $358, and liability insurance costs around $460. A policy with just liability insurance costs as low as $510 a year, with coverage for high-risk drivers costing $2,586 or more. Teens receive the highest rates at $4,658 a year or more.

Average premium for full coverage: $1,196

Rate estimates by individual coverage type:

Estimates include $500 comprehensive and collision deductibles, 30/60 liability limits, and includes uninsured/under-insured motorist coverage. Rates are averaged for all states and for different Savana trim levels.

Price Range by Coverage and Risk

Price Range by Location

Where you live has a significant impact on car insurance rates. Rural locations tend to have fewer accident claims than cities with more traffic congestion.

The price range example below illustrates how geographic area affects auto insurance prices.

These examples show why anyone shopping for car insurance should compare prices using their specific location and their own personal driving habits, rather than relying on averaged prices.

Use the form below to get customized rates for your location.

More Rate Information

The chart below shows estimated GMC Savana insurance rates for additional coverage and risk scenarios.

• The cheapest rate after discounts is $705
• Using higher $1,000 deductibles will save $132 a year
• The estimated rate for a 40-year-old driver who chooses $500 deductibles is $1,196
• Selecting more expensive low deductibles for physical damage coverage costs an additional $252 a year
• Drivers with serious driving violations could pay around $2,586 or more
• The cost with full coverage for a teen driver with full coverage can cost $4,658 or more

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Insurance rates for a GMC Savana can also vary considerably based on the trim level of your Savana, your driver profile, and physical damage deductibles and liability limits.

An older driver with no violations or accidents and high physical damage deductibles could pay as little as $1,100 a year for full coverage. Rates are much higher for teen drivers, where even without any violations or accidents they should be prepared to pay in the ballpark of $4,600 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you could be paying anywhere from $1,400 to $2,000 additional per year, depending on your age. High-risk driver insurance can be anywhere from 43% to 130% more than the average policy. View High Risk Driver Rates

Choosing higher comprehensive and collision insurance deductibles could cut rates by as much as $390 each year, while increasing your policy's liability limits will push rates upward. Going from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $414 more each year. View Rates by Deductible or Liability Limit

Where you live has a huge impact on GMC Savana insurance rates. A driver around age 40 might see rates as low as $790 a year in states like Iowa, Maine, and Idaho, or have to pay at least $1,710 on average in New York, Louisiana, and Michigan.

View Chart as Image

With so much variability in rates, the only way to know who has the cheapest car insurance rates is to compare rates from as many companies as possible. Each insurance company calculates rates differently, and rates can be significantly different between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Low Cost GMC Savana Insurance

Saving money on GMC Savana insurance requires avoiding accidents and violations, having good credit, eliminating unneeded coverage, and qualifying for all possible discounts. Invest the time to compare rates at every policy renewal by requesting quotes from direct carriers like Progressive and GEICO, and also from several local insurance agents.

The list below is a review of the data presented in the illustrations above.

• Drivers who purchase higher liability limits will pay approximately $510 each year to increase from a minimum limit to higher 250/500 limits
• Drivers can save around $140 per year simply by shopping early and online
• Increasing deductibles could save up to $375 each year
• Teenagers are the costliest to insure, costing as high as $388 per month if they have full coverage