GMC Savana Insurance Rates

The average auto insurance rates for a GMC Savana are $1,154 annually with full coverage. Comprehensive costs approximately $206 a year, collision costs $330, and liability insurance is $460. Liability-only coverage costs around $510 a year, with high-risk coverage costing around $2,492. Teen drivers cost the most to insure at $4,524 a year or more.

Average premium for full coverage: $1,154

Policy rates by type of insurance:

Rate estimates include $500 comprehensive and collision deductibles, 30/60 liability limits, and includes UM/UIM and medical coverage. Prices are averaged for all U.S. states and Savana trim levels.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city has a significant impact on the price of insurance. Rural locations are shown to have fewer collision claims than larger metro areas.

The diagram below illustrates how rural and urban location affects auto insurance prices.

The examples above demonstrate why it is important to compare rates quotes using their specific location and their own personal driving habits, rather than relying on price averages.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below details estimated GMC Savana insurance rates for additional coverage and risk scenarios.

• The lowest rate with discounts is $682
• Raising to $1,000 deductibles will save $1,032 annually
• The estimated rate for a good driver age 40 who chooses $500 deductibles is $1,154
• Choosing low $100 deductibles will cost $1,388
• Higher-risk drivers with multiple violations and an at-fault accident could pay around $2,492 or more
• Policy cost with full coverage for a teen driver can cost $4,524

View Chart as Image

Insurance rates for a GMC Savana also range considerably based on the model year and trim level, your driving record, and physical damage deductibles and liability limits.

Older drivers with no violations or accidents and high physical damage deductibles could pay as little as $1,100 every 12 months on average, or $92 per month, for full coverage. Rates are highest for teenagers, where even without any violations or accidents they should be prepared to pay in the ballpark of $4,500 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you may be forking out anywhere from $1,400 to $1,900 additional every year, depending on your age. A high-risk auto insurance policy is expensive and can cost anywhere from 42% to 135% more than average. View High Risk Driver Rates

Choosing high deductibles can reduce rates by up to $360 each year, while buying higher liability limits will push rates upward. Moving from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $414 more each year. View Rates by Deductible or Liability Limit

Your home state also has a big influence on GMC Savana insurance rates. A middle-age driver might find rates as low as $830 a year in states like Utah, Ohio, and New Hampshire, or as much as $1,560 on average in New York, Michigan, and Florida.

View Chart as Image

Because rates have so much variability, the best way to find out who has the cheapest auto insurance rates is to get quotes from as many companies as possible. Every auto insurance company uses a different rate calculation, and rates will be varied between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy the Best GMC Savana Insurance

Finding cheaper rates on GMC Savana insurance consists of avoiding accidents and violations, having good credit, not filing small claims, and qualifying for all possible discounts. Set aside time to shop around at every policy renewal by getting quotes from direct companies like Progressive, GEICO, and Esurance, and also from your local independent and exclusive agents.

The list below is a brief recap of the data raised in the charts and tables above.

• Drivers who purchase higher liability limits will pay about $510 every year to raise from a 30/60 limit to higher 250/500 limits
• You may be able to save around $130 per year simply by quoting early and online
• Increasing comprehensive and collision deductibles could save up to $350 each year
• Teenagers are the costliest to insure, as much as $377 each month if they have full coverage