GMC Savana Insurance Rates

Average insurance rates for a GMC Savana are $1,154 a year including full coverage. Comprehensive costs approximately $206, collision costs $330, and liability coverage is estimated at $460. A liability-only policy costs approximately $510 a year, with high-risk insurance costing around $2,492. Teenage drivers receive the highest rates at $4,524 a year or more.

Average premium for full coverage: $1,154

Rate estimates by individual coverage type:

Rates are based on $500 comprehensive and collision deductibles, split liability limits of 30/60, and includes uninsured motorist and medical coverage. Rates are averaged for all 50 U.S. states and for all Savana models.

Price Range by Coverage and Risk

Price Range by Location

Living in a larger city has a large influence on car insurance prices. Rural locations tend to have a lower frequency of comprehensive and collision claims than densely populated cities.

The example below illustrates how your location can change auto insurance prices.

These examples highlight why everyone should get quotes using their specific location and risk profile, rather than using average rates.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below breaks down estimated GMC Savana insurance rates for additional coverage and risk scenarios.

• The best discount rate is $682
• Choosing higher $1,000 deductibles can save $122 every year
• The average rate for a 40-year-old driver who chooses $500 deductibles is $1,154
• Using pricier low deductibles for comp and collision coverage will increase the cost to $1,388
• Drivers who are prone to accidents and violations could pay around $2,492 or more
• The cost for full coverage for a teenage driver for full coverage can cost $4,524 each year

View Chart as Image

Insurance rates for a GMC Savana can also vary considerably based on your driver profile, the model of your Savana, and physical damage deductibles and liability limits.

A more mature driver with a clean driving record and high deductibles may only pay around $1,100 annually on average for full coverage. Rates are much higher for teen drivers, where even good drivers can expect to pay in the ballpark of $4,500 a year. View Rates by Age

Where you live plays a big part in determining prices for GMC Savana insurance rates. A good driver about age 40 could pay as low as $890 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $1,650 on average in Louisiana, New York, and Michigan.

View Chart as Image

Using high physical damage deductibles can save as much as $360 a year, whereas buying more liability protection will push rates upward. Changing from a 50/100 limit to a 250/500 limit will cost as much as $414 more per year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you are likely paying anywhere from $1,400 to $1,900 extra per year, depending on your age. GMC Savana insurance for high-risk drivers ranges around 42% to 135% more than a normal policy. View High Risk Driver Rates

With so much variability in rates, the best way to figure out who has the best auto insurance rates is to regularly compare rates and see how they stack up. Each auto insurer uses a different method to calculate rates, so the rates can be significantly different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best Cheap GMC Savana Insurance

Saving money on auto insurance takes having a decent driving record, maintaining good credit, not filing small claims, and maximizing policy discounts. Invest the time to shop around at least once a year by requesting quotes from direct car insurance companies like GEICO and Progressive, and also from insurance agencies where you live.

The following items are a quick review of the primary concepts that were illustrated above.

• You may be able to save around $130 per year simply by quoting online well ahead of the renewal date
• Drivers with a DUI or reckless driving violation could be forced to pay on average $1,340 more per year than a driver with a clean driving record
• Increasing deductibles can save around $350 each year
• 16 to 18-year-old drivers are expensive to insure, as much as $377 per month for full coverage