GMC Savana Insurance Rates

The average auto insurance rates for a GMC Savana are $1,196 annually including full coverage. Comprehensive costs on average $220, collision costs $358, and liability costs around $460. A liability-only policy costs as low as $510 a year, with high-risk insurance costing around $2,586. Teens cost the most to insure at $4,658 a year or more.

Average premium for full coverage: $1,196

Policy rates by type of insurance:

Full coverage includes $500 policy deductibles, 30/60 liability limits, and includes UM/UIM and medical coverage. Prices are averaged for all 50 U.S. states and for different Savana trim levels.

Price Range Variability

Urban vs. Rural Price Range

Where you live can make a big difference on car insurance rates. Rural areas are shown to have fewer comprehensive and collision claims than cities with more traffic congestion.

The price range example below illustrates the difference location can make on car insurance rates.

The examples above highlight why anyone shopping for car insurance should compare prices based on a specific location and their own personal driving habits, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below breaks down estimated GMC Savana insurance rates for different risk profiles and scenarios.

• The cheapest rate after discounts is $705
• Using higher $1,000 deductibles will save around $132 every year
• The estimated rate for a good driver age 40 with $500 deductibles is $1,196
• Selecting more expensive low deductibles for physical damage coverage will cost $1,448
• High-risk insureds with serious driving violations could pay upwards of $2,586 or more
• Policy cost with full coverage for a 16-year-old driver with full coverage may cost $4,658 or more

View Chart as Image

Car insurance rates for a GMC Savana also range considerably based on the model year and trim level, your driving characteristics, and policy deductibles and limits.

An older driver with no driving violations and high physical damage deductibles may pay as low as $1,100 a year, or $92 per month, for full coverage. Rates are much higher for teenagers, where even without any violations or accidents they will be charged upwards of $4,600 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you are likely paying at a minimum $1,400 to $2,000 extra every year, depending on your age. High-risk driver insurance can be from 43% to 130% more than the average policy. View High Risk Driver Rates

Choosing higher comprehensive and collision insurance deductibles could cut rates by as much as $390 annually, while increasing your policy's liability limits will cost you more. Changing from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $414 extra every 12 months. View Rates by Deductible or Liability Limit

Your home state has a huge impact on GMC Savana insurance prices. A driver around age 40 might see rates as low as $920 a year in states like Missouri, New Hampshire, and Vermont, or have to pay at least $1,710 on average in Michigan, New York, and Louisiana.

View Chart as Image

Because rates have so much variability, the best way to figure out exactly what you will pay is to compare rates from multiple companies. Each insurance company calculates rates differently, so rate quotes will be varied between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy More Affordable GMC Savana Insurance

Finding cheaper rates on insurance for a GMC Savana requires being safe and accident-free, having a good credit score, paying for small claims out-of-pocket, and maximizing policy discounts. Make time to compare rates at every policy renewal by obtaining price quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from several local insurance agents.

Below you'll find a summary of the data touched on in this article.

• Insureds who require more liability protection will pay approximately $510 per year to increase from a 30/60 limit to higher 250/500 limits
• You may be able to save as much as $140 per year simply by shopping early and online
• Increasing comprehensive and collision deductibles could save up to $375 each year
• Youthful drivers are expensive to insure, with premiums being up to $388 each month if comprehensive and collision insurance is included